Glenn Considine Financial Adviser | Public figure
Glenn Considine Financial Adviser
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24.01.2022 Need some inspiration to save money in 2019? Check out these podcasts to get you motivated!
24.01.2022 Life insurance is an important product that can give you peace of mind, knowing that money would be available to protect and help your family, should something ever happen to you It allows your family time to adjust to life without you, provides financial assistance to pay off any debts and also provides cash when its needed the most. As we go into the second month of 2019, dont forget to be prepared!... Not only is life insurance affordable, but its also responsible and secures your familys financial future in the case that something unexpected happens to you. If you dont have life insurance yet, send me a message to find out how cost-effective it can be!
24.01.2022 The type of advice a financial advisor can give you on your situation is endless, but they can roughly be broken down into three categories. A one-off issue Want to consolidate your super funds? Or maybe youve suddenly come into a large sum of money?... A long-term plan This could be for when you want to set your sights on a specific long term goal, such as buying a house or investing in the share market. Ongoing advice This is for if you have an investment portfolio or assets that you need ongoing help with. Financial advice doesnt have to be costly, or have you locked into a contract it can be as easy as once off meeting to meet your goals.
24.01.2022 https://finance.nine.com.au//australia-property-prices-syd
23.01.2022 Have the holidays got you looking forward to a comfortable, leisurely retirement? This year is the perfect time to look for new ways to add to your retirement fund and speak to your employer about a way to add more of your wage to your super. That way, you dont miss it when you get your wage. With the majority of people not retiring with enough money, its time to start thinking about these things earlier than we are.... If you need help with a retirement plan in 2019, get in touch with me!
22.01.2022 Almost half of Australians overpay $1.9 billion in premiums each year through duplicate superannuation accounts and on insurance premiums that will not pay out in a claim! Have you checked what youre paying for?
22.01.2022 https://www.9news.com.au//08ac75ca-e716-4c90-b3cb-c621844f
21.01.2022 If you cant afford to replace it, insure it! Insurance is different for everyone and the people around you will have insurance for different things. Whats important, is to ensure that you insure the things that you cant afford to replace or would put you in financial stress to replace.... Cant go out and just buy a new car if you have a crash? Dont have some extra money to replace your flooring if you have a flood? Then you should make sure you have car and contents insurance! Obviously, there will be some items that you dont believe require insurance and thats fine! Just make sure that you have the money to spend on them if something were to go wrong.
21.01.2022 Show me your bank account and I will show you your priorities A great quote that will make you think long and hard about how youre spending your money. We can be quick to complain when we dont have enough money, but its how we spend the money we do have that tells us what our financial future will look at.... You have to have your goals showing in your bank balance, be getting rid of your past debt and be spending your money wisely if you want to meet your financial goals. With the first month of 2019 almost over, have you been spending according to your goals? If youre not sure where to go for financial advice, send me a message and we can discuss your current situation and future goals.
21.01.2022 "Were probably in our most difficult period for sales in the last 10 years."
19.01.2022 What should you do with your extra cash? If you’ve just received a pay rise, bonus, tax refund or some other kind of bump in your finances, you might be planning what to do with the money. While a holiday might seem like a good idea, if you’re looking to boost your finances for your future self, then consider putting the money toward something beneficial, such as:... Open a high-interest savings account Look into investing Make an extra super contribution Pay off debt Create an emergency fund What would you do with some extra cash?
19.01.2022 Do you plan on giving these 4 financial steps a crack this year?
19.01.2022 Unsure what an offset account is and how it can benefit your finances? An Offset Account is an account linked to your home loan that offsets your home loan interest and can save you money! Lets say your home loan is $500,000 and you have $20,000 in your offset account, youll only pay interest on $480,000, instead of on the $500,000!... So, instead of keeping your savings in a separate account, let it sit in an offset account and serve two purposes.
18.01.2022 What should you do with your extra cash? If youve just received a pay rise, bonus, tax refund or some other kind of bump in your finances, you might be planning what to do with the money. While a holiday might seem like a good idea, if youre looking to boost your finances for your future self, then consider putting the money toward something beneficial, such as:... Open a high-interest savings account Look into investing Make an extra super contribution Pay off debt Create an emergency fund What would you do with some extra cash?
17.01.2022 Are you being smart about the way you earn points on your credit card? Dont get caught spending unnecessary money on your credit card, thinking youre getting more benefits than you actually are!
17.01.2022 Australias housing debt crisis is predicted to be the worst in the world this year!
16.01.2022 Australians could retire with an extra $500,000 in superannuation if the federal government adopts the recommendations of a report into the sector.
16.01.2022 How can you save more money in 2019? Its a question people are always asking meand the easiest answer is to refinance your home loan! Its relatively easy and can save you thousands of dollars over the course of the year.... It also reduces your monthly repayments, which means more money in your pocket each month! Message me for more information!
