Derry & Co Home Loan in Bentley, Western Australia | Mortgage brokers

Derry & Co Home Loan

Locality: Bentley, Western Australia

Phone: +61 421 182 251

Address: Suite 11, 16 Brodie Hall Drive 6102 Bentley, WA, Australia

Website: http://www.derryandcohl.com.au

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22.01.2022 Looking to expand your business? DM mr today to discuss how you can be qualified for business funding. . #derryandco #businessloans #businessowner #expandyourbusiness #businessexpansion #capital #funding #businessloan #businessfinance #businesstips #entrepreneurship #entrepreneur

17.01.2022 Having negative item on your credit file can give you a hardtime in applying for loan. Generally, you need to wait for 7 years until it disappear. . DM me today to find out how you can remove the negative item on your credit report. . #derryandco #mortgagebroking #perthloans #perthmortgagebroker #mortagebrokerperth #mortgagebroker #cleanstatus #debtrelief #debtfree #homeloanperth #homeowner #turningdreamsintoreality #makedreamscometrue #makemyday #loans #financetips #financetalk

17.01.2022 Five loan contracts ready to be signed this week alone. Eight in total in the last 30 days . . Watch this space for more finance news and tips. . #derryandco #mortgagebroking #perthproperty #perthloans #mortgagebrokerperth #perthmortgagebroker #firsttimehomebuyer #buyahouse #stoprenting #settled #settlement #loancontract #busymonth #busyweek #moneymanagement #financework #financesmatter #perthfinance #lovewhatido #lovemyjob

16.01.2022 House flipping is one of investment strategy where you buy an undervalued properties, renovate and sell at a profit. . There are some ways to get the funds for renovation. . 1. Existing mortgage. You can utilise the equity on your home and take a cash out or top up. Some lenders will allow you to take a cash out up to 90% of the property's value.... . 2. New loan. Some lenders will allow a construction loan for renovations. With construction loan, you can drawdown the funds as the work progress which means you only have to pay interest based on the used funds. . 3. Personal Loan. Relatively quicker to get the funds than mortgage. Personal loan has higher rate, but shorter term so the compounding interest can potentially be lower for long term. . 4. Credit Card. Easy and quick, but very dangerous due to high interest rate. If you are just looking for a small amount for short term, you can apply for 0% introductory period. Make sure you have a solid plan to pay it off in full before interest charges start to kick in. . #derryandco #mortgagebroking #mortgagebrokerperth #perthproperty #invest #investors #homeloan #houseflipping #investmentproperty #investmentstrategies #financetips #moneytips #investing #propertyinvestor #investmentproperty #investment See more

16.01.2022 Derry & Co can help you by finding the right lenders to back you with the capital you need whether it's for your cashflow, buying stock and inventory, purchasing equipment, etc. . 6 months trading, no security required, very fast funding, borrow up to $100,000. . For all your business funding needs, contact me today to find out how you can be qualified.... . #derryandco #businessowner #businessloans #perthloans #perthbusiness #perthbusinessowner #perthsmallbusiness #fastloan #newequipment #cashflow #cashflowfinance #businessloans #businesscapital #businessexpansion See more

11.01.2022 First time Hannah seeing mom in action! . #derryandco #babyhannah #visitmomatwork #parenthood #daddyslittlegirl @ Photogenic Dental

11.01.2022 If you are referred to "mum" and "dad", you are probably aware that buying a house now is not as simple as 30 years ago. These days, the median house price can be 10x more than the average wage. . Buying a property can be difficult and daunting for young buyers especially Australia has become one of the world's most expensive countries. . Fortunately, mum and dad can help by using the equity in their home as security. Equity is the amount of what they own against what they ow...e. Say you have $200,000 in mortgage and your house worth $800,000, then you have $600,000 in equity. Bank can accept this equity as a deposit. . This will allow youngs buyers to get into the property market sooner, better rate and they can avoid mortgage insurance too. . DM me today if you want to know more. . Tag someone who can benefit from this post. . #derryandco #perthproperty #perthmortgagebroker #mortgagebroking #mortgagearticles #mortgagebrokerperth #homeloanperth #homeowner #firsttimehomebuyer #buyhouse #howtobuyahouse #firsthomebuyer #stoprenting #gettingahomeloan #getmyownhome #moneysmart #moneytips #financetalk #financetips #loan #buyingfirsthome #buyingahouse See more

