Dino Penna in Medindie, South Australia, Australia | Local service

Dino Penna

Locality: Medindie, South Australia, Australia

Phone: +61 448 120 702

Address: 1 Northcote Terrace 5081 Medindie, SA, Australia

Website: http://www.assuredhomeloans.com.au/

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25.01.2022 Perceptions of how our often biggest and most expensive asset is viewed. It’s never as it seems.. Looking for a great home loan rate, the best time for a review is now so get in touch and give yourself a pay rise in time for Christmas.

25.01.2022 5 fantastic benefits of using a boutique or ‘second- tier’ lender. 1. Better rates 2. Lower fees... 3. Different lending criteria 4. Higher Customer Satisfaction 5. Personalised service When shopping for a home loan, you’ll probably notice that lenders fall into two main camps: the big four major banks or tier two lenders, as in non-bank and smaller lenders. The big banks have two major advantages when it comes to the home loan marketbrand recognition, large branch networks, lower cost of funding and an extensive, established customer base. Boutique lenders are still subject to responsible credit-lending standards and offer great value to customers. Looking for a great home loan? Let’s chat and discuss options.

24.01.2022 2020-new-car-sales-show-strongest-signs-of-recovery-so-far-this-year. With competitive interests rates and a host of new car models to choose from, now is the time to upgrade that work car or family car before Christmas. Ask me for a repayment quote and pre-approval and go shopping!!

24.01.2022 With a very challenging 2020 now behind us, may 2021 bring you all good fortune, health, great friends and happy families. Wishing you all the very best for a wonderful 2021!

21.01.2022 It now costs more to rent than pay a mortgage in over half of all suburbs! According to the report from CoreLogic, which was commissioned, this growing trend of home loan borrowers paying less in their mortgage repayments than rent has been attributed to record-low mortgage rates, combined with a slightly weaker property market. Are you looking to get in to your own home and want to know how much you’ll need? ... Get in touch..

17.01.2022 Stay Safe everyone...

16.01.2022 Check this out... Technology is driving innovation ant affordability. Interest rates are the lowest in history, that means it’s time to buy your new home.... Get in touch for a borrowing assessment and be prepared to go shopping.

15.01.2022 Wishing you all a wonderful Christmas, Festive Season and a Safe and Prosperous New Year, full of happiness, success and good health.

14.01.2022 Sign those contracts and submit your form...time is on your side...but only until 31/12/20. Be quick and don’t miss out on a free $25,000! Not sure if you qualify? Get in touch..

13.01.2022 Relevant thought for today’s social environment....

11.01.2022 Check out the fantastic housing innovation. It takes around 3 hours from craning it in to fully setup. Although not a moveable RV type home, it can be moved to different locations so that you can live where you want! Do you need to finance your dream home? Get in touch...

10.01.2022 We are open for business...

09.01.2022 As Aussies we have traditionally always loved our big homes and yards and the trend seems to be returning as we as a nation now live in the biggest homes in the world. Finance your dream home...money couldn’t be cheaper...

06.01.2022 In response to the recent RBA rate drop by .15 basis points a number of lenders responded by reducing their fixed rates. With interest rates now at an all-time low, and fixed rates often coming in lower than current variable rates, locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed-rate loans before committing to one, particularly if you are looking to take advantage ...of the longer fixed-rate terms on offer. When purchasing a property, refinancing or just renegotiating with your current lender, borrowers can generally decide between fixed-interest loans that maintain the same interest rate over a specific period of time or variable-rate loans that charge interest according to market rate fluctuations. A Fixed-rate home loan. Fixed rates are an interest rate you agree to for a specific period of time for example, you agree to an interest rate fixed for a 24 month period. Fixed rates are available from 1 year, right up to 10 years with some lenders (however 1-5yrs seem to be the most popular). Fixed-rate loans usually come with a few provisos: borrowers may be restricted to maximum payments during the fixed term and can face hefty break fees for paying off the loan early, selling the property or switching to variable interest during the fixed-rate period. However, locking in the interest rate on your home loan can offer stability. For the budget-conscious, a fixed rate can give protection from potential rate movements and changes in repayments. Further to this you can lock-in a fixed rate, so you know what interest will be applied at settlement. This generally incurs a fee and lasts for a maximum of 90 days. If you choose not to take up a rate lock, the rate that is applied at settlement will be whatever rate is on offer at the time. This allows the borrower to take advantage of drops in the fixed rate between applying for and settling a loan. In addition, borrowers should consider the possibility of arranging a ‘split’ loan. This option allows you to split your loan between fixed and variable rates either 50/50 or at your own desired ratio, depending on your future needs. This can allow you to take a fixed interest rate for up to 5 years on a portion of your loan, while the remainder is on a variable rate which may give you more flexibility when interest rates change and potentially minimise the risks associated with interest rate movements. Also, be aware that at the end of the fixed-rate term, your loan agreement will include information about how the loan will then be managed by the lender, usually to a ‘revert’ variable rate which may not be the lowest the lender offers. If you would like to explore your fixed-rate options; please get in touch.

04.01.2022 Check it out....never a better time to invest in Adelaide...get in touch to find out how...

04.01.2022 This is an interesting read. Click the link to learn more. Property prices in Adelaide continue to show steady growth in both houses and units across the metropolitan area. There is no better time to take advantage of your equity to build wealth for today and your retirement. ... Low interest rates and property capital growth! Not sure where to start? Get in touch and let’s have a chat.

02.01.2022 The most liveable city means investment opportunities in and around the city and construction of your new home could be a great cost effective way to step onto the property ladder. If you are looking to invest and want to start a conversation, please get in touch.

02.01.2022 He took the reserve bank boss advice and saved thousands off his mortgage. Banks and lenders are offering unprecedented lending rates on a huge range of mortgage products. Are you getting the best deal, if you are with one of the well known lenders, there may well be a better deal out there for you. ... Get in touch to find out more.