Flexible Lending Solutions in Adelaide, South Australia | Financial service

Flexible Lending Solutions

Locality: Adelaide, South Australia

Phone: +61 8 7325 0227

Address: Magazine DR 5098 Adelaide, SA, Australia

Website: http://flexiblelending.com.au

Likes: 301

Add/Update information

Reviews

Tags

• Financial service
• Mortgage brokers
• Commercial equipment

25.01.2022 #keepcompetitionalive Support your broker, family, friend, neighbor, small business owners. Be heard. Make a difference. Please share

25.01.2022 Final come dine with me for 2018. Where has the year gone?! #sueredmannetworkinglunch #sueredman #flexiblelendingsolutions

25.01.2022 Selling your home? Here are the first steps to take... There is more to selling your home than putting up a For Sale sign on your front lawn. Here are the first things you should check off your list to help you get the largest return from your investment and to ensure the process runs as smoothly as possible. Speak to your broker... If you are making a decision to sell, speak to your finance broker to ensure that your plans after selling whether they are buying a similar property, upgrading or building are actually feasible. Choose a quality agent Asking family and friends who have purchased or sold a property about their experience is a great way to ensure the agent youve enlisted will provide quality service. A website and promotional material will always highlight the agent in the best possible way, but word of mouth and past client reviews will show their true colours. Dont take things personally Remember this is a business transaction; dont feel insulted if you receive feedback on the property that doesnt match how you feel about your home. To ensure you come out with the best deal, remove all emotion and think of your house as a commodity. Your property wont sell itself Thinking that your home will sell itself can be a costly mistake. Despite how much you like the way you have it set up, furniture, flooring and painting changes can make a big difference to the propertys wider appeal, and marketing it widely can increase the competition and, therefore, the price. Most importantly, surround yourself with a good team! Being a team of MFAA accredited finance brokers, we must meet the highest industry standards, so we will be able to refer you to a great agent and other professionals that will help make the home selling process flow with minimal stress. Call us today for an obligation free consultation (08) 7325 0227

24.01.2022 Congratulations to our First Home Buyer Alice on the settlement of her property today! Thank you for choosing me to assist you with this important milestone in your life. Now I feel like one of the family All the best for your future and I look forward to helping you again with your next purchase.

23.01.2022 Cranial Facial Melbourne Cup Luncheon at Botanical Garden Restaurant. Supported by Flexible Lending Solutions #cranialfacial #flexiblelendingsolutions #melbournecup2018

23.01.2022 Our Team, Amy Tovara, Mihir Dave and Pam Podwysocki working from their home office and Hitesh Vyas out and about pulled over in his car answering an urgent query for a client! We are open for business and ready to assist anytime via all electronic devices! Call us!

22.01.2022 From all of the team at Flexible Lending Solutions we would just like to wish you all a happy holidays and a safe a prosperous new year! Sorry we are a bit late, we have been so busy servicing our clients! Bring on 2018!

22.01.2022 Why Flexible Lending Solutions? We help people achieve their biggest dream of owning a home and creating wealth through property investment by obtaining affordable finance. #flexiblelendingsolutions #keepcompetitionalive #yourbrokerbehindyou #purchse #property #finanaceeducation #homeowner #weathcreation #mortgage #money #future

21.01.2022 We just LOVE hearing from our clients. It is important for us to know we have provided a premium service throughout what can sometimes be a daunting experience. Thank you for taking the time out to write to us Alice. "It was such a pleasure to be able to have Amy help me with buying my first home! As a young first home buyer it can be very stressful and confusing, I had no idea where to start! But Amy was always there no matter if it was a visit, text or phone call. She made the paperwork process seamless without fault, always offering the best options available and supporting the end decision. I am so happy I had Amy to help me buy my first home with such a positive experience. She is definitely on my speed dial list for my next house, could not recommend her high enough!"

21.01.2022 Happy New Year! What better way to start the year then with some great customer feedback! Being a small Adelaide business, testimonials like these are very valuable. If you have had a great experience with a business in Adelaide, please take a minute to share it. Just a few words can make a HUGE difference! "Amy was extremely friendly and helpful in helping myself and my partner re-mortgage our home. She made every possible effort to accommodate our scheduling needs maki...ng life easy! Would highly recommend her. She is very friendly and extremely helpful even though we probably ask all kinds of silly questions!" Matthew Thank you Matthew!

