Eleven Finance in Perth, Western Australia | Local service

Eleven Finance

Locality: Perth, Western Australia

Phone: +61 423 293 193

Address: 28 Orion Road, Jandakot 6164 Perth, WA, Australia

Website: http://elevenfinance.com.au

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25.01.2022 Official Rate Cut announced today!! At its meeting today, the Board decided to lower the cash rate by 25 basis points to 1.50 per cent, effective 3 August 2016. The global economy is continuing to grow, at a lower than average pace. Several advanced economies have recorded improved conditions over the past year, but conditions have become more difficult for a number of emerging market economies. Actions by Chinese policymakers are supporting the near-term growth outlook, but ...the underlying pace of China's growth appears to be moderating. Commodity prices are above recent lows, but this follows very substantial declines over the past couple of years. Australia's terms of trade remain much lower than they had been in recent years. Financial markets have continued to function effectively. Funding costs for high-quality borrowers remain low and, globally, monetary policy remains remarkably accommodative. In Australia, recent data suggest that overall growth is continuing at a moderate pace, despite a very large decline in business investment. Other areas of domestic demand, as well as exports, have been expanding at a pace at or above trend. Labour market indicators continue to be somewhat mixed, but are consistent with a modest pace of expansion in employment in the near term. Recent data confirm that inflation remains quite low. Given very subdued growth in labour costs and very low cost pressures elsewhere in the world, this is expected to remain the case for some time. Low interest rates have been supporting domestic demand and the lower exchange rate since 2013 is helping the traded sector. Financial institutions are in a position to lend for worthwhile purposes. These factors are all assisting the economy to make the necessary economic adjustments, though an appreciating exchange rate could complicate this. Supervisory measures have strengthened lending standards in the housing market. Separately, a number of lenders are also taking a more cautious attitude to lending in certain segments. The most recent information suggests that dwelling prices have been rising only moderately over the course of this year, with considerable supply of apartments scheduled to come on stream over the next couple of years, particularly in the eastern capital cities. Growth in lending for housing purposes has slowed a little this year. All this suggests that the likelihood of lower interest rates exacerbating risks in the housing market has diminished. Taking all these considerations into account, the Board judged that prospects for sustainable growth in the economy, with inflation returning to target over time, would be improved by easing monetary policy at this meeting.

24.01.2022 WHAT WOULD YOU CHANGE IN YOUR LIFE? What five things would you change about your life if you had a blank canvas and could start again? While we can't delete history, we might be able to help you with a personal loan, whether you're looking to consolidate old debts or pay for an upcoming purchase. Call 0423 293 193 or email [email protected] to learn more!

24.01.2022 The RBA has today opted to leave the official cash rate on hold at 1.5%. Now that the weekend's grand final sporting festivities have come to a close, I'd like to draw your attention to today's rate announcement and the thoughts on why the Reserve Bank of Australia has made this decision. In making this call, the RBA has resisted temptation to further lower rates, opting instead to wait until the September quarter CPI data is released to allow it more time to measure the imp...act of the August rate cut. Even though the official cash rate has remained unchanged, lenders can move their rates independently, so you may see a change to your rate. Of course, one of the many benefits of having me as your mortgage broker onside is I'm very happy to speak to you at any time to ensure you still have the right financial solution for your current circumstances. While the official cash rate remains unchanged, banks and non-bank lenders continue to move their rates out of cycle and there may be a better product for your circumstances. If you want to discuss your home loan rate, fees or structure, please feel free to get in touch today. For more information contact me, Sharon at Eleven Finance on 0406 48 11 11 See more

24.01.2022 Thinking of installing a swimming pool before Christmas? Contact Sharon from Eleven Finance today on 0406 481 111 to see how best we can help with your dream backyard!...or go to www.elevenfinance.com.au for more information.

23.01.2022 GET YOUR DREAMS NOW RATHER THAN WAIT. Pictured yourself having a winter holiday in Europe ? Why not consider paying for it today and pay back the cost over 18 - 84 months. Contact us at 0423 293 193 or [email protected] today to discover more about how you can get a personal loan.

