Finspo | Finance

Finspo

Add/Update information

Reviews

Tags

• Businesses
• Financial service
• Finance

25.01.2022 How are you contributing to a bank's bottom line? Check out our latest article to find out...

23.01.2022 The good news? Your own bank generally won’t charge you ATM fees when withdrawing your own money, and the major banks (Commonwealth, ANZ, Westpac & NAB) offer free ATM withdrawals to anyone using an Australian financial institution card within Australia.

21.01.2022 Making a few tweaks to the way you bank could help you pay off your home loans faster

20.01.2022 Could you save thousands by having an Offset Account?

19.01.2022 That's the number of credit cards being used by Australians according to recent RBA data. Are you one of them? In this article, we set out some ways you can avoid credit card fees.

18.01.2022 Is your lender giving new customers a lower home loan interest rate than they gave you?

15.01.2022 Are you a net saver or a net borrower? Are you in a position to pay off your debts? Are you earning as much as you can on your existing balance Do you optimally move your money each month? Do you know how much your banking is costing you each month?

15.01.2022 When you’re looking at home loans, the first thing you notice is that there’s a lot of them. So, how do you determine if a fixed rate home loan the right fix for you? This article explains what a fixed rate home loan really is, how it works and why you might (or might not) want one.

14.01.2022 Do you know how much your banking is costing you? Check out our latest article to find out: https://www.finspo.com.au//australian-households-paying-9/

14.01.2022 Do you know about the pros and cons of fixed rate, variable rate and split home loans? Check out our article to learn more.

14.01.2022 There’s over $42 billion owing on credit cards in Australia according to recent RBA data (yikes). The good news is that $15 billion is interest-free () . The bad news is that the rest all $27 billion of it, is being charged interest ()^. Ready to start paying less on your credit card? Read this article to discover ways you could pay less interest and fees.

11.01.2022 Do you have an Offset Account linked to your home loan? Should you? Read our latest article to learn more.

10.01.2022 Banking can cost a lot. Based on Finspo research conducted in early 2020, the average fees and interest paid (after deducting interest earned) by a sample of Australian households to their banks and lenders over a 12 month period was $9,500. That's a fair bit of dough Not to worry, we're here to help you get on top of the costs of your banking. Want to understand just how much your banking could be costing you? Read this article: https://www.finspo.com.au//australian-households-paying-9/

10.01.2022 That's right. With just a few simple steps (don't worry, we've done some of the heavy lifting for you), you can say goodbye to the Loyalty Tax and potentially get an extra $1,600 back in your pocket

09.01.2022 How can you make your money work harder for you? Read our recent article to find out about Offset Accounts and how they can reduce the interest charged on your home loan.

07.01.2022 Funding, deposits, lending, and operating expenses are all factors at play when it comes to a bank's profits. Why is it important to understand how it all works? Well, the better you understand banking, the easier it is to bank better and save Check out this article for a simple explanation and to find out how to contribute less to a bank's bottom line.

07.01.2022 Does your home loan package include a credit card with a waived annual fee? It might... many home loan packages do. That's just 1 of 11 ways you could pay less unnecessary banking fees (which means more $ in your pocket).

07.01.2022 Have a home loan? Chances are interest costs are the single biggest expense in your household By a lot... Check out our latest article to find out what the cost of your banking is: https://www.finspo.com.au//australian-households-paying-9/

06.01.2022 We've got two hot tips that might help you pay off your home loan faster. Hint they don't include giving up your morning brew

05.01.2022 The pros: Certainty. Budgeting. No Surprises. The cons: Savings from a drop in interest rates. Break costs. Limited extra repayments. Limited redraws. Less negotiating power. Read our latest article to learn about fixed rate and variable rate loans, so you can make a decision you’re comfortable with: https://bit.ly/fixed-rate-home-loans

04.01.2022 This article explores the difference between fixed, variable and split loans so you can decide which one is best for you.

01.01.2022 Holding money in an Offset Account can reduce the interest charged on a linked home loan. Say what?!

01.01.2022 Au Revoir. Arrivederci. Adios. Auf Wiedersehen. C ya. Ciao. Slan. Saynara. Tm bit. There are lots of ways to say goodbye. There are also lots of ways you could say goodbye to banking fees. We've rounded up 11 of them in our latest article. https://www.finspo.com.au/articles/be-free-from-bank-fees/