15.01.2022 My advise? Mortgage Broker! There are a few reasons why using a broker can save you both money and time. A broker will shop around for the best lender and product to suit your lifestyle.... A broker will have the most up to date knowledge of the house and loan market so they can find you the most competitive deals. They will explain to you why its not always the best idea to just search for the lowest rate. Certain features and your circumstances will determine what the best product is for you. Before you apply, your broker will give you a guide on what actions to take to ensure that your application has the best chance to get approved. See more
15.01.2022 A finance tip for 2019? Invest in things that will have a long life span, instead of short-term desires, as these can prevent you from reaching your goals! What are you planning on investing in during 2019?
14.01.2022 How much do you spend on Valentines Day? ME Banks latest Love and Money survey revealed that not only do 81% of Australian couples think its the thought that counts, but only 56% of them will also even celebrate the occasion this year.
13.01.2022 https://www.bloomberg.com//stock-rally-down-under-faces-ru
12.01.2022 If youre starting to take steps toward financial freedom next year then think about these steps before you create your goals. Assess where you are in your financial journey Decide where you want to be Plan for retirement... Stay organised Get your financials tailored toward your individual needs in 2019!
12.01.2022 Are you getting ripped off with your pay packet at work? Well, now you can check and go back to the office in 2019 with a better idea of what you should be getting paid.
12.01.2022 https://www.domain.com.au//equity-mate-homeowners-borrow/
11.01.2022 Wondering when youll need financial advice? Heres a rough guide. 20 39 You may want financial help to buy your own home, launch your career or start a family. 40 49 This is a crucial time to start thinking about your future retirement and maintaining your lifestyle.... 50 64 Start protecting your assets and preparing for retirement. What stage are you at in your financial journey?
11.01.2022 The Australian Bureau of Statistics latest housing finance data showed that the total value of the refinance market expanded by 2.7% year on year in October. The survey revealed that roughly 13% of Australian home loan borrowers are planning to refinance their mortgage loans in the next six months, while 28% are thinking of refinancing over the next year. Dont be afraid to hunt for a bargain and refinance your mortgage, it could save you thousands!... If you dont know what youre looking for or how to negotiate a better rate, speak to a broker about doing the refinancing for you.
10.01.2022 MYTH Im too young to see a financial advisor. Gain an advantage over your peers who wait much later in life to see a financial advisor and set up a strategy call with me! We can go through your finances, set goals for the life you want, make positive changes to your current financial situation and start preparing you for retirement.... Want your dream home and to retire comfortably? Then you need to start planningnow.
10.01.2022 Need some help with your finances this year? Call or message me to set up a free consultation to see how we can work together to better your finances for 2019.
09.01.2022 How many forms of income do you have? And did you know that you can have more than one? Here are the main forms of income: Active: Payment for your time work... Passive: Money that works for you Interest, Royalties. Money you can make while you sleep Portfolio: Stocks & Bonds Passive income is definitely the best type of income to have as it means that youre not really having to do anything and is derived from actions youve taken in the past. If you have a passive income, what is it?
09.01.2022 Do you have a spending habit thats wreaking havoc on your budget? This article has some great tips on how to overcome a bad money habit. By remembering to pause and ask ourselves some questions, we give ourselves the space to reflect before we respond with spending money that we might not need to.
08.01.2022 https://www.domain.com.au//apartment-approvals-slump-as-/
05.01.2022 If you really track your spending, you might be surprised by how much money you spend on things like coffee, takeaway or outings. When you get a real understanding of where your money is going, you can decide whether youre happy to keep spending money on these things or whether you need to make a change. It can be difficult to create a budget if youre nave about how and when youre spending your money, so go through your accounts regularly and start tracking each dollar to see if youre happy with what your money is going towards. This will greatly help your financial goals.
04.01.2022 School Holidays can be an expensive time for your family with the majority of families acknowledging that they spend more money during school holidays than any other time of the year. Some money-smart ideas for a more budget-friendly school holidays are cooking, in-home movie nights, arts & crafts, treasure hunts, gardening etc. Dont let the school holidays impact your financial goals and be sure to keep tracking your finances through this time.
03.01.2022 Automatic transactions are great for your budget and meeting your financial goals. We often have so much going on in our minds that we can easily forget to pay regular bills or our monthly credit card payment. Avoid the stress and start automating your accounts and payments.... Dont just set and forget though! Every so often, review your transactions to ensure they are correct.
02.01.2022 According to a report by the Commonwealth bank and The Melbourne Institute, one in four Australians arent enjoying life because of the way they manage their money, with almost a third admitting their lives are often, or always controlled by their finances! Do you feel controlled by your finances? If so, what do you do to try and change this?
01.01.2022 https://www.news.com.au///b49c496cba09179e17f754e300b1e342
01.01.2022 Have you broken down your financial goals for 2019? Short term These goals should take less than 3 months to achieve. E.g. pay off $500 credit card balance Intermediate These goals will take 3 12 months to achieve. E.G Save $5k or invest in shares... Long term These goals will take more than a year to achieve and need to be well thought out. E.G Save a deposit for a house.