19.01.2022 Meet our team. Today we had our annual EOFY team meeting to reflect on the success of the year that was and plan for the year ahead. Congratulations to everyone! And most importantly, thank you to our amazing clients. Heres to another great year #flexiblelendingsolutions #finance #mortgagebrokers #dreamteam #hardwork #passionateaboutwhatwedo

19.01.2022 Another great testimonial from one of our many wonderful clients! We have so many come through for Hitesh, but this one really captured the way he always goes above and beyond to help you achieve your goals. " Hitesh Vyas was fantastic right from the onset. He offered useful insight into the property market, made an effort to understand my needs and gave recommendations on ways to finding the right property. He accompanied me to a couple of inspections, including an auction. He helped me achieve my goal of owning a house through this dedicated customer-first focus and quality service. I came to him through a referral from a friend and I have already recommended him to others looking to purchase their dream home." Thank you Arjun

18.01.2022 The team at Flexible Lending Solutions hope you all have a very Merry Christmas!

18.01.2022 Congratulations again Alice :)

17.01.2022 SHOULD YOU REFINANCE FOR A BETTER DEAL With interest rates rising, you may be thinking 'Is it time for a change?' Refinancing a loan can take advantage of lower interest rates to bring down the overall cost of servicing a loan. But its not always the best, or the only option.... There are many different factors borrowers need to consider when thinking about refinancing a loan. The first step is to speak to an expert about your needs and whether you can afford to service a different loan structure. At this point, your Mortgage Broker will also need to find out about your existing loan, repayments and the structure of the facility. The current value of the property is also taken into consideration, so the Broker will have access to current data that will indicate what the asset is worth. Then your Broker will have a look at the various loan options and figure out whether its worth it for the borrower to refinance. Its not usually worth it if its only going to save a couple of hundred dollars a year, taking into consideration exit and application fees. But if its going to save upward of $1000 a year, refinancing might be a sensible approach. Another key consideration is lenders mortgage insurance (LMI). If switching loans means you will need to pay LMI again, sometimes its not worth refinancing. If you want to refinance just to lower lending costs, ask your Broker to negotiate with the bank for a lower rate. If you do decide to go down the refinancing path, working with a Broker rather than going straight to a bank has advantages because the Broker has access to loan options from scores of different lenders. Mortgage Brokers can compare lots of different lenders and, if there is a better opportunity, theyre able to access it. We are always working to give you great advice thats in your best interests. If you would like to look at you options to refinance, contact us today!

16.01.2022 It's back!! Fantastic value and fundraising for a great cause Make sure you pre-order your copy before it's too late. Telephone Chris on 8267 4128 or email [email protected] and reserve your copy now. Digital versions are available now https://www.entertainmentbook.com.au/orderbooks/161f233 See more

16.01.2022 EOFY: How Small Businesses can Minimise Tax Liability End of financial year is a great time to take advantage of business equipment deals, particularly with the... threshold for accelerated deductions for small business being raised to $20,000. Planning ahead and thinking carefully about your business needs are key to minimising both tax liability and cash flow impact. There are several ways to finance the purchase of business equipment, including straight forward commercial or equipment loans, finance leases, hire purchase, and a host of function-specific products, for example, for medical or technology equipment, for agribusiness, or to purchase energy-efficient equipment that will reduce the cost of business operation. Using an experienced Finance Broker at Flexible Lending to compare this consideration to the impact it may have on your business, is the extra step you should take to make sure this is the best possible decision for you. Call (08) 7325 0227 today

14.01.2022 Welcome Mihir Dave to our team as Mortgage Broker, Mihir brings a wealth of skills and languages, Gujarati and Hindi to our business We look forward to assisting Mihir build a successful future!

14.01.2022 We would like to introduce you to one of our club sponsors, Amy Podwysocki from Flexible Lending Solutions. Amy is an experienced Broker offering assistance in... all aspects of finance including home loans, business loans, personal loans, debt consolidation, investment and equipment loans. Amy is currently running a sponsorship program for the club where she will be making a donation for every settled loan referred to her by a club associate. You will often see her around the club supporting the boys or her kids who are in the minis and under 13s teams. She is always up for a chat so pop over and say hi! For more information call Amy on 0434 029 734 and support the people who support us See more

14.01.2022 A big Congratulations to Hitesh on his 5th year as a Broker with Flexible Lending Solutions!! We are so privileged to have met you and your lovely family. You are highly respected by your clients and you continue to prove your efficiency, outstanding knowledge and patience. You have contributed so much to our team. Here's to all of your continued successes

13.01.2022 >> INVESTING THROUGH A SELF MANAGED SUPER FUND<< For some years, self-managed super fund members have been able to invest in residential property, as long as they follow strict guidelines. The tax office has also made it easier now allowing 6 members of a personal super fund to be Trustees. The first step is to have a discussion with an expert to determine whether investing through an SMSF is the most appropriate approach to property investment given your personal circumstanc...es. A Mortgage broker, accountant and financial advisor would be able to assist you. What can you buy? There are two main, and fairly simple, rules of buying residential investment property through SMSFs. Firstly, you and your relatives cannot live in the property and, secondly, you can maintain the property but cannot improve it. The residential investment property can be a house, an apartment or townhouse, or any other type of property suitable for personal rental. The maximum borrowing within an SMSF is normally between 70 - 80 per cent of the property value and its important to take into consideration that there is a cost to establishing and maintaining your SMSF, as well as subsequent fees and charges involved in the purchase of the investment property. Thinking of investing in property through a SMSF? Speak to one of experienced Mortgage Brokers today on (08) 7325 0227

