First Home Genie | Local business
First Home Genie
Phone: +61 466 305 030
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24.01.2022 Did you know that we are contributing $15,000 towards your new home? Coupled with the QLD $15,000 FHOG, that is $30,000 towards your deposit. This will allow you to home ownership with less savings.... To find out if you pre-qualify, visit https://bit.ly/2JFqXG3
24.01.2022 New video post in our First Home Builder Community FB Group! Shane talks to us about all things "SLAB stage" If you haven't joined us in the community page, What are you waiting for? Link is in the comments
23.01.2022 People always seem surprised when they hear that they could potentially buy a home with as little as $5000 in saving. But the answer is YES you can!! We've made it happen. Not going to lie, you will need to have a good credit history in tact and have Low to No consumer debt, but it is possible!! ... We can help you get access to the 1st Homeowners Grant if you are eligible and we will also TOP-UP that grant with our Deposit Boost offer of $15K. giving you instant $30K towards your new home purchase. If you want to make 2020 your year to get your own home talk to FIST HOME GENIE and lets turn your wishes into reality.
21.01.2022 Just had to share this new Gif we have... Hope you like as much as we do
20.01.2022 A family kitchen really is the heart of the home. Its where countless good times are shared over family dinners, where important conversations often take place as you cook a meal for the family. There are so many beautiful styles of kitchen. What is your favourite style?
19.01.2022 Attention home buyers as of now, the amount you can borrow may have just increased by as much as 14 per cent. The banking regulator APRA has now officially set new rules for how the banks calculate your borrowing capacity. When conducting their serviceability tests, lenders were previously made to do calculations based on an assessment rate of at least 7.00 per cent (7.25 per cent was the norm), irrespective of your actual interest rate.... The new rules allow a 2.5 per cent buffer from the actual rate. So for a borrower getting a home loan at say 3.50 per cent, the assessment rate would be 6.00 per cent (as opposed to 7.25 per cent), which is material difference. ANZ announced the change last Thursday, for implementation today (15/7/2019), and the Westpac group made their announcement on Friday, with the changes to start tomorrow (16/7/2019). We are expecting other lenders to follow very soon. Any loan applications which havent yet been formally approved, including all pre-approvals, are eligible to be assessed under the new rules. In simple terms, what this means is that certain borrowers can now get a home loan about 14 per cent bigger than what they previously could only last week. Here are two examples of whats possible under the new rules Example #1: Couple with 1 x dependant. Income $80k p.a. for each borrower, 1 x dependent, $4,000/mth combined living expenses, no other debts, previous home loan borrowing capacity $900k, new capacity $1.025m uplift of 13.9% Example #2: Single borrower with Nil dependants. Income $130k p.a., Nil dependants, $3,000/mth living expenses, no other debts, previous home loan borrowing capacity $680k, new capacity $775k uplift of 14% Note the new rules are only relevant for people buying residential property (not commercial). The Good News for first home buyers.... The current downturn is already one of the largest on record both in terms of price falls and duration, so for many first home buyers (particularly those looking at more expensive properties) its now considerably cheaper than it was 18-24 months ago to get onto the ladder. Add to this the market confidence which has been restored since the May federal election, record low interest rates following the recent back-to-back RBA rate cuts, and now this genuine signal from APRA that the handbrake on lending will start to ease These are all positives for first home buyers and according to the Australian Bureau of Statistics market share for this segment is now at its highest level since September 2012.
16.01.2022 Our relationship with our clients is worth so much more than the service we provide to them... We are so grateful to have such loving people to help purchase their first home. Thank you guys for such a delicious Raclette experience.
16.01.2022 Government set to unveil new $50,000 homebuyer grants across the board to prop up flailing construction sector! *Source/ Property Council of Australia 7 point plan for economic recovery.*
16.01.2022 Getting our planning done for 2020... OMG this next decade is going to be great!!! Aint nothing can stop us... Time to dominate.... comming for the top spot!!!
15.01.2022 2020 has been somewhat of an interesting year! Our amazing frontline service Men and women have step up when Australians needed you the most. Our hearts are filled with so much gratitude. We at First Home Genie want to say thank you. ... If you are a frontline worker and looking at building your first home, we have a $2000 pay it forward incentive to say thank you for putting tour lives second to others.
