Gary Liebregts in Bunbury, Western Australia | Loan service

Gary Liebregts

Locality: Bunbury, Western Australia

Address: 32 Stirling Street 6230 Bunbury, WA, Australia

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• Property
• Loan service
• Mortgage brokers

25.01.2022 Is your mortgage costing too much? Get smarter advice to find a better deal. Give me a call if you'd like to discuss your unique situation. ow.ly/dvd5102iZ2A

24.01.2022 Government grants: don’t miss the deadline! The pandemic instigated a number of new government grants and schemes designed to support the property and construction industry. However, a number of important deadlines are fast approaching, so if you have been thinking of taking advantage of any of the following offers, you need to act now.

24.01.2022 Thinking of ways to pay off your home loan sooner? Try our additional repayments calculator to find out how much interest you can save by paying off more than your minimum loan repayments. ow.ly/hh0l102jnww

24.01.2022 Not sure how much you can save by making additional lump sum repayments? Simply enter your loan details, plus your additional lump sum contribution amount and our calculator will estimate how much interest and time you could save. https://www.smartline.com.au/home-loa/calculators/lump-sum/

24.01.2022 Wed like to thank all of the unsung individuals, charities or organisations in our community who are out there doing incredible things - because not all heroes wear capes. Head over to our website and nominate your local hero for their chance to win $5k. Nominate now: https://www.smartline.com.au/hero

24.01.2022 Anyone who is granted a deferral on loan repayments due to financial hardship caused by COVID-19 including home loans, credit cards, car loans, personal loans or another credit product will not have their credit rating affected by the deferral. However, you need to have had your repayments up to date prior to the health crisis. If you were already behind in repayments before COVID-19, you wont have the defaults reported to a credit rating agency yet. Once your deferral... period ends, however, your bank will determine how to report your repayment arrears. In other words, customers who are behind in their repayments as a result of circumstances that are not COVID-19 related may find their credit rating will be affected. The important thing is to contact your lender before you miss any repayments and discuss your financial situation with them. If they agree to a repayment deferral, then you know your credit rating wont be affected during this period.

23.01.2022 Tax time is around the corner and with the increase of working-from-home, it means employees may be able to claim more expenses than before. But what receipts should you be saving for tax time? https://www.smartline.com.au//heres-what-you-need-to-know/

22.01.2022 Now more than ever its important to support local business. If your favourite shop, coffee haunt, service centre is open for business, tag them below and share the love. And if youre in need of a good coffee or cake, look no further than La Pause Miam

22.01.2022 Starting small can be a smart financial move. There is a lot to be said for intentionally buying well within your means. Although, in a world where bigger is considered better, this can be difficult. Check out these scenarios - https://www.smartline.com.au//modest-vs-expensive-propert/ Taking a stepping stone approach where you build up equity in a modest property and then use that capital to upsize into a more expensive home might be a sound strategy. Certainly, this method does mean that your dream home may take longer; however, you minimise the risk of having a large debt. If you would like specific advice about the pros and cons of starting off modestly, versus buying a more expensive property, please give me a call.

21.01.2022 I have over 30 lenders to choose from our panel, and with this many, I am positive to find a bank to suit YOUR needs. Contact me to find out more. [email protected]... 0408 933 007

20.01.2022 Kids of WA I hear you. I’ve got a very important update to share with you today please take a look:

20.01.2022 I can meet at a time and place that suits you, compare loans from over 30 lenders, liaise with the lenders and do the paperwork on your behalf. My aim is to take the stress out of getting a home loan. That's some of the reasons why so many people choose a Smart Mortgage Adviser.

19.01.2022 When did you last review your home loan? Reviewing your home loan could potentially save you money.

19.01.2022 It’s quite common to accumulate a number of loans, particularly as you move through different stages of your life. Refinancing debts and consolidating them into one loan can be a great way to save money and get back in control of your finances. Get in touch if you'd like to find out more.

17.01.2022 Buying property is exciting. Trying to find and arrange the loan you want on your own not so much. The process can be complex, frustrating and time-consuming. Thats where I come in. I sort through all the jargon for you and keep the process simple whist finding the right loan for your situation .

16.01.2022 Is your home or investment property looking dated and tired, but you dont have the cash to fund a total renovation? Whether youre renovating for profit, getting a property ready to rent out, or youd like to create a more beautiful home environment for yourself and your family, it is possible to achieve some high-impact improvements on a very low spend. Its all about knowing where to focus your efforts, what to spend your money on (and what to avoid), and coming at it with a can-do attitude. https://www.smartline.com.au//limited-reno-budget-heres-w/

16.01.2022 Are you eligible for the Homebuilder grant? https://www.smartline.com.au//homebuilder-your-questions-/

15.01.2022 Happy bday to me Blowing candles out COVID style

15.01.2022 Reviewing your home loan could save you $$$

15.01.2022 When you're starting the process of buying a house, it's hard enough trying to find a property, let alone secure a loan too. Then throw in the mix government schemes and incentives - there is so much to be aware of. The good news is, I can help simplify all of that for you, find out what you're eligible for and help you through the entire process. If you'd like to make buying a home easier, give me a call.

15.01.2022 I can help you secure finance for many leisure assets like caravans, camper trailers, boats, jet skis and motorbikes and more.

14.01.2022 New financial year - new financial goal?

14.01.2022 There are a few strategies you can explore to pay off your mortgage sooner; one is reviewing your home loan to see if you can potentially save money. There are many competitive rates out in the market at the moment, so if you'd like to find out more or discuss what they are, I'm free for a chat.

14.01.2022 When thinking about investing the key to success and reducing risk is finding a suitable loan and having expert guidance. That’s where I come in! My aim is to help you secure your future with the right advice and loan. Send us a message if you need some help.

