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Financially Empowered

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25.01.2022 As I’m sitting here sorting out my life admin, I wanted to send out a friendly reminder to care for ourselves and loved ones enough that we have all our paperwork sorted in the event that something should ever happen to us. It’s stressful enough to have to deal with some of the situations life throws at us without adding paperwork!

25.01.2022 Make the most out of this unexpected pause in your life by gaining additional business knowledge. Graces extensive knowledge in business and finance will guide you to make informed decisions that will benefit your organisation, whether you are running a small business or part of a Not For Profit. Visit our website to find out more. https://www.financiallyempowered.com.au

24.01.2022 At a loss with your business financials because of this ongoing pandemic? Grace is passionate about helping women build their financial confidence by giving them the ability to interpret their financial statements. Providing you with the knowledge to up skill yourself and take your business or career to the next level.

24.01.2022 The Australian Taxation Office (ATO) has information available in languages other than English to help clients from culturally and linguistically diverse backgrounds understand their tax obligations in Australia. The resources are available in Arabic, Chinese (simplified), Chinese (traditional), Dari, Farsi, Hindi, Korean, Nepali, Punjabi, Spanish, Thai, Urdu, Vietnamese. The translated publications and more information, are available on the ATO website below.

24.01.2022 Do you know what the Balance Sheet is telling you about the financial health of your NFP or community group? Hear from Professor David Gilchrist, Co-convenor, Not-for-profits UWA, University of Western Australia and co-author of The Not-for-Profit Balance Sheet on Wednesday 5th August as he discusses all about Not-for-Profit Balance Sheet. This FREE Webinar is brought to us by Commonwealth Bank and Our Community in celebration of the Not For Profit Finance Week Next Week! Click on the link to register.

24.01.2022 Looking forward to speaking about the Women's Financial History and Future at the next Finimize event. Tickets available here: https://lnkd.in/fHkZqVD

24.01.2022 FREE WEBINAR || Managing finances through COVID-19 | The world has changed overnight and Im sure you will agree with me that many businesses are facing a whole new kind of challenge they have never imagined would be possible. Join me and Catherine Pazvakavambwa from Kalahari Business Advisors - Perth Accountants on Thursday, 9th April 11:30am via zoom as we talk about various topics vital to businesses especially during these trying times such as cash saving strategies, stimulus package simplified, forecasting in uncertain times, and your obligations during this time.

23.01.2022 The West Australian government has announced that they are taking $600 dollars off power bills for every WA household with Synergy or Horizon power accounts. It is for ALL residents with either of these accounts and is NOT income tested which means everyone qualifies! Starting November, if your next bill is less than $600, a credit for the difference will be applied to your account. Amazing! So what will you do with your extra $600? comment below with a to save or a to spend!

23.01.2022 Grace has joined the growing team of the Entrepreneurial Mindset Profile - Eckerd College (EMP) Practitioners across Australia and New Zealand. EMP is tool based that can give insight into the traits, motivations and skills of entrepreneurs that can can help both individual contributors, leaders and students of entrepreneurship, assess the degree to which they are utilising an "entrepreneurial mindset." Grace will be offering this service from the end of 2020. If your interested, email us at [email protected]

23.01.2022 Ishar Multicultural Womens Health Services Inc provides free or low cost access to doctors, a midwife, psychologists and a counsellor. They also have social workers available for support in all areas including psycho-social support, emergency relief and domestic violence.

23.01.2022 1 week left before Women in Business Forum Perth. Don't miss the chance to step up your business while immersing yourself in real life stories by incredible top business women who will be joining the event as speakers. Get tips on how to overcome hurdles and challenges while connecting with likeminded women at the event organised by Behind The Brands in partnership with The City of Canning. It's an all-day FREE event next Tuesday 10th November. Click on the link to register.

22.01.2022 The City of Canning are partnering with Lifeline WA to deliver a free 1-day Domestic and Family Violence awareness session on Thursday 13 August at Riverton Library from 9:00am-4:30pm. Awareness sessions raise public awareness around the issue of domestic and family violence. With the help of this session, you'll walk away with a basic understanding of these issues, and tools that will guide you to recognise the signs, providing you the foundations to assess what you can do as an individual or group to prevent domestic and family violence. Click on the link to register.

