Dean Lakey Finance in Bendigo, Victoria | Mortgage brokers

Dean Lakey Finance

Locality: Bendigo, Victoria

Phone: +61 476 437 348

Address: 51 Bull Street 3550 Bendigo, VIC, Australia

Website: http://www.lakeys.com.au

Likes: 310

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• Financial service
• Loan service
• Mortgage brokers

22.01.2022 Hi Everyone, It's been a while since we posted and hope everyone is staying safe. Lenders are constantly making changes to policy due to the COVID 19 pandemic. We are finding this changes are being made on a daily basis. Interest rates and offers are also changing frequently, basic variable rates are well below 3%.... If you are thinking of purchasing or refinancing, please talk to us. Getting the right information and options is important given the current climate. Give us a call or send us a message, we are here to help!

18.01.2022 Hi Everyone, Today the RBA has slashed the Cash Rate to an historic low of 0.50%.... this means that the banks (or some of them at least) will be passing on rate cuts for new and existing clients! This is a great time to take a look to see whether your bank is passing this on or if its time to make a move and score yourself a more competitive rate.... Some of the competitive offers I am seeing.. and some lenders are offering REFINANCE REBATES to new customers of up to $4,000... Bank of Melbourne - Basic Variable Rate 2.94% Suncorp - Basic Variable Rate 3.03% ING - Packaged Variable 3.08% Give us a call.... you never know how much you could save by switching

16.01.2022 First Home Buyers - Are you aware that you may be eligible for Stamp Duty Concessions and the First Home Owner Grant? Let us tell you more... If you are in the market to purchase your First Home and you are looking at established dwellings under $600,000 you WILL receive a stamp duty exemption. For dwellings between $601,000 and $700,000 you WILL receive a stamp duty concession. ... For those looking to build, you WILL receive a stamp duty exemption on the land plus a First Home Owner Grant of $20,000 to go towards the construction of your home. The Office of State Revenue have recently changed their policy so that First Home Buyers who are purchasing a new home which is less then 5 Years Old where this is the first sale of the property - can also receive the $20,000 Grant. If you would like to discuss further or find out if you are eligible, give us a call or send us a message!!

10.01.2022 Do you know what your current Home or Investment Loan Interest Rate is??? Right now is the best time to find out as reviewing your home loan could potentially save you hundreds, even thousands of dollars in repayments. As the RBA continues to drop the cash rate, Lenders are continuing to offer competitive interest rates and offers for clients looking to refinance their existing loans. ... Some lenders are offering rates below 3.5% or are offering new clients a refinance rebate cash back of up to $2,000... Give us a call or send us a message today to give us an opportunity to review your existing home loan. Its free!!!

09.01.2022 Hi Everyone, Firstly we hope you, your family and friends are safe during this time. Please contact us if you are experiencing financial hardship with your Mortgage, we can provide you with some helpful information and talk you through the process as best we can. ... Interest rates continue to drop, this is the perfect opportunity to look at refinancing and saving yourself money.. particularly in these unknown times. We can compare fixed and variable rates to suit your needs. Give us a call or send us a message today!

07.01.2022 Hi Everyone, It has been a while since we posted.. as we have been adjusting to the new COVID restrictions. We wanted to touch base to provide some information about the governments HOME BUILDER GRANT... This is what we know so far....... 1. It is going to be paid directly by the State Revenue Office 2. You must meet eligibility criteria - $125k taxable income for 2019/2020 financial year for singles and $200k combined taxable income for couples 3. Must be building an Owner Occupy Property or renovating an existing Owner Occupy Property where renovations begin at an minimum of $150,000 4. Build Contract must be signed from 1 July 2020 to 31 December 2020 where the build needs to commence within 3 months of the signing date 5. Applications to be registered directly through the State Revenue Office We can confirm that there is NO LENDER on our panel that will consider this grant as part of your deposit. This is because the SRO will be processing applications as they see fit and haven't provided sufficient information to lenders that its possible for the funds to be available for the deposit. If you are thinking of building and want to take advantage of this Grant, please speak to us first.

