Gerard Faulkner Financial Services in Ballarat, Victoria | Local service

Gerard Faulkner Financial Services

Locality: Ballarat, Victoria

Phone: +61 3 5331 1063

Address: 108 Lydiard Street North 3350 Ballarat, VIC, Australia

Website: http://www.GFfinancialservices.com.au/

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• Insurance broker

25.01.2022 Breaking News. We are again a proud sponsor of Brown Hill Cricket Club! We look forward to following, supporting and cheering you guys on as you take on this years Cricket season Brown Hill Cricket Club #sponsorship #cricketclubsponsor #brownhillcricketclub #localsupport #supportlocal

25.01.2022 Your Insurance & Covid-19 In the current times of high uncertainty and anxiety in local and global markets due to the increasing impact of the Covid-19, its very difficult to work out what to do first to ensure the continuity of businesses and livelihoods. The potential closures of business premises and the prospect of periods of imposed quarantine for large numbers of people/staff are beginning to cause great concern amongst business owners. Every business out there (includ...Continue reading

25.01.2022 Are you thinking about making some big money moves? Everything from budgeting to overcoming fear, heres the 411 on how you can better prepare yourself. https://www.moneyandlife.com.au//the-skills-you-need-for-/ Moneyandlife #moneyandlife #moneyhacks #bigticketpurchase #newhomepurchase #financiallysavvy

25.01.2022 This is a pretty ugly situation about an insurer trying to avoid paying out an income protection policy! They hired a PI and had their client followed to find evidence to cancel her cover. Read the article here: https://www.thecourier.com.au//insurer-spent-years-fighti/ Make sure youve got an adviser that knows you and your circumstances (as well as reads the fine print of your insurance solutions). Feel free to give us a no obligation call so we can talk about your uniqu...e situation. Phone: (03) 5331 1063 #incomeprotection

25.01.2022 If you think working more hours mean more money and a better lifestyle then you better read this article by Moneyandlife to find out the pros and cons before deciding to up your hours. https://www.moneyandlife.com.au//working-answer-financial/ #financialplanner #financialadvisor #financialfreedom

25.01.2022 Do I need insurance against Bushfires? Like all insurance decisions, thats entirely up to you. BUT dont come wanting insurance to be put in place if the bushfire is already burning down your back fence! Have your Insurance Policy in place For Insurance, you are trying to insure against the unknown, not the known. Home and Contents insurance and Farm Insurance will cover you for bushfires, though different insurers have different definitions of what they will cover, so nee...d to check the fine print. Are your fences covered? Is your Livestock covered? Is your plants, shrubs, trees covered? What about your pets? Farm Machinery and Farm Contents are they covered? These can all be included on your policy and we can tailor a package to suit your needs. Cars need separate cover and compulsory third party will not cover damage from bushfires. You will need fire coverage for that. We are seeing bushfires in more area than ever before, and given the dry weather conditions, its entirely possible that the home you may have previously thought was not at risk could now be in a bushfire zone. One thing to bear in mind is that if your home is totally destroyed you may need to rebuild it to a higher standard taking into account regulations around bushfire risks so insuring it for its current worth may not be enough. Plan for a bushfire, every fire plan will be different though, some tips are as follows:- Which Fire Danger Rating is your trigger to leave? Will you leave early that morning or the night before? Where will you go? What route will you take and what is your alternative? What will you take with you? What do you need to organise for your pets and livestock? Who do you need to keep informed of your movements? Is there anyone outside your household who you need to help or check up on? How will you stay informed about warnings and updates? REMEMBER TO DECIDE WHO WILL DO WHAT AS PART OF YOUR PLAN Should you wish to discuss Insurance Options for your property please contact Gerard Faulkner on 0418 573 763 or email [email protected] See more

24.01.2022 Do you have your head around some of the most important day-to-day financial activities? Take the short quiz here to find out here: https://www.moneyandlife.com.au//gro/got-financial-smarts/ #finances #creditcards #financialplanning #financialadvice #debtmanagement #savings

24.01.2022 Events like this make us so proud to be part of the Ballarat community! https://www.thecourier.com.au//look-out-for-the-rats-in-t/

24.01.2022 In case youre an early planner heres some tips to help get prepared for your Christmas gift giving from Stay at Home Mum https://www.stayathomemum.com.au//10-things-you-should-st/ #christmassaving #saveforchristmas #christmasiscoming