22.01.2022 Today is R U OK? Day, a reminder that every day is a great day to start a conversation that would change or even save a life. 2020 has been a challenging year for everyone and circumstances have made it even more important for us all to stay connected and, for those who are able, be willing to support those around us. Check out https://www.ruok.org.au/ for more info on: ... - how to ask R U OK? - how to be a great listener and support - useful resources See more

22.01.2022 I am a proud Ambassador of Behind The Brands. The BTB Membership is exclusive for Female Entrepreneurs who are serious about building their businesses and gives access to high quality masterclasses and resources covering business planning, finance, mindset, marketing and workshops. If you want to know more or would like to be apart of this game changing platform, head on over to https://behindthebrands.com.au/btbmembership/

21.01.2022 As Im sitting here sorting out my life admin, I wanted to send out a friendly reminder to care for ourselves and loved ones enough that we have all our paperwork sorted in the event that something should ever happen to us. Its stressful enough to have to deal with some of the situations life throws at us without adding paperwork!

20.01.2022 Your kids are watching you, if you dont know how to handle money, they wont either.

20.01.2022 Looking forward to speaking at this Auspire event tonight!

20.01.2022 Dont depend on a single income. Invest to create a second income.

20.01.2022 Merry Christmas!!! We hope you are having a LOVELY Christmas day. Here is a little reminder to be mindful today as you are spending time with your loved ones and to reach out to people you know that may not have family, have lost loved ones or are going through a tough time. Christmas can be a challenging time for some, and that is when they need their community the most.

19.01.2022 If you know a migrant who may benefit free small business mentoring & support, share the word. My Fashion Incubator - Migrant Small Business Training and Mentoring Project has been extended to mid June due to the inreased need for small business advisory as brought about by the Covid19 pandemic. This project is open to all business sectors. Slots for free business support are still available on a first come basis. Click on the link to register.

19.01.2022 JOBKEEPER PAYMENTS You may be aware, the Australian government just announced that it is intending on providing a wage subsidy to businesses significantly affected by COVID-19 called a JobKeeper payment. This payment is yet to be legislated; however, this is how the government has explained it:... The payment will be paid to employers, for up to six months, for each eligible employee that was on their books on 1 March 2020 and is retained or continues to be engaged by that employer. Where a business has stood down employees since 1 March, the payment will help them maintain connection with their employees. Employers will receive a payment of $1,500 per fortnight per eligible employee. Every eligible employee must receive at least $1,500 per fortnight from this business, before tax. The program will commence today, 30 March 2020, with the first payments to be received by eligible businesses in the first week of May as monthly arrears from the Australian Taxation Office ELIGIBILITY Eligible employers will be those with annual turnover of less than $1 billion who self-assess that have a reduction in revenue of 30 per cent or more, since 1 March 2020 over a minimum one-month period. Eligible employers include businesses structured through companies, partnerships, trusts and sole traders. Not for profit entities, including charities, will also be eligible. Full time and part time employees, including stood down employees, would be eligible to receive the JobKeeper Payment. Where a casual employee has been with their employer for at least the previous 12 months they will also be eligible for the Payment. An employee will only be eligible to receive this payment from one employer. Self-employed individuals are also eligible to receive the JobKeeper Payment. You are able to register your interest so you can receive updates as they become available:- https://www.ato.gov.au/general/gen/JobKeeper-payment/

19.01.2022 Small Business CFO (Chief Financial Officer) You may have heard the title CFO used in big corporations but did you know that small businesses can benefit from a CFO as well? A CFO can be of incredible value for a business’ long-term strategic planning and daily operational activities. However, for small and micro businesses it can seem like a big expense. ... But here is the thing - you can engage the services of an outsourced or off-site CFO and still get all the benefits of high-level financial expertise without the big price tag or commitment. In essence you are able to share the costs of a full-time CFO amongst several businesses whilst still getting the assistance your business needs. Some would even say that an outsourced CFO gives you even more benefit as they are consistently working with a range of businesses and are therefore always at the forefront of new innovation and knowledge. In addition, they are an impartial party without the constraints of an employee who can take a holistic approach to strategy and problem solving for your business. Grace Mugabe has worked with many businesses ranging in size as well as industry and has garnered a high level of expertise when it comes to strategy advice, financial forecasting, budgeting and accounting acumen. The role of Chief Financial Officer is something she finds more and more in demand and one of her areas of expertise in small business. Want to find out how a small business CFO can assist you in your business? Get in touch today