10.01.2022 First rule is to pay as much as possible into your non-deductible loan and keep the tax-deductible debt at its current position via an interest only loan. . Second rule is to make sure you have a competitive rate on both loans. . Remember that the interest from a generating income loan is tax deductible and your owner occupied loan is non-deductible.... . #derryandco #perthproperty #perthmortgagebroker #mortgagebroking #mortgagearticles #mortgagebrokerperth #financetips #financetalk #moneysmart #moneytips #investors #propertyinvestor #taxcut #payless #homeloanperth See more

09.01.2022 Besides managing your loan application, I also help you in applying for First Home Owner Grant as well as for Home Buyers Assistance Account. . Have a great weekend everyone. . #derryandco #mortgagebroking #mortgagebrokerperth #perthmortgagebroker #perthproperty #perthloans #homeloan #debtfree #finances #financetips #financetalk #moneysmart #firsttimehomebuyer #firsthome #firsttimebuyers #firsthouse #nostressprocess #bettertogether

07.01.2022 When you have extra money or savings, rather than putting them in savings account (low interest rate), you can put the money in offset account or invest them, for example in the shares market. . Offset account gives you security. This is a safe way to earn, tax free, whatever your mortgage rate is. . Shares on the other hand have historically performed well above the interest rate on your mortgage, but are riskier, especially in short term. You can minimise the risks by diver...sifying your portfolio into multiple sectors. Banks such as Westpac or food sector such as Coles or mining sector such as BHP and so on. . You can also use exchange traded fund (ETF) or mutual fund to keep it simple and cost effective. . Offset account is safe, buy shares could give you better return. . #derryandco #perthproperty #perthmortgagebroker #mortgagebrokerperth #perthisok #perthbusiness #perthsmallbusiness #perthfinance #perthhomeloan #financetips #moneysmart #financetalk #smallbusinessperth See more

04.01.2022 Twenty percent is the magic number. Having 20% deposit gives the lender lower risk. In return, you can get a better interest rate and policy / regulation leniency. . BUT! Not many people have 20% deposit and saving a 5% to 10% deposit is still acceptable and probably more realistic. The downside, you will have to pay Lender Mortgage Insurance (LMI) - refer to my post on 23/8/2018 to know more about LMI. . There is one lender that can consider 2% deposit and they don't charge ...mortgage insurance! DM me today to find out if you are qualified for this lender. . If all else fail, try using guarantor and you can potentially borrow 100% of the property price. . #derryandco #mortgagebroking #mortgagebrokerperth #perthmortgagebroker #firsttimehomebuyer #stoprenting #ownhouse #ownhome #howtobuyahouse #buyingfirsthome #buyinghouse #property #perthproperty See more

02.01.2022 You can potentially borrow more money as the regulators are proposing to remove the bench mark of 7.25% rate when assessing borrower's ability to repay the loan. . Currently, most bankz will assess your ability to repay based on 7.25% rate. This gap has become unnecessarily high considering interest rate is very low currently. . What they are proposing is to use 2.5% rate buffer instead of a 7.25% bench mark rate.... . This easing rules should combat the struggling of first time buyer in getting the loan and help the growth of house price. . The RBA is expected to cut interest rate this year to improve the housing market and stimulate economy. . Once these changes are implemented, it will definitely help some borrowerd that can't quite get a mortgage currently to get one. . #derryandco #mortgagebroking #mortgagebrokerperth #perthproperty #perthmortgagebroker #perthhousing #homeloanperth #homeloan #financenews #getmyownhome #gettingahomeloan #buyahouse #stoprenting #makedreamscometrue #moneysmart #perthloans #perthpropertymarket See more

01.01.2022 This scheme allow you to contribute up to $30,000 to your super and withdraw the amount to buy your first home. If you are a couple, you can double the amount to $60,000. . The benefit is mainly from paying less tax which means you can get a bigger deposit quicker. Each of us are on a different tax bracket - DM me today so we can discuss more thoroughly on the benefits. . These schemes don't happen overnight and you want to complete this process before you start looking for ...a property. . Pay less tax - quicker to get the deposit that you need. . #derryandco #mortgagebroking #mortgagebroker #perthproperty #perthmortgagebroker #perthloans #homeloan #firsttimehomebuyer #firsthome #howtogetahomeloan #ownmyownhouse #stoprenting #firsthome #firsthouse #homeloanperth #buyahouse #gettingahomeloan #loan #mortgage #saveyourmoney #financetips #financetalk #moneysmart #moneytips #moneysavingtips See more