Fulham Finance | Mortgage brokers

Fulham Finance

Phone: +61 414 710 251

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25.01.2022 We’re getting in early before all the partying to wish you a very Happy New Year! It shouldn’t be too hard to top 2020, but from the whole team here at Fulham Finance, we sincerely hope that you do! #newyear #2017 #2018 #2016 #newyearseve #love #nye #instagood #celebrate #happy #party #travel #goals #merrychristmas #fashion #fun #2015 #christmas #happyholidays #cheers #photooftheday #family #style #newyearsresolution #inspiration #champagne #celebration #beauty #holidays #fitness

22.01.2022 Organising your finances with Fulham is as simple as a layup. 0414 710 251

22.01.2022 Are you looking at extending your landlord portfolio in 2021? Let’s have a chat about how best to make that happen. 0414 710 251 #realestate #millionaire #entrepreneur #realestateinvestor #rentalproperty #financialfreedom #dealmaker #hustle #rental #tenant #home #housing #investor #rentals #design #london #passiveincome #property #architecture #investing #workforit #confidence #investment #cash #opportunity #renting #realestateinvesting

22.01.2022 Are you ready for a sea change? 0414 710 251 for our help. #realestate #home #properties #realtor #investment #forsale #househunting #luxury #interiordesign #realty #architecture #dreamhome #luxuryrealestate #milliondollarlisting #broker #house #newhome #design #luxuryhomes #apartment #rent #listing #realestateagent #bahrain #houseme #gcc #housemeonline #villa #marketing #housing

21.01.2022 Aussies eyeing up regional move COVID-19 has changed the housing preferences of many Australians, according to a new survey of nearly 1,100 property investors. The PIPA Property Investor Sentiment Survey found coronavirus has made 17% of respondents consider moving to another location. Of those who are thinking about moving, the most popular reasons were: - Improved lifestyle = 78%... - I will be working from home in the future, so I can live anywhere = 46% - Housing affordability = 40% - I don’t want to live in a crowded city any more = 28% - Money is not the most important thing to me any more = 16% So it’s no surprise more Australians are thinking about buying property in regional markets. The survey found 22% of respondents believe regional markets are the most appealing place to buy right now compared to 15% in last year’s survey. If you’re considering moving to a regional area, I can help you calculate how to fund the move. #investmentproperty #realestate #investment #realestateagent #property #realestateinvesting #propertyinvestment #investing #realestateinvestor #investments #investor #invest

21.01.2022 0414 710 251 Dial that number, and we’ll find the best possible no-stress solution to set you on the right financial path today.

20.01.2022 Thinking about buying an investment property? Now is the time. 0414 710 251 for our help.

18.01.2022 Let’s chat about how to structure your finances in a way that you can fund your adventures in style. 0414 710 251 #travel #explore #wanderlust #nature #travelgram #instagood #love #instatravel #outdoors #photooftheday #photography #hiking #beautiful #travelphotography #traveling #mountains #vacation #getoutside #summer #picoftheday #landscape #instadaily #exploremore #roadtrip #beach #beautifuldestinations #trip #travelblogger #neverstopexploring #fun

17.01.2022 Is it a case of new year new you? If you are ready to make 2021 the year that you hit your financial stride call 0414 710 251 and let’s make it happen! #newyear #happynewyear #goals #wellness #newyearnewyou #newyearnewme #newyearseve #fitfam #healthy #resolution #newyearsresolutions #instagood #motivation #resolutions #celebrate #photooftheday #strong

16.01.2022 Are you ready to find (and set up) your forever home? We can help you make that dream a reality, you may be surprised to find it’s not as hard as you may think.

