Finlife Advice in Gold Coast, Queensland | Insurance broker

Finlife Advice

Locality: Gold Coast, Queensland

Phone: +61 7 5535 8060

Address: Suite 305/237 Scottsdale Drive Robina 4226 Gold Coast, QLD, Australia

Website:

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• Financial service
• Financial planner
• Insurance broker
• Financial consultant

25.01.2022 Over the course of your lifetime, you can expect to work and earn an income, buy and pay off a home, and grow assets both within and outside superannuation. At retirement, you expect to use those assets to fund their retirement. That’s the ideal scenarioin a perfect world. However, it’s not a perfect world.... A great article discussing:... +The role of insurance in a financial plan - Personal insurances worth discussing with your clients. +Australia’s underinsurance problem - Could your clients afford to rely on social security alone in the event of serious illness or injury? Do Australians see themselves as ‘bulletproof’? +The cost of care - Cancer represents 19% of disease burden in Australia and one of the most financially impactful 380 new diagnoses every day. Nearly half the population will experience mental health challenges during their life time. +Talking to clients - insuring their home, belongings, car or caravan against damage or loss is a given. It’s much harder to repair or replace a person, yet so many people leave themselves unprotected or underinsured. The article also offers 0.25 CPD points.

16.01.2022 Sounds like someone wasn't ready for retirement. Have you considered yours?

15.01.2022 Did you know that around 770 children aged 0-14 are now diagnosed with cancer each year in Australia and around 100 children die from the disease. (https://cancerqld.org.au//new-data-reveals-childhood-cance). Where carers are the parents of children with childhood cancers, the greatest perceived impact of the cancer was financial burden. For these families, the estimated family income lost, in the 12 months immediately following diagnosis, ranged from $500-$50,000. Almost... three-quarters (74%) of parents reported experiencing a great/moderate degree of economic hardship following the diagnosis of cancer in a child. Want to consider cover for your child? Contact us today.

14.01.2022 The ASFA figures in table 1 estimate that, for a couple to maintain a modest lifestyle in retirement, they’ll likely spend around $761 per week compared to a couple who wish to live a comfortable lifestyle who are likely to spend almost double that, at around $1,168 per week. But how much do you need to save? The likely lump sums needed to support a comfortable lifestyle for a couple $640,000; as a single, $545,000.... How are you tracking? Source: Adviser Ratings, how much is enough?

09.01.2022 "...as a society that values the current retirement savings model provided by compulsory superannuation, we must get serious about educating people about finance, with all benefits of having a financially literate community will bring. Although the royal commission exposures will result in more regulation (and higher fees), I would argue it’s far more important to ensure that people have a rudimentary knowledge of finance. While it won’t help them read a PDS, it might at least prompt them to ask the right questions." My favourite part of providing advice is when clients ask questions. Having the opportunity to provide real understanding in lay terms makes a big difference. Not saying I agree with the article title though.

06.01.2022 We really don't understand until we are suffering, by then it is already too late. Need to ask some questions about how comprehensive cover can protect you, your family, your home, your children's future? Feel free to reach out today.

03.01.2022 Implementation is the vital stage once a client has accepted Recommendations from a Financial Advisor. The hard work is done and now the actions take place to put our clients in a better place. The attached video (provided by one of the many company’s we compare against) breaks down this part of the financial planning process.... As always, let’s us know if you have any questions.