18.01.2022 Good news! You are invited to a FREE "Women in Business Forum" Perth event on the 10th November. It runs from 9am to 4:30pm at the Cannington Leisureplex brought to you by Behind The Brands in partnership with City of Canning. The day is designed to shine a light on women in the local business community and bring together like-minded women at every stage of their entrepreneurial journey. Whether you are looking to grow your brand and take your business to the next level or taking your first start-up steps to launch your business, you are welcome to join, make great connections, and gain impactful insights and knowledge! Click on the link to register!

17.01.2022 The end of this wild year is upon us! And what a year it has been. Reflect, Rest, and Recharge are on the agenda so that we can come back fresh and ready to look after all our wonderful clients in 2021. Financially Empowered will be closing from 4pm today the 18th December 2020 and will re-open on the 11th of January 2021. Wishing you all a wonderful and restful break, we'll see you in the New Year! The Financially Empowered team.

17.01.2022 I had a great experience with the ygap First Gens accelerator program! If you are a migrant or refugee leading an early-stage business that is creating social impact in Australia, I would encourage you to apply for the ygap First Gens program! The First Gens program offers participation in an award-winning accelerator week, access to a range of support tailored to their venture, and the chance to access up to $50,000 in funding. Applications are open until 31 July.

17.01.2022 Here is a simple 3-step process that you can work through to reassess and strengthen your financial position during these trying times. Review your services and products: ask yourself - what can be changed to suit the current environment (going online, creating evergreen content or changing the processes), what can you continue to provide and what do you have to let go of, what else can you add in to encourage an injection of cash into your business? Review your outgoings... - where can you start to trim expenses that you no longer need or can do without temporarily? Assess your position - Redo your forecast and be realistic. Look over each of the possibilities you can change and assess the bottom-line impact each will have as well as any risk you face in the future. Try and remove emotion from your decision, which is probably the most challenging thing. Remember, you are doing what is in the best interest of the business.

17.01.2022 If you havent gotten a copy yet, you might want to download the Inspiring Female Entrepreneurs and get your hands on uncensored and honest account of women about their journey to date that gives a true perspective on running a business: failures, foibles, success and all. Click on the link to get your copy.

17.01.2022 I will be LIVE with MoneyGirl this afternoon at 4:30pm (WST). In preparation for the EOFY, I'll be taking participants through 5 steps to take the stress out of your business finances! Feel free to put any questions you have in the comments so they can be addressed during the live.

17.01.2022 A huge shout out of thanks to all those working in the health industry as we celebrate World Health Day today. Thanks for all your efforts in keeping everyone safe and healthy, and working towards building a healthier world for all. And while we are talking about health, it's also a good reminder to keep on top of the health of your finances to help reduce your financial stress. #empowerwomen

15.01.2022 Free Webinar hosted by the City of Canning where business owners can share their own strategies or actions that they have undertaken as a result of this crisis. This will be facilitated by Tracey McGrath, a qualified psychologist specialising in workplace effectiveness and she will provide guidance on how we can work towards undertaking helpful actions amid uncertain times. Join this interactive webinar this Friday, 17th April at 10am, Click on the link to register.

14.01.2022 FREE WEBINAR || Managing finances through COVID-19 | The world has changed overnight and I'm sure you will agree with me that many businesses are facing a whole new kind of challenge they have never imagined would be possible. Join me and Catherine Pazvakavambwa from Kalahari Business Advisors - Perth Accountants on Thursday, 9th April 11:30am via zoom as we talk about various topics vital to businesses especially during these trying times such as cash saving strategies, stimulus package simplified, forecasting in uncertain times, and your obligations during this time.