14.01.2022 For Valentines Day we thought we want ask what you love most about your home outdoor space... What is the most important piece for you?? 1. The Fire Pit 2. The BBQ 3. The Dining Table... 4. The Pool #firsthome #newhome #homesweethome #firsthomebuyer #firsttimehomebuyer #moveinready #homeownershipgoals #homebuying101 #homebuyertips #homebuyingtips #outdoorsapce #outdoorliving See more
14.01.2022 Very EXCITED!!! Today the government announced the new home builders grant of $25,000. This can be used on top of the first home owners grant (QLD $15000). Plus Don't forget First Home Genie's deposit boost offer of $10,000 on top of all that. That's a massive $50,000 towards your deposit. Message me today to find out how you can get access to all this free cash!!
13.01.2022 To see if you are eligible for the NEW 2020 Homebuilders Grant see our fact sheet below. for more details visit: https://treasury.gov.au/coronavirus/homebuilder
12.01.2022 We are not friends with Tom Waterhouse but here is a top tip to pick the winner today, Choose your Fav Colours & Fav Numbers is a great place to start.... Quirky names is a second place favorite. May the odds be with you today and enjoy the race that stops the nation.
12.01.2022 Organised pantries, next best thing since freshly cut grass https://bit.ly/2UdKN0b
11.01.2022 Buying a new house is a huge exciting and emotional step, so it is important that you are aware of the 4 big financial mistakes that first home buyers make. https://bit.ly/2Mfo6Y2
11.01.2022 The Reserve Bank decision to keep the interest rate on hold,and with experts agreeing RBA next move wont be until November, it is no better time for first home buyers to get into the market. With as little as $5k deposit, and our team by your side, you could fast track your dreams to home ownership. Enquire here: https://bit.ly/2JFqXG3
11.01.2022 Super exciting to see the vision begin to emerge off paper and start to come to life... Home ownership could be closer than you think!! Get in touch to find out how our clients are getting accessing up to $50,000 worth of grants & bonuses and building their homes in 2020. #firsthome #newhomefeels #firsthomebuyer #firsthomegenie #homeownergoals #RealHomesRealSimple
11.01.2022 We now have available for download a FREE Step-By-Step plan to help you get into your first property, We can also create a customised plan for you. Just visit us at firsthomegenie.com.au to grab you free copy.
07.01.2022 Are you finding it impossible to save that elusive home deposit? Why not add an extra $15K with our DEPOSIT BOOST Initiative, along with government grants and a little bit of savings you might just be closer that you think to owning your own home. Say goodbye to dead-end rental payments. Say goodbye to 3-monthly inspections. Say goodbye to rigid landlord laws.... Say goodbye to moving from place to place. Say goodbye to renting forever. Get Pre-Qualified NOW! https://www.fhgquiz.com/
07.01.2022 Weekend is here! Time to relax and unwind, no better place than in your home.
05.01.2022 Our clients were extremely excited to receive the keys to their new home today... For more info visit firsthomegenie.com.au
05.01.2022 Lucky Draw Prize!! 1st 100 members to join the First Home Builder Community FB group will go in the draw to win 1 of 2x $150 Dan Murphy Gift Card. Hope you love wine as much as we do ... **will be drawn on 1 September 2020** https://www.facebook.com/groups/1102147146838963
04.01.2022 **NEWS JUST IN** The Government released an additional 10,000 places for the first home loan deposit scheme for the next financial year (20/21). These will go extremely FAST talk to us to see if you will be eligible for this amazing Grant.
02.01.2022 Spending the last day of holidays with the munchkins Hope you all enjoyed the school holidays
01.01.2022 Saving for your first ? Here's fifty ways to relax without spending money enjoy https://www.success.com/50-ways-to-relax-without-spending-/
01.01.2022 To see if you are eligible for the NEW 2020 Homebuilders Grant see our fact sheet below. For more details visit: https://treasury.gov.au/coronavirus/homebuilder to find out more visit our webpage, https://firsthomegenie.com.au/
01.01.2022 ***News Just In*** 151% increase in First Home Buyer Activity on REA website..!! What does this mean for QLD'ERS??? ... Now has never been a better time to take advantage of the market conditions. This article provides 4 good reasons why you should act NOW. For more info on how to purchase your 1st Home with only $10k deposit... contact us today
