Fiducian Financial Services Wynyard in Sydney | Financial planner

Fiducian Financial Services Wynyard

Locality: Sydney

Phone: +61 2 9875 1728

Address: Level 11, 65 York Street 2000 Sydney, NSW, Australia

Website: https://www.fiducian.com.au/alison-williamson-financial-planner-wynyard-nsw

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25.01.2022 What Australias budget deficit means for you - https://yhoo.it/3acvWuP Australia is experiencing a health and economic crisis like nothing we have seen in the last 100 years, Frydenberg said.

25.01.2022 That celebrity-endorsed bitcoin ad is probably a scam - https://bit.ly/32fAsoV ASIC is aware of fake endorsements being used to promote cryptocurrency scams and has received a number of reports from the public. The fraudulent use of celebrities, prominent businesses, news sites and government agencies in the marketing of financial products and services is a key indicator of a scam.... Celebrity endorsements for crypto offerings identified as fake include Waleed Aly, Mike Baird, Celeste Barber, Andrew Twiggy Forrest, David Kochie Koch, Michael Rowland, Dick Smith, Karl Stefanovic and Virginia Trioli. ASIC is aware of two situations in which fake celebrity endorsements are being used: Fake websites posing as crypto trading robots. Cryptocurrency pump-and-dump scams.

24.01.2022 What 2020 has taught us about investing 1. Volatility can strike at any time 2. Be greedy when others are fearful 3. Investing is for the long-term... full article here: https://bit.ly/2ByY0LE

22.01.2022 Are you a money pushover? - https://bit.ly/33K0Vgn here are some tips on how to stop compromising on your finances and start standing up for yourself. 1. Splitting bills isnt a big deal... 2. Speak up when plans get expensive 3. Get comfortable with negotiating 4. Dont let loyalty cost you 5. Celebrate on a budget 6. Say no to loans 7. Teach kids to be dollar-wise See more

21.01.2022 How accurate were Australians COVID house price predictions? https://bit.ly/3itQS3r "Most Australians predicted property prices would fall in 2020 back in April, but a fair chunk of them were well off the mark, according to new data."

21.01.2022 How a planner can help you invest responsibly 1. Clearly define and understand your values be that a concern for animal cruelty or the environment, or a desire to support more sustainable energy via windfarms or solar power. 2. Examine if these values can be aligned with existing products and investment options already available in the market.... 3.a) Put together a portfolio of direct local and international shares or managed funds. b) It could also mean setting up a self-managed super fund (SMSF) more details: https://bit.ly/338uZlO

20.01.2022 Almost a third of Sydney and Melbourne rents are being slashed, as tenants gain more power in the market - Rents are being slashed across Australias capital cities as COVID-19 changes upend the market. - One in three Sydney and Melbourne rentals have been discounted in recent months, according to Domain analysis.... - The change has been attributed to job losses, paused migration, increased housing stock and dwindling demand. full article here: https://bit.ly/2Z60ucy

20.01.2022 Young and broke? Theres another way 1. Do away with debts 2. Make budgeting easier 3. Be ready for the unexpected... 4. Get motivated to start now 5. Only gamble if you can afford it more tips: https://bit.ly/2Xbjoi2

20.01.2022 How much should you have in your emergency fund? Peace of mind comes at a cost You might find guidelines range from $500 to 12 months worth of income a wide scope!... You start by identifying the minimum amount you would need to fund your essentials if things went pear-shaped. Think housing, food, healthcare, transport ,and debt payments. Saving three months worth of living expenses,for some, can be the sweet spot. Of course these are only guides; there is no magic number that will work for everyone. full article: https://bit.ly/39CF3Vp

19.01.2022 Why financial wellbeing is a pillar of good health - https://bit.ly/30Fom8N Much like exercise and eating well, your financial wellbeing is key to living a happy and healthy life. 1. The ability to meet your expenses and have money left over.... 2. Feeling and acting in control of your finances. 3. Being financially secure and not needing to worry too much about money. How to improve: - Having a budget or spending plan. - Making regular cash savings. - Building an emergency fund of at least six months living expenses. - Paying down debt and maintaining a good credit rating. - Having adequate insurance. - Building up enough superannuation to retire comfortably.

