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Grape Vine Finance

Phone: +61 404 476 957

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22.01.2022 Home designs ...

13.01.2022 At the beginning of the new financial year, your cash flow is probably tighter than your jeans (that managed to fit before Easter .) You might therefore be searching for a loan to help keep you afloat. Or you simply may need asset finance for tax purposes Getting a loan can be a complex process, especially when the conditions attached can be hidden in the fine print. If you’re in the market for a loan and want your application approved quickly, here are common mistakes you... should be avoiding. 1 Lying about your income and expenses Whilst it might seem like a good idea to fudge your expenses a little, lying to the bank about how much money you make and how much you spend could do more harm than good. Don’t laugh .. yes I have had people in the past lie about what they get paid $ at appointments, then payslips are forwarded the cat comes out of the bag . Making multiple applications at the same time If you’re in the market for a new rental property, or looking for the best insurer, it might be a good idea to send off applications to different companies, and source a range of quotes to choose from. This process can be quite useful for these industries, BUT in finance this is not a smart move! Filling out a number of lender applications at the same time negatively impacts your credit rating, and directly impacts your chances of having your loan application approved. Sending off also makes you look like an unreliable borrower who is just hoping to get some cash quickly.