David Saulsman in Perth, Western Australia | Mortgage brokers

David Saulsman

Locality: Perth, Western Australia

Phone: +61 450 218 348

Address: 254 scarborough beach road 6018 Perth, WA, Australia

Website: http://www.mortgagesolutionsaustralia.com.au

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21.01.2022 First Home Buyers Cautious of Buying Property is the message that's coming out from a recently conducted survey....... Read more! ************************************************ While a majority of first home buyers believe now is a good time to buy, it seems many are reluctant to do so, with just 17 per cent saying they will purchase within the next three months.... According to the national RAMS First Home Buyers Pulse Check survey, three in four first home buyers say now is a good time to buy. RAMS chief executive Melos Sulicich said the results suggest first home buyers are taking a wait and see approach when it comes to property, preferring to take the time to research the market. Although many first home buyers say the time to buy is now with interest rates recently coming down and property prices relatively stable, the days of Government incentives that drove sizzling hot demand and frenzied purchasing decisions amongst first home buyers are definitely over, Mr Sulicich said. Good deals are out there for first home buyers but a general lack of confidence to take the first step may see some miss out on their ideal property to savvy investors. Buying a first home is one of the biggest but also the most rewarding decisions Australians can make so its important to have the right balance between weighing up your options and jumping in, he said. Interestingly, the most important factor when choosing a first home is good value (7.7 out of 10) followed by proximity to transport, shops and lifestyle (6.8 and 6.7 respectively). FHBs have told us they are less likely to be influenced by an emotional connection to a property or a prestige location, (4.4 and 3.8 respectively). Since the launch of the annual RAMS FHBs Pulse Check Survey four years ago, the profile of the typical first home buyer has evolved. According to Mr Sulicich, first home buyers are more likely to delay their first purchase to their mid to late 20s, reside in a capital city and be employed full-time with high incomes. There has been a steady increase over the years of FHBs saving 50 per cent or more of their household income towards a home deposit, possibly suggesting that higher property prices are leading to a greater savings burden over time. The 2012 RAMS survey shows those people living with family say they are more likely to be able buy a home within three months due to financial support and backing, compared to those who are renting. About 70 per cent of first home buyers are renting and 26 per cent are living with parents or other family members to get a head start into their first home.

09.01.2022 What Is a Settlement Agent? Also known as a closing agent or a conveyancer, a settlement agent is the individual or entity that manages the completion of a transaction between a seller and a buyer. The main role of the settlement agent is to make sure the transaction proceeds in a manner that is in compliance with both the terms agreed upon by the two parties, as well as any local laws and regulations that are relevant to the transaction. An agent of this type may handle a wi...de range of transactions, or specialize in particular types of transactions related to specific types of purchases. One of the most common examples of a settlement agent is found in the real estate industry. In this setting, the primary function of the agent is to accept the payment from the buyer of the property, and convey that payment to the seller. The agent also oversees the transfer of the ownership of the real estate to the buyer, ensuring that all documents are prepared according to prevailing regulations, and that they are filed with the proper government departments or agencies. Agents who manage this type of settlement must be well acquainted with all policies and procedures that have to do with the purchase and sale of real estate, including any upcoming changes and the dates those changes will go into effect. Did you know as part of the Ausnet Group, we have are own settlement agent attached, Landmark Settlements. Landmark Settlements specialise in the following: - Residential Property Settlements - Commercial Property Settlements - Title and Company Searches -Strata Titles -Related Party Transfers - Survivorship/Transmission Applications - Change of Name/Title Particulars -Land Sub-divisions and Development For so much more information please visit www.landmarksettlements.com .au or call the team on 08-92047900 http://www.landmarksettlements.co/ www.landmarksettlements.co

08.01.2022 I thought this would be an interesting link, RBA statistics on a number of topics, Housing Rates, Fixed Rates, Business Rates and much more enjoy...

02.01.2022 In the first year of marriage, the man speaks and the woman listens. In the second year, the woman speaks and the man listens. In the third year, they both speak and the neighbours listen.