Miz Choi | Finance

Miz Choi

Phone: +61 414 396 732

Add/Update information

Reviews

Tags

• Businesses
• Financial service
• Finance

24.01.2022 Building Society Newcastle Permanent has commenced reimbursing thousands of home loan customers after failing to properly link their mortgages to an offset facility. Are you ong of their customers? https://www.mortgagebusiness.com.au//14212-lender-remediat

23.01.2022 So thankful to be able to connect with amazing ladies in the industry Thank you Women's Commercial Finance Forum for giving us an amazing platform to connect. I feel so blessed to be a part of the change we are making together

23.01.2022 Christmas season has already started... Thanks to Scottish Pacific. It was great to catch up with everyone. (I had to put my name tag on my skin as it didn't stay on my dress... )

23.01.2022 Applications are now open for the Queensland Government’s $500 million COVID-19 Jobs Support Loan scheme QRIDA is interest free loan packages released by the QLD State Government. Please see below for details. http://www.qrida.qld.gov.au//queensland-covid19-jobs-suppo

22.01.2022 Insurers can now offer deferred payments to eligible small businesses until end-2020 https://www.mybusiness.com.au//7036-insurers-can-now-offer

22.01.2022 The financial ombudsman has launched a hotline for those impacted by bushfires and facing disputes with claims https://www.theadviser.com.au//39961-afca-launches-bushfir

22.01.2022 If you are and/or your friends/family are banking with Westpac, Westpac has announced their Bushfire Recovery Support Package for their clients as below. We've announced a Bushfire Recovery Support Package, in addition to our Disaster Relief Package, for all eligible Westpac customers. Together with existing measures in place, Westpac's Bushfire Recovery Support Package aims to help customers and communities impacted as a result of bushfire immediately, and over the longer t...erm during the rebuild and recovery phase. Personal banking customers. Mortgage repayments paid for one year for Westpac customers who have lost their principal place of residence due to the bushfires (up to $1,200 per month). Interest-free home loans for customers to cover the gap between insurance payouts and rebuilding costs, subject to our credit criteria ($250 million allocation). Up to $2,000 in emergency cash grants for customers whose properties have been destroyed or damaged by bushfires. Business customers. A grant of up to $15,000 to assist small businesses with the cost of refurbishing premises that have been destroyed during the bushfires. 2.83% three-year variable rate, low-interest rebuilding loans for business customers, up to $1 million individual loans ($1 billion allocation). Up to $2,000 in emergency cash grants for customers whose business premises have been destroyed or damaged by the bushfires. No foreclosures for three years on any farming businesses in the affected areas. Fast track credit approvals to provide short-term assistance. Community. $3 million to provide emergency cash grants to customers in affected towns and regions. $500,000 donation to Financial Counselling Australia to provide financial counselling services to people in affected towns and regions to help them through the recovery and rebuild. Volunteer fire fighters nationally can access the Disaster Relief Package. This is in addition to the more than $1 million already contributed to community groups such as The Salvation Army Emergency & Disaster Appeal, state-based volunteer services, and state bushfire appeals. We're here to help our customers and communities recover and rebuild from the bushfire crisis. We know how devastating these fires have been for our customers and the communities in which we operate. We send a heartfelt thank you to everyone supporting bushfire affected communities. All affected insurance customers should contact Westpac on 1300 369 989 so that we can help. Claims can be lodged 24 hours a day, 7 days a week.

21.01.2022 Are you using ATO as your bank? Things are chaning. You may need a better solution for your business cashflow. https://fundamentalbusinessfinance.com/crunch-time-tax-deb/

20.01.2022 Government extended the $150,000 instant asset write-off scheme by six months!! https://www.theadviser.com.au//40430-government-extends-in

19.01.2022 Please share if you know anyone who may be able to access this. https://m.facebook.com/story.php?story_fbid=2779897222048767&id=174238599281322

19.01.2022 Prime Minister Scott Morrison has announced a new $130 billion support package. Under the new package, the government will subsidise wages with a flat fortnightly JobKeeper payment of $1,500 per employee. https://www.mortgagebusiness.com.au//14397-govt-announces-

18.01.2022 This could be a game changer... "Treasurer announces extension AND expansion of SME loan scheme" The 2nd phase of COVID SME Guarantee Scheme kick start from 01 October 2020 with; - up to 5 years term (extended from 3 years) - up to $1M (increased form $250K) ... - expanded purposed (currently for the working capital) - period up to 30 June 2021 (1st phase ends on 30 September 2020) Stay tuned for more details!! https://www.mybusiness.com.au//7185-treasurer-announces-ex

18.01.2022 Attention all those who are self-employed, run their own business, or want to support small businesses! Here's an opportunity to discover the variety in our extended circles. Post the link to your website below without a description - just the link, it speaks for itself. Anyone who follows my page can see your link and visit your site. Copy this text onto your own page and give others the chance to reach more people through your circle. ... Let's help each other. See more

18.01.2022 Is your JobKeeper payment application compliant? If you applied for this by yourself and not through your accountant, it'd be a good idea to make sure that you are compliant to avoid disappointment later. ATO reveals JobKeeper compliance approach https://www.smsfadviser.com//18763-ato-reveals-jobkeeper-c

17.01.2022 Do you or your friends/family have a home loan with ME bank? https://www.theage.com.au//despicable-me-the-boutique-bank

