Direct Mortgages in Werribee, Victoria | Mortgage brokers

Direct Mortgages

Locality: Werribee, Victoria

Phone: +61 3 9749 5897

Address: 4a 277 Heaths Road 3030 Werribee, VIC, Australia

Website: http://directmortgages.com.au

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24.01.2022 Homeowners in record-high numbers are taking advantage of reduced interest rates and competitive refinancing offers. Are you ready to take the leap? When times are tough, the belt gets tightened. DOWNLOAD our HOME BUYERS Guide here:... ==> https://directmortgages.com.au/ Direct Mortgages - Werribee Head Office 4A 277 Heaths Road Werribee Vic 3030 (03) 9749 5897 Send your inquiry in our email: [email protected] #DirectMortgages #MortgageBrokersWerribee #MortgageBrokerPointCook #FirstHomeBuyer #MortgageBrokerTruganina #MortgageBrokerWyndhamVale #MortgageBrokerTarneit #MortgageBrokerHoppersCrossing #MortgageBrokerWilliamsLanding #MortgageBrokerMelton #MortgageBrokerCarolineSprings #PropertyInvestments

24.01.2022 Youve probably heard something along the lines of you need a 20% deposit to buy a home, right? Well, not necessarily. Today well look at two options available to eligible first home buyers, including a $1 lenders mortgage insurance offer thats just been launched. Now, to be fair, that 20% deposit figure quoted by your uncle Barry wasnt plucked out of thin air. DOWNLOAD our HOME BUYERS Guide here:... ==> https://directmortgages.com.au/ Direct Mortgages - Werribee Head Office 4A 277 Heaths Road Werribee Vic 3030 (03) 9749 5897 Send your inquiry in our email: [email protected] #DirectMortgages #MortgageBrokersWerribee #MortgageBrokerPointCook #FirstHomeBuyer #MortgageBrokerTruganina #MortgageBrokerWyndhamVale #MortgageBrokerTarneit #MortgageBrokerHoppersCrossing #MortgageBrokerWilliamsLanding #MortgageBrokerMelton #MortgageBrokerCarolineSprings #PropertyInvestments

23.01.2022 Thank you for the review Syed! Congratulations!! "As a first home buyer it was a life experienced to buy a house. It was a good luck to have Jacob & his Team spacilly Stacey. Jacob was an Excellent professional, good communication skills, waise guidance, humble advice,and prompt response. Jacob is the person we will make long lasting terms and try to refer our more contacts. Thank you so much." Syed Basharat Ahmed - First Home Buyer... DOWNLOAD our HOME BUYERS Guide here: ==> https://directmortgages.com.au/ Direct Mortgages - Werribee Head Office 4A 277 Heaths Road Werribee Vic 3030 (03) 9749 5897 [email protected] #DirectMortgages #MortgageBrokersWerribee #MortgageBrokerPointCook #FirstHomeBuyer #MortgageBrokerTruganina #MortgageBrokerWyndhamVale #MortgageBrokerTarneit #MortgageBrokerHoppersCrossing #MortgageBrokerWilliamsLanding #MortgageBrokerMelton #MortgageBrokerCarolineSprings #PropertyInvestments

22.01.2022 Tempted to Afterpay? Read this first Afterpay can certainly be tempting (particularly at 2 in the morning), but it can lead to consequences that linger long after the new shoe glow has faded. While the Afterpay approval process doesnt (generally) involve credit report checks, Afterpay (and its competitors such as ZipPay) is still a credit liability that needs to be disclosed when applying for a home loan. ... And with the banks pretty rigorous when it comes to approving loans these days, your next property purchase could be held up if youve racked up an Afterpay bill. So next time your finger is hovering over the Afterpay button, ask yourself: how will this look on my loan application? #DMteam #DirectMortgages

21.01.2022 2020 hasnt been an easy year for many Aussie households and businesses, which makes today an important one to check in on one another. COVID-19 and associated lockdowns have placed all sorts of new pressures on families and businesses across the country this year. In fact, more than 1.5

21.01.2022 Has your dream home location changed since COVID-19 hit? With so many more people working from home since COVID-19 hit, home seekers are now less likely to opt for higher density living in cities. Instead, spacious living is now top of the agenda, with a third (34%) of would-be buyers wanting to live somewhere less populated, another third wanting to be closer to either parks or shops, and one in five seeking suburbs with larger properties. ... Has the pandemic changed your priorities when it comes to your ideal home? *Source: Westpac survey #DMteam #DirectMortgages See more

20.01.2022 New 5.0-star Review: "Meticulous in their execution and made sure there was no delay in settlement and expert advise putting me and my family in a financially sound position. These guys are amazing. Hardworking and dedicated to get a great result in such uncertain times. Can rely on Jacob, Nick, Stacey and the entire team."