20.01.2022 Talking to your children about money can start as early as 4 years old. Instilling good financial habits early on has a positive effect on children for the rest of their lives, however 68% of parents say they dont feel comfortable talking to their children about money for a number of reasons, such as they dont want to stress their kids or they are not happy with their own financial position. Regardless of your own insecurities, its a conversation you should be having in order to raise financially smart children for the future. Read more in this article from Moneyandlife here: https://www.moneyandlife.com.au//when-to-start-talking-mo/ #financialindependance #childrenandmoney #saving #financialadvice #pocketmoney

20.01.2022 Who is responsible for a cancelled flight the airline or your travel insurance? It’s not always clear cut, but the ACCC Consumer Rights recently found that ‘no matter how cheap the fares are, airlines cannot make blanket statements to consumers that flights are non-refundable.’ If a flight is cancelled or significantly delayed, passengers may be entitled to a refund under the consumer guarantees, which give consumers a right to a remedy if services are not supplied within a... reasonable time. The ACCC has prepared a helpful page with information about your rights when it comes to flight delays and cancellations (below). But there are situations where the airline isn’t obligated to refund you or cover costs (often where it’s out of the airline’s control such as bad weather), and typically that’s where travel insurance comes in. Talk to us about your travel plans to make sure you’ve got the right protection in place. #TravelInsurance #CancelledFlight #DelayedFlight https://www.accc.gov.au//healt/flight-delays-cancellations

18.01.2022 Getting ahead financially does not have to be as hard as it sounds, sometimes its the simple tricks that help, why not check out this article from Money & Life to see what changes you can make to get ahead. https://www.moneyandlife.com.au//living-good-life-20s-30s/ Credit: Moneyandlife ... #financialdrems #financialadvice #financialguidance #financialplans #financialadvisor

17.01.2022 **Attention certifiers, surveyors and building professionals** The Insurance Council of Australia has warned that following symptomatic building issues (like flammable cladding), professional indemnity (PI) insurance costs will continue to rise, reflecting the risks involved. We will work to keep you up to date with any new information, but for now the best advice is to begin any insurance renewals as early as possible, and provide any additional risk management information that you can to give you the best chance of a competitive insurance solution. https://www.insurancenews.com.au//sydney-tower-evacuation- #ProfessionalIndemnity #PI #Builders #Surveyors #Insurance #InsuranceBroker

16.01.2022 Finding ways to manage your debt after Christmas can be challenging, but you dont have to make it more difficult that it needs to be. This article by Moneyandlife has made it easy to get back on top. https://www.moneyandlife.com.au//busting-post-christmas-d/ #christmasdebt #managingdebt #holidaydebt #debtconsolidation #financialplanner

16.01.2022 Its been a double whammy for this Wendouree family with first a house fire and then the night following the fire a burglar has run off with their valuables (this happens frequently, sadly). We really feel for this family and hope that if anyone does know anything about the burglary that they are brave enough to come forward. Its unknown whether the family had insurance to cover these totally unexpected circumstances. theCourier https://www.thecourier.com.au//kicked-when-they-are-down-/

15.01.2022 A new scam going around is threatening to publish explicit content of you to your family and friends if you dont give the scammers bitcoin or cyber currency. This is a scam designed to scare you due to a data breach using passwords, and is exactly a reason you should protect your business with cyber insurance and put in place risk mitigation to prevent your data from getting sold to scam companies like this. https://www.insurancebusinessmag.com//how-cyber-insurance- #cyberinsurance #scamalert #scammers #onlinescammers #databreach

14.01.2022 Just how big of a problem is debt in Australia? According to Finder, having debt in Australia is very common. In fact we are 4th in the world for having debt. However most of the debt Australians carry can be attributed to home mortgages or investment properties, check out some of the other reasons why we have so much debt here: https://www.moneyandlife.com.au//debt-just-how-big-a-prob/ If you find yourself struggling with debt you can book in with one of our financial plan...ners today to help you find a way forward. (03) 5331 1063 #debtinaustralia #creditcarddebt #mortgagedebt #financialplanner

14.01.2022 We will be closed tomorrow 9/11/2018 for the Ballarat Show Day For any urgent enquiries you can still contact me on my mobile: 0418 573 763

