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Dream financing

Locality: Brendale

Phone: +61 423 030 533



Address: Unit 32 302 South Pine Rd 4500 Brendale, QLD, Australia

Website: https://dreamfinancing.com.au

Likes: 508

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24.01.2022 Did you know the dream team can also finance camper trailers and caravans at great rates? Recently we had clients referred to us from an existing client to finance a new camper trailer. They had been quoted finance rates from the dealer and we managed to blow them out of the park. Thanks for the kind words Elle & Charlie, we hope you love the new camper. "We highly recommend Brenton at Dream Financing, he went above and beyond for us while finding a fantastic rate and saving us so much money!! Brenton updated us at every stage throughout the process of securing our loam for our camper! We couldnt be happier, Brenton will be our first call in the future!! Thank you, Elle & Charlie. Happy Campers"



24.01.2022 The cash rate decision for May has been announced by the RBA with the rate unchanged at 0.25%. The Bank has previously signaled it considers the current rate to be the floor, with many analysts predicting it will remain at this level for some time as the economy recovers from the impacts of COVID-19. If the COVID-19 crisis is affecting your financial situation, please get in touch so we can formulate a plan to manage your loan repayments during these unprecedented times.... Since the RBA announced a .25% emergency cut on 19th March reducing rates to their current level, many lenders have adjusted their own rates. I can help review your situation to ensure you have the right loan for your circumstances, by drawing on a wide panel of lenders offering loans with great features, low fees and competitive interest rates. If youd like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please dont hesitate to give me a call.

23.01.2022 Last week Travis upgraded his vehicle and was very happy with the finance rate we achieved for him. Get in touch if you want to be as happy as Travis! Thanks for your support Travis!

22.01.2022 FAMILY LAW MATTERS Our friends over at Lawyerd are receiving a lot of inquiry from clients about the impact of CV-19 Coronavirus restrictions on family law court orders, ranging from withholding children, keeping children from school, changeover locations and interstate travel. Tomorrow at 9.30am, they are hosting a Facebook Live event to address some family law issues arising from CV-19 and we invite you and your friends to join them if you are interested. Please share to y...our family and friends who might need help during this time. https://www.facebook.com/events/204268010905520/



22.01.2022 This week we financed two new Chevrolet Silverado work vehicles for our good friends at Australian Road Services. Thanks for your on-going support and enjoy the new trucks! Another business who saved a lot of money with a great interest rate from the dream team, get in touch and avoid paying the higher finance rates at the dealerships for your next business vehicle.

21.01.2022 Our friends over at Brisbane Digital Co have released some useful information for our business clients about a new Digital Grant offered by the QLD Government up to $10k! Read below and contact them today to discuss pivoting your business online.

21.01.2022 QLD COVID-19 Job Support Loans - APPLICATIONS OPEN - $500 million loan scheme - Maximum loan up to $250,000 - No repayments or interest charged for the first year... - Plus two years interest only - 2.5% fixed interest rate - 10-year term of loan - Open until 25 September 2020 or until funding is fully committed Speak to our accountant Jordan Pavey today about how you can access this measure. http://www.qrida.qld.gov.au//queensland-covid19-jobs-suppo



21.01.2022 It is great to see businesses still making money and purchasing vehicles through Covid-19. We have had lots of car finance enquiry the last two weeks. Thanks to Julian for your trust in us in finding the lowest interest rate around for your new Prado!This is the second business vehicle Julian has financed through us, we appreciate your business!