14.01.2022 Tickets are now available for the inaugural Money Debates Women and Wealth personal finance virtual summit! Come and join us to hear from an amazing and diverse lineup of experts panellists debating critical issues around women and money. The week long Summit starts on 24th August to 4th September 2020. RSVP by clicking on the link. https://money-debates.heysummit.com/ In order to help remove the finances as a barrier for those would like to attend, we have 10 FREE tickets to give away to help empower you in your journey to becoming more financially literate. To apply for a free ticket, please email [email protected]."

14.01.2022 I think we can all agree these are uncertain and unprecedented times, many individuals and businesses are facing circumstances they never considered possible. As I scroll through social media I see families struggling to buy food, businesses closing with no certainty of when they will be back, artists and performers suddenly with no income and small businesses imploring people to please keep supporting them. Id like to give you some positive focus, a simple 3 step process that you can work through to reassess and strengthen your financial position. Learn about it here.

14.01.2022 Know Your Entitlements || It’s a good idea to make sure you know what you are entitled to right now. The government initiatives are rapidly changing in an attempt to cover everyone who has been affected both financially, practically and emotionally by the pandemic. Even if you have previously not been able to claim any support things may have changed so it’s a good idea to check back. For your convenience we have created a summary of all the fact sheets below. If you are still not sure of your current entitlements contact your tax accountant. https://www.financiallyempowered.com.au/seeking-support-du/

12.01.2022 Annie Gichuru from Uplifting Studios TV has been interviewing women of colour to show the positive things they are doing in society to make a difference. Here is an interview of Grace from a few weeks ago. She share's about how she setup her business to support women from disenfranchised backgrounds and about her vision for a world where women are financially independent and empowered.

12.01.2022 Check out an upcoming Community Upskillers workshop "Make club finances a breeze" presented by Financially Empowered. Managing club finances can be tricky, but this workshop will arm you with some simple processes to help you stay in control of your clubs financial position. This is a FREE workshop with light refreshments supplied, follow the link to book your place! https://www.eventbrite.com.au/e/make-club-finances-a-breeze

12.01.2022 Not for Profit Finance Week starts tomorrow! This is a celebration of ideas, knowledge and financial capacity-building for the $100 billion Australian Not-for-Profit sector. Commonwealth Bank and Our Community are coming up with information-packed series of free webinars and presentations. Tomorrow at 11am, they will be running a webinar on "Questions your board needs to ask about the finances". Click on the link to register.

12.01.2022 As we ease in to the "new normal", face to face workshops are now back in session after such a long wait! So happy to share that we just had the Making club finances a breeze workshop held for the @bayswatercity and it was a great success. It feels so good to connect in person again! Whilst Face to face sessions are available, webinars are also still running as normal. If you are looking to book or would like to find out more about our face to face or online workshops, please email [email protected].

12.01.2022 Create Connection during Isolation || It’s easy to feel alone right now but there are a few strategies that may help: Arrange short video chats to check in with others. Use longer ‘co-working’ video chats to work alongside someone else. A good old fashioned phone call. ... Text or Facebook message, reach out to someone you haven’t spoken to lately. Lastly Beyond Blue has an initiative dedicated solely to COVID-19, you can find it here - https://coronavirus.beyondblue.org.au/ Check out more tips and strategies in my latest blog here. https://www.financiallyempowered.com.au/seeking-support-du/

11.01.2022 Welcome Sandra Lim to the Financially Empowered family! Sandra applied for the Executive Assistant and Bookkeeper role because she wanted to be involved with an organisation that empowers the community. Sounds fitting as she is almost done with a qualification in Community Service Fun fact about Sandra (in her words)"I'm afraid of Zombies even though I know they aren't really."

11.01.2022 Dont make money run your life. Let money help you run your life better.

11.01.2022 It's very humbling to be named in the 2020 Australian Top 50 Small Business Leader by Inside Small Business Inside Small Business releases the Top 50 Small Business Leaders Report celebrating success, resilience and agility of extraordinary small business owners, every year. This year has been one like no other. It’s with the help of the amazing people in my life that I've been able to continue to help women become Financially Empowered ... Congrats to all the Perth cohort Lacey Filipich, Vivacity Marketing, Crisp Copy, Perth Makers Market, Ebony & Ivory Hair and Beauty Salon, and Known Associates

10.01.2022 Check out the first edition of ‘Inspiring Female Entrepreneurs by Behind the Brands featuring yours truly as the covergirl If you need some extra inspiration to help you stay motivated throughout your entrepreneurial journey, then the female entrepreneurs in this eBook will do just that!