14.01.2022 Don’t get a serious case of avoidance when it comes to paying back your debt. Here’s some easy tips you can use help manage your financial responsibilities: https://www.moneyandlife.com.au//dealing-debt-finding-sma/ #debtmanagement #debtavoidance #financialplanner Credit: Moneyandlife

13.01.2022 As the holidays are just around the corner we want to wish you a safe, HAPPY and healthy Christmas and New Year. We will be closing the office from 12pm 24th December and re-opening again on Monday 7th January! For any urgent queries or claims, please call 0418 573 763 OR 0400 468 978 or email [email protected].... Take care over the merry season and well see you soon! #merrychristmas #happyholidays #familytime

12.01.2022 In case you missed it, our own Aaron Gocs was on The Project representing the iconic #mullet. First appearance about 47 seconds in. You. Are. Welcome. https://10daily.com.au//the-mullet-is-back-and-more-beauti #Businessinfront #Partyintheback #ShortLong #Ballarat

12.01.2022 Heres a story of what NOT to do. In case youre trying to cheat the insurance system to get ahead financially perhaps think again. This insurance broker now has to pay back $370,000 of insurance payouts he wrongfully received. Read the full article here: https://www.qt.com.au//too-sick-to-work-insurance/3727888/

11.01.2022 Do you know what happens to your unattended luggage if it gets stolen? Will your insurance cover it for theft? Well, that depends on the insurance company and their policy. Its worthwhile checking your policy before you jet set off on your holiday or at least understanding how to look after your personal belongings so youre covered by insurance if it gets stolen: https://www.thecourier.com.au//is-your-unattended-luggage/ theCourier #insurancebroker #insurancesolutions #travelinsurance

11.01.2022 Are you planning a trip overseas these holidays? Then you might want to check out these tips to help you look after your money while youre traveling [PAY WALL] https://www.afr.com//cards-to-match-your-travel-plans-2018 Financial Review #moneytips #traveltips #travelinsurance #financialreview

11.01.2022 Dont get a serious case of avoidance when it comes to paying back your debt. Heres some easy tips you can use help manage your financial responsibilities: https://www.moneyandlife.com.au//dealing-debt-finding-sma/ #debtmanagement #debtavoidance #financialplanner Credit: Moneyandlife

11.01.2022 Adult children who are living with their parents to save is quite common in Australia and some of those factors are stated as being due to the housing affordability and stagnate wage growth. What do you think? Do you agree with these reasons? Check out the full article by Moneyandlife here: https://www.moneyandlife.com.au//home-to-roost-advice-for/

11.01.2022 Thinking of buying your first home and have no idea where to start or how to get approved for a loan? This article by @moneyandlife discusses the preliminary steps towards your home ownership goals. https://www.moneyandlife.com.au//getting-ready-to-buy-you/ If youd like more tips like this please book yourself in for a chat with one of our financial planners today and we can discuss your unique situation and get you on track to owning your own home (03) 5331 1063... #financialplanner #firsthomebuyer #financebroker Moneyandlife

10.01.2022 Turned into a Fruit Shop today - for the filming of movie ROAD TO BOSTON, true story of Korean athlete Duh Yun-boks win at the 1947 Boston marathon.

10.01.2022 50 Simple ideas to help you save money https://www.stayathomemum.com.au//50-simple-ways-to-save-/ by A Stayathomemums Blog and of course if you want to get yourself in even healthier financial position, talk to an expert financial advisor today on (03) 5331 1063 #financialplanner #moneysavingtips #savemoney #finances

10.01.2022 What do you do when you go on holiday and your bag doesnt show up? :O https://www.cgu.com.au/blog/ive-arrived-nyc-my-bag-hasnt CGU Insurance

10.01.2022 Who is responsible for a cancelled flight the airline or your travel insurance? Its not always clear cut, but the ACCC Consumer Rights recently found that no matter how cheap the fares are, airlines cannot make blanket statements to consumers that flights are non-refundable. If a flight is cancelled or significantly delayed, passengers may be entitled to a refund under the consumer guarantees, which give consumers a right to a remedy if services are not supplied within a... reasonable time. The ACCC has prepared a helpful page with information about your rights when it comes to flight delays and cancellations (below). But there are situations where the airline isnt obligated to refund you or cover costs (often where its out of the airlines control such as bad weather), and typically thats where travel insurance comes in. Talk to us about your travel plans to make sure youve got the right protection in place. #TravelInsurance #CancelledFlight #DelayedFlight https://www.accc.gov.au//healt/flight-delays-cancellations

