File Financial Pty Ltd | Company
File Financial Pty Ltd
Reviews
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22.01.2022 The time is now! If you want to look at investment drop us a line and arrange a no obligation appointment. Education is key to getting ahead! https://www.afr.com//time-to-pounce-investors-rush-to-beat
21.01.2022 One of the quality brands we align with. Contact us today to have your full property investment analysis presented to you free of cost or obligation. We even facilitate the build https://www.choicehomes.com.au//gold-coast-building-compan
18.01.2022 https://www.rentcover.com.au//government-initiatives-for-l
16.01.2022 https://www.afr.com//labors-negative-gearing-changes-are-a
14.01.2022 Major infrastructure for SEQ, with population expected to reach 2million on the Gold Coast by 2040 property prices will only go one way
13.01.2022 Same experts, new look!
07.01.2022 The 3rd biggest and most economical market to invest shows stability when Melb and Syd drop. When the market turns I expect South East Queensland to lead the capital growth
06.01.2022 The time is now! Pm for Best strategy and locations via an obligation free appointment. https://www.realestate.com.au//experts-rate-brisbane-best/
04.01.2022 Never a better time for a free mortgage comparison, with over 30 banks including the big four on our panel the time is now to potentially save thousands per annum. Shoot us a message or book a time for a callback
03.01.2022 Want to get on handle on your funds, this free app on the The Money Smart website is a great, effective, easy to use tool! https://www.moneysmart.gov.au//ca/mobile-apps/trackmyspend
03.01.2022 New house investment not to be affected https://www.alp.org.au/negativegearing
03.01.2022 To relieve some cash flow burden in this environment, property owners may need to consider cutting down on their mortgage repayments if they have income stresses. 1. Stopping payment altogether, which requires hardship to be proven, is one option, but not a desirable one as it is not sure how it will affect credit ratings. ... 2. The other option is to negotiate interest rates down with your lender. Extremely low fixed interest rates can be utilised too. 3. Another option is to switch from Principal and Interest (P&I) loan to Interest Only (IO) loan, thereby decreasing the monthly repayment almost by 30-40%. Note that converting to IO would result in paying more over the tenure as principal amount is not reduced. However, this does not inflate the loan amount like pausing a mortgage (option one above) does, which capitalises interest on interest payments. Until recently, under the Responsible Lending obligations, the banks were guided to review a full loan application to make a switch from P&I loan to IO. However, the recent commentary from ASIC won't make it a requirement anymore. Please feel free to contact out team and explore the above options. Or if you are generally concerned about the market just call for a chat. We understand these times are challenging for some but remember everything is in cycles and this to shall pass.
02.01.2022 https://www.bhg.com.au/how-will-covid-19-impact-housing-pri