19.01.2022 Getting a bill in the mail is never pleasant, but your annual insurance and workers compensation premiums can be particularly tough lump sums to swallow. There is, however, an affordable financing option that can limit the impact on your businesss cash flow. Lets take a look. DOWNLOAD our HOME BUYERS Guide here: ==> https://directmortgages.com.au/... Direct Mortgages - Werribee Head Office 4A 277 Heaths Road Werribee Vic 3030 (03) 9749 5897 Send your inquiry in our email: [email protected] #DirectMortgages #MortgageBrokersWerribee #MortgageBrokerPointCook #FirstHomeBuyer #MortgageBrokerTruganina #MortgageBrokerWyndhamVale #MortgageBrokerTarneit #MortgageBrokerHoppersCrossing #MortgageBrokerWilliamsLanding #MortgageBrokerMelton #MortgageBrokerCarolineSprings #PropertyInvestments

18.01.2022 New 5.0-star Review: "My partner and I experienced amazing service from Nick and Jacob, they continued to go Above and beyond throughout the entire process of re-financing it was such a breeze. Couldnt recommend enough!"

18.01.2022 Whether youre looking for extra cash to purchase a property, or could do with a few thousand dollars to pay off your existing mortgage, the average Aussie household could make nearly $6,000 from selling their pre-loved items. Turns out were a bunch of hoarders thatd make the Kerrigans blush, according to the 2020 Gumtree Second Hand Economy Report.

17.01.2022 Stage 3 Restrictions was in placed. But we can still help you in getting your first home, investments and refinance concerns. With that in mind, dont hesitate to call us (03) 9749 5897 & download our Free Home Buyers Guide => https://directmortgages.com.au/ Keep Safe! We are all in this together!... Direct Mortgages - Werribee Head Office 4A 277 Heaths Road Werribee Vic 3030 (03) 9749 5897 [email protected] #DirectMortgages #MortgageBrokersWerribee #MortgageBrokerPointCook #FirstHomeBuyer #MortgageBrokerTruganina #MortgageBrokerWyndhamVale #MortgageBrokerTarneit #MortgageBrokerHoppersCrossing #MortgageBrokerWilliamsLanding #MortgageBrokerMelton #MortgageBrokerCarolineSprings #PropertyInvestments

17.01.2022 No Stamp Duty below $800K in NSW... https://bit.ly/2WYpwKd DOWNLOAD our HOME BUYERS Guide here: ==> https://directmortgages.com.au/... Direct Mortgages - Werribee Head Office 4A 277 Heaths Road Werribee Vic 3030 (03) 9749 5897 Send your inquiry in our email: [email protected] #DirectMortgages #MortgageBrokersWerribee #MortgageBrokerPointCook #FirstHomeBuyer #MortgageBrokerTruganina #MortgageBrokerWyndhamVale #MortgageBrokerTarneit #MortgageBrokerHoppersCrossing #MortgageBrokerWilliamsLanding #MortgageBrokerMelton #MortgageBrokerCarolineSprings #PropertyInvestments

17.01.2022 Beware the September Cliff! Remember that September financial cliff everyones been talking about? Well, its fast approaching. Jobkeeper 2.0 begins from October, which means if youve been relying on it to pay off your home or business loan over the past few months, its time to consider your transition plan.... If youd like to explore some potential financing options, call 0459 118 362, email [email protected] or DM us. #DMteam #DirectMortgages See more

17.01.2022 Is your business in need of working capital? Great news for SME owners seeking an affordable loan: the government has extended (& expanded) the Coronavirus SME Guarantee Scheme beyond September 30 until the EOFY. Whats this scheme about? Well, it basically involves the government guaranteeing 50% of each new loan issued to SMEs by eligible lenders, which allows the loans to be offered more cheaply and more freely" compared to ordinary business loans*. ... To find out more about the SME Loan Guarantee scheme for your business, call 0459 118 362, email [email protected] or DM us. *Source: Australian Banking Association #DMteam #DirectMortgages See more

