Finance Me | Financial service

Finance Me

Phone: +61 1300 721 988

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24.01.2022 Here’s what Mortgage Brokers actually do Brokers complete work that used to be done by the banks. Guiding the borrower through the process, ensuring that the product they recommend is in line with their goals. They analyse living expenses and explain the costs involved in the process. All documentary evidence is gathered by the broker to support the application, servicing demonstrated by completing a lenders calculator and collated for a fully compliant submission meeting the... goals and objectives of the customer. Data entry is completed by the broker into the lenders system. The broker also orders and follows up valuation and pricing requests. Once the application is with the lender, the broker follows up to keep the application moving updating the customer all the way to settlement and beyond. Brokers are currently paid an upfront fee with a deferred payment known as trail. Should the loan be paid out or refinanced within 12 months a full claw-back is taken meaning the upfront amount paid to the broker is returned to the lender in full. For trail to be paid, the loan must be conducted well and not fall into arrears. The customer receives an annual review from the broker to ensure the product still meets their needs. The broker provides a service to the bank and the borrower. Please Share this with your friends

20.01.2022 Do you have a credit card (or multiple credit cards) that are struggling to pay off? There are ways to end credit card debt. One is to consolidate your debt into your home loan (if you have one) or refinance to a personal loan. Another option is to do a balance transfer to a no interest card and then smash down the debt as quickly as you can and DO NOT use it to make purchases. Once you have paid off the balance look to reduce your limit to say $1,000.00 or $2,000.00 or better still open up a Visa Debit Card if you really need a credit card of online purchases ETC

18.01.2022 We have helped hundreds of first home buyers purchase their first property and secure great interest rates under 4% We do all of the hard work and negotiate with our panel of 25+ lenders to get your home loan approved. All this at NO cost to you! Trying to get into the property market has been made easier with the introduction of Stamp Duty exemptions for properties valued $650,000.00 and less. This can save you up to $24,740.00 in unnecessary government fees. You may even qualify for a $10,000.00 grant! We can guide you through the process to see if you qualify.

17.01.2022 If you require Debt Consolidation contact Leanne Smith O'Leary on 1300 721 988

16.01.2022 We specialise in helping people with complex financial situations and those who do not meet standard bank policy. There are many different types of Loans with each Lender having separate credit policies. Since the GFC, many lenders have reduced their tolerance for risk to keep the cost of funding down, requiring them to have tighter credit policies

09.01.2022 Are you confused with all the home loan offers out in the marketplace? If it’s your first home, or if it’s time to renovate, refinance or invest, we’re here to help make it happen. Applying for a mortgage is one of the biggest things you’ll do in life. We’re here to help you by making sure you have the info and options you need to find the finance solution you’re looking for.... There are so many home loans to choose from, with new ones always being introduced, not to mention special offers and other ‘deals’. As a broker we’ll not only help you find a loan that suits your particular needs, but we’ll also help you complete the paperwork, and submit the application for you.

06.01.2022 Dear Members, as many of you know, we lost a long time member and friend, Dennis Disney, late last year. Dennis had a private family farewell at the time. Denni...s's friends are having an informal gathering at the club from 5pm tomorrow, Wenesday 19th Feb, to share memories and good times. Those who knew Den well know he was not a fan of having his photo taken, I'm sure he won't mind the image I've selected instead ! Alex. Please share and tag. See more

06.01.2022 Talk to Leanne Smith O'Leary if your Children require assistance in funding their first home

04.01.2022 Applying for a mortgage is one of the biggest things you’ll do in life. We’re here to help you by making sure you have the info and options you need to find the finance solution you’re looking for.

03.01.2022 If your mortgage interest rate does not start with a 3, you are paying too much interest. We have access to Owner Occupied Rates from 3.66% We have access to Investment Rates from 3.96%... Conditions:- 1. For loans of $200,000.00 or greater 2. Maximum loan to valuation ratio of 80% 3. Principle & interest payments Want to know more? Call us on 1300 721 988 or message us via Facebook

01.01.2022 Are you confused with all the home loan offers out in the marketplace?