Goodrich Home Loans in Aldgate, South Australia | Mortgage brokers

Goodrich Home Loans

Locality: Aldgate, South Australia

Phone: +61 406 425 466

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• Financial service
• Loan service
• Mortgage brokers

25.01.2022 For anyone who is interested in the $25K HomeBuilder announcement or unsure if it applies to you, this should help provide a couple of key points. If you have any further questions, or would like some calculations made, please don't hesitate to contact us.

21.01.2022 Wondering why the banks aren't passing on yesterday's full rate cut? Here's a nice, simple article that explains it....

20.01.2022 From our home to yours: free home loan consultations by video hookup in the comfort and safety of your home.

20.01.2022 During this period of decreased interest rates, existing bank customers are still left with rates in mid-3% or even higher. Take the time out of your day to call your bank and request a reduction. If you're still not satisfied, feel free to call me for a home loan health check.

17.01.2022 2019 was a turbulent year in the mortgage broking industry, but we ended on a high note, winning Choice Aggregation’s Lender’s Choice Award. A huge thanks to the lender BDMs who voted for us! We’ve got a great bunch of professionals here in SA.

16.01.2022 Some handy money saving tips from our favourite Money Coach, Sarah Martin

13.01.2022 In case anyone was unable to receive my email sent a couple of days ago, here are a few hints of how to manage your mortgage during this stressful time: 1/. Check if you’re making more than the minimum repayments on your loan. Interest rates have decreased in recent times, but often repayments don’t go down when the rates reduce. Check your online banking to see if you are paying more than you need to, and then adjust it down to give yourself some breathing space. 2/. If yo...u have been making extra repayments into your Variable Rate loan, you may have extra redraw available. You could possibly pull the extra funds out of the loan and into another account and use those funds to continue to make repayments. 3/. Most lenders are offering a repayment holiday for two to six months for borrowers whose income has been impacted. There is usually a link on their website where you can go and submit a request for this. We have a list of these links, so if you want to explore that option, get in touch with us and we’ll send you the link directly for your lender. If you do request a repayment holiday it is important to mention that your income has been impacted due to the Covid-19 pandemic so that the new emergency policies are implemented, rather than having to go through the normal hardship procedures. Please be aware that you won’t need to make repayments during the Repayment Holiday but the interest will still be charged during that time and will be added to the loan, so the loan term will effectively increase. 4/. Interest rates have come down recently, but if your home loan is few years old, the rate might still be higher than it needs to be. In some cases, we can help you potentially negotiate a lower rate with your lender, so let us know if you would like help in that way. This is all just general advice, but if you would like some more specific information please contact us directly.

05.01.2022 Working on the weekend is always just a little better when you’re distracted by such a lovely view. #adelaidehills #mortgagebroker

04.01.2022 Home loans from the comfort of your home. New digital tech allows for home loan advice without the need to leave your house.

03.01.2022 COVID-19 Banks are offering hardship programs for people having trouble with repayments as an effect of the virus. You can contact your bank directly or, if you would like some advice, you are very welcome to contact us to chat about your situation. Stay safe, everyone.

03.01.2022 We are so pleased to welcome the clients of Chris Albon’s Crossing Road Mortgages to the Goodrich Home Loans fold. We are very honoured to have been chosen to look after Christine’s valued clients as she closes the doors of Crossing Road Mortgages and moves into the next exciting phase of her life. Looking forward to meeting you all in person!

03.01.2022 For those lovers of the finer details, the HomeBuilder Fact Sheet from Treasury...