20.01.2022 JOBKEEPER UPDATE Employee Nomination forms now available. Here are the steps you need to take to get ready:... 1) Check if you and your nominated employees meet the eligibility requirements. Talk to your accountant if unsure 2) Notify eligible employees that you (their employer) intend to participate in the JobKeeper scheme. 3) Confirm with eligible employees that they agree to you being the primary employer to receive JobKeeper Payments. 4) Send the nominated employees the JobKeeper Employee Nomination Notice to complete and return to you. See link below 5) Keep the Employee Nomination Form on file (5 years) 6) Pay the minimum $1,500 to each eligible employee per JobKeeper fortnight. The first fortnight starts on 30 March and ends on 12 April. Alternatively, you can make one combined payment of $3,000 for the first two fortnights paid by the end of April 2020. 7) Enrol for JobKeeper from 20 April using the Business Portal and authenticate with myGovID. Contact your accountant to assist you in registering. For Dream clients, I will be in contact with you over the next few days and sending you the forms required for your employees and what to do next. We are still unsure of the exact reporting requirements from the ATO in regards to the 30% turnover drop. But we will be including this service for our Quarterly BAS clients to assist you through these challenging times. New clients or clients who are not BAS clients will be offered an affordable option for the monthly reporting to the ATO. It is important you get this right, so there are no overpayments from the ATO. https://www.ato.gov.au///General/COVID-19--wages-subsidy/ https://www.ato.gov.au//JobKeeper-payment---employee-nomi/

18.01.2022 WOW, proud is an understatement. Thank you for supporting a genuine family owned local business! We have just hit 100 five star google reviews! Have a read of the reviews and see what the fuss is about. This has been a huge milestone we have been aiming for so thank you so much to all of our loyal customers who have taken the time to give us a google review and support us. ... We look forward to meeting the next 100 of you and continuing to grow our business. Thank you to everyone! Much love, the Dream Team. We are busy refinancing peoples home loans to save them big dollars at the moment, we also have an in house chartered accountant who can help with any self employed or PAYG tax returns, tax advice, BAS, job keeper etc.

17.01.2022 Here is an AMG Mercedes GLC we financed this week. The rate we obtained for the client was a lot lower than what Mercedes quoted the client direct. Give the dream team a ring the next time you need finance.

16.01.2022 EQUIPMENT & CAR FINANCING - We dont just do home loans Did you know that we are equipment and car financing specialists? We are now seeing some of the best offers we have ever seen from the banks for cars and equipment! We also have some pretty special relationships with some of Brisbanes biggest Fleet Managers who consistently get our customers the best prices around.... And dont forget the Government $150k Small Business Asset Write-Off until 30 June!! Whilst we have seen a decline in car and equipment purchases due to Covid19 recently, we know that there are some businesses who havent been affected and may even be thriving. So if that is you, contact us today for these amazing low interest rates today! Having a relationship with a broker will save you time and money, as we will compare different banks for the best deal EVERY time.



15.01.2022 The cash rate decision for April has been announced by the RBA with the rate unchanged at 0.25%. Just 19 days ago the RBA announced a .25% emergency cut in response to the economic threat posed by the COVID-19 crisis, reducing the rate to its lowest ever level. In response many lenders reduced fixed rates however most did not adjust their variable rates.... If the COVID-19 crisis is affecting your financial situation, please get in touch so we can formulate a plan to manage your loan repayments during these unprecedented times. I can help you secure the right deal for your circumstances from a wide panel of lenders offering home loans with great features, low fees and competitive interest rates. If youd like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please dont hesitate to give the dream team a call.

14.01.2022 WORKING FROM HOME TAX DEDUCTIONS You may be entitled to claim additional working from home deductions in your 2020 Tax Return. The ATO have released additional information in this space.. it might be time to engage an accountant to maximise your refund this year! Did you know your Tax Return fee is also tax deductible? Bookings now open for the 2020 Year ... https://dreamfinancing.com.au/book-now/ Or get in touch with Jordan to discuss in person 0422682762.