10.01.2022 Let's talk GOALS! What are your financial goals for 2021? Have you made any? Some ideas could be building up your emergency savings fund, paying off debt, adding more money to your super or maybe booking in for a Financial Health Check to help you create a financial plan for your business which gives you peace of mind. For a complimentary session, check the booking link here: https://outlook.office365.com///s/N4esayj2bku3_aItcGd4Tg2

09.01.2022 In this season, with all the uncertainty there is a level of added stress. Join me on Tuesday 23rd June 9am WST for a FREE Masterclass on Forecasting During Uncertain Times, as I help you to create your business money plan for the 2021 / 2020 financial year. During this session you will learn - what you should include in your budget, how to forecast for uncertainty, and how to manage your budget during the year. Click on the link to register. https://www.behindthebrands.com.au//masterclass-forecasti/

09.01.2022 Fringe World 2020 is here and Elizabeth Davie has another fabulous offering on. I had the pleasure of attending Elizabeth's show, Super Woman Money Program last year and really enjoyed it. The theme of women and financial challenges was very consistent with the work I do through Financially Empowered and Elizabeth made a very serious topic entertaining whilst still addressing the challenges women face. This year she is back with 'Apex Predators', which is described as "wicked...ly funny" and "playfully savage". Apex Predator is a black comedy that explores every woman’s fantasy of having nothing to fear in a dark alley, or just going to the shops for some milk. You can grab a ticket to this show here - https://fringeworld.com.au//elizabeth-davie-apex-predator-

09.01.2022 DISEMPOWERING: "I cant afford that" EMPOWERING: "How can I afford that?"

09.01.2022 GOAL SETTING TIP // 4 questions to ask about your past financials The past gives us a great overview on what we were able to achieve previously and is therefore a wonderful tool when goal setting. Of course, I recommend reviewing your financials regularly, monthly as minimum. However, getting a good overview of the previous year can give you good insight into your goal reaching capabilities and direction. ... Things to consider are: 1. Did my income decrease or increase? 2. Why has my income changed? Was this planned? 3. Are there particular areas that experienced more growth than others? 4. What did my expenses look like and why? To Your Financial Empowerment Grace

08.01.2022 Exciting news to share. I am going to be speaking at the upcoming 2020 Ethical Enterprise Conference. During my session (Tuesday 27th of October from 11:30am to 12:30pm) I will be discussing the importance of understanding your business’ performance and assisting you to redefine your financial goals. It will include things like forecasting during uncertain times, managing your cashflow and knowing what questions to ask your accountant. Click the link below to get your ticket and use EEC2020 at the checkout for a 50% discount! Link: https://events.humanitix.com/ethical-enterprise-conference-

08.01.2022 Your kids are watching you, if you don't know how to handle money, they wont either.

08.01.2022 I was recently interviewed for the Business in Focus initiative by the City of Canning to share some financial tips and resources to help small businesses during this uncertain times. You can listen to the podcast by clicking on the link.

08.01.2022 Some of the topics that will be covered at the money debates summit are: Do banks have a place in financial education in schools? Is cash a human right? If youre married, should all money be joint? Ill be one of the panelists dissecting these contentious issues and more at #moneydebates2020. Email us on [email protected] for a FREEE ticket

08.01.2022 1 July is the start of a new financial year in Australia. Happy Financial New Year!! Have you set your goals for 2020/2021? One of our goals is to increase the impact we are making through the introduction of new services. *Stay tuned for more details coming soon!* Do you have any personal or business financial goals? Please share them with us!

