Green Square Mortgage Broker in Sydney | Property

Green Square Mortgage Broker

Locality: Sydney

Phone: +61 2 8338 8900

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25.01.2022 There are many benefits associated with using a mortgage broker when it comes to taking out a home loan. Some of the biggest drawcards are: Convenience If youre time-poor, which many of us are due to work and family commitments, then a broker makes appointment times that suit you and your lifestyle. Often, a broker will visit you at home and can even visit you after office hours or on weekends. In-depth loan search Rather than showing you one or two loans, a mortgage... broker asks a series of questions about you, your needs and your existing financial circumstances. Then, theyll find you loans that match your needs. A broker then compares each of these products and provides you with a comparison so you can discuss your options. Greater product variety Mortgage brokers typically have a selection of lenders on their panel, with these lenders offering multiple loans. As a result, you can choose from the bank, credit union or building society products, with many at discounted rates. https://payghomeloan.ding.financial/ #sydneyfinancebroker #sydneycommercialleasing #dingfinancial #broker #financebrokersydney #nonresidentloans #alexandriamortgagebroker #lowinterestratehomeloans

25.01.2022 You may have heard the term prime lending but what does near-prime lending and how near is it. Each lender considers the terms and methodology different so it is important that you use the insights of a mortgage broker to bring you the information and also the lenders of what is on offer. https://nearprimelending.ding.financial/ #lowratehomeloans #sydneymortgagebroker #dingfinancial #restructurefinance #selfemployedhomeloans #businessfinance #financebrokersydney #wollongong

22.01.2022 Is your #loandeferral coming up for review? Is your plan to #refinance or pay out the loan? With interest rates at historic lows, maybe now is the time to #createyourownopportunity. Reach out to the team at #DingFinancial to find out more. https://www.lending.bot

22.01.2022 Convenient appointments Mortgage brokers are more flexible with their hours and sometimes willing to do after hours or weekends, meeting at a time and place that is convenient for you. This is a huge benefit for full-time workers or families with commitments to consider when wanting to find an investment property or selling up and moving on.... https://creditassistance.ding.financial/ #firsthomebuyerloans #sydneycommercialleasing #nonresidentloans #alexandriamortgagebroker #restructurefinance #sydneymortgagebroker #mortgagebrokercarlton #sydneyfinancebroker

22.01.2022 Buying your own home for the first time can be exciting and challenging, with a whole range of financial issues to consider. First among them will be the type of loan you can qualify for, considering your current financial position and any government assistance that you may be eligible for. There is also a multitude of options you will need to consider, from fixed or variable loans, to redraw facilities and offset accounts. It can be confusing at first, and the more resea...rch you can undertake, the better you will be prepared to make the right decisions for the security of your financial future. https://firsthomebuyer.mymoney.financial/ #broker #businessfinance #mortgagebrokerwollicreek #nonresidentloans #kogarahmortagebroker #greensquaremortgagebroker #restructurefinance #lowratehomeloans

21.01.2022 Welcome to Ep.14 of the Cost of Carry podcast by Ding Financial. This episode includes an overview of what we have observed and accomplished for ourselves, the market and our customers for the first quarter of the new financial year...as well as some hints to prepare for 2021 and beyond. https://youtu.be/wMc7pqkvKqI #podcast #DingFinancial #costofcarry #mortgages #finance #broker #discussion #interests #personalloan #commerciallending

21.01.2022 Have you thought about whether you are getting the best possible offer for your existing mortgage? Your conditions may have changed, the value of the property has changed and income changed. It may be time to consider a mortgage checkup to see if a better interest rate or conditions are on offer. https://refinancecheck.ding.financial/ #kogarahmortagebroker #businessfinance #mortgagebrokerwollicreek #mascotmortagebroker #mortgage #financebrokersydney #dingfinancial #nonresidentloans

20.01.2022 Considering a home loan for your environmentally friendly house? Whether for a new purchase or refinance. Talk to Ding Financial about the options available in Australia, the eligibility requirements and incentives available #greenloans #greenfinance #esgloans

20.01.2022 Buy vs Rent - Whats the Best Option in 2020? With interest rates at their lowest level in more than 50 years, in many locations around Australia, its now become cheaper to buy than rent. So, should renters start thinking about buying?... Pros of Buying - Record low interest rates mean record low repayments. - The Government is throwing tens of thousands of dollars worth of incentives at first home buyers. - Youre buying an asset that will appreciate over time. - Its yours and you can do what you want with it - including hanging pictures on the walls. Pros of Renting - You can live anywhere you want including higher priced suburbs, which might not be easy to buy into. - You wont need to save up a large deposit to continue as a renter. - The landlord will pay for maintenance and repairs. - Youre free to move and live in different areas and cities. #kogarahmortagebroker #firsthomebuyerloans #selfemployedhomeloans #lowratehomeloans #sydneycommercialleasing #financebrokersydney #wollongong #greensquaremortgagebroker

