Finetiq | Mortgage brokers

Finetiq

Phone: +61 3 8560 5000

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25.01.2022 Property prices climbed at a breathtaking pace in early 2021, which has been good news for homeowners and heartbreaking for house hunters. However, there are seven key signs that the pace of capital gains has peaked, says CoreLogic. Now, it’s important to note that CoreLogic is not suggesting that housing values are about to dip. Far from it. So getting in now could get you on the property ladder just that little bit cheaper. So if you want help with home finance, talk to us on 03 8560 5000 but be quick.

25.01.2022 FHLDS spots are all gone for this year. But 1st home buyers may still be eligible for $1 LMI. Call 03 8560 5000 to find out how.FHLDS spots are all gone for this year. But 1st home buyers may still be eligible for $1 LMI. Call 03 8560 5000 to find out how.

24.01.2022 Like most sequels, JobKeeper 2.0 won’t be as big a blockbuster as the original. But that’s not to say it won't help many SMEs navigate the difficult times ahead. Today we’ll cover what you need to know about making the transition for your business. It’s hard to believe that JobKeeper 2.0 is due to begin next week. However, if you find your business is no longer eligible, there are other options - get in touch on 03 8560 5000 to discuss a way forward to support your business

24.01.2022 JobKeeper is due for a big shake-up next month, which means if you’ve been relying on it to get your business through these rocky times, you need to start planning ahead now. So don't leave it too late to try to figure out which finance options could work for you after JobKeeper is turned off - Get in touch today by calling 03 8560 5000

24.01.2022 How comfortable do you feel leaving your home unattended when you go on holidays? Turns out that those who know their neighbours best have more peace of mind. Remember The Wet Bandits from Home Alone? It was their modus operandi to case out families going on holidays before robbing their homes over Christmas.

24.01.2022 The festive season is fast approaching and this year, more than ever, it’s important for businesses to ensure they have their cash flow management in order. Here are our top 8 ideas to help you through the upcoming period. And if your business needs finance to get through tougher times, grow your business, buy equipment, inventory and other business assets, get in touch by calling 03 8560 5000

23.01.2022 Great news for homeowners and prospective buyers: housing affordability is at its best level in a decade and should continue to improve throughout 2021. So if you'd like to see how much you can borrow or would like to apply for a home loan whilst interest rates are at an all-time low, reach out today by calling 03 8560 5000

23.01.2022 We dream big in Australia. So it’s little surprise that when the Great Australian Dream becomes a reality it means bigger houses than anywhere else in the world, according to a new report. In 2019/20, the average new house built measured a whopping 236m2, up 2.9% on the year before and the biggest size increase in 11 years. So if you want to get your 'castle', get in touch and we can assist with your finance. Simply call 03 8560 5000.

22.01.2022 Home sellers across the country are lowering their price expectations in droves, new data reveals. Found that bargain and need a home loan fast before you miss out? Get in touch today and we will help navigate the finance maze. Simply call us on 03 8560 5000 or send us a message and we will get started straight away

22.01.2022 In Australia, it is now tougher to get a home loan thanks to the scrutiny of the Banking Royal Commission, having put banks under tighter measures than ever before. Then there's the Australian Prudential Regulation Authority (APRA) who have further put banks under notice to slow investment lending. Get in touch so we can help you through the lending maze. Just call us 03 8560 5000 and we will get right on it.

21.01.2022 Does thinking about money make you anxious? You're not alone. It also does for almost three-quarters of Millennials*, who admit they struggle to prioritise their financial wellbeing due to anxiety around money issues. Exercising daily (like running or yoga ) was the top stress reliever for half of the Millennials surveyed, along with paying bills on time (48%).... Another big confidence builder was consistently putting money towards a long-term savings goal, such as a first-home deposit, car or big holiday. For more tips or info on saving towards your first home, contact Finetiq on: 03 8560 5000 [email protected] *Source: Commonwealth Bank Millennials survey. #Finetiq #FinanceOutsideTheBox #OutsideTheBoxFinanceSolutions #Refinance #HomeLoan #IntelligentFinanceSolutions #FirstHomeBuyers #OutcomesForYou #AssetFinance #BusinessFinance See more

20.01.2022 We’re all looking forward to things eventually getting back to normal, or at least the new normal. And while it’s not clear exactly what the new normal will look like in the property world, there are some promising early signs. Working from home could be a delight especially if you buy in the right suburb. If you have found your new dream home or want to chat about finance, get in touch by calling 03 8560 5000 or reach out via Facebook. We would love to help.

