George Financial Services Pty Ltd | Mortgage brokers

George Financial Services Pty Ltd

Phone: +61 403 211 361

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24.01.2022 Timeframes for some house and land builds have been really tough on the builders. Start dates have been pushed back, and materials have been difficult to source combined with the demand for materials insurance jobs back in October 2020. The Government announced an extension for HomeBuilder today to assist buyers and builders.... https://thewest.com.au//homebuilder-construction-deadline- #homeowner #building #construction #houseandland #extension #grant #scheme #cashflow

23.01.2022 Buying a house together but have separate bank accounts for your savings? Don't despair, having separate savings and transaction accounts are ok with our lenders. Most lenders will look at your last 3 months transactions account so if there is anything groovy in there, have a chat with us to see how lenders will see it.... Believe me, we've seen it all

13.01.2022 Interest rates continue to drop - now loans with minimum deposit are as low as 1.89%. A great start for a new home owner, or someone who is wanting to refinance their home loan to save $$. Some people choose a reduced term, less than 30 years to get a head start to build equity in their home, and pay less interest to the bank.... If you are considering buying or refinancing, give us a call to see if we can get you a much better deal than you are currently being offered #homeloans #payments #mortgage #lenders #choices #planning #income #expenses #knowledge #education #future

09.01.2022 Upgrading your kitchen? Depending upon the age of your home, and your budget you can be as creative as your budget allows. Some home loan renovations can be financed, and this will depend upon the equity in your home. Adding a renovation loan to your home can make your loan repayment very affordable. Some loans can be paid off quickly, double payments, triple payments or more if you are keen for that renovation but trying to reduce the interest.... Good quality fittings and great design for functionality can increase the value of your home. If you are keen on looking at your loan to fund your renovations, give us a call on 0403 211 361 to discuss #renovations #equity #value #mortgage #money #cashflow #plans

03.01.2022 Chatting to my Uber driver during my recent Melbourne trip about buying a home reminded me about how hard it is to save that deposit. Even though the First Home Loan Deposit Schemes are close to exhaustion (5% deposit) the property thresholds can be too low for the area. I don't feel it keeps pace with the true value of property. We still have lenders who accept 5% deposit for those who are not first home owners or if you are trying to buy a property higher than the FHLDS... thresholds. If you would like to discuss your loan situation please call 0403 211 361 for a chat. Here is a photo of the Great Ocean Road which we travelled on. Must be one of the most beautiful scenic areas I've ever been to #travel #perspective #land #homeloan #wealth #planning #people