Finspective in Melbourne, Victoria, Australia | Financial service

Finspective

Locality: Melbourne, Victoria, Australia

Phone: +61 1300 319 377

Address: Level 8, 350 Collins Street 3000 Melbourne, VIC, Australia

Website: http://www.finspective.com.au

Likes: 231

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24.01.2022 The expense in any budget that is the sourest to swallow must be that necessary evil; insurance! Sure, making the cost a bit more palatable by reviewing your building, car, contents, boat insurance is a good idea, but who has the brainpower? A simple & relatively effective way to do this is to outsource the research & comparison to an Insurance Broker. A good Insurance Broker will help you decide how much cover you need, provide you with independently researched products fo...r you to compare & choose from & then complete the implementation process with you. Finspective www.finspective.com.au If you've found this tip useful, please let us know in the comments &/or tag somebody who could use the help. Money is a resource, not a reason for living.

24.01.2022 Welcome to Finspective. Most people didnt grow up talking about money openly; certainly not at a level where our past & future financial decisions were being assessed or questioned. Discussing tax, interest rates, markets, super, insurance and other financial instruments, while important, is also not that motivating; even without the research & administration involved.... We have a different (financial) perspective. Our consultations are about things that really matter to you; spending time with family & friends, overseas holidays, owning the home you want, not working forever etc. The good stuff! Your success stories will be achieved by you, not us. We will be there along the way, showing you if youre on track, educating you on your options, providing you support & taking away the grunt-work. Money is a resource, not a reason for living.

22.01.2022 There are two great states; Victoria & "in the money!" We come across a lot of over-60s who aren't pensioners and as a result, think they have to pay top dollar for everything until they get the Age Pension. This is a myth! It simply takes 5 minutes to access heaps of free stuff across the State (including public transport).... The Victorian Seniors Card (or Victorian Seniors Business Card for those who work more than 35 hours per week) is accessible to most Victorian's aged 60+. Depending on your eligibility, you can access some or all of the following: - Free or concession public transport - Discounts on goods & services from over 4,000 businesses - Exemptions from a fishing licence in Victoria If you found this tip helpful, please let us know in the comments &/or tag somebody who you could use the help. Victorian Seniors Card Application - https://sforce.co/2kyHjIe Finspective - www.finspective.com.au The 2019 Victorian Seniors Festival will run from 6th-13th October, with more than 2,500 free or low-cost events across the state. Money is a resource, not a reason for living.

22.01.2022 Being told to do a budget and save money is a lot easier when you know exactly where your money is going. After all, you dont want a doctor to provide a c...ure without a thorough diagnosis of your health first! Understanding where your money goes is genuinely the no.1 component of a healthy financial household and is really empowering when its done well. Make this task easy, clear and engaging by using a spending app. You can usually find one to suit you, and quite often they are free, feed directly into your bank account & do most of the hard work for you, giving you more time to concentrate on more important things. We personally use Pocketbook at home and have managed to identify spending leaks, budget better & save hours when it comes to tax time. In saying that, there are dozens of great apps around. Check out the article from savings.com.au to find one that suits you. 10 popular mobile apps for budgeting & saving - http://bit.ly/2kdwf2Q Finspective - www.finspective.com.au If this has helped you, please let us know in the comments &/or tag somebody who might benefit from the tip. Money is a resource, not a reason for living,

21.01.2022 If there is one silver lining from COVID-19, this might be it. https://bit.ly/3e0Q7wn

21.01.2022 Wondering how the coronavirus is affecting the lending market and what it means for you? Brenton shares 5 reasons why you might want to access your equity sooner rather than later. Full blog link https://bit.ly/3e0Q7wn COVID-19 Money Tips https://bit.ly/2zw7gyU ... Money is a resource, not a reason for living.

