Eclipse Financial Services in Coomera, Queensland, Australia | Financial planner

Eclipse Financial Services

Locality: Coomera, Queensland, Australia

Phone: +61 1300 857 359

Address: Suite 8, 2 Fortune Street 4209 Coomera, QLD, Australia

Website: http://www.eclipsefs.com

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25.01.2022 Financial needs and wants in a post-COVID-19 world For many of us, Covid-19 has brought the focus back around greater understanding and awareness of our existing spending on both obligatory and discretionary costs. Many have seen a reduction or loss of our earnings, (work and/or investment-related). In a nutshell, yes, these last few months have been difficult, however, this event has allowed us to gain insights, and learn lessons about ourselves. These insights and lessons can be used to move forward in a positive direction. If you have any questions regarding this article, please contact us on 1300 859357 https://eclipsefs.financialknowledgecentre.com.au/kcarticle

25.01.2022 On the back of the significant impact Covid-19 is having on many Australians, the government has allowed a person to withdraw up to $10,000 between now and 30 June and/or $10,000 between 1 July and 24 September 2020. ($20,000 max). In unprecedented times, this is a significant decision from the government, and anyone who takes up this allowance. Super funds have already paid out over $6 billion in early release requests in the last week of April alone, with the vast majority ...of funds processing member requests for early release within five business days. Importantly, at least one of the following conditions must be met to withdraw some or all of this money: Unemployment; Eligibility for the Commonwealth’s new ‘Jobseeker’ payment (which may include people who have only been stood down); Redundancy since 1 January 2020; Reduced working hours (by 20% or more) in 2020; or For sole traders, reduced turnover (by 20% or more) or the business has been suspended. In order to make the withdrawal, each fund will have some procedural elements that must be considered. The ATO will also need to approve. Whether you should make such a withdrawal depends on your unique circumstances. Early withdrawal is a good idea for some, but not for others. If you think you might qualify for early release, why not give Greg or Justin a call and we can talk through the pros and cons of early release in your particular case. Unprecedented early access Super access is a very important decision to get correct.. Contact us at Eclipse Financial Services - Coomera on 1300 857 359

24.01.2022 Transition to retirement income streams (TRIS) The main factor influencing a person’s decision about when to retire is financial security. The Government’s Age Pension remains the main source of income for most retirees, followed by super. In terms of income from super, depending on your personal circumstances, there may be a number of options available. If you have any questions regarding this article, please contact us on 1300 857 359 https://eclipsefs.financialknowledgecentre.com.au/kcarticle

23.01.2022 Wellbeing: Self-care tips in times of stress or anxiety In times of elevated stress or anxiety, and more broadly, taking time to look after ourselves, by practising self-care, is important. Self-care refers to caring for our interconnected physical, mental and emotional wellbeing. In this video, Médecins Sans Frontières (Doctors without Borders) provides some helpful self-care tips for coping during the COVID-19 pandemic, and more broadly. https://eclipsefs.financialknowledge...centre.com.au/kcvideos. #mentalhealth #itsathing #eclipsefinancialservices #whitsundays #coomera

22.01.2022 Your Money and the CV Wondering whether you should access your Super? Read this article from Eclipse Financial Services before you make any decisions. https://corelife.com.au/coronavirus-what-should-you-do-wit/

20.01.2022 The potential long-term impact of accessing super early For eligible Australian and New Zealand citizens and permanent residents, they can apply to access up to $10,000 of their super before 1 July 2020, and up to a further $10,000 from 1 July 2020 to 24 September 2020. It’s vital to understand the potential impact, such as that on our super balance at retirement, and on our super income in retirement, as well as our insurance arrangements in super. Given this, if you are con...templating accessing super early, or have any questions regarding this article, please contact us on 1300 857 359. https://eclipsefs.financialknowledgecentre.com.au/kcarticle

18.01.2022 Working during retirement and the Work Bonus scheme During retirement, we may draw upon one or more sources of income to fund our retirement years.. Many chose to continue to (or recommence) work either casually or part time for a period during retirement years. The application of the Work Bonus to our income from work may be beneficial raising the point at which our income starts to negatively impact our Age Pension entitlements. If you have any questions regarding this ar...ticle, please contact us on 1300 859357 https://eclipsefs.financialknowledgecentre.com.au/kcarticle #eclipsefinancialservices #financialadviser #financialplanning #superannuation #investments #personalinsurance #financialfitness #wellbeing #wealthaccumulation #retirement #liveyourbestlife #growmaintainprotectyourwealth #whitsundays #coomera

18.01.2022 COVID-19 economic response: Individuals and households The Government has recently announced and now legislated policies targeting three areas: Support for businesses; Supporting the flow of credit; and Supporting individuals and households.... In this article, part one of a two-part series, we provide an overview of the major policies pertaining to supporting individuals and households, as well as aspects of supporting the flow of credit. https://eclipsefs.financialknowledgecentre.com.au/kcarticle If you would like to discuss anything mentioned in our article, and its relevance to your financial situation, goals and objectives, please do not hesitate to contact us at Eclipse Financial Services - Coomera on 1300 857 359 #eclipsefinancialservices #financialadviser #financialplanning #superannuation #investments #personalinsurance #financialfitness #wellbeing #wealthaccumulation #retirement #liveyourbestlife #growmaintainprotectyourwealth #whitsundays #coomera See more