13.01.2022 It's just over 6 weeks till Christmas!! Have you bought your gifts yet? Or does the thought of spending that amount of cash leave you feeling nauseous? Reducing your debt by consolidation may be the Christmas gift you have been waiting for! Increase cash flow and enjoy this Christmas season. Call the experienced staff at Flexible Lending Solutions (08) 7325 0227 for a confidential discussion.

13.01.2022 Take a moment to sign the petition. Credit could become harder to access, competition could become non existent and all the power will go back to the big 4's. No body wants that!

12.01.2022 The RBA has opted to leave the official cash rate on hold at 1.5%. At its board meeting today the Reserve Bank of Australia decided to once again leave the official cash rate unchanged for the 12th consecutive month. The RBA avoided the temptation to follow other developed economies and increase rates, taking into account the impact this would have on the Australian dollar and therefore tourism and other exports. Other factors considered would have been sluggish consumer spe...nding and record low wages growth which have led to lower than desired inflation and fears that housing construction is set to slow. Regardless of whether rates move up, down or stay the same, our role as your mortgage broker remains unchanged. We are always on hand to ensure you still have the right financial solution for your current circumstances. If you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to get in touch. Kind Regards, Flexible Lending Solutions

11.01.2022 FREE! NO HIDDEN FEES. NO HIDDEN CHARGES. 100% FREE SERVICE. We do not charge for our services. Even if you just need some advice Plus we will meet at a time and place that suits you. 7 days a week! Call our experienced team on (08) 7325 0227 and make your dreams a reality!

09.01.2022 REVIEW YOUR LOAN'S! When was the last time you reviewed your home loan? Is your bank offering you the best interest rate for your needs? Is there another lender that can give you something better?We conduct regular loan review's for our client's. It's our job to make sure you are getting the best deal available to you. That's just part of our service. Call one of our experienced brokers (08) 7325 0227 for a free home loan review.

09.01.2022 Flexible Lending Solutions are proud to be supporting the Kerala Food Relief fund for those effected by the severe flooding in the area. You can show your support by ordering a plate for only $10! Be quick as there are limited available. This event is being held on Saturday the 6th of October at the Latvian Hall - 4 Clark Street, Wayville from 12 noon until 6pm.

08.01.2022 As a first home buyer, you will have a lot of questions. Wed love to help give you some answers. First, check out our informative page for first home buyers. http://www.flexiblelending.com.au/first-home-buyers-guide/

07.01.2022 Providing exceptional service is standard practice for the team at Flexible Lending Solutions. Our director Pam has been doing this for over 10 years! "We have used Pams services for almost 12 years and now our children do as well. Pam is friendly, knowledgeable and a great communicator. We have been completely satisfied on each occasion and would have no hesitation in recommending her to any prospective clients. She has excellent product knowledge, takes her time to understand her customers and their needs. Always very prompt and efficient and very personable and easy to talk to and deal with. From all the dealings weve had with Pam, weve always been super impressed and completely satisfied. She offers and delivers exceptional service!" Thank you David

06.01.2022 Make your garden the perfect place for summer entertaining! Budget supermarket Aldi reveals their latest range of quality garden and DIY essentials to help you on your way. If you're thinking of selling, a well maintained garden is often a highly sought feature from prospective buyers.

05.01.2022 The RBA has opted to leave the official cash rate on hold at 1.5%: After a weekend of football excitement, all eyes were on the Reserve Bank of Australia board meeting today where it was decided to once again leave the official cash rate unchanged for the 14th consecutive month. With regulatory changes to investor lending appearing to have taken some heat out of the Sydney property market in particular, the RBA continues to take a wait and watch approach due to modest growth ...and inflation forecasts as well as continued concerns around low wages growth and the impact of rising power prices on households. Regardless of whether rates move up, down or stay the same, my role as your mortgage broker remains unchanged. I'm always on hand to ensure you still have the right financial solution for your current circumstances. If you'd like to have a chat about what today's news means for you and your finances, please don't hesitate to get in touch. Kind Regards, Flexible Lending Solutions

02.01.2022 Celebrating 2 staff members upcoming Weddings Amy Podwysocki our Mortgage Broker big day in November and our Office Manager Melissa Masons big day in October!