Excel Financial Solutions in Clarinda | Accountant

Excel Financial Solutions

Locality: Clarinda

Phone: +61 1300 300 759

Address: 1240 Centre Road 3169 Clarinda, VIC, Australia

Website: https://excelfs.com.au

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• Accountant
• Financial service
• Mortgage brokers
• Financial planner

23.01.2022 OWNER OCCUPIED REFINANCE @ 3.55% LOANS ABOVE $500K CALL 1300 300 759OWNER OCCUPIED REFINANCE @ 3.55% LOANS ABOVE $500K CALL 1300 300 759

22.01.2022 https://www.ausbanking.org.au/for/hardship-contact-details/ FOR ANY FINANCIAL HARDSHIP OR TO STOP MORTGAGE PAYMENT UNDER HARDSHIP

20.01.2022 https://youtu.be/p5Z1j6jMSm4

19.01.2022 Owner Occupied home loan over $500k at 3.55%. Hurry limited time offer. terms and conditions apply.

19.01.2022 Money & Life team Money & Life contributors draw on their diverse range of experience to present you with insights and guidance that will help you manage your financial wellbeing, achieve your lifestyle goals and plan for your financial future. In 2020 COVID-19 has introduced significant health risks and changes to family life. Its now more important to have an estate plan so you can make sure your family and loved ones are looked after should you become ill or die....Continue reading

19.01.2022 How to Secure a Home Loan in 2021 Demand for finance continues to rise across the country, thanks to widespread strength in the Australian housing market and record low interest rates. Getting finance still remains tricky for many people, so it’s important to do everything you can to make sure your application is successful.... Here are some ways you can improve your chances: - Start saving early. The higher your deposit, the less risk you represent to a lender. - Make sure your debts are under control, as they will weigh on your serviceability. - Always pay bills on time and monitor your credit rating. - Don’t change jobs or industries prior to applying for a home loan. Lenders like stable, full-time employees. - Build up your genuine savings in your own bank account. Show the lender you can manage money. - Don’t apply to multiple lenders at once. - Always use a mortgage broker and engage one early to secure preapproval

19.01.2022 Time to snap a bargain

18.01.2022 https://www.sbs.com.au//first-home-buyers-struggling-to-se

18.01.2022 Good to receive great feedback on adviser ratings. https://www.adviserratings.com.au/

17.01.2022 Book you appointments for Tax, Accounting, home loans, business loans, Life insurance , TPD, Income Protection, Business consulting http://tiny.cc/x7ihbz

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15.01.2022 Unlock the full impact of the $30k instant asset write-off In the 2019-2020 Budget Announcement, the Federal Government proposed to increase the instant asset write-off threshold from $20,000 to $30,000 for eligible assets and also sought to expand the application of the instant asset write-off to apply to both small and medium sized businesses with an aggregated annual turnover of less than $50 million. This proposal has now been passed as law and applies to all eligible ass...ets first used, or installed ready for use, from 3 April 2019 to 30 June 2020. For Australian small and medium sized business owners, the instant asset write-off scheme is a great way to upgrade technology and help support long-term growth, while reducing your taxable income. However, recent research by American Express shows that almost half of all Australian small businesses are unaware of the scheme1 and this is the first time the instant asset write-off has been available for medium sized businesses with an annual turnover of between $10 million and $50 million. This presents an opportunity for you to start a conversation with your small and medium business clients to help them unlock the impacts of the instant asset write-off. Call 1300 300 759 to find out how you can unlock the potential.

14.01.2022 Call 1300 300 759 to review your insurances https://www.theage.com.au//warning-on-lost-life-insurance-

14.01.2022 https://www.afr.com//apra-scraps-7pc-home-loan-buffer-2019

14.01.2022 Simple ways to boost your retirement at any age, even if youre already retired Chances are your retirement will be a long one. According to the Australian Institute of Health and Welfare the current life expectancy is 84.5 years for a man; and for a woman its 87.3 years. That means even if you only live to be the average age, and you retire on your 65th birthday, you will need your retirement savings to last between 20 to 23 years. If youre near the end of your working lif...Continue reading