16.01.2022 National vacancy rate falls from 2.3% to 2.1% Posted on September 28, 2020 by admin Five of Australia’s eight capital cities have turned in favour of landlords over the past year. Vacancy rates fell in Brisbane, Perth, Adelaide, Canberra and Darwin between July 2019 and July 2020, according to SQM Research.... That means there were fewer investment properties on the market for tenants to choose from, which would’ve made it easier for landlords to find tenants and raise rents. However, vacancy rates rose in Sydney, Melbourne and Hobart during the same period, which would’ve made it harder for landlords to fill their properties and would’ve placed downwards pressure on rents. Hobart (0.70%) and Adelaide (0.90%) both had extremely low vacancy rates at the end of July, making them landlords’ markets. Sydney (3.60%) and Melbourne (3.10%), by contrast, are tenants’ markets right now.

14.01.2022 There are two forms of relaxation, the first is physical, the second is mental. We can help you mentally relax when it comes to your finances, while physically relaxing in the new space they have bought you.

14.01.2022 Living luxuriously may be easier than you think...

13.01.2022 National credit card debt falls to 14-year low Australians have paid off enormous amounts of credit card debt since we entered lockdown, according to new statistics from the Reserve Bank. Between March and July, the most recent month for which there is data, Australian consumers reduced their credit card debt from $41.3 billion to $34.7 billion a drop of 16%.... This is the lowest amount since 2006. Consumers not only paid off old credit card debt between March and July but also cut back of new spending: Value of transactions = down 6% Number of transactions = down 17% At the same time, as the graph shows, the amount of interest being accrued on all credit cards (both personal and business) fell from $28.2 billion to $22.5 billion, a drop of 20%. It seems Australians have responded to the economic crisis by cutting back on non-essential spending. If you’re thinking of taking out a home loan and you’ve been eliminating your credit card debt smart move. Your borrowing power can significantly improve if you have less credit card debt and a lower credit card limit

12.01.2022 Millennials keen to enter post-COVID property market Australians are passionate about homeownership, with Millennials particularly keen about climbing onto the property ladder. More than one in four Australians (26%) plan to buy a property in the next two years, according to an ING survey of 2,113 people.... The number is even higher for Millennials, with about one in three (32%) planning to buy a property within the next two years. There’s a feeling COVID has softened the property market and made homeownership more achievable 46% of Millennials hold that view. The key reasons why Australians believe buying a home in the post-COVID market is more achievable are: Low interest rates = 39% A more affordable housing market = 33% New government schemes = 32% Also, 69% of people say the pandemic has forced them to take more control over their finances. The average price people want to spend on a home is $644,000 in NSW, $575,000 in Victoria, $504,000 in Queensland, $477,000 in Western Australia and $467,000 in South Australia.

12.01.2022 Are you excited about the idea of setting up your first home? Our team can help you achieve it sooner by taking care of all your financial needs in order to achieve your dreams. Let’s get started today.

11.01.2022 The property market is heating up. Is it the right time for you to buy? Call us and we’ll find out. 0414 710 251

10.01.2022 Want help budgeting for #xmas to make sure there are plenty of gifts under the tree? Let’s chat about your finances today. 0414 710 251

10.01.2022 We take the time to plan your financial strategy so you can take the time for something a little more enjoyable. 0414 710 251

09.01.2022 Many of our clients have their lightbulb moments when they chat with our team and realise how easy it is to restructure their finances to help them grow. Become one of them today. 0414 710 251

09.01.2022 The team at Fulham Finance would like to wish everyone a very Merry Christmas. Thank you for all of your support this year and we hope you enjoy a well-deserved break with family, friends, and fun. Happy Holidays!

07.01.2022 More first home buyers get mortgage help The federal government has doubled the number of openings for its popular First Home Loan Deposit Scheme. When the scheme started in January, only 10,000 eligible first home buyers were able to participate each financial year. That has been increased to 20,000 for this financial year.... Under the scheme, the government acts as a guarantor for eligible first home buyers, allowing them to: Take out a mortgage with just a 5% deposit Skip the usual requirement to pay lender’s mortgage insurance (LMI) The scheme includes 27 participating lenders who are now accepting applications. To be eligible, you must earn no more than $125,000 for singles and $200,000 for couples. Also, you must purchase a home under the price cap, which ranges from $250,000 in regional South Australia to $700,000 in Sydney.

