Finance First Rockhampton in Rockhampton, Queensland | Business service

Finance First Rockhampton

Locality: Rockhampton, Queensland

Phone: +61 7 4927 7220

Address: 108 Elphinstone Street 4701 Rockhampton, QLD, Australia

Website: https://financefirst.smartonline.com.au

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• Business service
• Loan service
• Mortgage brokers

24.01.2022 Pay no mortgage insurance!! None, nil, nada, nothing, nix, naught, zilch, zero! If you are a first home buyer you could qualify for a home loan on as little as 5% deposit. You don’t have to keep saving or trying to come up with $5,000, $7,000, $10,000 or whatever the premium might be!... Doesn’t matter if you are buying an established house, or a house & land package, Finance First has spots on the FHLDS waiting for you but be quick they are going fast! Did we mention that they are great home loans as well? Don’t miss out - ring John on 4927 7220 or 0439 726 402. (Qualifying criteria apply)

24.01.2022 Starting our week off with happy clients! "John was remarkably patient and helpful in regards to the refinance of our mortgage. Not only did John keep us informed and up to date with every development, but he went above and beyond in terms of facilitating our needs and tricky work schedules. We are now able to undertake the renovations we want, as well as have a significantly lower interest rate. Knowing that John will be contactable and able to help us further is also incredibly reassuring, as prior to this we were with another big Australian firm, who left us high and dry - so having reliability and reasurrance was incredibly important to my partner and I." Thanks Jarryd!

24.01.2022 Broker loans up 28%! According to APRA, brokers wrote the largest volume of home loans in the December quarter ever recorded! $69.5 billion equates to a 28% increase over the previous comparable period. ... Why wouldn’t you use a broker!! Finance First John MacMaster 108 Elphinstone Street Berserker Q 4701 Ph: 07 49277220

24.01.2022 How do you rate? Aussies love real estate, and there are well over 10 million properties in Australia. 6 million have mortgages against them.... The average variable rate is 3.36% The average loan size is $444,705. The average monthly repayment is $1,767. How does your home loan compare? What’s your interest rate? You could probably do better ring Finance First on 4927 7220 for a free home loan health check!

21.01.2022 How is it Easter already? From all the team at Finance First, we hope you have a happy Easter long weekend! Our doors will be closed from 5pm this afternoon (Thursday), and will reopen again at 8:30am on Tuesday. For urgent enquiries, please contact John on 0439726402. ... Stay safe everyone!

17.01.2022 Its Friday.... which means it's almost Holiday Time! The team at Finance First and Bradley Smith Financial Services wish you all a very merry christmas! The Finance First office will be closed from 1pm today and will reopen on the 4th January, 2021! We look forward to seeing you in the new year! ... For urgent enquiries, please contact John via email at [email protected]. or phone 0439 726 402.

16.01.2022 "I cannot recommend John highly enough! His level of expertise and knowledge of my financial needs was beyond my expectations!" - Donna

15.01.2022 Records Tumble!! In the 6 months April September 2020, mortgage brokers settled a record $107.51 billion in home loans!, the highest ever! That’s up 24.5% year on year, and the first time the figure has surpassed $100 billion in a 6 month period.... For the 12 months to September, brokers settled over $211 billion, an increase of 18.7% year on year. What does this mean? It means that people are increasingly turning to brokers for guidance and advice and showing increasing trust in their brokers to arrange the most suitable loan for their particular needs. They know that mortgage brokers must act at all times in the client’s best interests (and that can’t be said for the banks themselves). Almost two home loans in three are arranged by brokers. Why wouldn’t you use a broker? Call John at Finance First today! Ph: 07 49 277 220

15.01.2022 What to do? 900,000 home loans have been deferred for 6 months since the start of the COVID-19 pandemic, and 450,000 are approaching the end of their six-month repayment pause. Of the 900,000 loans which have had payments deferred altogether, 13% had already resumed repayments by the end of July. ... For the rest, customers will soon need to decide on their next steps. 80,000 paused accounts are expiring by the end of September, and 180,000 more by the end of October. Generally their banks will offer these options - Resuming repayments at the end of the deferral period, if it can be afforded Restructuring or varying the loan, including converting to interest only payments for a period of time or extending the term of the loan A further four-month deferral in certain circumstances Tailored assistance that addresses the needs of customers unable to pay their loan over the longer term. There may be another option altogether, and that it to consider refinancing to another lender. Interest rates have never been lower, and most likely there are much better deals out there than people have at the moment. It’s all about improving your financial well-being, and refinancing could be a huge step in the right direction. Just pick up the phone and call Finance First on 07 4927 7220 it costs nothing and could save you years and years!

