Diligent Financial Planning in Melbourne, Victoria, Australia | Financial consultant

Diligent Financial Planning

Locality: Melbourne, Victoria, Australia

Phone: +61 3 9894 0245

Address: Lower ground 2, 21 Queen street, Blackburn 3130 Melbourne, VIC, Australia

Website: http://www.diligentfp.com.au/

Likes: 72

Add/Update information

Reviews

Tags

• Financial service
• Financial planner
• Financial consultant

24.01.2022 https://diligentfp.com.au//understanding-smsf-contributio/

24.01.2022 When share markets fall, every investor has a different emotional response. Some investors get anxious and sell up at the first drop in value, whereas others are happy to ride out short term fluctuations to realise the long-term benefits of their investments down the track. But when markets are in flux, how do you know if its time to change your strategy? Here are some things to keep in mind.

22.01.2022 Want to boost your financial wellbeing without giving up completely on being spontaneous? Get on top of your finances and enjoy life more at the same time with our five step guide to living in the moment while saving for the future

22.01.2022 You can now find us on Adviser ratings- https://www.adviserratings.com.au/advisers/chintan-engineer

20.01.2022 In your 40s, the financial planning you undertook in your 30s begins to come to fruition. Perhaps even better news for many is that its still not too late to start this planning in your 40s if you havent already done so.

20.01.2022 When you plan to retire will often be determined by whether you can afford to stop working and still have enough income to maintain your lifestyle. Latest figures from the Australian Bureau of Statistics show the majority of men (36%) and women (22%) chose to retire at the time when they became eligible to draw on their superannuation and/or the age pension. And their average age at retirement was 63.5 years.

20.01.2022 While a Will states how you would like your hard-earned assets to be distributed, it doesn’t automatically include your super. That’s because, unlike directly owned property or shares, super doesn’t necessarily form a part of your estate. The super fund trustee will distribute it in accordance with super law and the fund’s trust deed and those decisions may not be what you had in mind.

19.01.2022 Apart from super guarantee payments from your employer, there are all sorts of ways to save more into super and boost retirement savings. Find out more in our comprehensive super contributions guide.

18.01.2022 Its possible that in the future you, or someone close to you, may need some form of care or daily living assistance. With lots of information to sift through and the conversation sometimes a tricky one to approach, weve pulled together some information to make navigating aged care an easier process.

18.01.2022 Whatever your age, if you’re thinking of dabbling in investments like shares, managed funds or cryptocurrencies, here are a few things to steer clear of.

18.01.2022 Key things you need to know about Insurance in super..

17.01.2022 There are a number of expenses related to buying a home which you need to consider before taking the plunge, we have attempted here to list these out for clarity. https://diligentfp.com.au/blog/hidden-costs-buying-home/

17.01.2022 As the old saying goes, there are only two things certain in life: death and taxes. Unfortunately, most of us spend too much time worrying over the latter and not enough discussing the former, uncomfortable though it may be.

16.01.2022 https://diligentfp.com.au/blog/spark-joy-your-finances/

16.01.2022 The key is to understand retirement goals: what does success and failure look like? What do retirees want at this point in life and how might that evolve over time? What constitutes a must have; what is nice to have and what is aspirational?

14.01.2022 One in five Australians don’t have enough money set aside to cover a $500 emergency, while one in eight has less than $100 to cover even a small setback. We take a look at the stats, the benefits of emergency funds and how you can set one up with ease.

14.01.2022 In a low interest rate world, its important to think about the best place to stash your cash a savings account or a term deposit? https://diligentfp.com.au//savings-account-versus-term-de/

13.01.2022 Your home is probably the most expensive thing youll ever purchase, but what if you made a mistake about what sort of property would make you happy?

12.01.2022 While a Will states how you would like your hard-earned assets to be distributed, it doesnt automatically include your super. Thats because, unlike directly owned property or shares, super doesnt necessarily form a part of your estate. The super fund trustee will distribute it in accordance with super law and the funds trust deed and those decisions may not be what you had in mind.

12.01.2022 According to the Australian Securities and Investment Commission (ASIC), Australians owe a total of $45 billion in credit card debt, and about half of us continue to make low repayments and remain in debt month after month.

12.01.2022 Early experiences provided by parents, caregivers and teachers which support children in learning how to plan ahead, in being reflective in their thinking and in being able to regulate their emotions can make a huge difference in promoting beneficial financial behaviour.

11.01.2022 Mortgage Protection Insurance (MPI) is specifically designed to help you meet the cost of your mortgage in the event of death, disability, illness or even involuntary unemployment. https://diligentfp.com.au//what-is-mortgage-protection-in/

11.01.2022 With recent media coverage about insurance sales tactics, many Aussies might be concerned theyre being sold personal insurance policies life, total and permanent disablement (TPD) and income protection they dont really need.

09.01.2022 Ready to discover the life changing magic of simplifying your money management? Taking the lead from minimalism guru Marie Kondo, we bring you a step-by-step guide to applying decluttering principles to your finances.

09.01.2022 In a low interest rate world, it’s important to think about the best place to stash your cash a savings account or a term deposit? https://diligentfp.com.au//savings-account-versus-term-de/

08.01.2022 ETFs are low-cost, simple vehicles that can offer exposure to a wide range of Australian and global asset classes, indices and sectors, currencies and commodities, as well as a variety of investment strategies.

08.01.2022 Its easy to have big ideas about your financial future, but harder to achieve them. As most dieters know, you can follow the best dieting program, but struggle to stick to it. The same is true for your financial goals, whatever they include, and the plan you draw up to achieve them.

07.01.2022 Happy 2019! Wishing you a new year filled with prosperity, joy, and contentment. - Diligent Financial Planning Team

07.01.2022 Merry Christmas!! Were sending you and your family heartfelt wishes for peace, joy and abundance this Holiday Season. - Diligent Financial Planning Team

07.01.2022 Everyone has a different life journey theyre on. But getting on top of key financial goals as you follow your own path could see you enjoying a more comfortable lifestyle and being ready for the next chapter to begin. Read our guide to getting all your money matters sorted out, one decade at a time.

06.01.2022 One in five Australians dont have enough money set aside to cover a $500 emergency, while one in eight has less than $100 to cover even a small setback. We take a look at the stats, the benefits of emergency funds and how you can set one up with ease.

06.01.2022 Here are some retirement thought starters to help you get started on your retirement planning.

05.01.2022 Many younger Australians are joining the Financial Independence, Retire Early (FIRE) movement. Is it right for you?

05.01.2022 Ready to take the plunge and buy your first home? Make sure you know exactly what to expect from the home buying process with our simple step-by-step guide, covering everything from making an offer to moving in.

05.01.2022 Whatever your age, if youre thinking of dabbling in investments like shares, managed funds or cryptocurrencies, here are a few things to steer clear of.

02.01.2022 Simplify your finances in 5 days..

01.01.2022 Many investors become concerned when volatility occurs in global financial markets particularly about the impact on their superannuation and other investments. In times like these, it is important to understand the causes of market movements and how to minimise your risk.