Finance Professionals in Collaroy, New South Wales, Australia | Property

Finance Professionals

Locality: Collaroy, New South Wales, Australia

Phone: +61 2 9972 4452

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• Property
• Loan service
• Mortgage brokers

25.01.2022 At its meeting yesterday, 7th of March, the Board decided to leave the cash rate unchanged at 1.50 per cent. Conditions in the global economy have continued to improve over recent months. Business and consumer confidence have both picked up. Above-trend growth is expected in a number of advanced economies, although uncertainties remain. In China, growth is being supported by higher spending on infrastructure and property construction. This composition of growth and the rapid ...increase in borrowing mean that the medium-term risks to Chinese growth remain. The improvement in the global economy has contributed to higher commodity prices, which are providing a significant boost to Australia's national income. Headline inflation rates have moved higher in most countries, partly reflecting the higher commodity prices. Long-term bond yields are higher than last year, although in a historical context they remain low. Interest rates are expected to increase further in the United States and there is no longer an expectation of additional monetary easing in other major economies. Financial markets have been functioning effectively and stock markets have mostly risen. The Australian economy is continuing its transition following the end of the mining investment boom, expanding by around 2 per cent in 2016. Exports have risen strongly and non-mining business investment has risen over the past year. Most measures of business and consumer confidence are at, or above, average. Consumption growth was stronger towards the end of the year, although growth in household income remains low. For the complete statement of the interest rate decision, visit this link - http://buff.ly/2n3CrY1.

25.01.2022 "Consider using a Virtual Assistant for minor or repetitive tasks. These overseas assistants charge between $5 and $40 per hour and offer a vast range of service." Finance Professionals - Saving you time, money and hassle.

25.01.2022 "E-Bay. Time to recycle. Put unwanted items online and see what you can get for them. You may be surprised and then put this extra money against your highest cost loans as bulk repayments. A double bonus!" Finance Professionals - Saving you time, money and hassle.

23.01.2022 "Buy a car with over 10,000 km on the clock as over 10% of the average value is lost in this time yet most cars will last well over 100,000km." Finance Professionals - Saving you time, money and hassle.

23.01.2022 "Separate your savings account from your daily transaction account that way you can see the progress you are making." Finance Professionals - Saving you time, money and hassle.

21.01.2022 "Dont drive above the speed limit (you use more fuel) or drive aggressively. Rapid acceleration and braking also wastes fuel and brings forward repair costs. Keeping tyre pressures up also saves fuel, every single kilometre." Finance Professionals - Saving you time, money and hassle.

18.01.2022 "Stop using credit and start using debit! Set aside an amount you will pay into your credit card each pay and make this payment first. Then you only use you debit card for purchases so you live within your means and if there is money left at the end of the pay period, spend 10% on a treat and put the rest to the credit card to pay it down faster. " Finance Professionals - Saving you time, money and hassle.

18.01.2022 "Save heating costs by replacing/ adding seals on windows and doors. A front and back door external rain shield will greatly reduce cross drafts and cost very little." Finance Professionals - Saving you time, money and hassle.

18.01.2022 At its meeting yesterday, 4th April, the Board decided to leave the cash rate unchanged at 1.50 per cent. Conditions in the global economy have improved over recent months. Both global trade and industrial production have picked up. Labour markets have tightened in many countries. Above-trend growth is expected in a number of advanced economies, although uncertainties remain. In China, growth is being supported by higher spending on infrastructure and property construction. T...his composition of growth and the rapid increase in borrowing mean that the medium-term risks to Chinese growth remain. The improvement in the global economy has contributed to higher commodity prices, which are providing a significant boost to Australias national income. Headline inflation rates have moved higher in most countries, partly reflecting the higher commodity prices. Core inflation remains low. Long-term bond yields are higher than last year, although in a historical context they remain low. Interest rates have increased in the United States and there is no longer an expectation of additional monetary easing in other major economies. Financial markets have been functioning effectively. The Australian economy is continuing its transition following the end of the mining investment boom. Recent data are consistent with ongoing moderate growth. Most measures of business confidence are at, or above, average and non-mining business investment has risen over the past year. At the same time, some indicators of conditions in the labour market have softened recently. In particular, the unemployment rate has moved a little higher and employment growth is modest. The various forward-looking indicators still point to continued growth in employment over the period ahead. Wage growth remains slow. For the complete statement of the interest rate decision, visit this link - http://buff.ly/2oA2WrG

16.01.2022 "Hire a bookkeeper. Whilst this has a cost, it can save you time in which you can do more important tasks like developing new clients." Finance Professionals - Saving you time, money and hassle.