05.01.2022 Hi Everyone, We hope you are all well given the current situation. Just in.... The RBA decided to leave the cash rate as is and have confirmed there wont be any rate increases for a while given the COVID 19 pandemic. This is good news for all Home and Investment Owners... If you are paying more the 4% on your home loan currently you are PAYING TOO MUCH. Talk to us today for a free home loan health check, every dollar counts!

05.01.2022 Hi Everyone! We hope you and your families are well & finally enjoying some freedom with the changes to restrictions. We wanted to provide some current Lending Updates and Offers: - Westpac Group (Westpac, Bank of Melbourne, St George) are offering refinance rebates of up to $2,000. Must apply before 31 Jan 2021 and settle the loan before 30 March 2021 ... - ING are offering Owner Occupy P and I rates as low as 2.59% - Lenders such as Suncorp, NAB etc are waiving establishment fees for all new loans - Home Builder Grant still available for those who are eligible. Cut off date is 31 December 2020 We are offering free home loan health checks for all new and existing clients - this is a great way to check whether you are getting a competitive rate and deal with your current lender. If not, its a great way for us to explore more competitive options for you! Send us a message or give us a call today! We look forward to hearing from you.

04.01.2022 Hi Everyone, Just letting you know we are still operating as "Business As Usual" amid the COVID-19 pandemic. We are ensuring all our clients safety by limiting Face to Face Meetings and opting for contact via phone and email. ... GOOD NEWS!!! Banks have cut Interest Rates again - here are some of the competitive offers out there Basic Variable Home Loans - Owner Occupy, Principal and Interest Bank of Melbourne 2.74% Suncorp 2.78% NAB 2.84% Give us a call and see how much we can save you on your home loan repayments!

03.01.2022 We can't believe 2019 is almost over and Christmas is upon us!! We would like to firstly thank you all for liking our page and your continued support on Facebook. Secondly we would like to wish you and your family a Merry Christmas and Happy New Year. We look forward to working with you in 2020 and assisting you with achieving your financial dreams and goals! ... Dean and I will both be available over the Christmas/New Year Period via phone and email & will be back in the office on the 6th of January 2020. Stay safe, be merry and see you in 2020!

01.01.2022 Hi All, It has been a while since we have posted! Firstly we'd like to wish you a Happy New Year. It's always an exciting time. It's a chance to look ahead and think about what the next 12 months hold. Better still, it's a good time to plan your finances and make sure you've got the right mortgage to suit your needs. As a mortgage broker, I work with my clients every year to check-up on their loans. It's an no obligation and cost free service I'd like to offer you.... This year could be the year you buy your first home, refinance your current loan to get a better deal, start or expand your property investments, or even take out a commercial finance product. Any large loan is one of the biggest financial decisions you'll ever make. It has a huge impact on your life. So it's important you get it right. And that's where I can help you. I have access to over 1450 different loan products, and I know that the right loan product for you is out there. It's just a matter of finding it. With this much choice it can be difficult for you to navigate through it all. I can steer you through, saving you time and ensuring you get the right solution for you, not the banks. Then I'll go into bat for you with the lenders to negotiate the deal that suits you, and take care of the whole process, from application through to approval and settlement. And you will pay no more than going direct to a bank. Put simply, I can make it much easier for you to get the right financial product, saving you time and, hopefully, a lot of money. Please feel free to drop me a line or give me a call to arrange a time and place. It can be at your work or home, over a coffee or over the phone - whatever suits you. We look forward to help making your year a truly happy one.

01.01.2022 Hi Everyone, Dean and I wanted to Thank You for liking our page! It's very exciting times here at Dean Lakey Finance, given Home Loan interest rates are at an all time low! ... Have you considered getting a FREE home loan health check? Now is the chance for us to assist you with reviewing your existing Home Loan to see whether we can secure you a more competitive interest rate. Give us a call or send us a message today! We look forward to hearing from you.