20.01.2022 As if small and medium-sized businesses weren’t already facing an uphill battle this year; now it turns out that more than a quarter were knocked back when they applied for finance in recent months. Don't let your business become one of the statistics. Get in touch today to see how an SME loan can help you weather the COVI19 storm. Call us on 03 8560 5000.

20.01.2022 The majority of property investors are remaining upbeat despite COVID-19, with 67% believing now is a good time to invest in residential property, according to a new survey. So if you're considering getting an investment property, a family home, or your first home, the right home loan is just a phone call away. Get in touch by calling 03 8560 5000

19.01.2022 Stamp duty: two of the most dreaded words in the world of property and finance. Fortunately, NSW and Victoria have unveiled some big changes to the inefficient tax this week, and there’s hope it’ll inspire other states to review their own stamp duty arrangements. So if you're now that little bit closer to saving your deposit for a home, get in touch and we'll get your finance sorted. Simply call 03 8560 5000

18.01.2022 Small businesses are receiving payments from clients a month late on average - that’s 18 days longer than last year. Make sure your business's cash flow isn’t adversely impacted this holiday season. The blow-out in payment times is having a devastating impact on small businesses across the country, warns the Australian Small Business and Family Enterprise Ombudsman (ASBFEO). We can help with business finance to get you through. Get in touch on 03 8560 5000.

14.01.2022 Consumer sentiment is surging, confidence in the housing market is booming, and the number of experts tipping a Melbourne Cup Day cash rate cut is increasing. Let’s look at why households and businesses are becoming increasingly optimistic. But what about finance you ask yourself? That's where we step in. Get in touch today by calling 03 8560 5000 and we can explore your options.

14.01.2022 ‘Tis the season to be jolly, but it’s important not to get carried away when using ‘buy now, pay later’ providers to fund that festive spirit. That’s because one-in-five users struggle to make their repayments, new research has found. With interest rates so low at the moment, we may be able to get you into a cheaper home loan and free up cash to spend. Just reach out by calling 03 8560 5000

14.01.2022 2020 hasn’t been an easy year for many Aussie households and businesses, which makes today an important one to check in on one another. So if you want to have a friendly chat about anything at all, not just about finance, you just need someone to talk to, please reach out by calling 03 8560 5000.

12.01.2022 You might have recently heard that ‘responsible lending laws’ are set to be scrapped early next year. Rest assured though that you'll still be able to borrow responsibly. Let us explain how. The planned scrapping of the responsible lending laws is the federal government’s latest key initiative to boost economic recovery from the COVID-19 recession. Get in touch by calling 03 8560 5000 to see how we can help you with your home loan.

12.01.2022 Tens of thousands of HomeBuilder applicants around the nation can breathe a sigh of relief after the federal government extended the construction commencement requirement from six months to 18 months. It’s fair to say that the success of the HomeBuilder program caught a lot of people off guard and, as a result, contributed to a surge in demand for manpower within the residential construction industry. So if you have been approved for HomeBuilder, and need finance for your new build or renovation, reach out on 03 8560 5000.

12.01.2022 Great news about the $25,000 home builder grant. If you want to build a home, the grant is now ratified and the government is now taking applications. Reach out today by calling 03 8560 5000 to find out more. Apply online by visiting https://www.finetiq.com.au/applyonline

12.01.2022 Small business owners in need of credit will be buoyed by new data that shows the approval rate for loans has remained strong throughout the coronavirus crisis. In fact, about 70% of SME business loan applications received by lenders have been approved since early February. Don't let your business be a Corona Virus statistic. Get in touch by calling 03 8560 5000 to see how we can help with an SME loan to help you weather these tough times.

12.01.2022 First home buyers wanting to crack into the property market can now use an interactive map to see how much their neighbours spent on average for their first home. Snoopy snoop! Everyone loves having a bit of a sticky-beak. After all, we’re only human. Read on and get in touch by calling us on 03 8560 5000 to find out how we can help to finance your new home.

