Eagle Life in Williams Landing, Victoria | Mortgage brokers

Eagle Life

Locality: Williams Landing, Victoria

Phone: +61 411 689 020

Address: 26 Bronzewing Street 3027 Williams Landing, VIC, Australia

Website: http://eaglelife.com.au

Likes: 1082

Add/Update information

Reviews

Tags

• Financial service
• Loan service
• Mortgage brokers
• Financial consultant

25.01.2022 Market Updates **The First Home Loan Deposit Scheme (New Home Guarantee) kicks off this week **Buyers rush to the finish line for the homebuilder grant 31st December.... **The RBA has dropped the cash rate down to 0.10%, and we expect most lenders to pass some of the 0.15% to their home loan customers. #digitalbroker #homeloans #homeownership #firsthomebuyer #financingeverydream

24.01.2022 We are extremely honoured to have been recognised at the Buyers Choice awards and the PLAN Australia awards especially in a year that has posed so many challenges in many ways.Thank you to all our valued clients for raising the #EagleLife flag high, yet again. #financingeverydream #homeownership #ourclientsrock #mortgages #firsttimehomebuyer

24.01.2022 A heartwarming message, the reason why I get up every morning. A beautiful gift from a special couple. I wonder who tells them this chic loves chocolate and flowers. Maybe secret Santa does, been good all year. ... Thanks Eddie & Mo

24.01.2022 Thank you all for the incredible support during the pandemic year. Your support is valued.

23.01.2022 #Justfinanced this beautiful home for yet another Gen Z couple. It was a pleasure to get them an unconditional yes right on the 31st of December. The couple celebrated the new year in style. Thank you to Galea & Faustin Solicitors for the warm referral. Tip: Did you know that #EagleLife are platnum brokers with most lenders. This means our applications gets prioritised and we don't get stuck in the bank queue.... #firsthomebuyer #homeownership #mortgagespecialist #homeloans #digitalbroker #genzkickinggoals

23.01.2022 #JustFinanced Ladies and gentlemen it's been a race to the finish line to make sure our clients get the perfect Christmas present of a new home for Christmas. We are delighted to have had most handed their keys in the previous week. As the curtain closes on 2020, we are excited with what "we" together have achieved. ... We have financed more dreams than ever before, maximised as much of the gvt grants than ever before, broadened our services nationay than ever before. Thank you for choosing #EagleLife, we are ready to serve you in 2021 and beyond. Featuring a beautiful home in Clyde North Victoria, client's only moved in 3 days ago #financingeverydream #homeloans #firsthomebuyers #investorloans #homeownership #expertsinthefield

21.01.2022 #Toptiptuesday Is it cheaper to rent or buy?

20.01.2022 Toptiptuesday #purchasing property in a self managed Super fund (SMSF)

19.01.2022 If you don't build your own dream someone else will hire you to help build theirs. Tony Gaskins Jr.If you don't build your own dream someone else will hire you to help build theirs. Tony Gaskins Jr.

19.01.2022 #TopTipTuesday Can I get a home loan on a casual income?

19.01.2022 Lot's of giveaways for homebuyers in Victoria. If you are unsure what you are eligible for contact #EagleLife. 2021 looks brighter than the pandemic year. https://www.realestatebusiness.com.au//20739-victorian-bud

17.01.2022 What lenders see on your credit report

17.01.2022 #Toptiptuesday Ways to improve the credit score on your credit report.

14.01.2022 #Justfinanced Christmas Series continue... This beautiful spacious home is located in Oran Park NSW. Perfect Christmas present for a perfect couple. I remember the 1st interview with this couple was on a Saturday, and I had forgot to adjust hours to closed on a Saturday but guess what, took the call and here we are. It's been a pleasure financing this dream.... #financingeverydream #homeloans #investorloans #homeownership #mortgagespecialist #firsthomebuyer

12.01.2022 #Toptiptuesday Construction loans ins and outs!