16.01.2022 Are you paying .5% more on your home loan interest rate than you should be? Don't settle for less than you deserve! The average existing mortgage holder had a home loan rate of 3.19% in August, yet new owner-occupier customers were offered a rate of just 2.69% on average.*... If it's been a while since you last refinanced then simply get in touch with us today - we'd love to help you save hundreds (and possibly thousands) of $$$ each year. To find out more, call 0459 118 362, email [email protected] or DM us. * RBA #DMteam #DirectMortgages See more

15.01.2022 First Home Loan Deposit Scheme (FGLDS) query.. "AM I ELIGIBLE?" or Verify it here: https://www.nhfic.gov.au/what-we-do/fhlds/eligibility/... #directmortgages

13.01.2022 Is your bank charging you more for staying put? The loyalty tax is real. Statistics show that mortgage holders with older loans are typically charged a higher interest rate than customers with new loans.* For example, if your loan was written four years ago, theres a good chance youre paying an average of 40 basis points higher than you would if you had a new loan. ... So when was the last time you refinanced? To find out more, call 0459 118 362, email [email protected] or DM us. *Source: RBA #DMteam #DirectMortgages See more

12.01.2022 Wishing you a Merry Christmas and a happy holiday season! (We've all earned it this year, that's for sure!) From the team directmortgages.com.au... #DMteam #DirectMortgages See more

11.01.2022 New 5.0-star Review: "Always a wonderful experience when dealing with Direct Mortgages, who have a great Team with great Service. Theyre always happy to answer any questions no matter how trivial & always provide you with the best options and advice. Thank you."

11.01.2022 New 5.0-star Review: "Easy to deal with and a great team that did everything that I needed"

10.01.2022 What do you reckon is the best type of property to invest in right now? House, townhouse, apartment, commercial or land? Almost 600 Australian property investors recently had their say and 74% reckon the answer is 'house'.*... But hey! More than a quarter would invest their money in the others, so there's no right or wrong answer. If you've been thinking about adding to your property portfolio, find out more, call 0459 118 362, email [email protected] or DM us. * 2020 PIPA survey #DMteam #DirectMortgages See more

09.01.2022 Were all looking forward to things eventually getting back to normal, or at least the new normal. And while its not clear exactly what the new normal will look like in the property world, there are some promising early signs. For

09.01.2022 Ever thought about becoming a 'property investor'? It's not as out of reach as you might think. In fact, 43% of Australian property investors own 2-4 properties, whereas 19% own 5 or more*.... So if you've ever thought about making the leap from homeowner to property investor, or if you want to add to your property portfolio, find out more, call 0459 118 362, email [email protected] or DM us. * 2020 PIPA survey #DMteam #DirectMortgages See more

09.01.2022 Knowing Is Not Enough; We Must Apply. Wishing Is Not Enough; We Must Do. Johann Wolfgang Von Goethe DOWNLOAD our HOME BUYERS Guide here: ==> https://directmortgages.com.au/... Direct Mortgages - Werribee Head Office 4A 277 Heaths Road Werribee Vic 3030 (03) 9749 5897 Send your inquiry in our email: [email protected] #DirectMortgages #MortgageBrokersWerribee #MortgageBrokerPointCook #FirstHomeBuyer #MortgageBrokerTruganina #MortgageBrokerWyndhamVale #MortgageBrokerTarneit #MortgageBrokerHoppersCrossing #MortgageBrokerWilliamsLanding #MortgageBrokerMelton #MortgageBrokerCarolineSprings #PropertyInvestments

09.01.2022 ‘Tis the season to be jolly, but it’s important not to get carried away when using ‘buy now, pay later’ providers to fund that festive spirit. That’s because one-in-five users struggle to make their repayments, new research has found. Christmas is a time for giving - it’s a line that’s been drummed into us since we popped our first piece of chocolate out of an advent calendar.

08.01.2022 To all our wonderful clients: this has been a year like no other, so we can only hope that you’re treated to a relaxing time with family and friends this festive season. We want to say a huge thank you for your support over these past twelve months. It’s fair to say it’s been an incredibly challenging year for households and businesses alike.

