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Genelle Fidler Finance Broker | Property



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Genelle Fidler Finance Broker

Phone: +61 450 036 454



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20.01.2022 Its that time of year where we all need those extra funds to help pay off our credit cards, pay for school fees or plan for that next holiday! Talk to me about how easily I can make this happen for you.



17.01.2022 This is a warning to everyone who has redraw funds in their mortgage they are keeping there for whatever purpose. May I suggest you transfer it to an offset account for the time being. Unfortunately something that I was told wouldn’t happen has started happening. ME bank have cleared cleared redraw funds overnight and removed the option for their clients to take the funds when needed. This happened during the GFC for those of you who may remember. I’m saddened to hear it’...s happening again. The other lenders will follow. So if you live off your redraw or think you might need it TAKE IT OUT IMMEDIATELY. Transfer it to an offset account. Most offsets are 100% offset and work the exact same way as your redraw would. However your bank can’t touch what’s in your offset account as it’s a transaction account. If you have any questions please call or message me. https://www.theage.com.au//despicable-me-the-boutique-bank

12.01.2022 UNLOCK A LOWER RATE Helping you achieve your new home dreams sooner tick! Plus if you apply for and are successfully approved for Virgin Money Home Loan’s $0 Lenders Mortgage Insurance offer~, you’ll unlock special limited time variable and fixed interest rates for your home loan. T&C's, Eligibility & Credit Criteria apply. ^2-year fixed OO P&I loans with new borrowings $300,000 or more, 80.01%-85% LVR, submitted between 24/09/20 and 29/11/20 (inclusive). *See comparison rate warning. ~New eligible Owner Occupied Principal and Interest purchase loans and up to 85% LVR. Apply between 24/09/20 to 29/11/20 (inclusive), and settle by 30/05/21. A minimum of 15% deposit required for the offer.

12.01.2022 Are you like most people who have numerous debts but don't have the time to look at consolidating it all into one easy manageable loan repayment? If you have a few credit cards near their limit or maybe a car loan with high interest rate? A debt consolidation loan can make life easier by achieving the following: - One Due Date - Lower Interest Rate - Smaller monthly repayment... I specialise in debt consolidation and loan refinance. Here are just 3 examples of the clients who I have helped assist recently: Client A This client came to me as she needed to free up her cash flow. She had one personal loan with Latitude and one loan with RAC Finance. Her loan repayments combined were $779 per month for the two loans. I was able to consolidate the two loans into one easy to manage repayment of $355 per month. Client B This client came to me as he had 4 credit cards all maxed out and was unable to keep up with paying all of the minimum monthly repayments. He was over due on all the cards and over limit on 2 of them. He was struggling to pay the $800 approx. a month. I consolidated all these credit cards into one easy to manage loan with one simple monthly payment of $570 per month. He was able to close off the credit card accounts and set up a budget to allow the one monthly repayment to pay the debt. The interest rate he was paying with his credit cards was 22% on average along with annual fees. It going to take him 21 years to pay off. The new interest rate is now 7.99% with a plan of it being paid off in 7 years. Client C This client came to me as he wanted to reduce his car loan repayments. He was paying $1,005 a month with NAB. I was able to refinance his secured loan to another lender with a much lower interest rate. His repayments were reduced to $540 per month. If you have a scenario you would like to discuss please email me at [email protected] or call on 0450036454.



12.01.2022 Your pet requires a medical treatment and you are currently out of funds? Don't worry, let me help you raise all types of funding for vet loans. You can pay the bills upfront and get your pet back to normal. Contact me today.

12.01.2022 Save time and hassle with an online application at www.auspersonalloanco.com.au Or Email me today at [email protected]

05.01.2022 Consolidate your debts to free up your cash flow. Talk to me about how easy it is to make this happen. I can help take away the stress!



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