08.01.2022 Today is Father’s Day in a lot of countries aside from Australia (celebrated in Sept) This got me thinking.. I’ve often shared how my mom taught me, as a 15 year old how to budget. Well, the second part to that story is that, my dad taught me about investing and business. ... Little did either of us know that those invaluable lessons would lead me to creating Financially Empowered Thank you to all the father’s who have, are and will equip their daughters to become the best version of themselves

07.01.2022 Don't make money run your life. Let money help you run your life better.

07.01.2022 "Banks have a place in financial education in schools". What do you think? Share your thoughts in the comments section about the above statement! (There is no right or wrong answer ) For more conversation on challenging topics just like this, sign up to attend the Money Debates virtual summit! Tickets available: https://money-debates.heysummit.com/

07.01.2022 Today is Fathers Day in a lot of countries aside from Australia (celebrated in Sept) This got me thinking.. Ive often shared how my mom taught me, as a 15 year old how to budget. Well, the second part to that story is that, my dad taught me about investing and business. ... Little did either of us know that those invaluable lessons would lead me to creating Financially Empowered Thank you to all the fathers who have, are and will equip their daughters to become the best version of themselves

06.01.2022 Here is a video testimonial from one of the participants at the first Money Matters for Migrants workshop that I ran.

06.01.2022 #blackouttuesday

06.01.2022 Happy new year! As you plan for 2021, remember this, "What the new year brings to you will depend a great deal on what you bring to the new year." Vernon McLellan.

05.01.2022 I thought I'd share just a few questions to ask yourself to help be mindful as you go about your Christmas shopping this month. - Can I afford this? - Is this an impulse purchase? - Is this something I (or the person I'm buying this for) need and will use?... Maybe you look for a more sustainable alternative, perhaps you bake some homemade treats to give as a present, or maybe you have done so well at saving this year that you are doing to take advantage of the sales to buy something you need! Remember to be mindful as you spend shop. Avoid getting into debt. If you don't have the cash, you can't afford it.

05.01.2022 On Tuesday, 22nd September 10am-11am, I am joining two power entrepreneurs - Lisa Burling and Mariam Mohammed for the Women Who Mean Business Online Event facilitated by Megan del Borrello of Behind The Brands. Join us for a high-level discussion around resilience, tips for success and how we got where we are today in this FREE, Q & A driven event. Click on the link to register.

05.01.2022 Did you know that before she started the movement against gender discrimination, women weren’t allowed to get mortgages or credit cards in their own name? Ruth remained empowered in the face of adversity before being appointed a Supreme Court Justice and sucessfully fought against gender discrimination, unifying the liberal block of the court. Ruth did a lot to empower women. We are so grateful for all Ruth fought for, things wouldn’t be the same without her.

05.01.2022 Here are 5 simple steps to help you improve your financial wellbeing: 1.Stay in touch with your finances it’s important to know how your finances are tracking. 2.Get serious about saving try setting up an automatic transfer of funds into a savings account each pay. 3.Give debt the attention in demands reducing your debt will help you get ahead quicker.... 4.Have protection in place look at income protection in case the worst were to happen and you are unable to work for a period of time. 5.Plan ahead have a look at your super and make sure it is working for you. For more information, you can read my blog post here: https://financiallyempowered.com.au/ways-women-can-add-mus/

05.01.2022 Have a Contingency Plan || If, for some reason, you are out of action, now is the best time to have a contingency plan in plan and make sure everyone who needs to know about it does. Not to be negative but unfortunate events do happen and can happen in the future. Contingency plans may include giving secure access to a business buddy for any passwords or emails so they can notify clients of your absence and creating an Emergency Action Plan. More ideas on how to create a contingency plan on my latest blog at https://www.financiallyempowered.com.au/seeking-support-du/"

04.01.2022 I will be LIVE with MoneyGirl this afternoon at 4:30pm (WST). In preparation for the EOFY, Ill be taking participants through 5 steps to take the stress out of your business finances! Feel free to put any questions you have in the comments so they can be addressed during the live.

04.01.2022 For some of us this time of isolation may be refreshing but for many, including a lot of small business owners it is a time of uncertainty and anxiety. I want you to know though that you are not alone and there are resources and strategies out there to help you. My latest blog lists a few..

