BJS Morton Insurance Brokers in Hurstville, New South Wales, Australia | Financial service

BJS Morton Insurance Brokers

Locality: Hurstville, New South Wales, Australia

Phone: +61 2 9580 6222

Address: Suite 702, 43 Bridge Street 2220 Hurstville, NSW, Australia

Website: https://www.bjsib.com.au/

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22.01.2022 Happy Easter From the Team at BJS Morton Insurance Brokers! We hope you have a safe and relaxing long weekend with your friends and family. Reminder to our clients that we will be closed this long weekend, returning on Tuesday 6th April but if you have any urgent matters please don’t hesitate to contact our office on 02 9580 6222.

18.01.2022 INSURANCE FRAUD IS A SERIOUS CRIME! Insurance fraud is performed by an insured person who makes a false or exaggerated claim against the insurer. Until recently, insurance fraud has been seen as a less-serious, white-collar crime. A low-risk, high-return criminal activity, second only in economic crime to tax evasion. But not anymore.... Insurers have traditionally used deterrence, education and identification to tackle fraud. Now, there's a growing arsenal that insurers are turning to as well as manual detection. Newer approaches involve forensic accountants, data analysis and mining tools, scouring social media, credit reviews, GPS tracking, telco data, drones, covert devices, artificial intelligence (machine learning) and even blockchain. The insurance sector is already on the lookout for worsening fraud due to the pandemic's impact and slimmer economic stimulus offerings from governments. In the coming months, the Insurance Fraud Bureau of Australia will deliver a revamped fraud detection system specifically for the Australian insurance industry. It's expected to become very active and innovative in finding fraud and reporting it to the relevant stakeholders. The bureau is the 'well-muscled arm' of the Insurance Council of Australia. What do you think about investing further in fraud detection?

11.01.2022 Congratulations on starting your new business! You've registered your business and secured the right licences and permits to operate, either online or in a traditional brick and mortar building. You see promise for your business, and don't think you need to take out insurance just yet. But the truth is, only 54% of new businesses survive four years of operation. Risks include insolvency, environmental, reputational, political, economic, competitive, regulatory and financial.... It is therefore crucial to protect your business for a bright and long future. Depending on your type of business, you may need to protect: - Business assets (including intellectual property rights) - Directors, officers and employees - Business owners - Your earnings - Customers Check if your type of business should take out compulsory insurance, including: - Workers' compensation insurance - if you have employees - Professional indemnity insurance - for certain professional services firms as part of licensing and practicing - Third-party personal injury - it's a must if you own a motor vehicle and is usually part of your vehicle registration fee As a licensed insurance broker, we can help you customise and review policies to cover the risks of your business. Creating a package often results in you saving time and costs rather than taking out individual policies or trawling through comparison websites. https://www.bjsib.com.au/

01.01.2022 More tech, more & different risks: are you protected? Technology investments come with a broader set of risks. They include: - Business interruption if the technology fails... - Cybersecurity breaches such as malware, viruses, spam, scams, phishing and human error - Destruction, exposure or corruption of your key documents such as patent applications, employee records, business plans, customer data, intellectual property, etc. - Criminal threats such as hackers, fraud, password theft, denial-of-service, and staff dishonesty - Damaged equipment. Such incidents, including cyber-attacks, could see your operations suffer financial, business or investment loss as you struggle to recover your systems and make up for the lost time. You will also have to deal with damage to your reputation and liaise with customers and regulators over data breaches. As your broker, we can suggest a cyber liability insurance package for any business with an online presence, and IT liability insurance for businesses that provide IT products or services. We recommend you consider this insurance if you’re a consultant or work in a business which develops, builds, sells, integrates or licenses IT or related services. That’s because offering those services exposes your business or yourself to litigation. Contact us via our website for information on how we could help to get you protected. https://www.bjsib.com.au/