21.01.2022 Getting access to your super earlier as a couple has many advantages; the obvious being a tax-free pool of money that you can use for financial (pay off debt) or lifestyle benefit (retire earlier). While there are many factors to evaluate, if youre a member of a couple with an age disparity, consider; 1. Contributing extra to the older spouse &/or 2. Splitting the contributions that go into the younger members account with the older spouse.... Finspective www.finspective.com.au If you've found this tip useful, please let us know in the comments &/or tag somebody who could use the help. Money is a resource, not a reason for living.

20.01.2022 We are looking forward to a coffee and a chinwag at our brilliant new office soon. Level 8, 350 Collins Street Melbourne VIC 3000... What's your endgame?

19.01.2022 "I've never been so excited to pay for insurance" was the comment from Steve (pictured) over a pint recently. After pondering this strange comment on the train home, I realised what he was excited about. It wasn't insurance, it was that he had peace of mind. Steve is a regular guy who has some pretty realistic lifetime goals of living in his own home, working on his terms & of course, I can't forget his own slice of serene beauty ("a van up at Bonnie Doon"). We've started by getting the basics right for "his retirement bucket" and also making sure that he can reach those goals important to him, regardless of whether he can work or not. Thanks Steve for coming to us for advice.

19.01.2022 Most Australians are employees, which means that we are likely to pay our Income Tax in advance to the ATO via our regular paycheck. Keyword: Advance. Given youve likely paid more tax in advance than what you had to, there is only one thing stopping you from getting your money back ATO. Hint: You. Your money sitting in the ATO coffers waiting to be claimed is better off in your pocket; perhaps to help with funding your Christmas presents, a holiday or paying off that pesk...y credit card debt. If youve chosen not to use a tax adviser, MoneySmart has some great tips to get you started & instructions on how to complete your return on MyGov. MoneySmart - http://bit.ly/2D5NgSt Finspective www.finspective.com.au If you've found this tip useful, please let us know in the comments &/or tag somebody who could use the help. Money is a resource, not a reason for living.

18.01.2022 The coronavirus has left many Aussies feeling anxious about our finances and in particular our mortgage. Well share lending strategies that may help you to avoid wasted home loan interest, reduce your home loan repayments and help to ease financial stresses during this challenging time. Full blog link https://bit.ly/30hG6av... COVID-19 Money Tips https://bit.ly/2zw7gyU #homeloan #mortgage #homelending #mortgagebroker #lendingsolution #financialadvice #financialeducation #covid-19financialadvice #moneytips #covid-19

17.01.2022 Brenton's service includes educating you on strategies to own your property; not just find you a loan provider. Sound different? Find out more about Brenton Ashbridge at https://finspective.com.au/brenton-ashbridge Money is a resource, not a reason for living.

17.01.2022 We're committed to providing money education. Filming has commenced on the first videos on topics including owning a property right, forgotten retirement strategies & loan strategies. These will be released soon & we'll always take requests.

17.01.2022 To find out if you have lost money waiting to be claimed, it takes less than thirty seconds to find out. There is $1.1 BILLION of unclaimed money in Australia. This is made up mainly of inactive bank accounts, lost shares & life insurance. Life is busy, so you may have forgotten, lost track or haven't been receiving the communication that you're actually entitled to this money.... Unclaimed money search - http://bit.ly/2AONMD3 Finspective - www.finsepctive.com.au If you've found this tip useful, please let us know in the comments &/or tag somebody who could use the help. Money is a resource, not a reason for living.

16.01.2022 Checkmate? With interest rates today dropping to their lowest point in history, it may be a genuine once-in-a-lifetime opportunity to get ahead. Were happy to share our tips & take questions. Whats your strategy? https://finspective.com.au

15.01.2022 Essentially, Tyson helps you understand your money so you can use it as you best see fit. His visual and interactive 'money map' approach is very popular & empowering; a "show, not tell" approach. Learn more about Tyson Crotty https://finspective.com.au/tyson-crotty... Money is a resource, not a reason for living.

