Divide in Milton | Financial service

Divide

Locality: Milton

Phone: +61 7 3367 5380

Address: Suite 6, Level 1, 29 McDougall Street 4064 Milton, QLD, Australia

Website: http://www.div-ide.com.au/

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25.01.2022 This is a worrying read if youre trying to sell property as part of your separation. If you need help navigating the process arrange a free chat with us here > > Bit.ly/BookYourFreeChat.

23.01.2022 There is always light ... and flowers

23.01.2022 When you come out the other side of your separation, you really will realise that its all ok.

22.01.2022 Everything will become clear in the end ...

22.01.2022 The breaking-point of a marriage is different for everyone!

22.01.2022 If you are separating during Covid-19, avoiding the family courts is the very best thing you can do ... if the nature of your separation will allow it.

22.01.2022 Social etiquette around separation: Everything you need to know ...

22.01.2022 ANSWER: Contact your bank/mortgage broker to update them on your current situation and find out how much they will lend you in your own name, based on both your current income and if a regular and reliable income is re-established. Obtaining this information is key, so you are able to make an informed choice on your financial settlement and not agree to something that you will not be able to finance or doing so would put you under undue financial pressure.

21.01.2022 Co-parenting support if youre in a hotspot area during this difficult time.

21.01.2022 For the challenging days ...

21.01.2022 Soothe your childs concerns over mum and dad breaking up with these six important things to tell your kids when you separate.

20.01.2022 ANSWER: A financial settlement is based on the current value of your assets and liabilities, so all we can do is divide up what you, as a couple, currently own. Covid will have impacted the value of each of your superannuation accounts, so provided we use a consistent valuation approach, we can deal with this fairly. If, however, Covid has had a significant impact on your current or expected future earnings, you may choose to delay your financial settlement until you have some certainty about what you expect your future earnings to be.

20.01.2022 Just to get you in a cup-half-full mood ...

19.01.2022 "Without a healthy amount of respect for one another, navigating separation and co-parenting is extremely challenging."

19.01.2022 So true of many relationships ...

18.01.2022 Advice from UK mums to help the Victorian parents in lockdown ...

18.01.2022 Has Covid-19 affected your income?

18.01.2022 We have seen many "good" divorces and we aim for this outcome with all of our clients.

18.01.2022 We are all getting a lesson in patience at the moment.

16.01.2022 So very, very true ...

15.01.2022 Some helpful advice for the co-parents amongst us ...

13.01.2022 ANSWER: A super splitting order is only able to split the current value of the super in each of your accounts, so no adjustment can be made in the super splitting order for any hardship amounts that have been withdrawn. However, if when considering your financial position as a whole and each of your current and future earning abilities, hardship withdrawals need to be accounted for, we can do so if both of you agree that this should be done to achieve a fair split.

13.01.2022 Wouldnt it be great if we could all "pick a judge"

13.01.2022 ANSWER: Valuation, consistency and re-financing. Covid has had a negative impact on the valuation of many assets, with shares and superannuation being significantly impacted. In order to achieve a fair split, assets and liabilities all need to be valued at the same date in the same way, so there is a consistent approach. If parties are wanting to transfer and refinance properties, it is recommended that each party obtain mortgage pre-approval, before any agreements are finalised, so both parties can make informed decisions.

13.01.2022 It is amazing what the past can teach us .. but dont spend too long dwelling on it.

11.01.2022 Great advice for anyone going through a separation.

09.01.2022 We have the best advice

09.01.2022 ANSWER: The value of the business must be at or near of the date of the financial separation. Normally one party will continue with the business and the other party will receive their share of the business as part of the financial settlement. If the business has been negatively impacted by Covid-19 then the value of the business in the asset pool will decrease. You can either agree a lower valuation, or delay the financial separation if you believe the value of the business will change again in the future. You may need to obtain an independent valuation of the business, noting even professional valuers may struggle to provide an accurate valuation that satisfies both parties in times of uncertainty. Need more help? Book a free call with us here > > Bit.ly/BookYourFreeChat.

08.01.2022 This is a great movie to watch with the kids if theyre struggling to get to grips with your separation. Funny, heartwarming and a beautiful take on the highs and lows of divorce.

08.01.2022 More than we realise

08.01.2022 Absolutely right ...

06.01.2022 The simplest and most effective advice to following when separating ...

06.01.2022 Wishing all the Dads out there a wonderful Fathers Day from the team at Divide.

06.01.2022 It may not feel like it at times but ...

06.01.2022 An informative read from the ABC noting that "you dont need to hire a lawyer". It is really important for people to know this so they can save themselves money, time, stress and bad blood with the ex.

06.01.2022 We talk a lot about "respect" this week because it is vital in a separation and will always be conducive to a better outcome.

05.01.2022 Sometimes easier said than done ...

05.01.2022 And interesting article for men going through a separation ...

04.01.2022 Is your separation like a rollercoaster ride?

02.01.2022 The new artificial intelligence apps for separation ... but are they too good to be true?

02.01.2022 ANSWER: A financial settlement is based on the current value of your assets and liabilities, so if the value of your assets and liabilities has significantly changed, updated valuations will need to be obtained. The facts of your matter and how far you have progressed in negotiations would need to be considered, so that cost effectiveness is a factor in any change considered / agreed upon. For more help book a free chat here >> Bit.ly/BookYourFreeChat.

02.01.2022 Heres what you need to know about separating during the Coronavirus pandemic.

02.01.2022 A great way to look at it.

01.01.2022 Here is the first of our Christmas co-parenting tips (can you spot the pun?!). For more support see this article >> Bit.ly/CoparentingChristmas.

01.01.2022 ANSWER: Property settlement divides up the assets and liabilities that you currently own, so if your ex is still prepared to move forward with the agreed property settlement then you can do so. However, if part of the property settlement had your ex refinancing a mortgage, then they would need to contact their bank/mortgage broker before proceeding, as it is unlikely that a mortgage will be offered until a regular and reliable income has been re-established.