09.01.2022 Happy Belated New Year Everyone! We hope you had a really special time with family and loved ones to bring in the new year. Wishing you a bigger and better 2019. #happynewyear #2019

09.01.2022 How to cut down your electricity bill instantly! Take the 30 day challenge today https://www.stayathomemum.com.au//30-day-electricity-savi/ #moneytips #moneysavingtips #cutdownbills #bills

07.01.2022 Are you thinking of borrowing money but worried about your credit rating? This article from Moneyandlife busts some myths about your credit rating here: https://www.moneyandlife.com.au//credit-rating-myths-bust/ #creditrating #creditratingmyths #creditratingmythsbusted #credit #borrowingmoney #debt #financialplanner

07.01.2022 We had a special visitor this week, the Easter Bunny came into the office to check up on his insurance solution and get his yearly insurance health check done to make sure hes still got the right coverage for his chocolate egg business. Its always exciting when we get celebrity client visits. If youre due for your insurance check feel free to give us a call and get up to speed too. We will be closed from 5pm today and reopen again on Tuesday 9am, have a great break!... #happyeaster #happyholidays

05.01.2022 This great little article has some quick tips to help you get motivated to pay your mortgage off faster. There are many advantages to get the debt down and live mortgage free, check it out here: https://www.moneyandlife.com.au//get-the-mortgage-monkey-/

04.01.2022 This is a good infographic on how to manage finances in a relationship. #1 rule - talk about it!! By working together, couples can keep their finances healthy and reach their shared goals. #relationshipgoals

04.01.2022 Coming up with ideas to make more money or increase your income to help you save for your financial goals can be tough. Heres one smart woman who joined the ride sharing app Shebah as a driver and earnt an extra $32,000 in a year while holding down a full time job. Read the story here: https://au.finance.yahoo.com//melbourne-woman-made-32000-d Yahoo If youre looking for ways to increase your income or cut down on expenses feel free to give us a call today for a free chat about your financial goals (03) 5331 1063 #financialbroker #finance #financialplanner

03.01.2022 Savvy Seniors are making up 17% of the hosts on Airbnb which they say is helping them save for their retirement and holidays by renting out their spare rooms to travellers. Check out the article here! https://www.news.com.au///1477d2497a7a5844151aed2c47de5a89 news.com.au #retirement #savings #savvyseniors #airbnb #savvysavers

03.01.2022 Do I need insurance against Bushfires? Like all insurance decisions, that's entirely up to you. BUT don’t come wanting insurance to be put in place if the bushfire is already burning down your back fence! Have your Insurance Policy in place For Insurance, you are trying to insure against the unknown, not the known. Home and Contents insurance and Farm Insurance will cover you for bushfires, though different insurers have different definitions of what they will cover, so nee...d to check the fine print. Are your fences covered? Is your Livestock covered? Is your plants, shrubs, trees covered? What about your pets? Farm Machinery and Farm Contents are they covered? These can all be included on your policy and we can tailor a package to suit your needs. Cars need separate cover and compulsory third party will not cover damage from bushfires. You will need fire coverage for that. We are seeing bushfires in more area than ever before, and given the dry weather conditions, it’s entirely possible that the home you may have previously thought was not at risk could now be in a bushfire zone. One thing to bear in mind is that if your home is totally destroyed you may need to rebuild it to a higher standard taking into account regulations around bushfire risks so insuring it for it’s current worth may not be enough. Plan for a bushfire, every fire plan will be different though, some tips are as follows:- Which Fire Danger Rating is your trigger to leave? Will you leave early that morning or the night before? Where will you go? What route will you take and what is your alternative? What will you take with you? What do you need to organise for your pets and livestock? Who do you need to keep informed of your movements? Is there anyone outside your household who you need to help or check up on? How will you stay informed about warnings and updates? REMEMBER TO DECIDE WHO WILL DO WHAT AS PART OF YOUR PLAN Should you wish to discuss Insurance Options for your property please contact Gerard Faulkner on 0418 573 763 or email [email protected] See more

01.01.2022 Is it time to ask for a raise? If youve been thinking about asking your boss for a raise but not sure where to start or how to go about it then you should check out this article from Moneyandlife https://www.moneyandlife.com.au/work-sa/time-next-pay-rise/ which will help you figure out your next step. #moneyandlife #payrise #howtoaskforapayrise #financialplanner