11.01.2022 As we continue to manage these uncertain Covid-19 times, it is hardly surprising that there has been an increase in mortgage stress. We are here to help you if you find yourself in such circumstances. We can assist by going through your situation with you to ensure that you’re prepared for any eventuality.... Please don’t hesitate to pick up the phone or send an email if you need our assistance. 07 4927 7220 0439 726 402 [email protected]

09.01.2022 Merry Christmas from all our team! Our office will be closed from 1pm on Friday 18th December, and will reopen on the 4th January, 2021! We look forward to seeing you in the new year! For urgent enquiries, please contact John via email at [email protected].

06.01.2022 Reminder! Help us keep our clients and staff safe during these times. Until 15th April, ALL clients are required to wear a face mask when attending our office. Thanks for the cooperation, ... The Finance First Team

05.01.2022 Largest civil penalty EVER!!! Westpac has been ordered by the Federal Court to pay $1.3 billion for breaching anti-money laundering and counter-terrorism financing laws." Westpac admitted to failing to report over 19.5 million international funds transfers worth over $11 billion. Some transactions were indicative of suspicious activity including child exploitation in South East Asian countries.... This is the largest civil penalty in history, and reflects the seriousness of the matter. The penalty surpasses the $700 million penalty handed down to the Commonwealth Bank after they were found to have enabled arms and drugs dealers to launder money.

05.01.2022 There’s a catch when applying for the FHLDS guarantee! There will be another 10,000 places up for grabs in the FHLDS on July 1, where first home buyers can avoid paying mortgage insurance premiums (often $10,000 or more) as long as they have 5% genuine saved deposit. However, there is a new stipulation you must have done your 2019/20 tax return, and you must have your NOA (Notice of Assessment) from the ATO before you can apply. These place are expected to go faster than th...e first lot ( they were all gone after a few months) so if you want to get in the queue, get your tax done ASAP! And talk to your broker!

05.01.2022 Highest-ever marker share for mortgage brokers! More than 60% of home loans were written by mortgage brokers between July and September 2020 (according to the latest data from CoreLogic). There was also a huge increase of 25% in the value of new lending compared to the same period last year.... Coupled with the record levels of activity, these stats show that the dream of home ownership is alive and well, and borrowers are increasingly turning to brokers to help them achieve it. According to Mike Felton (CEO of MFAA) This phenomenal marker share result reflects the tireless support and assistance brokers have provided their customers to help them navigate the challenges posed by Covid-19 and the first recession in Australia in 29 years. He went on to say It is also evidence of the ever-increasing trust and confidence that consumers are placing in mortgage brokers as our industry faces the imminent introduction of a Best Interest Duty and related reforms. Sam White from Loan Market said Customers have a clear choice: deal with a broker who is obligated to work in the clients best interest OR deal with a bank employee who isn’t.

04.01.2022 STILL AVAILABLE! Pay no mortgage insurance!! None, nil, nada, nothing, nix, naught, zilch, zero! If you are a first home buyer you could qualify for a home loan on as little as 5% deposit. You don’t have to keep saving or trying to come up with $5,000, $7,000, $10,000 or whatever the premium might be!... Doesn’t matter if you are buying an established house, or a house & land package, Finance First has spots on the FHLDS (First Home Loan Deposit Scheme) waiting for you but be quick they are going fast! Did we mention that they are great home loans as well? Don’t miss out - ring John on 4927 7220 or 0439 726 402. (Qualifying criteria apply)

03.01.2022 Repayments resumed Repayments on over half a million home loans and two hundred thousand business loans were paused due to Covid-19 hardship, with the peak occurring in June. Now nearly half of all loans have resumed repayments (according to the Australian Banking Association (ABA).... This is obviously a good sign for the economy, and suggests that the property market and mortgage holders may not be facing the cliff that was suggested some time ago. Certainly here in CQ the property market is booming, with agents, solicitors, conveyancers, brokers, and valuers being absolutely smashed with business. Not before time after all those lean years!

03.01.2022 $50,000 to help build your new home, plus pay no mortgage insurance!!! Currently clients planning to build a new home within the Rocky council boundaries can get $25,000 from the HomeBuilder grant, $5,000 from the Qld govt, and $5,000 from Rocky council (although the Rocky council grant is finishing soon). It’s an even better story for first home buyers they get the $25,000 plus the two lots of $5,000, plus the $15,000 FHO grant, plus the FHLDS guarantee where they pay no m...ortgage insurance (as long as they have 5% genuine saved deposit). Of course there are conditions and criteria to meet, but talk to your broker to see if you qualify for all or some of these handouts.

01.01.2022 You can save HUNDREDS of dollars every month with a better home loan deal. Interest rates are the lowest ever, but how do you know if you've got the best deal? How much can you really save by changing lenders? With 22 years experience, and access to 59 lenders and 3,800 products, we can find you a better home loan rate. ... All you have to do is make the call to Finance First on 4927 7220!