15.01.2022 Whether you're an individual or a business, Coronavirus has led to large change in either your own circumstances, policy that impacts you (tax, Centrelink, super, employment) or products that you pay for (loans, utilities, insurance). It's hard to be on top of all the new entitlements, opportunities and options available to you. So, we've put together an easy-to-navigate tool with simple solutions across all the major topics. COVID-19 Money Solutions - https://bit.ly/2zw7gyU... #covid19financialadvice #financialeducation #superannuation #lifestyleretirement #wealthmanagement #tax #cashflow #smallbusiness

14.01.2022 While your short-term plans are rapidly changing, it's important to keep perspective on your long-term lifestyle and financial goals. We've decided to offer a free 15-minute phone discussion with our director & Senior Financial Adviser, Tyson Crotty until the end of March. With education, support & even a small amount of time with an expert, you'll be a lot better placed to make an appropriate decision. Whether you are in the camp of concern or the camp of opportunity; pragm...atic and educated decisions are the best way to avoid significant unintended consequences of emotional decisions. Currently, this offer is open to anybody who requires some obligation-free assistance. If you're interested, please PM us or send an email to [email protected] www.finspective.com.au Money is a resource, not a reason for living.

13.01.2022 Spend the afternoon having a look around your house and garage for unwanted or unused items. The average Aussie should be able to find 23 such items worth $5,300 on the second-hand market. Whether selling online, a local market or a garage sale; that's what we call a real spring clean.... Guide to selling second-hand items - http://bit.ly/317ZeV5 Gumtree second-hand economy report - http://bit.ly/2M9K0dX Finspective - www.finspective.com.au If you've found this tip useful, please let us know in the comments &/or tag somebody who could use the help. Money is a resource, not a reason for living.

13.01.2022 The coronavirus has forced many of us to reassess our financial position and explore ways to cut costs, including our insurance policies. We explore how to make savings on your insurance whilst ensuring you have the right cover for your needs. Full Post: https://bit.ly/2Y91j3B... COVID-19 Money Tool: https://bit.ly/2zw7gyU #Insurance #incomeprotectioninsurance #lifeinsurance #TPDinsurance #disabilityinsurance #healthinsurance #privatehealthinsurance #homeandcontentsinsurance #houseinsurance #financialadvice #financialeducation #covid-19financialadvice

12.01.2022 Forget about cleaning out the garage & the sock draw. This Spring, we're going to give you simple tips, motivation & all the shortcuts to save you thousands of dollars & hours of time. Take the challenge yourself & tag those who you would like some easy money. We're looking forward to hearing your success stories. www.finspective.com.au... Money is a resource, not a reason for living.

12.01.2022 When we started Finspective, our goal was to grow into a one-stop-shop for professional advice. Were pleased to add a new piece to the puzzle today; a professional alliance with Co-Pilot Advisory. Simon Ward & the team at Co-Pilot Advisory provide accountancy & business advice to clients. We trust Simon to look after our own business and family needs (especially in the current climate), so were happy to offer more professional solutions for our clients. More importantly, ...Simon is just a fantastic, genuine guy. If youd like to know more, please get in contact with our office on 1300 319 377 or [email protected]. www.finspective.com.au https://www.co-pilotadvisory.com Money is a resource, not a reason for living.

11.01.2022 City to Surf lifestyles with our family & friends and choosing our life/work balance - that's our aim. What is your endgame? Start having the chat with your family this weekend and check us out if you want some tips, ideas or inspiration to get started. Money is a resource, not a reason for living.... www.finspective.com.au

11.01.2022 If you completed last weeks "spending app challenge, you wouldn't be alone if you thought; "am I spending too much money on Private Health Insurance?" This is easy to check & save: Pull out your policy documents from the drawer & compare your policy at PrivateHealth.gov.au; an Australian Government initiative. This is totally independent and very likely to save you hundreds of dollars or at the very least give you peace of mind that you're not getting ripped off.... PrivateHealth.gov.au - http://bit.ly/2kyC8rM Finspective - www.finspective.com.au If this has helped you, please let us know in the comments or & tag somebody who might benefit from the tip. Money is a resource, not a reason for living

10.01.2022 This is Mick and today was his last ever day of employment.....ever. We began planning this together a few years back & it was great that he had the confidence to be able to do it. It was great to be invited to celebrate with him over a few beers & hear about his plans; mostly fishing, travelling with his awesome wife, spending more time with his kids & sharing some stories with his grandkids. Congratulations Mick... Money is resource, not a reason for living.