14.01.2022 JOBKEEPER: DONT FIT THE MOULD? Where appropriate turnover comparison periods are not available (for example, where your business has been operating for less than a year) the ATO have released alternative tests! We wont beat around the bush... they can be confusing . But rest assured we can explain them to you simply. Contact us to discuss.... Circumstances where an alternative test applies: 1) Your business commenced within the last 12 months 2) You acquired or disposed of part of your business in the last 12 months which affects your turnover 3) You undertook a restructure within the last 12 months 4) Your turnover substantially increased by: - 50% or more in the 12 months or - 25% or more in the 6 months or - 12.5% or more in the 3 months 5) Your business was affected by drought or other declared natural disaster in the last 12 months 6) Your business has a large irregular variance in their turnover for the quarters ending in the 12 months before the applicable turnover test period, excluding entities that have cyclical or regular seasonal variance in their turnover 7) You are a sole trader or small partnership where sickness, injury or leave have impacted an individuals ability to work which has affected turnover. Legislation is here for more detail https://www.legislation.gov.au/Details/F2020L00461

13.01.2022 Yesterday at 4pm the Government announced the third stimulus package for employers/ businesses. This is going to help so many of our clients and friends Outline Below: - $1,500 subsidy per fortnight per employee - Paid to businesses who experience >30% downturn relative to comparable period 12 months ago... - Employees must have been full time/ part time at 1 March, or Casuals at least 12 months as at 1 March - Can be backdated by your employer if you have already been stood down. You need to contact your employer - Employee must be at least 16, Australian Citizen, Permanent Visa Holder, other visas also (please check) - Only receive 1 JobKeeper Payment if multiple employers - You may continue to work in a casual job if you have been stood down and receive JobKeeper from your previous job - Sole Traders & Self Employed with ABN also eligible Payment will be made monthly in arrears (starting May). So businesses must continue to meet criteria. Program expected to run for 6 months. Businesses will need to fund these payments until receiving payments from ATO. IT IS IMPORTANT YOU ARE USING SINGLE TOUCH PAYROLL as this is how the ATO will be checking on your payroll. If you are not, then you need to get in touch ASAP. Applications not yet open, but you can register your interest here https://www.ato.gov.au/general/gen/JobKeeper-payment/ Contact me for assistance in assessing your turnover, or if you are a sole trader, helping you get you STP Compliant or if you have questions about eligibility. We will be updating our website and blog shortly to reflect these changes and some practical examples.

11.01.2022 Will withdrawing my superannuation early help or hurt me buying a house? Have a read of our latest blog and get in touch with the Dream Team to discuss your lending options.

11.01.2022 Thanks Tim for being our 129th five star google review. Who is going to be lucky number 130? "Highly recommend the team here - they'll get you a great deal for your finance, a great tax return and are very responsive to enquires. We got our first home loan via Brenton and our accounting done by Jordan and we wouldn't go anywhere else"!

11.01.2022 Thanks Luke for being our 102nd google review! We really appreciate your support. "Id say were up to our fourth or fifth loan with Brenton by now, and can confidently say that the high standard of customer service and professionalism has continued since the day that we were first introduced. Despite the current challenges were all experiencing in navigating the COVID-19 pandemic, Brenton was able to carry on at a level consistent with business as usual, and we were able to get this refinance through in effectively the same timeframe as normal; no mean feat!! Best broker Ive dealt with bar none - keep up the good work".

11.01.2022 Great to see local businesses reducing rates to help people in need. Cam and his team at Sleepy Projects Plumbing Division are always reliable and willing to help. We definitely recommend their services.

11.01.2022 These first home buyers are very excited to be building their home. Get in touch with the dream team to see what grants you are entitled to as first home buyers. There has never been a better time to build your first home. Congratulations Matt & Kelly, thanks for your support.

11.01.2022 When you have a busy and tough day in the office a review like this make it all worth it. Thanks to Glenn from Precision Wealth Management for this referral. Thanks Vivek for being our 106th five star google review! "We have been very happy with the service from Dream Financing and specifically from Brenton. We were referred to Brenton by a financial planner saying even though you may have an existing broker who has provided a deal - just have a conversation with Brenton to s...ee if he could assist with a better deal. That single phone call changed our entire strategy on what we were trying to achieve. The entire process of sending and receiving information has been seamless. Brenton is prompt, accurate and courteous in his communication. He is friendly and easy to talk to. Throughout our entire process we probably asked him zillion questions and promptly we have received an answer/explanation that would help us understand the finances to make an educated decision. He is absolutely not pushy and gives you time to think over to make the decision. During the entire process, he kept us updated on the progress of our application and guided us through any steps we had to carry. I highly recommend him and would certainly spread the word around [which I have already started :)] recommending his brokerage. Thank you Brenton for providing a solution and making it easy to achieve our goal". See more