04.01.2022 Do you need help lodging your tax return? You may be eligible for Tax Help, a program by the Australian Taxation Office, if your income is $60 000 or less for the past financial year. A trained and accredited community volunteer will provide a free and confidential service to help complete your tax return online. Appointments are for 1 hour with a Tax Help volunteer and bookings are essential. Click the link to make your booking.

04.01.2022 Create Connection during Isolation || Its easy to feel alone right now but there are a few strategies that may help: Arrange short video chats to check in with others. Use longer co-working video chats to work alongside someone else. A good old fashioned phone call. ... Text or Facebook message, reach out to someone you havent spoken to lately. Lastly Beyond Blue has an initiative dedicated solely to COVID-19, you can find it here - https://coronavirus.beyondblue.org.au/ Check out more tips and strategies in my latest blog here. https://www.financiallyempowered.com.au/seeking-support-du/

04.01.2022 Know Your Entitlements || Its a good idea to make sure you know what you are entitled to right now. The government initiatives are rapidly changing in an attempt to cover everyone who has been affected both financially, practically and emotionally by the pandemic. Even if you have previously not been able to claim any support things may have changed so its a good idea to check back. For your convenience we have created a summary of all the fact sheets below. If you are still not sure of your current entitlements contact your tax accountant. https://www.financiallyempowered.com.au/seeking-support-du/

03.01.2022 If you are a businesswoman and looking to build your network, this event is for you. Connect and be part of a community with likeminded businesswomen who are there so support you. Join the "Women in Business Forum Perth" by Behind the Brands in partnership with The City of Canning on Tuesday 10th November and be prepared to be inspired by the stories of incredible, strong women in business in this FREE event. Click on the link to register. https://www.behindthebrands.com.au//women-in-business-for/

03.01.2022 Don't depend on a single income. Invest to create a second income.

03.01.2022 SETTING LONG TERM FINANCIAL GOALS Financial goals are at the crux of all good planning, after all, it is difficult to achieve many things without the budget behind it. I believe everyone should have sustainable financial goals in place and a budget underpinning it.... There is such variety in the types of goals you can set, and time is one of the biggest determinators. The goals that you can set to complete today are very different to the goals you can achieve in a year. However, all the goals we set should have some consistency. For example, if you want to save $5000 by this time next year but your short-term goals include spending money on up leveling your business knowledge, you may find that saving goal challenging. Think about: If my short-term goals are successful what impact does that have on my long-term goals? What do I need to do today, this week, this month in order to achieve my long-term goals? Go beyond the year and look at what you are reaching for in the next 5 10 years Do you consider long term financial goals in your planning?

02.01.2022 A new "myGov" website is currently being trialed that offers myGov users information about government services and payments in more than 100 languages. This is good news because from our clients perspective, myGov is where you can: -view your Income Statements formally known as Payment Summaries... -Apply for coronavirus early release of super -Update contact details with the ATO -Manage Tax Returns Visit their website at https://beta.my.gov.au to find out more.

02.01.2022 If you haven't gotten a copy yet, you might want to download the Inspiring Female Entrepreneurs and get your hands on uncensored and honest account of women about their journey to date that gives a true perspective on running a business: failures, foibles, success and all. Click on the link to get your copy.

02.01.2022 Ishar Multicultural Women’s Health Services Inc provides free or low cost access to doctors, a midwife, psychologists and a counsellor. They also have social workers available for support in all areas including psycho-social support, emergency relief and domestic violence.

01.01.2022 This Friday, 19th June, Grace will be one of speakers at the Flourish 2020 Virtual Summit hosted by Perth College and The Positivity Institute . She will be talking about Financial Wellbeing to a participants from around the world. Should you wish to attend, feel free to use this discount code 'VIP2020'. Click on the link to register.

01.01.2022 DISEMPOWERING: "I can't afford that" EMPOWERING: "How can I afford that?"

01.01.2022 Starting next week from Monday 19th - 23rd October, Bridging Careers is hosting a FREE 5-day event with Masterclasses that will equip you with practical career content so you can thrive in your worklife like. Some classes will include things like what makes a great Resume, how to use LinkedIn, how to find Mentors, learning what it takes to smash an interview and so much more, and all of this is for FREE. Visit www.bridgingcareers.live to find out more and to register.