18.01.2022 Sunday 8th of March is International Women’s Day and it’s a timely reminder about the opportunities for women to become financially fit and take control of their finances. Women are more like to be more financially stressed than men and less confident on their ability to retire when they want namely driven by the inequality of superannuation balances between men and women. If you want to know more and make a positive impact in your life, click on the link below ... https://www.surveymonkey.com/r/efsfinancialfitness #internationalwomendsday #internationalwomensday2020 #whoruntheworldgirls #eclipsefinancialservices #financialadviser #financialplanning #superannuation #investments #personalinsurance #financialfitness #wellbeing #wealthaccumulation #retirement #liveyourbestlife #growmaintainprotectyourwealth #whitsundays #coomera

17.01.2022 Located in the heart of Coomera, Greg and the team at Eclipse Financial Services are focused on helping you grow, maintain and most importantly protect your wealth. It's important to seek professional guidance during these uncertain times. To talk with local people who understand the complexities of these or any other financial matter, contact us at Eclipse Financial Services - Coomera on 1300 857 359 today.

16.01.2022 EOFY planning: Tax and superannuation strategies As we approach 30 June, there are several end of financial year (EOFY) planning strategies you may wish to consider. Whether these are appropriate for you will depend on your financial situation, goals and objectives. https://eclipsefs.financialknowledgecentre.com.au/kcarticle

15.01.2022 Income Protection Insurance In terms of funding our lifestyle expenses and accumulating wealth, one of the biggest resources is our capacity to earn an income. When looking to establish or review your income protection insurance, please remember we are here to help. If you have any questions regarding this article, please do not hesitate to contact us on 1300 857 359 https://eclipsefs.financialknowledgecentre.com.au/kcarticle #eclipsefinancialservices #financialadviser #financialplanning #superannuation #investments #personalinsurance #financialfitness #wellbeing #wealthaccumulation #retirement #liveyourbestlife #growmaintainprotectyourwealth #whitsundays #coomera

15.01.2022 Dealing with unemployment When faced with unemployment you may find yourself falling into a bit of a rut. Focus on maintaining some routine to look after yourself. Regular exercise, good sleep and healthy eating can help you feel more confident, boost energy and help you gain and maintain a positive outlook and attitude. Facing unemployment can be a challenging time but don’t lose sight of the fact that it can also provide an opportunity for personal growth and new direction.... In our article we list 13 things that you can do to help take control of the situation, stay financially well and reduce stress. ***Build Wealth *** Protect Your Lifestyle *** Preserve Your Wealth *** Get your Free Financial Fitness & Personalised Report. Visit Eclipse Financial Services - Coomers or call 1300 857 359 https://eclipsefs.financialknowledgecentre.com.au/kcactivit #eclipsefinancialservices #financialadviser #financialplanning #superannuation #investments #personalinsurance #financialfitness #wellbeing #wealthaccumulation #retirement #liveyourbestlife #growmaintainprotectyourwealth #whitsundays #coomera

12.01.2022 Life insurance: Core & supplementary provisions; When a life insurance policy is being established, there are many important factors taken into account to ensure it’s appropriate to your financial situation, goals and objectivesinclusive of your ability (from a cash flow perspective) to meet the insurance premiums now and into the future. For a free consultation with local people who understand the complexities of these or any other financial matter, contact Eclipse Financia...l Services Coomera on 1300 857 359 today. We’ll even shout the coffee! https://eclipsefs.financialknowledgecentre.com.au/kcarticle

12.01.2022 HOW TO BOOST YOUR SUPER BALANCE AFTER HAVING KIDS Thank you to Core Life Magazine Queensland for our article which addresses the issue of women only having three quarters the super balance of men. Unfortunately, the imbalance gets even worse at older ages. For a free consultation with local people to discuss strategies to make a difference to your superannuation pot and retirement, who understand the complexities of these or any other financial matter, contact Eclipse Financial Services - Coomera on 1300 857 359 today.

