David Bongetti in Yarraville, Victoria | Property

David Bongetti

Locality: Yarraville, Victoria

Phone: +61 423 627 795

Address: 39 Anderson Street 3013 Yarraville, VIC, Australia

Website: https://www.smartline.com.au/mortgage-broker/dbongetti

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25.01.2022 Even though we're in a recession, we're not seeing a collapse in house prices. Nerida Conisbee, Chief Economist at REA Group, outlines 6 key reasons why house prices arent falling.

25.01.2022 When you're starting the process of buying a house, it's hard enough trying to find a property, let alone secure a loan too. And then throw in the mix first home buyer grants and schemes - there is so much to be aware of. The good news is, I can help simplify all of that for you, find out what you're eligible for and help you through the entire process. If you'd like to make buying your first home easier, give me a call.

24.01.2022 I have access to and can compare loan options from a wide range of Australia’s leading banks, credit unions, building societies and other lenders all in minutes. I will listen to your needs, learn from you and walk you through the most suitable options to find the right loan for you and your situation.

24.01.2022 If you are in a committed relationship, coming to an agreement on how to manage your money may be crucial to the long-term future of your union. Here are some tips on successfully managing your finances as a couple. ow.ly/3Wy2102mEDG

24.01.2022 Today is R U OK? day. 2020 has been a challenging year for everyone and circumstances have made it even more important for us all to stay connected. By knowing what to say you can help someone feel supported and access appropriate help long before theyre in crisis, which can make a really positive difference to their life. Find out more here - ow.ly/Gnqd102m59s

23.01.2022 Our local heroes competition finishes today. Make sure you head over to our competition entry form if you'd like to nominate your local hero, giving them the chance to win $5k. ow.ly/7E3K102jCNY Nominations close 31.07.20. Winners announced 31.08.20. Open to AUS residents only 18+. Total prize pool $25k (5 x $5k cash prizes). Terms and conditions apply.

22.01.2022 The COVID-19 pandemic has unfortunately provided an opportunity for scammers to prey on the fear, financial uncertainty and need for information that many Australians have been facing recently. Scamming can take many forms. With technology rapidly becoming more sophisticated, it is becoming even easier for scammers to find out your personal details, access your computer, and create fake websites, documents and even companies. ow.ly/Bv5Y102jSmU

20.01.2022 There are several potential benefits as well as some possible downfalls with downsizing. It’s a good idea to consider how downsizing could affect you not just financially but also socially, emotionally, practically and from a lifestyle point of view. ow.ly/wTsn102vfTP

20.01.2022 Should COVID-hit homeowners consider selling now? Cameron Kusher, Executive Manager Economic Research at REA Group, outlines what you should consider if your employment or home loan has been impacted by COVID-19.

20.01.2022 The current housing market conditions can at best be described as uncertain. While data does show a moderate decline in property prices, it also shows that the number of vendors willing to sell (new listings) has been increasing, transaction volumes have lifted and enquiries to new-home builders and sales offices at new housing estates have increased. Find out what Cameron Kusher, Executive Manager Economic Research at REA Group, has to say about the latest property data. ow.ly/7jMJ102lv2l

19.01.2022 As your Smartline adviser I aim to reduce the stress of securing a loan, provide expert advice, compare lenders and manage any roadblocks that may arise so you can be confident you have a loan that is suitable for your situation. If you'd like to know if I can assist you with your unique situation, give me a call. I'd love to have a chat.

19.01.2022 Do you know how to put your best foot forward when it comes to securing a loan? I can help you do this and make sure your application has the best chance of getting approved.

19.01.2022 Reviewing and consolidating your loans can make managing your finances more convenient and potentially save money, helping you become debt free sooner. If you'd like to review your situation and find out if you could pay off your mortgage sooner, please give me a call.

19.01.2022 Whether you're saving for your first home or want to save to get ahead, here are some helpful tips to fast track your deposit or make sure you have some extra money saved for a rainy day.

