EZY Finance Deals in Rockbank, Victoria, Australia | Estate agents

EZY Finance Deals

Locality: Rockbank, Victoria, Australia

Phone: +61 433 346 053

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25.01.2022 House Sales on the Rise Across Australia House sales across Australia have increased dramatically in the lead up to Christmas. According to the Housing Industry Association (HIA), house sales jumped by 15.2% on a monthly basis, taking it to a new record high for the decade.... Western Australia saw the largest increase in house sales compared to last year, increasing by 108.8%, and South Australia saw a sharp increase, recording new home sales growth of 57.6%. There were also significant increases in house sales in Queensland (34%), Victoria (22.2%) and New South Wales (20.7%), compared to the same time last year.

24.01.2022 Can HECS Hurt Your Borrowing Capacity? The High Education Contribution Scheme (HECS) or Higher Education Loan Program (HELP) is effectively a Government loan that enables people to afford the costs of higher education. In the last decade, the cost of higher education has ... skyrocketed, and this has forced many students to take up a program like HECS or HELP, so they can continue their education However, what many people don’t realise is that these student debts will have an impact on your ability to borrow money when the time comes to buy a house. for more info RING FOR A CHAT... 0433346053 [email protected] #mortgagebroker #mortgagetips #HomeLoans #refinancemortgage #lowrates #badcredit #broker #finance #firsthomebuyer #LMI #brokeraroundme #easyfinance #VIC #ballarat #carolinesprings #rockbank #plumpton #deerpark #Aintree

24.01.2022 RING FOR A CHAT... 0433346053 [email protected] #mortgagebroker #mortgagetips #HomeLoans #refinancemortgage #lowrates #badcredit #broker #finance #firsthomebuyer #LMI #brokeraroundme #easyfinance #VIC #ballarat #carolinesprings #rockbank #plumpton #deerpark #Aintree

21.01.2022 for more info RING FOR A CHAT... 0433346053 [email protected] #mortgagebroker #mortgagetips #HomeLoans #refinancemortgage #lowrates #badcredit #broker #finance #firsthomebuyer #LMI #brokeraroundme #easyfinance #VIC #ballarat #carolinesprings #rockbank #plumpton #deerpark #Aintree #deerpark #tarneit #truganina

20.01.2022 First Home Buyers Lead the Boom in Financing First home buyers have rushed to take advantage of record-low interest rates and a host of Government incentives, with finance increasing the most we’ve seen in a decade. According to NAB, financing for first home buyers increased by 21% during the October quarter. ... The largest increase in first home buyer lending was found in Queensland, which saw an increase of 39%, while Western Australia jumped by 37%. Regional markets across the country have seen a 44% surge in first home buyer activity, with regional New South Wales leading the way with a 57% increase.

14.01.2022 The Reserve Bank of Australia (RBA) decided to keep the official cash rate unchanged at 0.10 per cent at its meeting today. RBA governor Lowe reiterated that The Board will not increase the cash rate until actual inflation is sustainably within the 2 to 3 per cent target range. For this to occur, wages growth will have to be materially higher than it is currently. This will require significant gains in employment and a return to a tight labour market. The Board does not exp...ect these conditions to be met until 2024 at the earliest. This means borrowers should still be able to qualify for extremely competitive loans. If you have had your mortgage for a while, now’s the perfect time to assess options available to you. for more info RING FOR A CHAT... 0433346053 [email protected] #mortgagebroker #mortgagetips #HomeLoans #refinancemortgage #lowrates #badcredit #broker #finance #firsthomebuyer #LMI #brokeraroundme #easyfinance #VIC #ballarat #carolinesprings #rockbank #plumpton #deerpark #Aintree #truganina #tarneit #werribee

10.01.2022 https://thenewdaily.com.au//high-risk-low-deposit-home-lo/

07.01.2022 First home buyer(FHB) !!!! You can Purchase sooner than you think off If you're an FHB here are 5 first home buyer incentives that can help you purchase property sooner than you think off. First home buyer grants (varies from state to state) ... Stamp duty exemptions/concessions (state-based) Lenders mortgage insurance discounts (lenders specific) HomeBuilder Grant (federal - ends Mar 31) First Home Loan Deposit Scheme (federal - begins again July 1) RING FOR A CHAT... 0433346053 [email protected] #mortgagebroker #mortgagetips #HomeLoans #refinancemortgage #lowrates #badcredit #broker #finance #firsthomebuyer #LMI #brokeraroundme #easyfinance #VIC #ballarat #carolinesprings #rockbank #plumpton #deerpark #Aintree

02.01.2022 HOW DOES CONSTRUCTION LOAN WORKS Construction loans are put in place to help with funding the building of a new home or undertaking a substantial renovation. The actual process differs slightly to a traditional loan, as well as the assessment of the loan application. Because the home is not built yet, valuers will be required to estimate what a fully finished home might be worth. At the same time, given the shorter timeframe associated with building compared to a more traditi...onal 30-year mortgage, the interest rates attached to a construction loan is going to be slightly higher. A construction loan also differs from a traditional loan, in that it is normally only an interest only loan for the period that the home is being built. Notably, this is broken down into what is known as progress payments as the construction work moves forward, and is based on a number of different stages of the build. First Stage - This is known as the slab down or base, which covers the costs of laying the home’s foundations. Second Stage - After the foundations are in place, the frame is assembled, and this stage is therefore known as the frame stage. This also includes roofing and brickwork. Third Stage - Lockup occurs when the house can be physically locked. This means it is finished with the external walls and has windows and doors in place. Fourth Stage - The fit-out stage is when the internals of the house are undertaken. This includes cupboards, shelving, tiling and flooring, as well as plumbing and electrical work. Fifth Stage - Practical completion occurs when all the finishing touches are done, which includes painting, carpeting, installing fences, gardens and giving the property a final clean. At the completion of the property, a construction loan will generally revert to a standard principal and interest loan, or the homeowner will likely refinance to a loan product that suits their needs. As mentioned, interest is charged only on the total amount of money that has been drawdown based on the various stage of the construction. While many of the Government programs are now coming to an end, many first home buyer grants are available for those looking to build, so it is important to understand how construction finance work. RING FOR A CHAT... 0433346053 [email protected] *This is general information only and is subject to change at any time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. #mortgagebroker #HomeLoans #refinancemortgage #lowrates #badcredit #broker #finance #constructionloan #firsthomebuyer #LMI #brokeraroundme #ezyfinance #VIC #ballarat #carolinesprings #rockbank #plumpton #deerpark #Aintree