19.01.2022 Are you self employed and seeking finance? Find it difficult to have the bank understand your business and accounts? We understand self-employed finance is sometimes difficult. With our accounting and business advisory insights combined with our financial expertise we can work with your existing accounts, activity statements and help you get the finance that you need. https://selfemployedhomeloan.ding.financial/ #mortgagebrokercarlton #kogarahmortagebroker #sydneymortgagebroker #lowratehomeloans #lowinterestratehomeloans #nonresidentloans #firsthomebuyerloans #mortgage

18.01.2022 Why you need to consider using a mortgage broker 1. Mortgage brokers arent tied to lenders or loans - Mortgage brokers are able to save you time and money by finding the right loan and lender for you. 2. They can guide you - Not only will a mortgage broker help you find the right loan, they can also help you with the homebuying process. Liaising with everyone from accountants to real estate agents, ensuring the entire home buying process is a breeze.... 3. Brokers provide a service - You dont have to pay to work with a mortgage broker and their fees are generally covered by the lender. 4. Get approved faster - Because mortgage brokers have a strong relationship with a range of lenders, they can often get your loan approved faster. 5. Brokers help in specific areas - Many brokers are experts in different areas of specialisation, such as working with first home buyers or getting construction loans or loans for property investors. Often banks simply arent going to be across the different options. #sydneycommercialleasing #sydneyfinancebroker #mortgagebrokerwollicreek #businessfinance #wollongong #selfemployedhomeloans #mascotmortagebroker #firsthomebuyerloans

17.01.2022 Welcome to Ep.12 of the Cost of Carry #podcast by Ding Financial. This episode includes a #discussion about ASICs REP 628 - #Lookingforamortgage: Consumer experiences and expectations in getting a home loan. https://youtu.be/uh5H6LQpKQU #podcast #DingFinancial #costofcarry #mortgages #finance #broker #discussion

16.01.2022 Welcome to Ep.11 of the Cost of Carry #podcast by Ding Financial. This episode includes a #discussion about #broker origination, 0% loans, self-regulation, the difference between needing a loan and wanting a loan, and interacting with clients. https://youtu.be/FaDKIulzEB8 #DingFinancial #costofcarry #mortgages #finance

16.01.2022 A reverse mortgage home loan is a credit product type of equity release product (ERP), where your loan is based on how much you own of your home (the equity). Is it the right loan for me? https://reversemortgage.ding.financial/... #financebrokersydney #alexandriamortgagebroker #mortgagebrokerwollicreek #mortgagebrokercarlton #lowinterestratehomeloans #lowratehomeloans #mortgage #kogarahmortagebroker

16.01.2022 Maybe it is time to upgrade the car? Car getting a little old? Time to spoil yourself? Then maybe time to chat about seeking finance for the next purchase. Consider how much you can afford and the options that are available. https://carloan.ding.financial/

16.01.2022 Welcome to Ep.17 of the Cost of Carry podcast by Ding Financial. This episode is a #discussion about the announcement to phase out #stampduty in NSW. https://youtu.be/Sru4I5OkutQ #podcast #DingFinancial #costofcarry #mortgages #finance #broker #discussion

16.01.2022 Welcome to Ep. 1 of Knowledge Insights. This episode features a conversation with Karen Stephens, who is the CEO of Bcyber. We discuss everything from challenges faced by organisations, how a work from home model creates vulnerabilities in IOT ecosystems, and also possible strategies business owners could consider. https://youtu.be/Rf58aMi1U8c #podcast #DingFinancial #knowledgeinsights #finance #broker #discussion #cyberinsurance #cybersecurity

15.01.2022 How to Avoid Getting Your Loan Application Declined https://www.ding.financial/how-to-avoid-getting-your-loan/

14.01.2022 Are you an international borrower and seeking finance for a property purchase in Australia? It can be tricky and extremely difficult. Chat with our experienced team at Ding Financial of how we can assist you with a purchase. https://internationalborrower.ding.financial/... #alexandriamortgagebroker #selfemployedhomeloans #broker #businessfinance #mortgage #kogarahmortagebroker #mortgagebrokerwollicreek #greensquaremortgagebroker

14.01.2022 Are you considering a refinance or new finance? Then learn from the Ding Financial team with the insights, knowledge and expertise https://creditguidance.ding.financial/ #kogarahmortagebroker #sydneyfinancebroker #lowinterestratehomeloans #mortgagebrokerwollicreek #financebrokersydney

14.01.2022 Are you considering a change in lifestyle from city to rural life? Maybe you want to consider the country lifestyle? It is important to consider that lending is different when seeking to purchase a rural property. Find out more before making the commitment without seeking out what sort of finance options are available https://ruralproperty.ding.financial/... #businessfinance #mortgage #mascotmortagebroker #dingfinancial #kogarahmortagebroker #lowinterestratehomeloans #alexandriamortgagebroker