16.01.2022 APRA announces that repayment holidays are not to be treated as arrears - this great news for all clients who are seeking relief. Monday 23 March 2020 : APRA WEBSITE The Australian Prudential Regulation Authority (APRA) today confirmed its regulatory approach to the COVID-19 support packages being offered by banks and other lenders to their borrowers in the current environment. Many banks have recently announced COVID-19 support packages that provide affected borrowers wit...h an option to defer their repayments for a period of up to six months. These packages have mainly been offered to small business and home loan customers. Where a borrower who has been meeting their repayment obligations until recently chooses to take up the offer not to make repayments as part of a COVID-19 support package, the bank need not treat the period of the repayment holiday as a period of arrears. Similarly, loans that have been granted a repayment deferral as part of a COVID-19 support package need not be regarded as restructured. APRA will be writing to all authorised deposit-taking institutions (ADIs) to advise them of the specific reporting treatment for loans subject to these support arrangements. APRA will require ADIs to report to APRA, and publicly disclose, the nature and terms of any repayment deferrals and the volume of loans to which they are applied. ADIs must also still continue to provision for these loans under relevant accounting standards. APRA also confirmed that the Coronavirus SME Guarantee Scheme announced by the Commonwealth Government yesterday is to be regarded as an eligible guarantee by the government for risk-weighting purposes. https://www.apra.gov.au//apra-advises-regulatory-approach-

15.01.2022 ATO has implemented several changes to rules affecting the small business environment - See the details to understand the changes that may benefit your business: https://www.mybusiness.com.au//7086-what-s-new-for-small-b

15.01.2022 A business that fulfills the JobKeeper eligibility criteria in April will continue to receive the wage subsidy until the end of the JobKeeper period on 27 September, even if they experience a boost of revenue before then, the ATO has confirmed. https://www.smsfadviser.com//18774-businesses-qualifying-f

14.01.2022 What a fun way to celebrate ladies in finance. I had so much fun painting which I haven't done since primary school Thank you so much awesome ladies, and special thanks to Zorica from Connective for organising this event. #womeninfinance #womenempoweringwomen

14.01.2022 ‘Big stick’ Energy Laws put small business and consumer first https://www.mybusiness.com.au//7037-big-stick-energy-laws-

13.01.2022 Government launches bushfire loans and grants for SMEs https://www.theadviser.com.au//39949-government-launches-b

12.01.2022 "An explosive report recently published by Xero, Paying the Price, showed that there was $115 billion in late payments over the course of the financial year July 2017-June 2018!!" Do you have solutions for your clients' late payment? Are you managing your business Cashflow?... https://creditorwatch.com.au//small-business-late-paymen/

11.01.2022 Do you give your clients credit terms for the goods your supplied? Do you have PPSR in place? Now is the time to review this to protect your business. Using the PPSR to protect your business in the COVID-19 aftermath https://www.mybusiness.com.au//7931-using-the-ppsr-to-prot

09.01.2022 Great to see the private sector supporting fellow SMEs

09.01.2022 Signs of Economic Recovery in China - Some good news/hope amidst COVID-19 pandemic https://www.jll.com.sg//eyes-turn-to-china-for-signs-of-ec

08.01.2022 It’s official!! Scaled-down JobKeeper 2.0 to kick off in September https://www.mybusiness.com.au//7192-it-s-official-scaled-d

08.01.2022 Cashflow is the bloodstream of business!! Contrary to popular belief, JobKeeper is not the primary source of concern for business owners If you have any cashflow concerns, we can help! ... https://www.mybusiness.com.au//7227-cash-flow-issues-not-j

07.01.2022 A good news for some. :) Borrowers involved in past civil court proceedings will see their credit score improve as of 14 February, due to changes made to the Credit Reporting Code. https://www.mortgagebusiness.com.au//14213-credit-reportin

07.01.2022 I feel privileged to be a part of such awesome group of ladies in finance. - We uplift each other!

06.01.2022 Thank you for the great night, Capify The night finished with a spectacular thunder storm

06.01.2022 Some uplifting news in Queensland

05.01.2022 Lest we forget #anzacspirit #anzacday

05.01.2022 Hats off to all Australians We are containing this virus well so far. Please stay safe and well. Enjoy your weekend at home with your loved ones. :)

04.01.2022 Banks expand loan relief policies https://www.theadviser.com.au//40179-banks-expand-loan-rel

04.01.2022 Some good information on some relief for Business owners: The elements of the package are: A temporary increase in the threshold at which creditors can issue a statutory demand on a company and the time companies have to respond to statutory demands they receive; A temporary increase in the threshold for a creditor to initiate bankruptcy proceedings, an increase in the time period for debtors to respond to a bankruptcy notice, and extending the period of protection a debt...or receives after making a declaration of intention to present a debtor’s petition; Temporary relief for directors from any personal liability for trading while insolvent; and Providing temporary flexibility in the Corporations Act 2001 to provide targeted relief for companies from provisions of the Act to deal with unforeseen events that arise as a result of the Coronavirus health crisis. See more

04.01.2022 Payment times reporting reforms pass through Parliament This a great news for SMEs who's been supplying their goods and services to large corporations. https://www.mybusiness.com.au//7390-payment-times-reportin

03.01.2022 Coronavirus and Insolvency: Expert Advice for Directors Excellent guidelines for all SME directors. https://creditorwatch.com.au/b/coronavirus-and-insolvency/

03.01.2022 Happy International Women's Day! Great to see lovely ladies in the finance world #internationalwomensday2021 #IWD2021 #womenincommercialfinance #womeninfinance

02.01.2022 JobKeeper to end in childcare sector in July https://www.mybusiness.com.au//7021-jobkeeper-to-end-in-ch