08.01.2022 9 out of 10 Victorians are paying too much for Gas & Electricity. There is an independent Victorian Government energy price comparison site which helps you compare providers quickly & easily. PLUS you are also likely to be eligible for a $50 bonus just for checking. Program participants have saved an average of $245 off electricity and $260 off gas. Also, the Brotherhood of St. Laurence is piloting an energy broker service (again backed by Victorian Government) until the en...d of September. So grab your last bill, compare providers & stop paying too much. Victorian Energy Compare: https://compare.energy.vic.gov.au/ BIL Energy Broker: http://bit.ly/2lXDyvZ Finspective: www.finspective.com.au If this has helped you, please let us know in the comments &/or tag somebody who might benefit from the tip. Money is a resource, not a reason for living.

08.01.2022 Footy Tips Is Back $1,000 Prize - No Entry Fee. Our inaugural footy tips competition was so well received, we're holding it again for a bit of fun.... Message us with your email address if you want the link & password (no marketing attached). Feel free to tag others who may want to join. www.finspective.com.au Money is a resource, not a reason for living.

06.01.2022 How you choose to spend the thousands of tax-free dollars you are likely to make for a few hours work every year is up to you (were booking overseas holidays). The most common tip of any financial blog, article, expert, book or morning show segment is to review your lending arrangements. The reason; the financial upside is enormous! There are a million ways to do this. Here is a simple one:... 1. Contact a mortgage broker asking them for at least two alternative lending solutions that are in your best interests. 2. Provide the mortgage brokers two ready-to-go alternative options to your existing bank (a good broker will also do this for you) and ask them to provide you with a solution to stop you from switching. 3. Choose which of your three options suits your circumstances. Finspective - www.finspective.com.au If you've found this tip useful, please let us know in the comments &/or tag somebody who could use the help. Money is a resource, not a reason for living.

06.01.2022 Interest rates were dropping sharply for over two years before COVID-19. Since then, there have been more decreases in interest rates, which banks can pass on to individuals and businesses. Whether you choose interest rates that are variable, fixed or a combination of both, youll likely have more money to allocate to other areas. Or, I guess you could just pay more loan interest than you have to.... https://bit.ly/30hG6av

05.01.2022 Our Finspective video is in the final production. We shot this in several locations on the Surf Coast & Melbourne. Credit goes to Angus Scott from Fox Darkroom & Gallery. An absolutely great bloke with amazing patience dealing with us amateurs.

05.01.2022 Banking rules about how much you can borrow were relaxed last week, which is good news for a lot of people, especially if you were one of the people who put off goals or thought they might be impossible altogether. Only a small number of banks have passed on this change so far and increasing debt without completely understanding your financial position (even if the bank says its OK) is not a great idea. So, if you want to explore how the change could impact you, start by h...aving a chat with a mortgage broker and a financial adviser. Money is a resource, not a reason for living. https://finspective.com.au/ http://bit.ly/bankrulechange #financialeducation #firsthome #renovate #refinance #mortgagebroker #financialadvice

04.01.2022 We're live! Check out a sneak peak of our video as we launch our site. Hopefully you like our different (financial) perspective on lifestyle and money. If you do, please share, like or tag anybody who might benefit from starting the conversation about how to plan for their lifestyle &/or financial goals.... Tys, Brenton, Sal & Sarah (The Finspective team) Send us a message or go to: Website - https://www.finspective.com.au Facebook - https://www.facebook.com/finspectivegroup LinkedIn - https://www.linkedin.com/company/finspective