19.01.2022 Things are changing in the home loan market quite quickly and with the introduction of new grants, schemes and opportunities for first home buyers, it can be a little overwhelming. If you'd like someone in your corner who can provide expert advice, I'd be happy to have a chat. Please feel free to contact me on 0423 627 795 or E: [email protected]

17.01.2022 The federal governments announcement of its HomeBuilder stimulus package was met with enthusiasm and excitement, however, a lack of information has fuelled some confusion around the finer details. Here, we will clarify some of the common misconceptions around how to apply for the grant, how it can be used and when the money will become available. ow.ly/Ww9p102lErP

17.01.2022 When you start thinking about buying your first home, there are myriad factors to consider. It can be a good idea to crunch the numbers for each of your options so that you can make decisions that will help you build wealth over the long term, as well as purchase the right home for your needs. ow.ly/oEIi102m59v

16.01.2022 2020 was an interesting year with so many changes; here’s a recap of where we have landed at the end of 2020 and it’s all pretty good news! ow.ly/wFzo102w7Ly

16.01.2022 The HomeBuilder Scheme has boosted the construction market, however it is currently only available until the end of the year. So what happens after the scheme ends? Cameron Kusher, Executive Manager Economic Research from REA Group, explains what we need to be aware of next year. ow.ly/rxSy102k0LV

15.01.2022 Meeting at a time and place that suits you (or even organising a virtual meeting), comparing loans & lenders, liaising with the lenders and doing the legwork for you, are just a few of the benefits of working with a Smartliine Adviser. If you're looking for smarter mortgage advice, let's have a chat.

15.01.2022 The winners of our local heroes competition have been announced! Thank you to all of the wonderful nominees, it's amazing to see so many people helping their local communities. Meet the winners here ow.ly/jMmq102lErM

14.01.2022 Recent data from realestate .com .au shows enquiries made to residential agents recently increased on the back of the Federal Governments Homebuilder stimulus announcement. ow.ly/ZGVc102jOmn

14.01.2022 Happy New Year!! Can you believe it's 2021? We got through the craziest year so I hope this year brings everyone a renewed energy and a year filled with health, wealth, and happiness.

13.01.2022 Is your mortgage deferral coming to an end? As we approach the six-month mark from the date deferrals commenced, around half of these loans are due to be assessed by lenders to determine whether these customers will be granted an extension of their deferral. Remember that putting your loan on hold increases the overall cost of your loan. This is because you are still incurring interest during the deferral period and this interest will be added onto your principal, increasing... the total interest you pay. This means that if you can start making your repayments even if you can only make partial repayments or interest-only payments you should try to make it happen, as it will ultimately cost you less. You need to contact your lender to discuss your options and the implications of your choice; however, please feel free to contact me to discuss a refinance or any other borrowing concerns.

13.01.2022 Buying property is exciting. Trying to find and arrange the loan you need on your own, not so much. The home loan process can be complex, frustrating and time-consuming, however, I can take care of the home loan process so why not take advantage of our knowledge and experience to save yourself time, stress and money.

13.01.2022 Are you starting the home loan process and would like to get a better understanding of how much you can borrow? Our calculator can help you with that. Give it a go and if you need anymore information, reach out and give me a call? ow.ly/pUM6102eMjm

12.01.2022 Democrat Joe Biden’s win in the US election is set to have a significant effect upon our property market leading industry figure say, with one group as standout winners. The certainty America and the globe now have about the next president in the White House is set to create a flow-on to Australia and other countries, who often take the lead from the world’s greatest economy. ow.ly/kEY5102rMda

12.01.2022 Nerida Conisbee, Chief Economist at REA Group, explains what the stage 4 lockdown means for real estate in Melbourne. ow.ly/QcPr102kvAN

11.01.2022 A small investment when purchasing a new home.

10.01.2022 Thinking about buying your first home? Here is a snapshot of the home loan application process. I can take you through the home loan process, step by step, helping you get into your dream home sooner. ow.ly/iQ2a102m59z

10.01.2022 Australian homeowners are holding onto their properties for longer than they were a decade ago and it’s not necessarily because they are comfortable. Experts say rising house prices and transactional costs as well as an ageing population are key reasons why Australians are staying put for longer. ow.ly/E4Rz102skuS

10.01.2022 If you're a fan of spring cleaning all areas of your life and want to get your finances in tip top shape, I offer a complimentary home loan review to make sure you're on a competitive rate. If you would like to review your loan, give me a call.

09.01.2022 Spring forward with your property goals - are you thinking about updating something around the house, want to make sure you're on a competitive rate or thinking about a complete overhaul of your place? Whatever your goal, I can assist. Give me a call so we can discuss your future and how to get ahead.

09.01.2022 Whether you're thinking about investing or are an experienced property investor, I can help secure a suitable loan for you. Give me a call if you need more information.