19.01.2022 What makes a good investment property? https://bit.ly/33DPYNA 1. Location does 80% of the work 2. Potential for capital growth 3. An element of scarcity... 4. High land to asset ratio 5. Maximum appeal to owner-occupiers See more

19.01.2022 Diversification is an investment strategy that lowers your portfolios risk and helps you get more stable returns. 1, Review your investments 2. Identify gaps and research other asset classes 3. Invest overseas... 4. Invest through a managed fund, managed account, ETF or LIC more here: https://bit.ly/32hWZBw still need help? ask us

18.01.2022 How to budget: 1. The right mindset: what money could actually mean to you 2. Money in, money out 3. Organise your accounts: keep that spending money separate from the money you save... 4. Get strict on spending 5. Team up and keep going: share your financial goals with someone else and commit to reporting back to them on your progress it can really motivate you to keep going. more details: https://bit.ly/3gfQg0v

18.01.2022 If your debts are getting out of control, talk to someone who can help you understand your options. Taking action straight away can stop a small problem becoming a big one. 1. Ask for financial hardship assistance 2. Pay what you can 3. Speak to a financial counsellor... read more: https://bit.ly/31dRVP2

17.01.2022 What to do if youre hit with a big energy bill - https://ab.co/3gNub9S 1. You have options if you cant pay right now 2. Switching plans can save you money 3. Three things that can help reduce your bill... - Track your usage - Check if youre eligible for schemes and rebates - Find opportunities to reduce your consumption "Simple things like closing curtains and sealing gaps under doors can make a big difference when it comes to bills for heating. Another tip is to unplug devices when youre not using them. "Your television, computer, microwave and even some washing machines have a standby mode, which means theyre still using energy even when theyre not in use,"

17.01.2022 Consumer confidence nearly back to pre-COVID levels "The survey measures consumers outlook on categories such as family finances, economic conditions, house prices, unemployment and more, and had a sample size of 1,200 adults conducted from 1 to 5 June." read more: https://bit.ly/3dzUa22

16.01.2022 5 common financial mistakes to avoid during a crisis - https://bit.ly/3gM0RAK 1. Not paying attention to the household finances 2. Not building up emergency funds 3. Making emotional investment decisions... 4. Assuming your estate is in order 5. Not seeking professional advice See more

15.01.2022 Can money buy happiness? - https://bit.ly/3a9Agee Some say money cant buy love or happiness. But by spending it on certain things, perhaps you can bring more joy into your life and relationships. Find out how. 1. Spend on experiences... 2. Spend on your relationship 3. Spend on others 4. Spend on peace of mind See more

14.01.2022 How to kick your bad money habits by retraining your brain - https://bit.ly/2XMs3Ym "The good news is that if we can create good habits, the same status quo mechanism that hates change kicks in to keep our good financial behaviours going strong. The challenge, then, is how we transition good financial behaviours from tasks we constantly think about into more automatic habitual behaviours."

13.01.2022 Whats the difference between a financial planner and an accountant? - https://bit.ly/3hgaCHD ACCOUNTANT: - advice on your tax obligations - help you keep your documents and records in order.... - lodge tax returns and business accounts and financial reports on your behalf. - review your income, assets and expenses over the course of a financial year. - help you fulfil legal obligations and keep your records and payments with the ATO up-to-date. FINANCIAL PLANNER - manage your debts, - plan for retirement, - save for your kids education - invest in assets, including property. Whether youre buying your first home, starting a family, changing careers or planning for life after your kids leave the nest financial planning can offer you all sorts of benefits.

12.01.2022 What to do if you transfer money to the wrong bank account - https://bit.ly/30MkLpL "If youve ever had a fat-fingered lapse and accidentally transferred money to the wrong bank account, dont panic - heres how to get your money back. The New Payments Platform, which was launched in 2018, means depositing money in the wrong account should be less common.... Under the platform, money will only be deposited if its sent to an account with matching BSB and account numbers. If they dont match, the money will bounce back to your account."