11.01.2022 Retirement and the transfer balance cap (TBC) When looking to partially or fully fund your retirement lifestyle from your super benefits, there are several options available. If you have any questions regarding this article, please do not hesitate to contact us on 1300 857 359 https://eclipsefs.financialknowledgecentre.com.au/kcarticle... #eclipsefinancialservices #financialadviser #financialplanning #superannuation #investments #personalinsurance #financialfitness #wellbeing #wealthaccumulation #retirement #liveyourbestlife #growmaintainprotectyourwealth #whitsundays #coomera See more

09.01.2022 Bridging the gap: Women and super In keeping with International Women’s Day which was celebrated on the 8th of March, it’s a good time to revisit Bridging the Gap for Women and their super. Gender pay gap and life expectancy are a couple of considerations that play a major factor in the in the gap that exists between men and women from a legislative point of view. Ladies, the good news is that in the interim, there are things that we can help you with boost your retirement nest egg now and into the future. Call us on 1300 857 359 https://eclipsefs.financialknowledgecentre.com.au/kcarticle #eclipsefinancialservices #financialadviser #financialplanning #superannuation #investments #personalinsurance #financialfitness #wellbeing #wealthaccumulation #retirement #liveyourbestlife #growmaintainprotectyourwealth #whitsundays #coomera

09.01.2022 Household consumption and the Diderot Effect In a nutshell, the Diderot Effect refers to the purchase of a consumer good or service can prompt the purchase of another consumer good or service, and so on. Consumption in itself is not a bad thing. However it’s important to keep a balance and endeavour to ensure that our wellbeing and happiness isn’t solely tied to the purchase of consumer goods or services nor is it having an impact financially. If you have any questions regar...ding this article or advice on budgeting and finances contact us on 1300 857 359 https://eclipsefs.financialknowledgecentre.com.au/kcarticle #eclipsefinancialservices #financialadviser #financialplanning #superannuation #investments #personalinsurance #financialfitness #wellbeing #wealthaccumulation #retirement #liveyourbestlife #growmaintainprotectyourwealth #whitsundays #coomera See more

08.01.2022 Corona Virus (COVID-19) and Toilet Paper In summary there will be some fallout from the Coronavirus from both a medical and economic perspective and it’s got a while to run yet. The worst thing investors can do is panic and sell out towards the bottom and not participate in the inevitable rally. That would be almost as crazy as buying 6 months’ worth of toilet paper when you live in a country that manufactures it’s own toilet paper. If you have any questions regarding our a...rticle please contact us on 1300 857 359 https://eclipsefs.financialknowledgecentre.com.au/kcarticle #eclipsefinancialservices #financialadviser #financialplanning #superannuation #investments #personalinsurance #financialfitness #wellbeing #wealthaccumulation #retirement #liveyourbestlife #growmaintainprotectyourwealth #whitsundays #coomera

06.01.2022 Life event: Financial assistance to eligible carers There are currently around 2.7 million informal (unpaid) carers in Australia providing regular, and ongoing, care and support to family members, friends or neighbours. We provide a general overview of financial assistances available in our attached article. If you have any questions regarding this article please contact us on 1300 857 359 https://eclipsefs.financialknowledgecentre.com.au/kcactivit #eclipsefinancialservices #financialadviser #financialplanning #superannuation #investments #personalinsurance #financialfitness #wellbeing #wealthaccumulation #retirement #liveyourbestlife #growmaintainprotectyourwealth #whitsundays #coomera

04.01.2022 A collection of financial rules of thumb When it comes to making a financial decision, we can experience considerable cognitive pressureespecially when the financial decision is complex and time-sensitive. Pressure coupled with our cognitive biases and emotions, can impact our ability to make a financial decision. This can sometimes result in us not making a financial decision and not taking any action at all. If left unaddressed, this ‘decision/action paralysis’ can be cost...ly for our personal finances, both now and in the future. Our article addresses how utilising a financial rule of thumb can be helpful. If you have any questions regarding this article please contact us on 1300 857 359 https://eclipsefs.financialknowledgecentre.com.au/kcarticle #eclipsefinancialservices

02.01.2022 EOFY planning tips: Give your finances a boost With the end of financial year on the horizon, it’s important to review areas of your personal finances, and take action if applicable, before 30 June. Doing so could give your personal finances a much-needed boost. By seeking professional advice, an assessment can be made as to the EOFY planning tips that may be appropriate for you, based on your personal circumstances. Importantly, we can help with this.... If you have any questions regarding this article, please contact us on 1300 857 359. https://eclipsefs.financialknowledgecentre.com.au/kcarticle

01.01.2022 Becoming financially fit starts with the awareness of where you are at now, and where you want to be in the future. Just like getting physically fit, the hardest part about whipping your finances into shape can often be simply making up your mind to do something about it. Make your first step and complete our Financial Fitness 10 question survey to receive you Free score and report. Your personalised report will help shape your financial future, so you can live your best life. www.eclipsefs.com https://www.surveymonkey.com/r/efsfinancialfitness

01.01.2022 1 July 2020: Change in the new financial year It’s important to note a new financial year can often bring about change. For example, existing rates and thresholds can increase (or decrease), and new legislation can take effect. Attached is our article is information on change occurring from 1 July 2020 across taxation, superannuation, employment, and social security. For a free consultation with local people who understand the complexities of these or any other financial matt...er, contact Eclipse Financial Services Coomera on 1300 857 359 today or visit We’ll even shout the coffee! https://eclipsefs.financialknowledgecentre.com.au/kcarticle See more