10.01.2022 Positive google reviews on a Friday make us feel a little dreamy in the office.... Thanks Danielle and Brett for your 5 star google review and support. "Brenton made the process of buying our first home easy. He was professional, informative, answered all our questions quickly. Would highly recommend Dream Financing to any one looking for a loan".

10.01.2022 QLD RESIDENTIAL LANDLORDS AND TENANTS The COVID-19 Rental Grant is a one-off payment of up to 4 weeks rent (maximum of $2000) available to those affected by the COVID-19 pandemic who do not have access to other financial assistance. The grant is paid directly to your landlord... Applicants must meet the following criteria: - You live in Queensland - You have, or will shortly have, a bond registered with the Residential Tenancies Authority - You are an Australian citizen, permanent resident, or have a temporary or permanent protection visa or possess a bridging visa - You do not have more than $10,000 in cash and savings you can provide evidence of attempts to negotiate a payment plan with your lessor (including a letter or email from them outlining the reasons why a payment plan cannot be agreed on) - You have lost your job and have applied to Centrelink for income support - You are waiting for your application with Centrelink to be approved This could help your tenants who are waiting until the end of the month for the Coronavirus Supplement to kick in! https://www.qld.gov.au//ren/bond-loan/covid19-rental-grant

08.01.2022 Thanks Peta for being our 105th five star google review! Helping first home buyers is always something we are proud to do! "Brenton was the best mortgage broker I could have hoped for. Buying my first home could have been a nerve wracking and overwhelming experience, yet Brenton supported me throughout the whole process. He was always there to answer questions, no matter how weird they were or at what time I sent them his way. He made the mortgage application process so simple that despite the challenges of COVID19, it was the easiest part of buying our house. Cant thank or recommend Brenton highly enough"!

08.01.2022 DO YOU EMPLOY STAFF IN NSW?? $10,000 GRANT FROM NSW GOVERNMENT Applications for the grants will open by April 17 and will remain open until June 1. Service NSW says businesses may be eligible if:... - It operates in an industry highly impacted by the Public Health Order and has suffered a decline in turnover of 75 per cent - Has between one and 19 employees and an annual payroll below $900,000 - Has an annual turnover of more than $75,000 - Was registered with an ABN at 1 March 2020 - Has an Australian Business Number and employs staff in NSW at 1 March 2020 - Has unavoidable fixed costs not otherwise the subject of other NSW and Commonwealth Government financial assistance measures. Will release the link for applications when they open.

08.01.2022 Amazing time lapse video from our friends at Queensland House Removers check out their amazing work! We know first hand how good the QHR team are at what they do. Brisbane to Macleay island, even ocean wont stop these guys!

07.01.2022 STUDENTS - JOBKEEPER ELIGIBILITY CHANGES Full time students aged 16 and 17 years old The rules will provide that full time students who are 17 years old and younger, and who are not financially independent, are not eligible for the JobKeeper Payment. ... This clarification will apply prospectively, which would mean an eligible employer that has already met the wage condition of paying such an employee $1,500 for a fortnight could be entitled to a JobKeeper Payment in arrears for that fortnight If you employ students who study full time you will need to re-check eligibility requirements

07.01.2022 TAX TIME IS NARLY HERE - ARE YOU READY? 2020 TAX CHECKLISTS NOW ONLINE These checklists are a great way of getting your information ready for us to complete your tax return this year! See the link below... Get in touch with us if you havent used us before so we can have a chat https://dreamfinancing.com.au//acco/tax-return-checklists/