23.01.2022 Spring has sprung and the property market is poised to move, given how low Interest rates are there is fierce competitiveness between the Banks at the moment. If you already have a home loan, I'd be very happy to conduct a review for you. I can let you know if you're still in the right deal given the changes in the market and any changes to your requirements, objectives and financial situation since your original loan was put in place. For more information call me, Sharon, at Eleven Finance on 0406 48 11 11

22.01.2022 This could be yours! Eleven Finance will make the magic happen, all you need to do is sit back and relax...

22.01.2022 Only 3 days left for our Christmas hamper giveaway! See the post below for full details

21.01.2022 A quick chat with Sharon on personal loans

19.01.2022 Renovating in 2021? We all want to start the year fresh & making some improvements around the home can transform your lifestyle while adding value to your property. Whether it's a new swimming pool for the garden or an interior renovation, we want to help you meet the cost. Contact us now on 0423 293 193 to discover our best personal loan options.

19.01.2022 Dreaming of renovating your Kitchen or Bathroom and need help with Finance? Speak with Sharon from Eleven Finance and let her help you turn your dream into a reality! Contact Sharon on 0406 48 11 11 or visit www.elevenfinance.com.au for more information

19.01.2022 Are you looking into spending your holiday in your back yard? Thousands of Western Australians are! Allow us to assist you finding the best finance option tailored to your needs. www.elevenfinance.com.au

16.01.2022 NEED THAT HOLIDAY OF A LIFETIME? Whether you need to make a big purchase, cover an unexpected expense, or are planning a once in a lifetime holiday, sometimes we don't always have access to the cash we need. Eleven Finance offer competitive finance. Contact us today for a quote on 0423 293 193

16.01.2022 Christmas hampers giveaway! We want you to have a Merry Christmas on us so it’s time for a little competition. Simply like the Eleven Finance page & tag a friend in the comments below for your chance to win 1 of 3 hampers just in time for the festive season.... 1st Prize - $80 Christmas hamper 2nd Prize - $70 Christmas hamper 3rd Prize - $50 Christmas hamper Good luck & stay tuned for the winners to be drawn on the 18th of December. Full terms & conditions available upon request. www.elevenfinance.com.au

16.01.2022 Don't understand the RBA's rate decision? Here is your 10 second guide! http://ow.ly/7WnX306QAG7

14.01.2022 WORRIED ABOUT FINANCES? If you're worried about money and feel a personal loan can help you organise your finances, we can help. Eleven Finance have teamed up with a personal loan specialist and gained some of the most competitive personal loan rates in the industry. Pick up the phone on 0423 293 193 and speak to Sharon today to find out more.

14.01.2022 DO YOU HAVE UNEXPECTED EXPENSES? Eleven Finance is here to help our customers when they need cash to make a purchase or cover an unexpected expense. Contact us today to receive your quote. Loans repayable over 18 - 84 months. Interest Rates can be fixed or Variable. Contact Sharon on 0423 293 193

14.01.2022 WINNERS ANNOUNCED! Congratulations to Kerry Green, Tegan Beckett & Erica Katavatis, you are the winners of our Christmas Hamper Giveaway! Please send us a private message so that we can arrange for you to receive your hampers.... A big thank you to everyone who entered and Merry Christmas from us. Please don't hesitate to reach out if there's ever anything that we can do to help you or anyone you know :) https://elevenfinance.com.au/

14.01.2022 Haven't locked in your mortgage rates? Here's what's about to happen to your debt...

13.01.2022 Have you received your Group Certificate and wondered "where did it all go"? With Interest Rates at an all-time low this is the time to review your finances and see how you could be saving money! Why not let Eleven Finance take a look at your current finances, it's free and you could save a lot. Contact Sharon today on 0406 481 111 and see how you could have more money in your pocket!