16.01.2022 "If you havent done so lately, review your total telephony and internet costs as there are some great deals available out there. Internet telephony is becoming increasingly popular as the quality becomes comparable. Not only is there potential for significant savings, it can offer features that you may not have thought of." Finance Professionals - Saving you time, money and hassle.

16.01.2022 "Don’t drive above the speed limit (you use more fuel) or drive aggressively. Rapid acceleration and braking also wastes fuel and brings forward repair costs. Keeping tyre pressures up also saves fuel, every single kilometre." Finance Professionals - Saving you time, money and hassle.

15.01.2022 "If you are having trouble keeping your mobile call bills down, most phones can be set to give an audible tone every minute you are on a call this might save your brain as well as your money." Finance Professionals - Saving you time, money and hassle.

14.01.2022 "Wait until after Christmas then go to premium shops that sell of Christmas decorations at a fraction of the original cost. If you buy a few very beautiful pieces and strategically place them in high visibility areas, you can go to the discount stores to buy other new decorations much cheaper to average your costs down. Place the cheaper items further back into the tree or underneath you quality items to add fullness without bigger cost." Finance Professionals - Saving you time, money and hassle.

14.01.2022 "A second fridge can cost $350 per year to run so in colder months, turn it off or at least move the temperature setting to less cold." Finance Professionals - Saving you time, money and hassle.

14.01.2022 "Call your mobile company to see if there have been any changes to your plan (even if in contract). As call costs generally get cheaper over time, they may be able to improve your current service inclusions for no extra cost. Its worth the 15 mins on the phone to check and most calls to customer service from your mobile are free." Finance Professionals - Saving you time, money and hassle.

14.01.2022 Hard on the heels of Grand Final Weekend, the Reserve Bank of Australia (RBA) met for its October meeting today and decided to keep the official cash rate on hold at 1.50 per cent. Today's RBA decision is the first for new RBA Governor Dr Philip Lowe, following the retirement of Glenn Stevens in September who served us as RBA Governor for 10 years. Most analysts correctly predicted that Dr Lowe's first RBA meeting as Governor would result in a hold after comments he made to t...he press regarding the lack of effectiveness of further rate cuts in stimulating growth. A 25 basis point rate cut in August saw the official cash rate fall to all-time lows, however it did not have the effect of reducing the level of the Australian dollar against other currencies that the RBA intended. Whilst economic data around inflation, employment and GDP growth has been positive of late, a lower Australian dollar would be much more beneficial in stimulating a more productive economy. With the official cash rate at unprecedented lows and interest rates more competitive than ever, conditions are great for Australian property buyers right now. Notwithstanding the distraction of Grand Final Weekend, Spring property markets are strong and there is good supply of housing stock for buyers to choose from.

14.01.2022 "Consider using or combining Voice over Internet Protocol (VoIP) phone technology where call costs can be as little as 10c untimed nationally and VoIP call quality and features have greatly improved." Finance Professionals - Saving you time, money and hassle.

14.01.2022 "Join the mailing list of your favourite brand of clothing as many email discounts, pre-season viewing and store run outs e.g. buff.ly/2h7mw6C." Finance Professionals - Saving you time, money and hassle.

13.01.2022 "Buy airline tickets as far in advance as possible. For holiday travel especially, book as soon as you can." Finance Professionals - Saving you time, money and hassle.

12.01.2022 "Ask your pharmacist for the generic brand of known products e.g. Ibuprofen (generic) is often about the cost of brand name Neurofen but its the same and often only ingredient." Finance Professionals - Saving you time, money and hassle.