07.01.2022 ALL YOUR COVID-19 FAQS ANSWERED It has been a wild week for us at Dream Financing, talking to our clients and friends about this Covid-19 crisis we are all facing. In between talking to you all, we have had our finger on the pulse with keeping updated on all of the State and Federal Government measures being announced.... Please share this post as it will help answer questions many of your family and friends might have. And dont forget to like our page to keep updated with the latest Covid-19 information! Dream Team https://dreamfinancing.com.au/frequently-asked-questions/

07.01.2022 As expected, the Reserve Bank of Australia kept the cash rate at 0.25% at its meeting today as the country continues to deal with the COVID-19 pandemic. The RBA, conscious of reductions in consumer spending, further falls in house prices and the flow on economic impact of stage four restrictions in Victoria, has consistently stated that it sees a cash rate of 0.25% as the floor. With rates at a record low and lenders continuing to offer very competitive rates, why not review your situation to ensure you have the right product for you right now?

05.01.2022 JOBKEEPER EXTENSION Note: If you are currently receiving jobkeeper, nothing changes until the end of September. You will continue to receive jobkeeper until the extension comes into effect. From October the Government is extending the jobkeeper program. Many of you may have heard on the news last night about this. Please note that the new rules and tests are even more complex than before.... The new testing requirements for the Jobkeeper extension are tougher and will exclude businesses who cannot show a SUSTAINED drop in revenue (over a 6 month period). You must be able to show a drop in both June and September Quarter BAS compared to last year. Previously a 1 month drop in revenue would qualify for Jobkeeper. The rules are even more complex now, with even more tests and conditions to be applied. So please make sure you get in touch with a trusted adviser to assist you through the process.

05.01.2022 Do you own a commercial property or do you rent a commercial property? Here is an interesting article about relief in repayments for landlords if their tenants are struggling. Do you think this is a fair outcome?

04.01.2022 Another AMG Mercedes financed by the dream team. What a way to end a week for Michelle who has just purchase this brand new AMG Mercedes. Thank you for allowing the dream team to finance another vehicle where we managed to offer finance much cheaper than the dealer. We appreciate your business Michelle and enjoy your new work vehicle.

03.01.2022 The $25k HomeBuilder Grant has just been announced by the Federal Government. Are you eligible? Find out all the latest details here and get in touch with the Dream Team!

03.01.2022 The RBA has announced that the cash rate will remain unchanged for July with the rate remaining at 0.25%. The RBA is mindful of rising concerns around unemployment post-JobKeeper, falls in housing and home loan approvals, decreasing property values and decreasing credit growth. The RBA maintains the stance that negative interest rates are not the best option for the economy at this point. If the COVID-19 crisis is affecting your financial situation, please get in touch so we ...can formulate a plan to manage your loan repayments during these unprecedented times. With lenders continuing to offer very competitive rates, I can help review your situation to ensure you have the right loan for your circumstances. If youd like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please dont hesitate to give the dream team a call.

03.01.2022 Have you thought about refinancing your home loan? We were recently able to save one of our clients 1.5% on her interest rate in addition to cash-out for renovations. She also received a $4k refinance rebate. Find out more in our latest blog. With the lowest ever interest rates there has never been a better time to consider refinancing. Talk to the Dream Team today to find out your best options!

03.01.2022 Signage is well underway at our newly purchased commercial office. Come and visit us at Unit 32/302 South Pine Rd, Brendale QLD 4500.

02.01.2022 WOW - Our 105th google review. Thanks so much Toya for allowing us to refinance your home loan in Ashgrove to both save you money on interest and obtain cash out to perform some renovations. Your support it much appreciated! Get in touch and see how we can help you with limited contact during Covid. "Cant recommend Brenton from Dream Financing enough! My preferred method of communication was email and Brenton was able to complete the whole process over email. He answered every one of my hundreds of questions timely and I never felt like anything was too much of an ask. I feel like Ive gotten the best deal for my circumstances and would happily use Brenton again for any further loans. Brenton was very friendly and professional and made me feel comfortable throughout the whole process. Thanks again, Brenton"!

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