08.01.2022 Few days ago, Melbournians are required to wear mask outside from their home. Whenever you are going to shopping and other essential tasks, please protect yourself and others.. Wear Mask. We are still operating. When it comes to finance, purchasing home and property query, you can contact us. Stay safe and healthy!... DOWNLOAD our HOME BUYERS Guide here: ==> https://directmortgages.com.au/ Direct Mortgages - Werribee Head Office 4A 277 Heaths Road Werribee Vic 3030 (03) 9749 5897 Send your inquiry in our email: [email protected] #DirectMortgages #MortgageBrokersWerribee #MortgageBrokerPointCook #FirstHomeBuyer #MortgageBrokerTruganina #MortgageBrokerWyndhamVale #MortgageBrokerTarneit #MortgageBrokerHoppersCrossing #MortgageBrokerWilliamsLanding #MortgageBrokerMelton #MortgageBrokerCarolineSprings #PropertyInvestments

08.01.2022 New 5.0-star Review: ""

08.01.2022 Think home ownership is out of reach? Think again! The First Home Loans Deposit Scheme is allowing thousands of young Australians to purchase their first home with just a 5% deposit while not paying Lenders Mortgage Insurance - which can save you thousands and thousands of dollars. 20,000 applicants were accepted for the scheme in rounds 1 & 2, so you won't want to miss out on round 3.... But you've got to be quick - as the places fill up fast. So if you're ready to make your home buying dreams a reality, call 0459 118 362, email [email protected] or DM us. #DMteam #DirectMortgages See more

07.01.2022 Home sellers across the country are lowering their price expectations in droves, new data reveals. But which two capital cities have seen the highest percentage of sellers discount their asking price? Heres an exciting stat for all you property bargain hunters out there:

07.01.2022 First home buyers wanting to crack into the property market can now use an interactive map to see how much their neighbours spent on average for their first home. Snoopy snoop! Everyone loves having a bit of a sticky-beak. After all, we’re only human.

07.01.2022 Ever transferred money to the wrong person? Mistakes happen! But if you do notice a transaction error, the sooner you report it, the more likely you are to get your money back. If you report a blunder within ten business days, the Financial Ombudsman says the funds will be returned to you. If you tell the bank within seven months, you still have a pretty good chance of getting your money back. ... Beyond seven months? Then the recipient needs to agree. Whats the biggest transaction error youve made? And did you get the money back? *Source: RBA 2018 Payment Systems report #DMteam #DirectMortgages

06.01.2022 Would you allow pets in your investment property? While you might have some reservations about four-legged tenants, stats show that landlords who allow pets can boost their rental return by as much as 30%.* In almost every Australian capital, the median asking rent for a pet-friendly apartments is higher than for homes that dont allow pets. ... But what do you think? Would you rent to pet owners? Or do you have a horror story to share? *Domain #DMteam #DirectMortgages

06.01.2022 $1 of LMI for eligible first home buyers.. Read here for more info: https://bit.ly/3hoj7jh DOWNLOAD our HOME BUYERS Guide here: ==> https://directmortgages.com.au/... Direct Mortgages - Werribee Head Office 4A 277 Heaths Road Werribee Vic 3030 (03) 9749 5897 Send your inquiry in our email: [email protected] #DirectMortgages #MortgageBrokersWerribee #MortgageBrokerPointCook #FirstHomeBuyer #MortgageBrokerTruganina #MortgageBrokerWyndhamVale #MortgageBrokerTarneit #MortgageBrokerHoppersCrossing #MortgageBrokerWilliamsLanding #MortgageBrokerMelton #MortgageBrokerCarolineSprings #PropertyInvestments

05.01.2022 Talk to our brokers for more information. We can help find good rates with your Refinance and Home Purchase concerns. DOWNLOAD our HOME BUYERS Guide here: ==> https://directmortgages.com.au/... Direct Mortgages - Werribee Head Office 4A 277 Heaths Road Werribee Vic 3030 (03) 9749 5897 Send your inquiry in our email: [email protected] #DirectMortgages #MortgageBrokersWerribee #MortgageBrokerPointCook #FirstHomeBuyer #MortgageBrokerTruganina #MortgageBrokerWyndhamVale #MortgageBrokerTarneit #MortgageBrokerHoppersCrossing #MortgageBrokerWilliamsLanding #MortgageBrokerMelton #MortgageBrokerCarolineSprings #PropertyInvestments

04.01.2022 Do you get anxious thinking about money? If so, you're not alone. As many as 73% of Millennials admit that they struggle to prioritise their finances because thinking about money makes them anxious.*... But doing things like exercising daily, paying your bills on time, and knowing how much money is in your bank account can help relieve that stress. * Commonwealth Bank of Australia #DMteam #DirectMortgages See more

04.01.2022 First home buyers are now breaking into the property market more than four years faster than they typically would thanks to a little-known government scheme. Today well discuss how. Ever heard of the First Home Loan Deposit Scheme? If not, dont stress, it only launched this year and the first six months of data has only just been published.