12.01.2022 At its meeting last 6th of December, the Board decided to leave the cash rate unchanged at 1.50 per cent.on The global economy is continuing to grow, at a lower than average pace. Labour market conditions in the advanced economies have improved over the past year. Economic conditions in China have steadied, supported by growth in infrastructure and property construction, although medium-term risks to growth remain. Inflation remains below most central banks targets, although... headline inflation rates have increased recently. Globally, the outlook for inflation is more balanced than it has been for some time. Commodity prices have risen over the course of this year, reflecting both stronger demand and cut-backs in supply in some countries. The higher commodity prices have supported a rise in Australias terms of trade, although they remain much lower than they have been in recent years. The higher prices are providing a boost to national income. Financial markets are functioning effectively. Government bond yields have risen further with the adjustment having been orderly. Funding costs for some borrowers have also risen, but remain low. Globally, monetary policy remains remarkably accommodative. For the complete statement of the interest rate decision, visit this link - http://buff.ly/2h2QTyI

12.01.2022 "Pay off your most expensive debt first this is usually the credit card (from 10 22%) or store credit offers (usually 15%+)." Finance Professionals - Saving you time, money and hassle.

11.01.2022 "Check your medical insurance policy excess. Often you can increase the hospital excess and reduce your monthly cost which works for people that are generally healthy." Finance Professionals - Saving you time, money and hassle.

11.01.2022 At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. There has been a broad-based pick-up in the global economy since last year. Labour markets have tightened further in many countries and forecasts for global growth have been revised up. Above-trend growth is expected in a number of advanced economies, although uncertainties remain. In China, growth is being supported by increased spending on infrastructure and property construction, wit...h the high level of debt continuing to present a medium-term risk. The improvement in the global economy has contributed to higher commodity prices, which are providing a significant boost to Australias national income. Australias terms of trade have increased, although some reversal of this is occurring. Headline inflation rates have moved higher in most countries, partly reflecting the higher commodity prices. Core inflation remains low. Long-term bond yields are higher than last year, although in a historical context they remain low. Interest rates have increased in the United States and there is no longer an expectation of additional monetary easing in other major economies. Financial markets have been functioning effectively. The Banks forecasts for the Australian economy are little changed. Growth is expected to increase gradually over the next couple of years to a little above 3 per cent. The economy is continuing its transition following the end of the mining investment boom, with the drag from the decline in mining investment coming to an end and exports of resources picking up. Growth in consumption is expected to remain moderate and broadly in line with incomes. Non-mining investment remains low as a share of GDP and a stronger pick-up would be welcome. For the complete statement of the interest rate decision, visit this link - http://buff.ly/2p0qd1N

11.01.2022 At its meeting yesterday, 7th February, the Board decided to leave the cash rate unchanged at 1.50 per cent. Conditions in the global economy have improved over recent months. Business and consumer confidence have both picked up. Above-trend growth is expected in a number of advanced economies, although uncertainties remain. In China, growth was stronger over the second half of 2016, supported by higher spending on infrastructure and property construction. This composition of... growth and the rapid increase in borrowing mean that the medium-term risks to Chinese growth remain. The improvement in the global economy has contributed to higher commodity prices, which are providing a boost to Australias national income. Headline inflation rates have moved higher in most countries, partly reflecting the higher commodity prices. Long-term bond yields have also moved higher, although in a historical context they remain low. Interest rates have increased in the United States and there is no longer an expectation of further monetary easing in other major economies. Financial markets have been functioning effectively and stock markets have mostly risen. In Australia, the economy is continuing its transition following the end of the mining investment boom. GDP was weaker than expected in the September quarter, largely reflecting temporary factors. A return to reasonable growth is expected in the December quarter. For the complete statement of the interest rate decision, visit this link - http://buff.ly/2jZNDC1.

11.01.2022 At its meeting yesterday, 6th of June, the Board decided to leave the cash rate unchanged at 1.50 per cent. The broad-based pick-up in the global economy is continuing. Labour markets have tightened further in many countries and forecasts for global growth have been revised up since last year. Above-trend growth is expected in a number of advanced economies, although uncertainties remain. In China, growth is being supported by increased spending on infrastructure and property... construction, with the high level of debt continuing to present a medium-term risk. Commodity prices are generally higher than they were a year ago, providing a boost to Australia's national income. The prices of iron ore and coal, however, have declined over recent months as expected, unwinding some of the earlier increases. Headline inflation rates in most countries have moved higher over the past year, partly reflecting the higher commodity prices. Core inflation remains low, as do long-term bond yields. Further increases in US interest rates are expected over the year ahead and there is no longer an expectation of additional monetary easing in other major economies. Financial markets have been functioning effectively. Domestically, the transition to lower levels of mining investment following the mining investment boom is almost complete. Business conditions have improved and capacity utilisation has increased. Business investment has picked up in those parts of the country not directly affected by the decline in mining investment. Year-ended GDP growth is expected to have slowed in the March quarter, reflecting the quarter-to-quarter variation in the growth figures. Looking forward, economic growth is still expected to increase gradually over the next couple of years to a little above 3 per cent. For the complete statement of the interest rate decision, visit this link - http://buff.ly/2qV0o56

