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24.01.2022 ..SECRETS TO GETTING A GREAT RATE FOR YOUR FIRST CAR LOAN.. ARE YOU FINDING IT HARD TO GET A LOAN FOR YOUR FIRST CAR? OR DON’T KNOW WHERE TO START? WELL HERE ARE SOME SECRETS THAT MOST DON’T KNOW WHEN IT COMES TO GETTING THEIR FIRST CAR LOAN!... As lenders in Australia are tightening their belts to whom their lending money too, many first time borrowers are confused as to why they cannot get a loan. This is a guide, to not only help you into your first car, but to help you achieve a great rate also! STEP 1. Save a small Deposit.A good guide is to save 10% of the amount you intend to borrow. This is a great way to get your foot in the door, it show lenders that you can save and pay off the loan. STEP 2. Employment: Most lenders will only look at applicants that have been in their job a minimum of 3 month Full-time, or 12 Months for Part-time & Casual Employment. Try not to move around from job to job every 3 months as this may show the lender your unstable. STEP 3. As a rule of thumb aim for a newer vehicle. Anything up from a 2008 will help your situation. Most lenders don’t like to finance older vehicles as it heightens their risk. STEP 4. Stay away from those Payday Loan Lenders. They may seem like a good idea at the time, but keep in mind they are bad for your credit file & make it very hard to borrow a decent amount for a loan in the future. If your unsure what a Payday loan lender is, feel free to Call 1300 992 907 or PM us to discuss. STEP 5. As you’d probably gathered, Defaults are a big No No when your applying for your first Car loan. Banks & Lenders want to see a squeaky-clean credit file. If you’ve got defaults and need assistance clearing them up there are many places out there that can help. Start by contacting Equifax to determine what might be lurking on your Credit File and request a full report on your credit file. STEP 6. Moving around from house to house can play a big part in your Approval process. Once again this can be a sign of instability. Try not to jump around, stay grounded where you can to improve your chances. STEP 7. Last but least, stick to a budget when buying a vehicle, who knows what the future holds! If you have a few of these in place, you are well on your way to getting your First Car Loan. As a Finance broker, we can analyse & compare from 30+ lenders to find competitive options for your individual needs, so feel free to comment, PM, Phone (1300 992 907) or head to our website www.findufinance.com.au/contact-us to apply for a Pre-Approval. I hope our quick guide has given you some knowledge & helped you in some way today! x



24.01.2022 Run a BUSINESS? Need a CAR Loan? NO Tax Returns? We may be able to help!

23.01.2022 With the average cost of an Australian Wedding in 2018 costing between $40k -65k, we all know planning a Wedding can be very overwhelming. With the costs of a Wedding Dress, Groom's Suit, Engagement Rings, Venue, Honeymoon, Florals/Styling, Entertainment, Bridesmaid dresses, Groomsmen suits, Video & Photographer, Hair, Makeup, Cake and Transport.... Getting anxiety yet?? ... Who has a lazy $65K laying around?? Not me! Let us help you take the stress out of thinking about the $$$. Find Chicks Finance can organise a Personal Loan to suit your individual needs. Magical Moments only happen once, so lets make it a good one! . . Check out 'Only Dream Dresses' FREE Downloadable Wedding Planning Checklist. This guide will take you through each step from engagement to post wedding. Click on this link: https://onlydreamdresses.com/checklist/ #wedding #bride #weddinginspo #stressfreewedding

19.01.2022 I often have people come through and tell me they have been offered 0% Finance! All I can say is 'Nothing comes for FREE'. Many car companies use Low Finance offers as a marketing tool to lure customers into their showrooms. In most cases the deals are tied to the full price of the car and full dealer delivery charges. Most customers don't realise this because they are so consumed in the awesome rate they have just been offered and sign the dotted line. Example:... Price of vehicle month before without 0% - $24,990.00 Price of vehicle this month with 0% - $32,990.00 It pays to read the full conditions if it seems to good to be true. Always be sure to ask about residual (balloon) payments at the end of any finance deal. Often there can be something underlying there too. Pure Example of a Finance Companies Conditions offering 0%... *Conditions, fees and charges apply. 0% Comparison rate for approved personal and business applicants. 0% APR. Maximum 36 month term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This comparison rate for the purpose of the national credit code is based on 5 year secured loan of $30,000, although this offer relates to a 36 month term only. Offer available on new and demonstrator eligible vehicles purchased between 1/10/2018 and 30/11/2018 and delivered within 30 days of end of month in which vehicle is ordered. Excludes Government, Rental and National Fleet customers. Reserves the right to vary, extend or withdraw this offer. Not available in conjunction with any other offer.



18.01.2022 I absolutely being a Mum. What a great day to celebrate all wonderful, loving, hardworking mummies! We hope your special day is filled with Sunshine, Smiles, Laughter, Love & Happiness x

17.01.2022 Here's To Strong Women... May We Know Them May We Be Them May We Raise Them

16.01.2022 Yes, Yes, & Yes! Fast and FREE. If you can spare just 60 seconds, you can apply for a loan over the phone for FREE, with no pressure and no obligation. Call Now 1300 992 907 or make a quick enquiry at www.findufinance.com.au/contact-us



15.01.2022 Hey Girls, My names Steph! I’m a mother of a little man & have been an Asset Finance Broker for the last 7 Years! Both my partner & I already run a page called ‘Find U Finance’. This page attracts guys mainly and I decided that I wanted to make a more personalised approach to females. ... In an industry that’s is highly dominated by males. I created this business page to give women a safe haven to Support, Discuss, Enquire & Apply for Finance options without feeling the pressure of the everyday sales tactics that we are often put in. I’ve learnt the ins & outs of both sales tactics and I’m here to help you source not only the best Finance Package but grab a great deal on a New or Used Car also. A few key things to know: I am able to help you Finance a New or Used Asset You can purchase through a Dealer or a Private Seller I can help you Finance a Car, Motorcycle, Boat, Jetski, Caravan & even Personal Loans for a Holiday, Wedding, House Renos, or even just white Goods! I intend to make the process as Simple and Easy as possible & to create a relationship to last a lifetime! If you’d like to make contact, please reach out and give me a holla. I’d love to help you achieve a great deal or even just have a chat about your current situation and options. x

12.01.2022 Have you been wondering how you can finally be free from that lingering CREDIT CARD DEBT you can’t seem get rid of? A great way to get it out of your life all together is to consolidate all your debt into a one off easy Personal Loan Repayment. If you’d like to discuss further, call today 1300 922 907.... General Disclaimer The information on this post/video is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product or implementing any financial strategy.

12.01.2022 50 Likes! Whoo-hoo. It not much but its a start. Please help by supporting small businesses by sharing!

11.01.2022 We understand that sourcing the best finance deal can be mind-boggling. However, rest assured that you are in good hands. Family values are at the heart of our business and we hope to acquire our customers not only for their first loan, but for the future! To get started with a Pre-Approval Today. Fill out our user-friendly Enquiry Form at: www.findufinance.com.au/contact-us or call 1300 992 907.

11.01.2022 Christmas has come early FREE $150 Fuel card with every settled loan from now till 31st December 2018. Whoop Whoop!!



10.01.2022 Wondering how you’re going to cough up the funds to get Christmas sorted this year? The festive season is fast approaching Why not take the hassle out of it by applying for a stress free Personal Loan Today!

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