13.01.2022 Last chance to win one of these for the holidays We draw the winners tomorrow so don't miss out - see our page for entry details

13.01.2022 Here is a clear, well written, balanced piece on what has occurred with the Royal Commission and how it affects you, the consumer. It is written by the fabulous... Chris Ilsley from 6PR. Like it or not, banks are essential to the economy which cannot function without them. Regardless of which side of politics ultimately called it, the Royal Commission could only tidy the act rather than change the game. The overwhelming majority of the population couldn't own a business, house, car or live without services provided by banks. The biggest problem in Australia (which the Royal Commission never considered) is the four pillars policy. The big four banks are propped and artificially protected by it. The major losers against whom there were no direct adverse findings, other than disliked commissions and trail payments, are mortgage brokers. They have become the scapegoats, despite the absence of any real evidence of wrongdoing. The Royal Commission simply decided it doesn't like commission and trail payments, despite zero evidence said payments come at the expense of customers. All evidence points to the contrary. Mortgage brokers get much better deals for the average borrower. Why would anyone begrudge payments made by banks and other lenders to mortgage brokers following a good deal? An example of which I'm aware. A couple sought a $450,000 home loan via Westpac. The bank offered 30 years at 4.77% p.a and claimed it was the best deal available. A broker obtained the same loan and term from Westpac for the customer at 3.91%. Broker received: Commission for writing the loan: $2,750 Ongoing trail payments: $11 per week for the duration of the loan. $2,750 + (11 x 52 x 30) = $19,910 At 4.77% total interest payable is $397,022 (all figures rounded to whole dollars) 3.91% reduces to $315,030. A saving of $81,992 or $2,733 amortised per annum over the life of the loan. Total fees paid to the broker equal $19,910, or $664 per annum amortised. Saving is substantial from an individual perspective. $62,082 over the term of the loan, $2,069 per annum amortised equals $172 per month after broker fees and commission. Since commission and trail payments are paid by the bank, as opposed to borrower, cost is not borne by the customer in any case. That is the fundamental issue. The deal for commission and trail payments is between broker and bank or other lender. In the event of a deal between bank (or lender) and borrower, customers pay a higher rate whilst not receiving commission or trail payments. In reality, the saving is the full $81,992 ($227 per month). The customer enjoys a 0.89% lower interest with a broker. We need to consider cost v benefit for the average person. The example above shows savings are significant. Most are unable to negotiate a deal anywhere close to a broker, another factor for consideration before implementing a cure which will prove worse than the alleged disease. There are clear and demonstrable benefits afforded borrowers via mortgage brokers. People relying on banks, and/or quick online research via sites such as rate city, will not result in savings achieved via brokers. The other salient issue is many find negotiating and haggling difficult, if not impossible. Bill Shorten needs to consider blue collar traditional Labor voters are among the greatest beneficiaries of mortgage broker services. Since he appears headed for victory in this year's election, someone ought curb his zeal and suggest pause and consideration with respect to mortgage brokers. Throwing mortgage brokers under the bus is madness and will lead to higher interest on mortgages and other loans for average people. Such action will benefit big banks at the expense of borrowers, whilst destroying many people's livelihoods.

13.01.2022 Looking to renovate your Kitchen or Bathroom? Need a small loan secured or unsecured? Contact Sharon at Eleven Finance to discuss the best financial options available to you. Contact her today on 0406 481 111.

12.01.2022 Your personal financial situation is constantly changing, so are the products in the finance area. A quick review of your current situation could help you achieve some goals. Like reducing your monthly commitments and or shortening the term of your loan so you can own your home that much quicker. I only need 30 mins of your time to review your current situation, so why not take advantage of this remember its completely FREE. Contact me, Sharon at Eleven Finance on 0406 481 111 or visit www.elevenfinance.com.au for more information.

12.01.2022 Tapping into your home loan equity just might be the answer to finish off those home improvements. Contact Sharon at Eleven Finance on 0406 481 111 for a quick personal finance review or visit www.elevenfinance.com.au for further information.

11.01.2022 Great news for the holiday season. I have recently been able to secure personal loans from only 9.99% so contact me, Sharon at Eleven Finance on 0406 48 11 11 to see how I can help you today. www.elevenfinance.com.au

10.01.2022 HAVE YOU HAD SOME UNEXPECTED BILLS OR EXPENSES? Carry over debt from Christmas moving into the New Year ? Sometimes life can throw unexpected events and expenses our way. Cover the cost of your purchase or refinance those multiple credit card debts into one personal loan with one repayment that can be fixed for up to 7 years . Call 0423 293 193 today to find out more.

