FSJ&CO Consultancy in Five Dock, New South Wales, Australia | Business service

FSJ&CO Consultancy

Locality: Five Dock, New South Wales, Australia

Phone: +61 405 334 209

Address: 12 Henry street 2046 Five Dock, NSW, Australia

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24.01.2022 Hello , some useful information for you all, Putting yourself in a strong position to buy The time between making the decision to buy a home and the turning of the key in your new front door can feel like a long stretch, but there are steps you can take right now to put yourself in a strong position when it comes to buying.... By consulting with a mortgage broker early on, you’ll be well-versed in the different types of loans available to you. The broker will also be able to guide you through the process and tell you what to expect. It’s helpful to build the relationship between you and your broker as soon as possible, so that communication is clear and trust has been established. Having this expert support from your broker will mean you’ll feel more confident to ask questions and better placed to make decisions along the way. How early should I contact a mortgage broker? It is never too early with many people such as first home buyers contacting a mortgage broker 1-2 years away from purchasing. A pre-approval (also called a conditional approval) is an indication from a lender that your loan will be approved. Pre-approvals are generally valid for up to six months, and it’s important to note they aren’t a guarantee of a loan. It’s useful to have though because they can help you work out your borrowing power, and also show vendors you’re serious about buying. It’s worthwhile keeping an eye on current sales in the areas you’re interested in. Read through property magazines and websites and keep a list of what you’re looking for. You can also sign up for property alerts and contact real estate agents to see whether they have properties in your price range (some of which won’t be publicly advertised). Get to open houses and auctions to see firsthand what the market is like. Not only will browsing give you a realistic idea of how much money you’ll need, but visualising your new home can keep you feeling motivated throughout the process. To help you reach your financial goals quicker, review your current everyday expenses and consider what can be removed or reduced to assist building your savings. While it can be hard to wait for your new home to come through, being prepared in the meantime will make it a smoother experience. Putting yourself in a strong position to buy can be done in small steps, with gradual moves towards your end goal.

23.01.2022 NSW: Mixed Use Developments and Complex BMC Arrangements The LookUpStrata Team 2 months ago Mixed Use Developments Facebook...Continue reading

20.01.2022 The INSIDER | LoanMarket ... Hello Salvo., Auctions can be nerve-wracking, especially if you’ve got no idea what to expect. I’ve included an article that will help you prepare for the day. Then, my other article steps through how property investors can get more out of working with a broker. It can make a difference to the return on your investment over time, and I’m happy to answer your questions. Feel free to get in touch to discuss how you can gain more confidence during the buying process with a mortgage broker on your side Are you an investor? Get more out of working with a broker If you haven’t worked with a mortgage broker, you might be unsure how they can help you, what the process is, and perhaps even what they actually do. More Be prepared for auction day For both buyers and sellers, an auction can be a stressful occasion. It can move so quickly that you don’t fully register what is happening until afterwards. More For more information call your local expert Francesca Guidotto Phone 0297132643 | 0481280182 [email protected] http://loanmarket.com.au/francesca-guidotto

18.01.2022 Myth Busting - Understanding refinancing myths Everyone wants to pay off their mortgage as quickly as possible. Refinancing your loan gives you the opportunity to take advantage of competitive rates and secure a better deal than what you previously had. However, common misconceptions can stop people from refinancing. To make refinancing clear and easy for you, we’ve dispelled these common myths so you can feel confident in your decision making.... When refinancing it is important to understand both the initial costs and long term savings of refinancing. Tally up how much you can save with your new loan and be sure to take into account all costs you may incur leaving your current loan and getting a new loan, such as, any exit fees, break fees, joining/establishment fees, solicitor fees, registration fees, etc. Your new lender may waive joining/establishment fees and offer lower interest rates. While it can seem costly at the outset, paying the fees associated with changing lenders might not impact your bank balance much as your new loan could bring in greater savings through lower monthly repayments. By doing your research and understanding what fees you’ll incur, you’ll be better placed to choose the right deal for you. There may be other fees associated with taking up a new loan so be sure to consult a mortgage broker to help you understand the true cost and any potential savings to be had. Speaking of research, looking around for top deals that are suitable for you is crucial, but it doesn’t need to be time-consuming or tedious. Nor do you have to do it on your own as this is well within the capacity of a mortgage broker. Your broker will help you transfer to the new loan and look after the paperwork. Generally speaking you’ll need to provide your payslips, loan statements and an estimate of what you can pay each month, so having an organised filing system will help. Don’t be lured in just by low rates. The myth they are the most important factor of refinancing can mean people ignore a loan’s lack of flexibility, features or conditions such as the low rate not applying to the full length of the loan. Make sure you’re comfortable with the entire package before making a move. While these tips will help the process run more efficiently, refinancing can still take the same amount of time your original loan took. While refinancing isn’t a quick fix, it can be an excellent way to save in the long run. Be sure to contact your broker if you’re thinking of refinancing as they can help you navigate the maze of options and can tell you whether your current loan is still presently one of the most suitable for you, or if there are better options out there.

06.01.2022 Hello people if anyone needs office space in Five Dock ------- we have 105 sqm office in Marble arcade will post pictures and details soon