03.01.2022 Ever thought about downsizing? Youre not alone. In fact, more than half of Australians over the age of 55 are open to downsizing*. One key concern that puts people off downsizing, however, is financial factors associated with their existing mortgage.... But rest assured there are options available - and wed be happy to talk you through them. So if youd like to find out more about making your downsizing dreams a reality, then call 0459 118 362, email [email protected] or DM us. *Source: AHURI #DMteam #DirectMortgages See more

03.01.2022 Whats stopping you from starting your own business? More than 9 million Aussies have dreamed of quitting their day jobs and starting their own business, but 60% say a lack of access to money holds them back*. What about you? Do you have a cracking business idea that could do with a bit of funding? ... *Source: YouGov #DMteam #DirectMortgages

03.01.2022 JobKeeper is due for a big shake-up next month, which means if youve been relying on it to get your business through these rocky times, you need to start planning ahead now.

03.01.2022 A quick word on identity theft Scammers swindled Australians out of more than $16 million last year*. But many victims wont know their identity has been stolen until an inexplicably bad credit rating stops them from getting finance.... Thats why its important to check your credit report each year. You can do so for free with Experian, Equifax or CheckYourCredit (illion). *Source: ACCC #DMteam #DirectMortgages

03.01.2022 Home and business owners struggling financially due to COVID-19 will be given another four months to resume paying back their loans. Extended loan deferrals will be provided to those who genuinely need more than the current six-month timeframe, says the Australian Banking Association (ABA), however, extensions wont be automatic. Since the Stage 3 of restrictions is reinstated, we are still operating our services and can help you with your concerns in buying your First Home,... Refinance, and Investments. DOWNLOAD our HOME BUYERS Guide here: ==> https://directmortgages.com.au/ Direct Mortgages - Werribee Head Office 4A 277 Heaths Road Werribee Vic 3030 (03) 9749 5897 [email protected] #DirectMortgages #MortgageBrokersWerribee #MortgageBrokerPointCook #FirstHomeBuyer #MortgageBrokerTruganina #MortgageBrokerWyndhamVale #MortgageBrokerTarneit #MortgageBrokerHoppersCrossing #MortgageBrokerWilliamsLanding #MortgageBrokerMelton #MortgageBrokerCarolineSprings #PropertyInvestments

02.01.2022 If youd want to know about the repayment deferral extension, or to discuss some possible options for restructuring or varying your loan before the bank puts you on the spot, then please dont hesitate to get in touch. DOWNLOAD our HOME BUYERS Guide here: ==> https://directmortgages.com.au/... Direct Mortgages - Werribee Head Office 4A 277 Heaths Road Werribee Vic 3030 (03) 9749 5897 [email protected] #DirectMortgages #MortgageBrokersWerribee #MortgageBrokerPointCook #FirstHomeBuyer #MortgageBrokerTruganina #MortgageBrokerWyndhamVale #MortgageBrokerTarneit #MortgageBrokerHoppersCrossing #MortgageBrokerWilliamsLanding #MortgageBrokerMelton #MortgageBrokerCarolineSprings #PropertyInvestments

02.01.2022 New 5.0-star Review: "Want to give big thank you to the Direct Mortgages team, specially to the exceptional efforts of Nick and support from Jacob. Our goal was to refinance and the challenge was to find the most appropriate bank to suit us, with the best incentives and lowest rates. Considering these difficult times, Nick has gone above and beyond to meet all our expectations and needs. Communicate updates promptly, and gain low competitive rates. I absolutely recommend Direct Mortgages to anyone looking for financial services with great integrity, professionalism, honest and trustworthy advice, and a above and beyond approach. Thank you Direct Mortgages Team"

02.01.2022 If youve deferred your home or business loan then its likely your bank will reach out to you in the coming weeks. Heres what to expect and what options are available to you. As the initial wave of six-month loan payment deferrals comes to an end, banks have started contacting customers to discuss the next step, which could include further support, assistance or deferral.

01.01.2022 Has COVID-19 made you a more conscientious saver? It has for half of young Australians, with 49% saying theyre now planning to save more than they did before COVID-19*. So how about you? Has all thats happened this year sharpened your focus on saving for the future? And if so, what are you saving towards?... *Source: Westpac survey #DMteam #DirectMortgages See more

01.01.2022 Youve heard the saying safe as houses, right? Well, it seems that old adage may ring true even in the current pandemic, with many of the nations top economic experts saying thats where theyd put their money right now. A Finder survey asked 28 leading experts and economists to weigh in on future cash rate moves and other issues related to the state of the Australian economy.