12.01.2022 When taking out a mortgage, many people forget to consider the associated fees and expenses. Here are some of the extra costs that you’ll need to consider when you take out a home loan. Read on and if you want to discuss the costs and steps to getting a new home loan, simply get in touch on 03 8560 5000.

12.01.2022 Well, that was a year for the history books. Time to start looking forward, we reckon! And the good news is 2021 offers plenty of promise. So what’s your New Year’s resolution? While we saw the national housing market dip throughout the middle of 2020, it's already started to recover. So as we leave the horror 2020 behind, here's to a happier 2021. Kick start it with finance for that special something. Just call 03 8560 5000

11.01.2022 Thousands of families across the country who had been thinking about a new build, or tackling an overdue renovation project, have rolled up their sleeves and committed to it, according to latest ABS data. And to be honest, we’re not overly surprised. The federal government’s $25,000 HomeBuilder grant is nothing to sneeze at. So if you want to take advantage of this amazing opportunity and need to arrange your finance, get in touch now on 03 8560 5000.

10.01.2022 If you didn’t back a winner on Melbourne Cup Day then fret not: the Reserve Bank of Australia (RBA) has delivered mortgage holders a win by cutting the official cash rate by 15 basis points to a new record low of 0.10%. So if your home loan has not had a health check done recently, chances are, you could be burning away money on your interest bill. Get in touch by calling 03 8560 5000 and you might just be able to save thousands.

10.01.2022 The COVID-19 loan deferral program and credit reporting amnesty is now officially over What could this mean for you? Well, banks are now reporting any late mortgage or business loan repayments to credit agencies unless you’ve entered into a hardship arrangement with them. ... So, if you think you might have trouble meeting any upcoming repayments, it's important to act now, rather than after the due date to help keep your file squeaky clean. Either get in touch with us today to discuss some possible options (eg: refinancing, renegotiating, interest-only, etc), or speak to your lender to discuss a hardship arrangement. To find out more, contact Finetiq on: 03 8560 5000 [email protected] #Finetiq #FinanceOutsideTheBox #OutsideTheBoxFinanceSolutions #Refinance #HomeLoan #IntelligentFinanceSolutions #FirstHomeBuyers #OutcomesForYou #AssetFinance #BusinessFinance See more

09.01.2022 Refinance your home loan and get up to $3000 cash back and get a better interest rate. Call now on 03 8560 5000 or fill in our online fact find at www.finetiq.com.au/applyonline and we will do all the legwork for you. Start saving money on your home loan today.

09.01.2022 Strap yourself in: Australian house prices are tipped to experience a mild COVID-19 dip before surging 15% over the following two years, according to some of the nation's top economists. And in more good news for homeowners, RBA Deputy Governor Guy Debelle has hinted at further reductions to interest rates, while not going into negative territory - this is great news for borrowers. So get in touch by calling 03 8560 5000 and we will kick into high gear to help.

08.01.2022 The RBA rate cut is starting to take effect. Some fixed rates as low as 1.98% fixed for 4 years. Get in touch to save thousands on your interest bill.

08.01.2022 First home buyers are now breaking into the property market more than four years faster than they typically would, thanks to a little-known government scheme. Today we’ll discuss how. Ever heard of the First Home Loan Deposit Scheme? If not, don’t stress, it only launched this year and the first six months of data has only just been published. Get in touch today by calling us on 03 8560 5000 and we will help you reserve a spot in the scheme

08.01.2022 If you’ve deferred your home or business loan then it’s likely your bank will reach out to you in the coming weeks. Here’s what to expect and what options are available to you. Get on the front foot and be ready for their call. If you want to explore alternative finance avenues, please reach out by calling 03 8560 5000

06.01.2022 If you’re a small or medium-sized business owner in need of an affordable loan then we’ve got good news: the federal government is expanding the Coronavirus SME Guarantee Scheme to allow businesses to borrow more and for a wider range of purposes. Get in touch today by calling 03 8560 5000 and find out how we can help.

