Glenn Harrison | Loan service
Glenn Harrison
Phone: +61 468 899 488
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24.01.2022 NOW OPEN - The Victorian HomeBuilder Grant portal is now open to start your application. https://www.sro.vic.gov.au/own/australian-homebuilder-grant We are here to help with any queries.
24.01.2022 Simply stunning. Amazing what can be achieved with skill and hard work. Congratulations Jason Wescott Builder and to your client.
22.01.2022 Great work Wright Family Homes. Turn key houses are a great option for First Home Buyers that dont want the full build process.
22.01.2022 Looking for a SIM Plan - Check out this offer of $50pm for 100GB!
21.01.2022 What can your business spend $30k on? Now is the perfect time to take advantage of the $30k instant asset write off and grow your business to the next level. ... Trade tools & machinery New & second hand work vehicles Update technology, computers & printers New office furniture & shop fittings Kitchen equipment & furniture https://www.morrisfinance.com.au/ #BusinessFinance #equipmentfinance #instantassetwriteoff #MFL2019 #taxincentive
18.01.2022 It is ridiculous that the bank share prices go up on the back of the Royal Commission recommendations, especially for Customers To Pay. The costings have come back as a boost of $2.6 billion per year for the banks! #StopBankGreed Please help share the awareness #DontKillCompetition... https://www.youtube.com/watch?v=UAsAsj9ktU0
15.01.2022 There have been many changes in the banking and finance industry which can leave customers feeling a little uncertain about who they can trust and where to go. At Smartline Personal Mortgage Advisers, our goal is to provide clients with a personalised service so they don't feel like a number. If you want someone working for you in your corner, give us a call to discuss your specific situation.
15.01.2022 Quick test to check if you are normal? The median weekly family income in Victoria is $1,723. When the income cake is sliced up, 33.1% is spent on loan repayments.... Meanwhile the average loan size for a first buyer is now $338,000.
13.01.2022 Madison Prelude FREE Night Friday March 8th 60 Laps of Racing for full madison field BIM March 8-10... Tickets https://www.bendigotourism.com/bendigo-international-madiso See more
12.01.2022 Important information we posted today to prepare yourself of the challenges ahead...
12.01.2022 Don't forget to enter. We're giving away $5k* to spend your way. It's simple to enter too. *T&Cs apply. Find out more here https://www.smartline.com.au/win-5k/
12.01.2022 JudoBank - Officially the newest bank in Australia. We are looking forward to offering our clients more choice and competition. Judo Capital was founded in Melbourne in 2016 and has now been granted an Australian Banking Licence.
12.01.2022 Proud moment to end 2018, and launch into 2019.
11.01.2022 Generational Event Are you taking notice of interest rates after yesterday's historic announcement of another cut? In the 1970s bank interest rates were as low as 3%pa.... 20 years later in the 1990s, interest rates hit highs of 17%pa. These were both generational events. We look back at these periods to reflect on the impact they had. We are now 20 years forward again, and we are in the next generational event with rates back down to 3%pa. The big questions to reflect upon. - How will you look back at this period? - Did you take full advantage of these rates? - What stories will you tell the next generation? I see this as one of the biggest opportunities in this generational cycle. An opportunity for a massive boost in getting ahead. A chance to save money, build wealth or achieve your dreams. Don't let this opportunity slip past...
10.01.2022 HOMEBUILDER SCHEME What we know so far... $25,000 Grant for new homes costing <$750,000 and Major Renovations >$150,000.... Contracts signed between June 4 and Dec 31. Works to commence within 3 months of signing. Means tested... Singles earning < $125,000 Couples earning < $200,000 Grant applies to owner occupied property only. Renovations to the dwelling only, does not include swimming pools, sheds, etc. What we don't know... Can the First Home Owners Grant to be used in conjunction with Homebuilder. How the funds will be paid. Stay tuned for updates.
10.01.2022 WARNING Protecting Your Superannuation Laws From 1 July 2019, superannuation accounts that have been inactive for 16 months will have their insurance cover switched off. These accounts will also be transferred to the ATO, who will attempt to link the funds to an active superannuation account.... Many people have separate Superannuation Accounts to simply hold insurance cover. These are the accounts at Risk of losing their insurance cover. Account holders will be able to OPT-IN to retain their insurance. If you have any doubt, contact your superfund or adviser.
10.01.2022 Congratulations to Redlion Advisory on the official launch of their new business.
10.01.2022 https://cycling.org.au//2019-smartline-castlemaine-christm Entries close on Tuesday night for the Smartline Christmas Carnival in Castlemaine 27th Dec. $5000 ...total prizemoney sashes and trophies up for grabs. Check out the program at this link. Featuring the J17 Vic Maddison Championships, Country V Metro Italian Pursuit and an interesting and diverse program of racing for all divisions. See more
09.01.2022 Update regarding our Office Closure. We are still available to help people with their finances. Reach out by phone, email or social. Take Care.
08.01.2022 Knock Down & Rebuild The practice known as Knock Down & Rebuild is common in metro areas, especially in established suburbs with a shortage of vacant land. It is also worth considering in regional Victoria, particularly when you want to meet the top three rules of property! ... Location, Location, Location! Congratulations to our clients on their project. Cannot wait to see the finished home.
