Greater Geelong Finance | Loan service

Greater Geelong Finance

Phone: +61 437 095 312

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23.01.2022 Forget all the reasons why it won't work and believe the one reason why it will! . . . .... . #mortgagebroker #mortgagebrokers #geelongbroker #fbaabroker #mortgageadvisor #greatergeelongfinance #homeloans #homeloan #carloans #personalloan #personalloans #loans #firsthomebuyer #firsthomebuyers #refinance #realestate #homeownership #money #savings #mortgage #dreamhome #womeninfinance #geelong #geelongsmallbusiness #geelongbusiness #supportlocal #womeninbusiness #BossLady #growth #goals #mortgagebrokergeelong See more

18.01.2022 Greater Geelong Finance would like to wish you a very Merry Christmas and a safe and happy holiday season with your loved ones. Our office will be closed from 25th December and re-opening on Wednesday 6th January 2020. Thank you for your support over 2020, we look forward to continuing to support you and your family and friends to fulfil their property and finance dreams in 2021.... #mortgagebroker #homeloan #realestate #firsthomebuyer #refinance #geelongbroker #carloans #personalloans #fbaabroker #mortgageadvisor #greatergeelongfinance #money #savings #mortgage #loans #geelong #geelongsmallbusiness #geelongbusiness

18.01.2022 No home loan deposit, no worries? . . For those first home buyers that are looking to get into the market but who do not have a deposit, there is another way. .... Family guarantees! Also known as guarantor loans or family pledge/equity loans. The terminology Just depends on lender. . Have you heard about these? Do you know how they work? . . A guarantor loan or family pledge allows borrowers to access finance for the full property purchase price, plus a further 10% of the costs involved. To enable this, an immediate family member provides a limited personal guarantee for the pledged amount, supported by equity in their existing property. . In English, this means you can borrow money against a family members property (home or Investment) if there is available equity and use this as security. . This type of loan is typically suited to first home buyers with limited deposit and whose parents are willing and able to offer security support. You can purchase an established property or build a property for you to live in or to rent. . Interested in learning more. . . Touch base with Julie. . . . . . #mortgagebroker #mortgagebrokers #geelongbroker #fbaabroker #mortgageadvisor #greatergeelongfinance #homeloans #homeloan #carloans #personalloan #personalloans #loans #firsthomebuyer #firsthomebuyers #refinance #realestate #homeownership #money #savings #mortgage #dreamhome #womeninfinance #geelong #geelongsmallbusiness #geelongbusiness #supportlocal #womeninbusiness #BossLady #growth #goals #mortgagebrokergeelong See more

16.01.2022 What is the Vic stamp duty waiver and am I eligible? The Victorian Government has announced a land transfer (stamp) duty waiver for purchases of Victorian residential property with a dutiable value of up to $1 million. For new residential properties, a 50% land transfer duty waiver of the duty otherwise payable applies. For existing residential properties, a 25% land transfer duty waiver of the duty otherwise payable applies.... For vacant residential land, a 25% land transfer duty waiver of the duty otherwise payable applies. The waiver applies after all other eligible benefits, such as the first home buyer duty concession, the principal place of residence concession and the pensioner concession, have been taken into account. However, the waiver does not apply to foreign purchaser additional duty. Is my transaction eligible? To be eligible for this waiver: your purchase must be for residential property, whether or not you use it as your principal place of residence, have a dutiable value of $1 million or less, the contract must be signed on or after 25 November 2020 and before 1 July 2021, and the arrangement must be a bona fide purchase for adequate consideration (not a gift). The waiver does not apply to: Any residential property transaction with a dutiable value over $1 million. A transfer that obtains the commercial and industrial land concession (i.e. the purchase of residential property in regional Victoria for the purpose of converting it to be used for a commercial or industrial use). Need to know more call Julie 0437 095 312 Greater Geelong Finance #mortgagebroker #homeloan #realestate #firsthomebuyer #refinance #geelongbroker #carloans #personalloans #fbaabroker #mortgageadvisor #greatergeelongfinance #money #savings #mortgage #loans #geelong #geelongsmallbusiness #geelongbusiness

12.01.2022 Some great tips for new home buyers in this competitive market. Preview campaigns. Interesting read.

11.01.2022 Happy New Year! . Hoping you had a restful and enjoyable time with family and friends over your holiday break. We are back in the office today and ready to help you with all your finance needs. .... Bring on 2021! . Get in touch to see how can help you today . . Julie Joseph 0437095312 [email protected]

09.01.2022 HomeBuilder Grant extension HomeBuilder applications extended until 14 APRIL 2021 With the extension of the Australian Government's HomeBuilder Grant program until 31 March 2021, there is no rush to apply before the year ends. This is because the previous application deadline of 31 December 2020 has been extended.... You now have until 14 April 2021 to submit your HomeBuilder application, regardless of which grant you are applying for. The SRO website has been updated with the revised HomeBuilder guidelines to reflect the extension of the program and the two grant amounts that are now available: $25,000 grant - you must enter into a contract to build or renovate between 4 June 2020 and 31 December 2020. $15,000 grant - you must enter into a contract to build or renovate between 1 January 2021 and 31 March 2021. Looking for more information, head over to the State Revenue website, or click on the Link: https://www.sro.vic.gov.au/homebuilder-grant-guidelines #mortgagebroker #homeloan #realestate #firsthomebuyer #refinance #geelongbroker #carloans #personalloans #fbaabroker #mortgageadvisor #greatergeelongfinance #money #savings #mortgage #loans #geelong #geelongsmallbusiness #geelongbusiness