06.01.2022 Are you a uni qualified professional in Medical, Legal, IT, Data Science, Accounting/Finance, Engineering and Mining? Have you been employed in the same industry for over 3 years? Do you want a 100% home loan? That’s right, ZERO deposit. Call now on 03 8560 5000.

05.01.2022 Businesses across the country are purchasing new equipment and vehicles in record numbers, as companies big and small embrace the strongest market conditions seen in years, according to NAB data. And with the end of the financial year approaching quickly, we’re expecting demand for equipment and vehicles to remain strong, with businesses looking to invest in their future by taking advantage of the instant asset write-off. Get in touch on 03 8560 5000 and we will help arrange business finance and take that off your plate so you can concentrate on your business.

04.01.2022 Whether you’re looking for extra cash to purchase a property, or could do with a few thousand dollars to pay off your existing mortgage, the average Aussie household could make nearly $6,000 from selling their pre-loved items. Don't be like the Kerrigans. Getting rid of your unwanted stuff can help pay off your home sooner. Call today on 03 8560 5000 if you want a better home loan deal. And no, you're not dreamin'...

04.01.2022 Breaking news. The Australian Government has just announced an additional 10,000 spots for the First Home Loan Deposit Scheme. First home buyers can buy a new home with as little as 5% deposit and not pay any Lender's Mortgage Insurance. Call 03 8560 5000 to find out if you qualify. Or fill in our online fact find at www.finetiq.com.au/applyonline

03.01.2022 To all our wonderful clients: this has been a year like no other, so we can only hope that you’re treated to a relaxing time with family and friends this festive season. We want to say a huge thank you for your support over these past twelve months. It’s fair to say it’s been an incredibly challenging year for households and businesses alike. Have a wonderful Christmas and the happiest of new years. Looking forward to a brighter 2021.

03.01.2022 Mortgage holders and business operators are being encouraged by the RBA to switch lenders if their bank doesn’t pass on the latest cash rate cut. The Reserve Bank of Australia (RBA) delivered mortgage holders and business operators a Melbourne Cup Day win by cutting the official cash rate by 15 basis points to a new record low of 0.10%. So if your bank doesn't look after you, get in touch with us on 03 8560 5000 and we'll find one who will play ball. You could literally save thousands on your interest bill.

03.01.2022 You’ve heard the saying ‘safe as houses’, right? Well, it seems that old adage may ring true even in the current pandemic, with many of the nation’s top economic experts saying that’s where they’d put their money right now. A Finder survey asked 28 leading experts and economists to weigh in on future cash rate moves and other issues related to the state of the Australian economy. Finance is a tricky business at the moment so reach out for our specialist help by calling 03 8560 5000

03.01.2022 First Home Buyers. See how you can get over $70,000 in government support right now. Call on 03 8560 5000 to find out howFirst Home Buyers. See how you can get over $70,000 in government support right now. Call on 03 8560 5000 to find out how

02.01.2022 It’s been two months since HomeBuilder was first announced, and I’m sure many of us spent a bit of that time dreaming about an extra $25,000 to spend on a reno or new home. The good news is grant applications are now officially open. Now is the time to get in touch before it's too late and you miss out. $25,000 for free to eligible applicants. Free money - gotta love that. Call us today on 03 8560 5000 or get in touch via Facebook. Whichever way you do it, just do it quickly.

01.01.2022 Red Hot off the press HOMEBUILDER GRANT EXTENSION All contracts signed between 1 January 2021 to 31 March 2021 to now receive $15,000 grant. VIC and NSW home price caps also increased to $850,000 and $950,000 respectively. ... All contracts signed after 4 June 2020 to now have a 6 month construction commencement timeframe. Time to get going now. Don't dilly dally then miss out again. Call on 03 8560 5000 or 0411 466 433 and we can help with the finance, the grant application, and the FHOG application if applicable.

01.01.2022 Your finances can get a bit out of control sometimes, for all sorts of reasons. Illness, divorce, redundancy sometimes, just getting overwhelmed with things to do and accidentally missing a bill payment. The end result can be that you get put in the bad credit basket. But don't despair. There are options for getting a home loan. Get in touch and we can walk through some of these with you and put a tailored solution together that suits. Just call 03 8560 5000