08.01.2022 Some exciting news. As you can see from our new look, Smartline has a new home and look as part of the realestate.com.au family.
08.01.2022 There is no doubt we are in strange times and uncharted waters. But fortunately life does not stop and we all need a place to live. Here is some advice from our realestate.com.au friends on buying property in the COVID-19 crisis: 1. Assess your situation... 2. Plan for the worst when it comes to your finances 3. Seek out the best advice 4. Remember, property is for the loan term https://www.realestate.com.au//buying-a-home-amid-the-cov/
07.01.2022 EPSOM Grown 60.9% in 5 years. Here is a quick snapshot of Epsom... With exceptional population growth, Epsom is now called home to around 5,000 people.... The property market is made up of 75% owner occupiers and only 25% renters. The median house price over the last 12 months is $372,704; with 110 properties selling. Households are dominated by young families with average mortgage repayments of $1,600 per month. The median land price is now $126,500; up from $117,000 - 12 months ago. There were 26 land sales, down from a peak of 138 in 2012. This trend is attributed to a lack of supply rather than a lack of demand! Looking for more information on Epsom, please feel free to message.
06.01.2022 Thanks to Emma Pane and Catalina Soto for riding the 2019 Bendigo Madison in the Smartline jersey. Tough night on the track, but very proud. Womens cycling going from strength to strength.
05.01.2022 A rare gem .... 1,556 sqm block for sale at 15 Harley St, Strathdale. The possibilities are endless. (STCA) Huge vacant residential site with a 100sqm brick shed. Call Lisa on 0417 127 127 for all details.
05.01.2022 Australians handed over a whopping $30.3bn in property taxes and rates in 2018. Property taxes have nearly doubled in the last 10 years! Stamp Duty on Property Sales is excluded from this statistic, but adds another $21.7bn in government revenue. Total cost to Australians... $52bn in 2018.... ACT Government announced they will progressively remove stamp duty by 2032. Source: CoreLogic / ABS
04.01.2022 Comprehensive Credit Reporting (CCR) is now here. What does it mean? Credit or debts you have are now visible to other credit providers. Until now, your credit file only recorded applications for credit, defaults or bankruptcies.... Credit providers are now sharing customer credit information to the credit reporting agencies. Your credit file will now show comprehensive credit information including: - Loan balances - Credit Card Limits - Missed / Late payments - Credit limit breaches Your credit history will become even more important when accessing credit (loans) in the future. If you would like a FREE copy of your credit report, go to https://www.mycreditfile.com.au/ * Check eligibility criteria for your free copy.
04.01.2022 We welcome on-board another lender to our stable to provide more choice and competition to our clients. Australian Unity joins us at the end of May 2019, with interest rates starting from 3.64%pa*. Australian Unity has origins dating back to 1840s and was commonly known as Manchester Unity until the late 1900s.... While the major banks have dominated the market, we are finding smaller lenders are now disrupting the market with competitive interest rates and superior customer care. * T&Cs Apply - Interest Rate based on an Owner Occupied home loan with Principal & Interest repayments.
04.01.2022 Have you checked your interest rate following the reductions?
03.01.2022 Here is a handy link to the contact points for lenders where financial assistance is required. This should save time searching for details and getting transferred between departments. Please feel free to share with family and friends.
03.01.2022 Disappointing only two major banks passed on the full rate cut of 0.25% when they made $29bn profit. Holding back 0.07% generates $180m extra profit margin to one of these banks. Best recommendation is to conduct a review of your banking and seek expert advice.
03.01.2022 BANK GREED As a broker our business model is based on providing customer choice and driving competition. The Banking Royal Commission was meant to investigate bank behaviour and greed. Two of the major banks convinced the Royal Commission that customers should pay for bank services!... In the past, banks paid their staff to meet with customers and process loans. Now, Brokers do the work meeting with customers and processing the loan application on behalf of the customer for the bank. Under this arrangement, the banks pay Brokers but continue to make record profits. Despite these profits, Banks have cut over 50,000 staff and have closed branches across Australia. (200 branches were closed in 2018 alone.) The Royal Commissioner has recommended customers pay for their loan to be processed. This decision will end brokering and allow the Big 4 Banks to dominant the market again and boost profits further! #StopBankGreed. #DontKillCompetition Sign the petition at: https://www.brokerbehindyou.com.au/support-your-broker/
01.01.2022 How special is this house? Great work from local builder Jason Wescott Builder.
01.01.2022 Construction of Stage 5 blocks is now complete. Take a drive around and look at the lots available in this popular estate. Click on the link to go directly to Discover Marong on our website http://www.birchgrove.com.au/estate/discover-marong/
01.01.2022 Let's support Ron through Dry July!
01.01.2022 Wow. The Reserve Bank of Aust (RBA) has today told parliament the official cash rate could end up at Zero %. Fixed Rates currently look attractive; however the downward outlook on interest rates may result in missing out on further reductions if you fix your rates. Talk to a finance specialist about options and the impact on your circumstances.
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