09.01.2022 "Use the offset account. If you have extra savings, money from an asset sale or even money for a childs education fund being saved, consider setting up an offset account to reduce your mortgage repayments." Finance Professionals - Saving you time, money and hassle.

09.01.2022 "Pre-pay regular services. Often discounts are given for paying in advance or for locking in so it can be worthwhile." Finance Professionals - Saving you time, money and hassle.

09.01.2022 "Take a wander down to your local Vinnies or Salvos. Whilst they used to be full of worn out cloths, the push to recycle is alive and well and some great bargains can be found for clothes (many new), books and nick knacks. " Finance Professionals - Saving you time, money and hassle.

08.01.2022 "Set a budget. Just the act of working out you costs is often enough to put costs in perspective. There are many websites with online budget tools to make this easy." Finance Professionals - Saving you time, money and hassle.

07.01.2022 "Change credit cards. There are many great deals out there today and no-one should still be paying 20% interest on cards. Some are as low as 9% ongoing." Finance Professionals - Saving you time, money and hassle.

06.01.2022 At its annual Melbourne Cup Day board meeting yesterday, the Reserve Bank of Australia (RBA) announced it would keep the official cash rate on hold at 1.50 per cent for November. According to comments made by RBA Governor Dr Philip Lowe last month, yesterdays decision was largely based on 3rd quarter CPI inflation data*. This data has showed a slight improvement since June, indicating to the RBA there was no need to move on rates yesterday. However, analysts are undecided ab...out what the RBAs next move might be. A rise in the Aussie dollar following the release of the inflation data has prompted some speculation the RBA may need to cut rates again in 2016 to keep it in check. The RBA will only meet one more time in 2016, so it will be interesting to see what happens with the Aussie dollar prior to their last meeting for the year in December. Meanwhile, the spring property season is going strong in most markets around the country. There is a great range of housing stock available to those looking for their dream home and borrowers are enjoying excellent home loan interest rates. There are many competitive deals available for first home buyers, next home buyers, refinancers and property investors so it really is a good time to talk to us about your property purchasing plans.

05.01.2022 "Subscribe to web services like buff.ly/2eithU7 , buff.ly/2eivbEm or buff.ly/2eitsyM and have daily deals emailed to you." Finance Professionals - Saving you time, money and hassle.

05.01.2022 "Look to re-gift. It saves time, money, additional resources from the planet, and makes someone happy. Now you have to be selective but in some cases even say to someone a few days after receiving their gift, that you have a second or a friend in need really wants 'x' and you really want to help her out, and would you mind if I passed your wonderful gift onto her, that way 2 of us got the benefit form your generosity? Most people seem happy for you to just re-gift without permission as it saves waste and the true magic is in the giving, not the gift." Finance Professionals - Saving you time, money and hassle.

04.01.2022 "Planning a holiday but flexible on time? Subscribe to the newsletters of 3 or 4 airlines to be the first to receive their promotions when first published and after your holiday, simply unsubscribe to reduce junk mail until you are ready to plan another trip." Finance Professionals - Saving you time, money and hassle.

03.01.2022 "Be patient. Don't buy that new gadget today. Wait a month or two and the price will certainly go down and often the software in the first version is buggy so you get a better product on V2 anyway." Finance Professionals - Saving you time, money and hassle.

02.01.2022 "If you have strong cash flow, consider pre-paying your 2008/09 deductible expenses to bring forward the tax benefits." Finance Professionals - Saving you time, money and hassle.

02.01.2022 "Ask your electricity supplier what your off-peak times are and check that items like hot water systems, pool filters, pool heaters, even computer back ups are geared towards these times where practical." Finance Professionals - Saving you time, money and hassle.