12.01.2022 Super so what? https://bit.ly/3fJ8F4O With home ownership rates falling, particularly among younger people, the super stakes are getting higher. Current annual estimates for living costs in retirement called the retirement standard assume youll be living rent and mortgage-free in your own home by the time you leave work. However, this owner-occupier status in retirement is becoming less common, causing concern about whether people in retirement will have enough income to live on.

11.01.2022 Eager to get your hands on your tax refund? Now is the time to prepare Despite the unusual circumstances, some tax tips remain the same. There are a few standard tax strategies that everyone should consider every year - even this year. These include:... - Income splitting with a spouse - Reviewing deductible versus non-deductible debt - Prepaying deductible expenses - Reviewing health insurance arrangements. https://bit.ly/2Z5Z6Xo

11.01.2022 5 financial hacks to set you up for life - https://bit.ly/3a9sL6Y With lifes big financial milestones just around the corner getting off to a good start in your 20s and 30s will help set you up for financial freedom later in life. 1. Getting married... 2. Buying a home 3. Starting a family 4. Starting a business 5. Creating and protecting wealth Starting a business See more

09.01.2022 Get back what you put in the power of investing in yourself - https://bit.ly/3kvkRJW What do you really want out of life? Investing in yourself is an important way to prepare for achieving your personal goals. Here are 5 ways to make sure youre ready to meet the future as your very best self. 1. Take care of your body and mind... 2. Celebrate your creative side 3. Work on your bucket list 4. New ways to earn 5. Get a coach See more

08.01.2022 Superannuation withdrawals spent on gambling, alcohol, takeaway food: report ( https://ab.co/2YwC38V ) "If someone used super money to buy a $20 pizza, that pizza might end up costing them $150 at the time of their retirement. It will be the most expensive pizza theyve ever bought."

07.01.2022 Annuity A financial product that pays out a fixed stream of payments to an individual, and these financial products are primarily used as an income stream for retirees.

05.01.2022 Paul Keating says superannuation withdrawals dwarf coronavirus support schemes like JobKeeper - https://ab.co/2DBhhxl - Australians are expected to have pulled $42 billion from their super accounts by the end of the year - Former prime minister Paul Keating says it forms too large a portion of income support provided by the Government - The Government has defended the policy as giving people access to their money when they most need it

04.01.2022 Tourism operators say things will look very different as Australia emerges from coronavirus -IBISWorld expects more than 7,000 tourism businesses to collapse as a result of COVID-19 - Commonwealth Bank modelling says the lack of international travellers alone will cost Australia 0.7 per cent of GDP... - Many tourism operators are relying on the reopening of state borders soon to survive https://ab.co/3i2XpCz

03.01.2022 Are you investing or gambling? The important difference between the two - https://bit.ly/2EfImGy "Both ASIC and the Reserve Bank have recently warned retail investors about the potential pitfalls of share investing, on the heels of the number of retail broking accounts and trading volumes increasing two to three times over the pandemic period." "There are no guarantees in life or investing. While it can be tempting to try to pick winners, the volatility weve seen in markets over the past few months shows just how quickly things can change. Rather than gambling on short-term guesses, take a long-term approach - make an investment plan and stick to it over time, review it if your life circumstances change and avoid emotional decisions. Thats a surer bet."

03.01.2022 How to improve your credit score: 1. lower your credit card limit 2. limit how many applications you make for credit 3. pay your rent or mortgage on time... 4. pay your utility bills on time 5. pay your credit card on time each month either pay in full or pay more than the minimum repayment See more

02.01.2022 Whats the point of a stock split?? - https://bit.ly/2XMvIp4 1. The stock price is quite high 2. Liquidity

02.01.2022 If you have a poor credit score or an error in your credit report, it may affect loans or credit you apply for. You have a right to get errors fixed for free, and you can arrange this yourself. What you can get fixed (for FREE) 1. Errors by the credit reporting agency... 2. Errors by the credit provider more info: https://bit.ly/3aJcJ3Y

01.01.2022 How to save money on a low income 1.Track your spending 2.Make sure youre getting your entitlements 3.Manage your bills... 4.Tackle your debt 5.Get some free advice (send us a message) for more: https://bit.ly/311H3Ct