07.01.2022 That holiday may be easier to afford than you think. 0414 710 251

07.01.2022 We can help you design the lifestyle that you want. Book an appointment today for a financial overhaul, and let’s achieve your goals together.

06.01.2022 Were you thinking about being one of them? Call me 0414 710 251 and let’s get you in the game. #realestate #realtor #dreamhome #sellyourhome #forsale #home #househunting #newhome #homesforsale #mccaughanco #yourhometownrealtor #justlisted #homeoftheday #agent #slc #utah #investment #801 #buyer #1sttimehomebuyer #saltlakecounty #homesales #homebuyertips #diy #usefultips #wellsrealtygroup #utahrealestate #pressplayrealty #utahisrad #openhouse

05.01.2022 Rents surge in Perth, Darwin, Canberra and Adelaide It’s been a mixed picture for property investors this year, with houses outperforming units and smaller capitals outperforming larger cities. Across Australia, median house rents increased 3.2% in the year to November, while median unit rents fell 3.1%, according to CoreLogic.... Perth, Darwin, Canberra and Adelaide were the only capitals that experienced increases in both house and unit rents, while Hobart was the only capital that went backwards in both categories. Many commentators are forecasting property prices to grow in 2021, so next year might be a good time to buy an investment property. If you want to enter the market, here are five ways to increase your borrowing capacity: Pay off debts Cut back on discretionary spending Lower the limit on your credit card Reduce or eliminate your use of buy-now-pay-later services Look for ways to increase your income

03.01.2022 It really could be your time to buy! Let’s set up a chat and find out what your options are. 0414 710 251

03.01.2022 Are you throwing money away on a poor loan set-up? Let us take a look and make sure you are wasting dollars that could easily be saved today. 0414 710 251 #mortgage #homes #realestate #mortgagelender #mortgagebanker #homeowner #homesweethome #firsthome #realtor #mortgagebankersassociation #lender #mba #homesweethome #homeloans #loans #family #homeownership #dreamhome #housing #equityprimemortgage #life #homegoals #realtorsofig #valoans #yourloanjourney #newhome #fhaloan #realestatelending #homebuyer #home

02.01.2022 Buyers give vote of confidence to the property market Australians are showing more confidence in the property market, new auction figures have revealed. There were 14,216 auctions held in the capital cities during the September quarter, according to CoreLogic. That was up from 13,783 in the June quarter.... The clearance rate (the percentage of properties put up for auction that actually sold) also rose, from 47.9% in the June quarter to 59.2% in the September quarter. The clearance rate statistics from the different markets were: Canberra = 78.8% from 746 auctions Tasmania = 64.3% from 14 auctions Sydney = 63.1% from 8,147 auctions Adelaide = 62.2% from 734 auctions Melbourne = 51.0% from 3,320 auctions Brisbane = 44.5% from 1,057 auctions Perth = 28.6% from 198 auctions Why did the auction statistics improve in the September quarter? It probably reflects growing consumer confidence, with Australia increasingly getting on top of the coronavirus problem.

02.01.2022 Looking to buy a little getaway home? Fulham Finance can take care of the whole loan process for you today.

02.01.2022 Good news for buyers as ScoMo changes home loan rules It will soon become easier to qualify for a mortgage, under reforms proposed by the federal government. Lenders will no longer have to comply with strict ‘responsible lending obligations’ when issuing mortgages, although they will still have to follow certain lending standards.... Under the current ‘lender beware’ system, lenders can be held accountable when borrowers default on their mortgages which has made nervous lenders less willing to give out loans. But under the proposed ‘borrower beware’ system, borrowers will become more accountable for their loan applications which should encourage lenders to assess applications faster and say yes more often. The government feels the current system forces lenders to use one-size-fits-all criteria when assessing loan applications; it wants to move to a system that allows lenders to take a more flexible, commonsense approach. This change is expected to particularly benefit first home buyers and self-employed borrowers, who can struggle to qualify for loans under the current rigid system. The reforms will take effect on 1 March 2021, if approved by parliament.