06.01.2022 Nothing like running late due to last minute Easter bonnet adjustments! But he's happy... #easterbonnetparade #easterbonnet #mumlife #greatergeelongfinance #wedidit

03.01.2022 Happy Easter! . We would like to wish everyone a Happy Easter! Enjoy time with your family and friends. Our office will re-open on Tuesday.... . . . . . #mortgagebroker #mortgagebrokers #geelongbroker #fbaabroker #mortgageadvisor #greatergeelongfinance #homeloans #homeloan #carloans #personalloan #personalloans #loans #firsthomebuyer #firsthomebuyers #refinance #realestate #homeownership #money #savings #mortgage #dreamhome #womeninfinance #geelong #geelongsmallbusiness #geelongbusiness #supportlocal #womeninbusiness #BossLady #growth #goals #Mortgagebrokergeelong See more

03.01.2022 Top 15 Budget Ideas for 2021 . So as the New Year rolls around we usually reassess what we have, what we would like and put some goals in place for things we like to achieve. . Those goals can be professional or personal and are things that you are happy to work for. ... . With that in mind, maybe your goal is to save and buy a house or a new car or upgrade your existing home to one that better suits your changing family. These things require us to save some $$$. . So how do we make this happen, well we usually need to look at our finances and work out a budget so that we know what we can afford or how much we can save. . So I thought the best place to start with making you dreams come true was to help you with ideas to budget. Not the most exciting thing to do but definitely a helpful one! . Top 15 Budget Tips: 1. Get a budgeting app (i.e. Pocketbook, TrackMySPEND, Splitwise) 2. Try an Online Budgeting Tool (i.e. Everydollar) 3. Use your budgeting features in your online banking account 4. Analyse your past spending habits to see where your money goes 5. Earn Interest on your Savings 6. Use Cash instead of Card 7. Pay off your debt 8. Leverage Micro-investments (i.e. Raiz Invest) 9. Pay yourself first (that is pay your savings first) 10. Set achievable goals & adjust goals, as required 11. Envelope System (i.e. cash in envelope for each bill) 12. Cut up your credit cards 13. Create a buffer in your Budget 14. Allow for budgeting differences each month 15. Make it simple and time efficient to do or it won’t get done! . If you would like more finance tips and knowledge to help you on your financial journey follow us at @Greater Geelong Finance. . Please Share or Like if you think this information would be helpful to others. #mortgagebroker #homeloan #realestate #firsthomebuyer #refinance #geelongbroker #carloans #personalloans #fbaabroker #mortgageadvisor #greatergeelongfinance #money #savings #mortgage #loans #geelong #geelongsmallbusiness #geelongbusiness

02.01.2022 Still on your probation period at work, no worries! . . We have lenders on our panel that cater to you. If you’re working in the same industry, we have options to get you a home loan and into your dream home. Like to learn more about how we can help. T & C's apply. .... Contact Julie to find out more. . . . . Julie Joseph 0437 095 312 [email protected] https://greatergeelongfinance.com.au/ . . . . . #mortgagebroker #mortgagebrokers #geelongbroker #fbaabroker #mortgageadvisor #greatergeelongfinance #homeloans #homeloan #carloans #personalloan #personalloans #loans #firsthomebuyer #firsthomebuyers #refinance #realestate #homeownership #money #savings #mortgage #dreamhome #womeninfinance #geelong #geelongsmallbusiness #geelongbusiness #supportlocal #womeninbusiness #BossLady #growth #goals #Mortgagebrokergeelong See more

02.01.2022 Looking for an easier way to budget, well then the 50/20/30 rule maybe for you. So what is this rule? This is a basic rule for budgeting and keeps things simple. ... The rule is to divide up your after-tax income and allocate it into three expense categories: 50% on needs - Ideally, you’d spend 50% of your after-tax income on essential living expenses, like rent or your mortgage, other loan payments, groceries, bills, insurance and transportation. 20% to savings - Next, you’d channel 20% of your income into your financial goals, whether that’s building an emergency fund, boosting your superannuation or resolving debt payments. 30% on wants Lastly, 30% of your money would be allocated to things that make your life a little more enjoyable, but aren’t necessary to get by. Think new clothes, concert tickets, a holiday or a meal out with friends. If you would like more finance tips and knowledge to help you on your financial journey follow us at Greater Geelong Finance Please Share or Like if you think this information would be helpful to others. #mortgagebroker #homeloan #realestate #firsthomebuyer #refinance #geelongbroker #carloans #personalloans #fbaabroker #mortgageadvisor #greatergeelongfinance #money #savings #mortgage #loans #geelong #geelongsmallbusiness #geelongbusiness