11.01.2022 Happy Monday! A week ago, I had the opportunity to share the stage with greatness, Peter Ziggy. This also meant I got a signed copy of the book "Money does grow on trees". Peter says something profound in the book.... "Begin with the end in mind" I challenge you to re-evaluate your finances, what's the end goal? #firsthomebuyer #investmentproperty #mortgages #homeloans #mortgagespecialist #digitalbroker

10.01.2022 Happy Monday's Team A photo of me 4 years ago, I didn't have it all figured out. All I knew I was passionate about financing every dream and helping clients achieve their hopes and dreams . Follow passion and you never have to work a day in your life! ... #financingeverydream #homeloans #investorloans #expertsinthefield #firsttimehomebuyer#digitalbroker See more

09.01.2022 Home-builder grant extended to March 2021

08.01.2022 Happy Easter everyone I don't plan to do much this Easter other than sharpen my Nintendo skills to eventually beat the masters at their own game Enjoy time with your family, tomorrow is not promised Happy Easter everyone I don't plan to do much this Easter other than sharpen my Nintendo skills to eventually beat the masters at their own game Enjoy time with your family, tomorrow is not promised

07.01.2022 #Justfinanced Christmas Series continue... This is a display home located in Byford, Western Australia. Settled last week, again a Perfect Christmas present for a perfect couple. This is the 3rd transaction we have done with this lovely couple in 2020. It's been an absolute pleasure financing their 3rd dream.... Tip: Not all lenders have an appetite for Display homes. Contact #EagleLife to make sure your dream for a display home comes to life. #financingeverydream #homeloans #investorloans #homeownership #mortgagespecialist #firsthomebuyer #digitalbroker

07.01.2022 Important Top Tip Tuesday tomorrow 7pm EST, see you there!

07.01.2022 Attention Nurses!

06.01.2022 #Justfinanced There is a special story behind this one read on..., it's a beautiful home now completed in NSW. Clients rang me on Christmas Eve 2020, I had already switched off, it had been a crazy year as you all know. I quickly said I'm now on holidays wanted to drop the call. Then I listened, they had been mislead by another financier and had now been declined of a loan, they were desperate. We started working together to find a solution. ... I'm glad to say on Monday they got their dream home formally approved. @Eaglelife we listen twice, we are real people We provide solutions for our clients. #homeloans #firsthomebuyers #mortgages #mortgagespecialist #firsthomebuyer #financingeverydream

05.01.2022 Home-Builder grant 15k ends March 31st. Make sure you have a signed building contract.Home-Builder grant 15k ends March 31st. Make sure you have a signed building contract.

02.01.2022 #Toptiptuesday Homebuilder grant extended to 31 March 2021

01.01.2022 GENUINE SAVINGS Lot's of confusion around using your rental history in lieu of GENUINE SAVINGS, below is an example purchase I recently completed. WHATS GENUINE SAVINGS? ... Genuine Savings proves to the Banks/Lenders that you have a good savings pattern and have the ability to save a deposit, this shows to them that you’re likely to be a good borrower Banks require you to prove you have 5% of the purchase price as your own cash savings accumulated over a 3mth period, this is evidenced by way of bank statements. CAN I USE MY RENTAL HISTORY TO AVOID GENUINE SAVINGS? If you've been renting through a licenced real estate agent for a minimum of 6mths and can show on time rent payments you may not need to prove genuine savings. It's important to note you still need to have the cash deposit for the purchase even if renting it's just the money can come from alternate sources like a gift from family, sale of an asset etc, rather than having to be evidenced as your own savings. EXAMPLE PURCHASE Scenario - Client's of mine have recently purchased a $500k established home using their rental history/ledger to get around the 5% genuine savings requirement. Client's had $15,000 saved of their own money so less than 5% deposit and received gift funds from their parents and grandparents as below. ESTABLISHED VIC FHB $500,000 Purchase Price + $2,500 Purchase costs (Conveyancing, Gov't costs, title fees, NSW Stamp duty FHB waived) = $502,500 Total funds required for settlement FUNDS AVAILABLE $461,000 Proposed Home loan + $15,000 Current Cash deposit + $15,000 Gift from Parents + $11,500 Gift from Grandparents = $502,500 Available for settlement LMI $13,058 can be added to the home loan Home loan $461,000 + LMI $13,058 = $474,058 home loan including LMI REPAYMENTS Variable rate Home Loan $474,058 over 30 year loan term @ 2.69% pa = repayment $886 per fortnight principal and interest. Although the client had less than 5% genuine savings we were still able to get formal approval for the clients and a genuine savings exception on the basis they provided a 6mth rental statement showing on time payments. To discuss getting pre-approval to purchase your first home please send me a PM or reach out as below. Eagle Life 0411 689 020