11.01.2022 Welcome to Ep.13 of the Cost of Carry #podcast by Ding Financial. In this episode I briefly discuss a few ideas about the Government's proposed changes to #responsiblelending. https://youtu.be/XtJxoatHXUo #podcast #DingFinancial #costofcarry #mortgages #finance #broker #discussion

09.01.2022 How to Make the Most of Your Equity One of the most powerful elements of property investing is that you can access the equity you have in your current property to continue to invest and grow your portfolio. It can be a misconception that you need to have huge sums of money to grow a large portfolio when in reality, you just need to wait for the natural growth that occurs over time and leverage the equity that has been created.... What is Equity? Equity is simply the market value of your property, less the money you have owing on it. For example, if your property is worth $500,000 and you have a mortgage of $300,000 remaining on the property, then you have $200,000 in equity that you can access to continue to invest. Building on this example, if the value of your property grew further to $600,000, that would mean that you would then have $300,000 in equity in which to invest. This highlights the power capital growth can have, when it comes to building a large property portfolio. Accessing Equity The first step in accessing the equity you already have in your home is to get your property valued. It is important to get it valued by an independent valuer who works with a range of lenders. Your mortgage broker will be able to guide you on the process. Similarly, they will also be able to help you structure your loans in a way that will be most suitable for your situation. For instance, you might want to cash out a portion of your equity and leave it in an offset account to use as a deposit on an investment property. Its also worth noting that to access the equity in your home, you will still need to meet the normal requirements from the lenders when applying for a home loan. Mainly, that means you will need to be able to service the loan based on your current income and expenses. Investing Your Equity Your mortgage broker will be able to work with the lender to determine not only how much equity you can access, but they will also be able to set a pre-approval limit for your next purchase. As a general rule, you only want to borrow up to 80% of the propertys value in order to avoid other costs such as Lenders Mortgage Insurance. Returning to the example of our property that is worth $500,000 with a $300,000 mortgage - while you have $200,000 in equity, you will likely only want to access $100,000, which is 20% of the propertys value. These funds can then be used to pay for the deposit on another property as well as additional costs such as stamp duty, settlement and your valuation expenses. Over time, we know that property is an appreciating asset and when your properties rise in value, you will be creating more and more equity that you can continue to access. This is how you can build up a large portfolio, with only the one initial deposit on your first property.

09.01.2022 Competition brings out the best and finance is no different. If you have an existing mortgage, maybe seeking new for an apartment, then chat with the team from Ding Financial. https://apartmentfinance.bidmyfinance.com/ #sydneycommercialleasing #kogarahmortagebroker #businessfinance #broker #mortgagebrokerwollicreek #selfemployedhomeloans #restructurefinance #lowinterestratehomeloans

07.01.2022 Is an interest-only loan the option I need to consider? Gain an understanding of the differences between P&I and IO loans. Talk to the team at Ding Financial https://interestonlyloans.ding.financial/ #greensquaremortgagebroker #mascotmortagebroker #mortgage #sydneyfinancebroker

06.01.2022 One of the most critical parts of purchasing a property is understanding how much you can borrow, the types of loans available and understanding what documentation and also your credit score. Seeking a pre-approval of finance for your property purchase is important. It is best to try and understand the current lending environment including lending criteria, interest rates and also loan types that are available. Talk with us today to discuss your individual circumstances and w...e can provide our insights and expertise to assist you. https://preapprovedfinance.ding.financial/ #sydneycommercialleasing #dingfinancial #sydneymortgagebroker #lowratehomeloans #mascotmortagebroker #lowinterestratehomeloans #mortgagebrokercarlton #restructurefinance

05.01.2022 A key part of the sales process when using a private treaty is the offer and acceptance process. Understanding what makes a strong offer is not only important, it could potentially help you achieve a positive outcome. When making an offer on a property, its important to understand the implications of what that offer might look like to the vendor. Here are five things to consider before making an offer. Understand a Propertys Value...Continue reading

03.01.2022 Are you a first home buyer looking for finance? consider the team at Ding Financial https://fhb.ding.financial/ #dingfinancial #mortgagebrokerwollicreek #nonresidentloans #financebrokersydney #broker #sydneyfinancebroker #wollongong #mortgagebrokercarlton

02.01.2022 Consider how you can consolidate your debts? Talk to Ding Financial https://debtconsolidation.ding.financial/ #mortgagebrokerwollicreek #wollongong #financebrokersydney #selfemployedhomeloans #sydneyfinancebroker #lowinterestratehomeloans #sydneymortgagebroker #broker

02.01.2022 Should You Consider a Cash-Out Refinance? https://www.mascot.properties/should-you-consider-a-cash-/ #selfemployedhomeloans #businessfinance #mascotmortagebroker #mortgagebrokerwollicreek #sydneycommercialleasing #firsthomebuyerloans #alexandriamortgagebroker #broker