13.01.2022 **How the wealthy invest differently at times of high uncertainty*** If you were told in January what equity markets would be like in March, you probably wouldnt have believed it. If you were told in March that a strong equity market rally in June would almost flip your loss, you probably wouldnt have believed that, either. When things change so fast that even beginning to make sense of the future becomes challenging, how would investors behave? The market crash in March tr...Continue reading

13.01.2022 CALL 0433197164 OR 1300 300 759 https://www.facebook.com/FinancialSolutions4U/

13.01.2022 RBA cuts further 0.25%

11.01.2022 *Investing with an SMSF* In recent years, Self-Managed Super Funds (SMSF) have grown considerably in popularity, particularly for purchasing both residential and commercial property. SMSF allows people to control their own retirement savings and invest them in the best way they see fit. This is different from traditional superannuation, which is invested by funds on their behalf.... While property makes up a small percentage of the overall investments that are made by SMSF, this is something that is growing. However, loans for SMSF are not always easy to obtain and the rules around them are changing all the time, especially from the big banks. Buying Property An SMSF is able to purchase residential property, however there are a number of rules and restrictions that come into effect. If you buy residential property through an SMSF, the trustee of the fund or anyone related to the trustee, cannot live in the property. Similarly, no one related to the trustee may rent the residential property. The ‘sole purpose test’ is used to make sure the investment is only used as a way to provide retirement funds to the members of the SMSF. For that reason, it is also popular to buy commercial property through an SMSF, as a business is able to purchase a commercial property through an SMSF and then lease it back. SMSF Loans While it is possible to get a loan through an SMSF, they are bound by a number of restrictions that can make it difficult. One of the key elements is that the debt taken on by the SMSF must be non-recourse, meaning that if the lender needs to recover losses, they can do so by selling the assets and there is no personal guarantee. What this means is that SMSF is often highlighted by low LVRs and can be difficult to obtain. The first place to start, if you are looking to invest through an SMSF or to get an SMSF loan is to speak to your mortgage broker, accountant, and financial planner. This is a complex area that changes regularly and you should seek advice prior to making any investment decisions. If you want further assistance in this regard please contact our SMSF Expert -Biren Joshi at Excel Financial Solutions on 1300 300 759. Excel Financial Solutions is one-stop advice for your financial planning, mortgage broking, and accounting needs.

11.01.2022 https://youtu.be/Fsg71wF5XAk

10.01.2022 Call us for investment options and financial advice for your kids. call 1300 300 759 or 0433197164 Helping Australians with investment options.

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09.01.2022 Excel Financial Solutions is humbled and honoured to be nominated for Melbourne Business awards .. We would like to thank everyone who have supported us and request to vote for us by giving 5 stars using below link . Once you click please find Excel Financial Solutions and give 5 stars . Please make sure to use your google or Facebook account to login for your vote to be counted https://www.judgify.me//BrandsAndBiz-Melb2020SmallBusiness

08.01.2022 This is why you need financial planner https://www.theage.com.au//what-to-do-in-your-20s-30s-40s-

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08.01.2022 Wishing you all a happy Diwali

07.01.2022 When you go out of your way and help clients. A thank you from heart is much precious than money.

07.01.2022 First Home Loan Deposit Scheme for only 10,000 buyers starting 2 January. Secure your place now .

07.01.2022 https://www.smh.com.au//new-home-boost-50k-to-home-builder

06.01.2022 I am looking for IT professional who wants to put a strategic insurance plan for their family in next 30 days So if you . Are an IT professional earning mor...e than $100k Are the one who cares about your family Are the one who wants to protect your family financially in the unforeseen event Are the one who want future safe your family and kids against any financial loss. Are ready to implement strategy immediately If thats you, PM me STRATEGY, and I will get you all the details See more

05.01.2022 The rates may go up in 2022

05.01.2022 Wishing you all Merry Christmas

04.01.2022 Families eager to buy their first home, dairy farmers and those on some welfare payments can look forward to January 1.

03.01.2022 RBA cuts interest rate by 0.10%. More reasons to buy property and refinance. Call 1300 300 759

01.01.2022 https://www.smsfadviser.com//17598-grandfathering-under-la

01.01.2022 Great time to buy first home. Saving enough for a house deposit can be really hard. Thats why the Victorian Government is helping Victorians break into the market.... If youre on a low to moderate income, you could qualify for a home loan with just a 5% deposit.