08.01.2022 The year 2020 has been an uncertain time for the Australian property market. Despite predictions of large price falls early in the coronavirus recession, the property sector has come through the crisis in remarkably good shape. As 2020 draws to a close, here are five trends we can expect from the property market in 2021. ow.ly/dLTX102vm15

07.01.2022 There have been many changes in the rental market over the past couple of months. Some changes are good and some are not so good. Nerida Conisbee, Chief Economist REA Group, explains how COVID-19 has affected the rental market. ow.ly/wAW5102l7d3

07.01.2022 Unsound structural supports During a Pre-Purchase inspection, the inspector noted springy and uneven floors throughout the new extension at the rear of the ...1950s built weatherboard home. Inspection of the underfloor space revealed the scary truth... The floor framing was made up of second hand materials, the structural supports varied from timber props standing on the dirt and loosely stacked bricks on the ground, undersize bearers with over size spans....wow! Cost of professional re-stumping and new floor framing $18,600 (completed by the vendor prior to settlement) Cost of Pre-purchase building Inspection $550...Priceless! Paul - 0431 416 650 [email protected] Russell - 0425 827 484 [email protected] https://ioinspections.com.au/ #InsideOutPropertyInspections #PropertyInspections #PropertyReport #propertyinspectionsmelbourne #InspectionsVictoria

06.01.2022 I can access and compare loan options from a wide range of Australia’s leading banks, credit unions, building societies and other lenders all in minutes. If you'd like me to find you a competitive ratel feel free to give me a call so we can start your home loan journey.

05.01.2022 There are many strategies every homeowner can use to pay off their mortgage as quickly as possible. These include everything from regularly ensuring your loan is still the most appropriate for your needs, increasing your repayments and looking for new ways to save. The key is to take action - so if you're ready to take the next step, give me a call, I'd love to help you get ahead.

05.01.2022 The Reserve Bank of Australia has announced that in its Board meeting today, it has decided to keep the cash rate unchanged at 0.25%. You can read the full statement by Philip Lowe (RBA Governor) on the decision here. ow.ly/QBz8102lvqh

05.01.2022 With different first home buyer schemes in each state now available, there are areas set for urban rejuvenation. Nerida Conisbee, Chief Economist at REA Group, outlines the suburbs across Australia that will likely be impacted. ow.ly/7Vo0102jyNs Please contact me on 0423 627 795

05.01.2022 When youre making hugely important financial decisions you need smart, up-to-date advice you can rely on. I have a wealth of knowledge to ensure you secure a home loan that suits your needs. I pride myself of providing a personalised service that helps you achieve your personal goals. Let's have a chat about how I can assist you. Feel free to give me a call on 0423 627 795 or E: [email protected]

03.01.2022 Buying real estate for the first time is probably one of the biggest financial commitments you'll ever make. It's likely you have many questions, like how much can I borrow? How much deposit do I need? How much will I pay in stamp duty? Do I qualify for any government grants? Good news is, I can help out with all of the questions you may have and be there with you every step of the way.

03.01.2022 I work solely for you, not the lenders. So, whether you're looking for a loan for your first home, a new home, an investment property, business financing or would like to refinance, I'll use my knowledge, experience and personal service to find a loan for you. Give me a call if you're in the market for a loan.

03.01.2022 Are you thinking of building your dream home? Or renovating your existing home? I can assist with securing the finance for you, or find out if you're eligible for the HomeBuilder Scheme, so you can focus on building your dream home. Give me a call if you'd like to have a chat on 0423 627 795 or E: [email protected]

02.01.2022 Its quite common to accumulate a number of loans, particularly as you move through different stages of your life. Refinancing debts and consolidating them into one loan can be a great way to save money and get back in control of your finances. Find out more here. ow.ly/UV8O102kBM9

01.01.2022 The traditionally busy spring selling season is likely to be flatter this year, but property experts predict that pent-up demand will prompt a flurry of activity once the second coronavirus wave eases and Melbournes stage four lockdown is lifted. ow.ly/iJ2S102l2Ct

01.01.2022 Planning ahead can help ease the stress when unforeseen circumstances arise. Strategies like: building a buffer, sticking to a budget or consolidating debt are all ways you can make sure there is some money put away for a rainy day. If you have a Variable Home Loan, your buffer can sit in redraw or an offset account, meaning you can access it if you need to, and at the same time reduce your interest charges. Please contact me on 0423 627 795 or [email protected] to discuss.

01.01.2022 Wed like to thank all of the unsung individuals, charities or organisations in our community who are out there doing incredible things - because not all heroes wear capes. Head over to our website and nominate your local hero for their chance to win $5k. Nominate now: ow.ly/Xt1e102gWae ... Nominations close 31.07.20. Winners announced 31.08.20. Open to AUS residents only 18+. Total prize pool $25k (5 x $5k cash prizes). Terms and conditions apply.