13.01.2022 Wishing everyone a wonderful Christmas filled with love, laughter and happiness.

13.01.2022 Buying a new vehicle? Dealers are the experts in selling cars but you may be able to get a better deal on your car finance elsewhere. I can find you a suitable loan, negotiate a competitive rate and structure your vehicle finance to minimise the long term cost to you. ... If its time for an upgrade, give me a call.

12.01.2022 Switching home loans can save you money or free up cash for renovations, an investment property or other purchases. There is a lot to be aware of though. I'm here if you would like to find out more or discuss your situation.

12.01.2022 Is it time for you to build your dream home?

12.01.2022 With interest rates this low, it's a great time to make sure you're on the most competitive rate. Give me a call if you'd like to find out if a fixed rate is right for you. ow.ly/G0iL102j4hI

11.01.2022 The process of securing a home loan is becoming more difficult and time consuming. If you'd like someone to take the stress out of securing a loan for you, I'd love to help. Give me a call so we can discuss your unique situation.

10.01.2022 Are you thinking of investing? Perhaps it's time to consider investing in commercial property. Longer leases, no maintenance costs, annual rent increases and higher returns are some of the benefits of a commercial investment. They can be more risky and so aren't for everyone, but if a commercial property investment is right for you, I can help you find the right loan. Give me a call to find out more.

10.01.2022 Turn your dream of owning your own home into a reality. I am by your side through the entire home loan process. I do all of the paperwork, negotiation and save you time and stress. If you'd like to start your home loan journey, get in contact with me today

10.01.2022 School's almost out! Planning a family road trip? You can relax with our car and caravan finance. I can provide you with a hassle-free quote in minutes. Give me a call so you can hit the road sooner.

08.01.2022 If you're starting your property ownership journey and need an experienced professional who compares loans from over 30 lenders, deciphers the jargon and helps find the right loan for you - give me a call today! My aim is to save you time, stress and money the smart way.

07.01.2022 Taking out your first home loan can seem a bit daunting but not when you have an expert on your side. I can show you how much you can borrow, and take care of all the details and paperwork for you. If you'd like to find out more, get in contact.

07.01.2022 The Federal Governments homebuilder scheme has put renovations back in the spotlight. Under the scheme, those looking to spruce up their houses and apartments could be eligible for a $25,000 grant to cover the cost of the job. Before you start your renos, make sure your project doesnt end up on one of these slides ! ... https://www.kiwireport.com/worst-home-rennovation-fails/

06.01.2022 Its quite common to accumulate a number of loans, particularly as you move through different stages of your life. Refinancing debts and consolidating them into one loan can be a great way to save money and get back in control of your finances. Find out more here.

05.01.2022 Whether you're thinking about investing or are an experienced property investor, I can help secure the right loan for you. Give me a call if you need more information.

04.01.2022 Becoming mortgage free is a goal for many of us. There are a few strategies to help you achieve this but also some simple steps that you can consider; here are just a few. And if you'd like to have a chat about your specific situation, give me a call. I'd love to help you find the strategy that works for you.

04.01.2022 There are a few strategies you can explore to pay off your mortgage sooner. With so many changes in the market, it could be a perfect time for you to get ahead. If you'd like to find out more, I'm here to help.

04.01.2022 Tax time is a great time to think about setting up a budget. Why not try our budget planner to manage your finances. ow.ly/a1aX102ddPw

03.01.2022 So you're thinking of buying your first home? Congratulations! To help you navigate the home buyer journey we've put together a First home buyer guide. Download your copy now. ow.ly/jEuZ102qnYv

03.01.2022 If you're looking to get a new loan or refinance your existing loan, its important to understand how lending practises are changing amid COVID-19. I can help you through the process of securing a loan and help you understand all of the recent changes in more detail.

03.01.2022 There has been a dramatic shift in what Australians want their homes to be and how we interact with our surrounding communities. There is a re-emergence of the village at the heart of our daily lives, and also the desire for greater privacy or me time. ow.ly/B5Jt102ju6h

03.01.2022 When you start thinking about buying your first home, there are myriad factors to consider. It can be a good idea to crunch the numbers for each of your options so that you can make decisions that will help you build wealth over the long term, as well as purchase the right home for your needs. https://www.smartline.com.au//how-much-should-you-spend-/

02.01.2022 When you approach a lender for a loan, they will check your credit rating (also called a credit score), which is a number that gives them an indication of your reliability as a borrower. Your credit rating is based on your credit history, which is a record of your financial information, including credit applications, current credit accounts (such as home loans, car loans and credit cards), credit defaults (overdue bills), past bankruptcies and so on. Your credit score will b...e somewhere between zero and 1000 (or 1200 depending on your credit-rating agency) which relates to a five-point scale: below average, average, good, very good and excellent. The higher your score, the better your credit rating and the less risky you are considered to be as a borrower. Your credit rating may not seem like a huge priority right now; however, its important not to let it slide by neglecting your financial commitments. Lenders rely heavily on your credit rating to determine how much they will lend you or if they will lend to you at all. Your credit rating affects all future forms of financing from car loans to home loans and credit cards.

02.01.2022 Its not unusual for borrowing to get more difficult and more complicated during an economic downturn. I can help people navigate the complexities of lending in an uncertain and often changing market. I have access to a large panel of lenders and keep track of and understand the various policies and strategies of each. Getting good advice from a broker can help you successfully manage your finances through an economic slowdown while minimising any long-term impacts on your personal wealth.

01.01.2022 Virus statistics, government policies and economic indicators are changing constantly right now, but one thing seems clear COVID-19 is affecting almost every sector of our economy. Its therefore unlikely the property market will be spared, so what does this mean for prospective home buyers? https://www.smartline.com.au//is-now-the-right-time-to-pu/