10.01.2022 Have you considered packaging your new pool into a finance solution? Using a variety of lenders and a tailored finance package, Sharon Creedy can assist you in creating your dream backyard. For more information contact Sharon on 0406 4811 11

09.01.2022 Could consolidating your debts help you when it comes time to buy your new home ? It cost nothing to ask, call Sharon on 0423 293 193

09.01.2022 BORROW BETWEEN $4K AND $50K Borrow $4,000 - $50,000. Call 0423 293 193 - today to receive a quote for your purchase, we can locate the most competitive personal loan finance available.

08.01.2022 Making a big purchase? Our aim is to find you a loan that not only meets your requirements but also your expectations. Contact us today.

07.01.2022 How much can you borrow? Contact Eleven Finance today for a full analysis on your financials. http://ow.ly/w5pk306XdQ0

07.01.2022 In true Melbourne Cup spirit, The RBA today left the Cash Rate on hold at 1.5% With celebrations for the race that stops a nation in full swing, I'd like to share todays rate announcement and the thoughts on why the Reserve Bank of Australia has made this decision. The RBA has resisted temptation to further lower rates. In making this decision it appears to have taken into account stable unemployment figures, improving commodity prices and concerns about further stimulating ...the Sydney and Melbourne property prices whilst discounting for the moment, concerns about low inflation. Even though the official cash rate has remained unchanged, lenders can move their rates independently, so you may see a change to your rate. I would be very happy to speak to you at any time to ensure you still have the right financial solution for your current circumstances. For more information call me, Sharon at Eleven Finance on 0406 481 111.

07.01.2022 WORRIED ABOUT FINANCES? If you're worried about money and feel a personal loan could consolidate and better organize your finances, we can help. Eleven Finance have some of the most competitive personal loan rates in the industry from 10.99% over a maximum term of 7 years. Pick up the phone on 0423 293 193 and speak to one of our consultants today to find out more.

06.01.2022 Looking to buy a home or build? Not sure if you qualify or what you will need? Save time and put the finance questions in the hands of a professional. www.elevenfinance.com.au

06.01.2022 DO YOU WANT FINANCE FOR MEDICAL EXPENSES ? Cover medical expenses with a personal loan. Interest rates from 10.99% and terms up to 7 years. Call us on 0423 293 193 to discuss your needs.

04.01.2022 RBA Holds interest rates at all time low of 1.5%. What does this mean for you? Call Eleven Finance today!

04.01.2022 The end of the financial year is nearly upon us, and the Reserve Bank of Australia has just announced the outcome of its board meeting. The Reserve Bank of Australia has decided to leave the official cash rate at 1.75%. In making this decision the RBA resisted the temptation to lower rates further despite Australia's low inflation rate which has dropped below their target range of 2 3%. Better than expected GDP figures, albeit strongly driven by exports, appear to have influenced the Reserve Bank to take a patient approach for the time being.

03.01.2022 ACHIEVE YOUR GOALS THIS SUMMER ! Achieve your goals this summer. Fixed interest rates and flexible repayment options make our personal loans an ideal solution whether you're planning an extravagant purchase or need to cover the cost of an unexpected expense. Contact us now on 0423 293 193 to receive a quote

03.01.2022 RBA Announcement

02.01.2022 Interesting article.

02.01.2022 Benefits of debt consolidation. Simplify life by reducing monthly commitments. Only pay one lot of fees and interest. A personal loan has an end date (Credit Cards dont) Minimum repayments on a personal loan will cover the principle and Interest (Credit Cards minimum repayments just cover the interest)... If you would like more information on the above please do not hesitate to contact us on 0423 293 193. See more

01.01.2022 Start Preparing now for Christmas Spending. Christmas is a festive season for families and friends and nothing will ruin Christmas & the holiday memories faster than a DEBT hangover in January. Now maybe the perfect time to help you make spending plans and avoid holiday debt. We could look at consolidating debts such as high interest credit cards and other options. Give me a call and Ill happily workshop a solution where I can. 0423 293 193 Sharon

01.01.2022 GET YOUR HOME RENOS DONE NOW ! Home improvements do not only add value to your home but help to transform your lifestyle? Whether it's a new swimming pool for the garden or an interior renovation, we might be able to help you meet the cost. Contact us now on 0423 293 193 to discover our best personal loan options.

01.01.2022 Good news for Perth home buyers! Get in contact with Sharron Creedy today to find out more.