Grab Home Loans in Chatswood, New South Wales, Australia | Loan service

Grab Home Loans

Locality: Chatswood, New South Wales, Australia

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25.01.2022 EOFY, time to help yourself or your clients to get rid off their tax debts. I’ve got an awesome scenario for you today. The borrower had used credit cards to fund the launch of his business, and also accrued some tax debt in his 20 months of trading. But because he’d only registered for GST 2 months before needing his loan, lots of lenders turn him away. Solution has been provided and client refinanced @ 75% LVR, paid off his credit cards and ATO debts. Please contact myself on 0481 001 557 for a solution today.

23.01.2022 How to select a business loan There are different types of business loans to suit different stages of a business lifecycle and needs, and selecting the right one can speed up the application process and minimise costs. 1. Finance for a start-up... For a startup company with no trading business or cash flow, it can be quite difficult to secure a business loan. An alternative is to take out an investment loan against the equity of your home or property. 2. Finance for quick cash flow Similar to a line of credit, a business overdraft can be drawn down to a certain limit, but is specifically a commercial loan that is priced accordingly - and more favourably for the business. A great option for those unspecified cash flow requirements that go with owning a business, it provides the flexibility of accessing funds without much prescription. 3. Finance for expansion or investment Aimed at funding long-term investments, term loans are ideal for business expansion. They’re fully drawn advances for a fixed length of time with scheduled repayments. Normally secured against a valuable asset, term loans are commonly used for purchasing new equipment or moving to larger premises. There is also the option of lease finance for those who require equipment upgrade but don’t particularly want to own it. Lease finance is typically used for office equipment, Talk to me today on 0481 001 557 for your options

22.01.2022 How to choose the right business loan From time to time, a business needs a cash injection. With so many lenders offering a dizzying array of products, it can be difficult to know what to choose. There are plenty of different types of business finance, but before diving in and applying, it’s important to understand your requirements first, so that a loan can be matched to your needs, and so that you can potentially avoid the problem in the future.... Do your homework first, because if you don’t, you’re going to buy the wrong product. There are hundreds of ways of getting the money, but you’ve got to match those with the purpose or talk to me on 0481 001 557 today. The consequences of choosing the wrong finance product include paying too much for finance or tax.

22.01.2022 RBA slashed the rates last week again! Is your lender not passing on the full rate cut? Are you thinking it's time to finally get into the market? Contact us on 0481 001 557 and let us help you!

21.01.2022 Previously I have talked about when is the best time to refinance your mortgage. Here is some more tips: Are you looking to pay less interest?... Some people are savvy researchers and will want to take advantage of a lower interest rate from another lender should that be available to reduce repayments. If you aim for a lower interest rate, this could potentially save you a lot of money in the long term. While saving money is often one of the biggest benefits of refinancing, it may not be as straightforward as that and careful consideration is required. At this point, I will need to find out about your existing loan, repayments and current loan structure. I will also need to find out more about your current financial situation, including your income, any other current debts and about any assets you own. The current value of the property is also taken into consideration, so I will have access to current data that will indicate what your property is likely to be worth. I will then review the various loan options and figure out whether it’s worth it for you to refinance.

20.01.2022 $1500 broker rebate on loan balance over $500,000 $500 for loans between $250,000-$500,000 NAB is now offering $2000 cashback per customer on all refinances rates from 2.19% ... Virgin money (Bank of Queensland) $2500 cashback per customer on refinances rates from 2.09% ANZ $3000 cashback per customer on refinance rates from 2.29% CBA, Westpac, St George all offering cashback on refinances.

19.01.2022 In the previous post, I gave you the list of tips. Now I want to give you more information on each tip. Tip 4: If you don’t ask, the answer is always going to be no... I’ve heard a lot of weird and wonderful requests when it comes to purchasing a house, so really you can ask for anything. Whether or not it will be accepted is another thing, From wanting certain fixtures included in the sale price, to extra inspection requests, you won’t know what the owners are happy to give if you don’t voice your desires. However, before you go wild with requests, think about what is most important to you, as realistically the owners aren’t likely to budge on everything. In theory, you can inspect a property as many times as you like. In practice though, it will depend on your agent’s availability and whether or not the owner is currently living in the property. You might put off the owner if you are constantly disrupting their day, so as an alternative I’d suggest visiting the street at different times during the week. You don’t have to enter the actual home to get a vibe of what the neighbourhood is like. A house that requires a bit of repair work is a great bargaining tool and generally an opportunity to secure a good price.

11.01.2022 First home buyers, best time to purchase, special rate, with cash back offer! contact us today 0481 001 557!

09.01.2022 When was your last home loan health check? Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much. What’s involved?... I can do a full home loan health check for you either in person or over the phone. I will check if your loan is still competitive and still suited to your individual needs. Having an expert do this for you can also take the stress out of the process for you. It is advisable to get this check done at least once a year, or if your circumstances change. Questions to ask Be aware of what you want checked. Think about the following Am I paying an unreasonably high interest rate? Am I paying high fees? Am I happy with the service I receive? Does my loan give me the features I need? Am I paying for features I don't use? Have my financial circumstances changed? Call me on 0481001557 today for your free home loan health check

05.01.2022 How small businesses can minimise tax liability? End of financial year is a great time to take advantage of business equipment deals, Planning ahead and thinking carefully about your business needs are key to minimising both tax liability and cash flow impact. As business owners rush to minimise tax liability and equipment suppliers fight for the dollars those businesses are looking to spend before 30 June, end of financial year generally sees commercial equipment heavily dis...counted. Savings can also be made by prepaying for goods or services that will increase in price shortly, as long as the price differences are greater than the interest that would be earned on deposits in the time between prepayment and when payment would otherwise be due. If you have significant profit this year, you might do that, but you then can’t access that working capital so you need to be very careful that it really is surplus, the finance broker says. The finance broker compares this consideration to the decision about whether to pay cash for a company car or to buy it with finance; the interest is an extra cost, but it allows the company to hold onto capital that may be put to a use that provides a higher return than the cost of the interest. There are several ways to finance the purchase of business equipment, including straightforward commercial or equipment loans, finance leases, hire purchase, and a host of function-specific products. contact me to max your tax benefit this financial year for your business now on 0481 001 557. See more

05.01.2022 When is the best time to refinance your home loan? As a home owner with a mortgage, chances are you’ve heard of the term 'refinancing'. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants and circumstances. Refinancing can also allow you to consolidate your debts or pay down your mortgage more quickly.... Another common reason borrowers look to refinance is so that they can access equity the amount you'd get from selling your home after settling any associated loans, such as a mortgage on that property, and any other costs associated with the property. Depending on that amount, you may be able to access equity in the property without having to sell it, for example, to make home renovations or to buy an investment property. However, refinancing is not suited to everyone. There are many different factors you will need to consider when thinking about refinancing a loan. Before you initiate an application to refinance, I will help you to assess your needs and objectives as well as your current financial situation. So how will you know that refinancing is the right option for you? Speak to me about your needs and whether you can afford a different loan structure or other change to your mortgage, particularly if you have more than one property.

02.01.2022 Do you have a busy credit file? Do you find it is hard to get finance or lower rate. Contact talent home loans today on 0481 001 557 for your best solutions.

01.01.2022 Currently on offer, don't miss out

01.01.2022 Want to buy a property but don't have a deposit? Contact us on 0481 001 557 to see how we can help! Here's a video below showing how you can bid at auction without a deposit.