Navigate Finance & Lending in Toowoomba, Queensland | Financial service

Navigate Finance & Lending

Locality: Toowoomba, Queensland

Phone: +61 7 4602 0734

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24.01.2022 Rates down again!!

22.01.2022 Unfortunately necessary info ...

22.01.2022 Latest Government Grant Data Am I eligible? On a basic level:... You need to be an adult Australian citizen with a taxable income less than $125,000 a year. If you live with your partner, your combined income has to be less than $200,000 per year Before the end of the year, you need to enter a contract to renovate or build your main place of residence, with construction to begin within three months of the contract date (no investment properties) For renovations, you need to spend between $150,000 and $750,000 of your own money, and the house youre renovating must be valued at less than $1.5 million prior to renovations Renovations need to improve the accessibility, safety or livability of the home and dont include external work like swimming pools, tennis courts and sheds For new builds, the total value of the completed home needs to be less than $750,000, including land

22.01.2022 Sorry Guys, for some reason I cant upload a video at present ; main points are ; From January 1 , Grant goes to 15% of Purchase Price You have to show you have saved 5% yourself On existing property as well as new ... Website for the grant is nhfic.gov.au/what-we-do/fhlds/

21.01.2022 They have dropped again- cash rate now 1% !!

21.01.2022 Making Lemonade !! With all the issues around moving forward with changes in loan repayments, government subsidies and grant payments , I wanted to give you all some data as to what is available and where. I have tried to break this up into ;... 1. Business 2. PAYG / Centrelink As always let me know if you are needing 1 on 1 assistance . currently I am referring people here rather than Individually giving this data one on one As we have seen though , this info will change, and i would expect it to change as the days unfold.

20.01.2022 Some good info here including the latest Job Keeper assistance www.business.gov.au//coronavirus-information-and-support-/

20.01.2022 Some interesting details !!

19.01.2022 Making Lemonade !! Some more info for guidance with assistance; Business Relief : https://treasury.gov.au/coronavirus... Centrelink Assistance : https://www.dss.gov.au//coronavirus-covid-19-information-a Centrelink is open( phone calls ) from 8 am to 8 pm Weekdays and 9 am to 5 pm Weekends 132 850

18.01.2022 If you have concerns with current Loan Obligations Watch here

18.01.2022 First Home Buyers Scheme , starting to get some details , in brief ; Purchase Price to be capped Number of grants to be capped... watch this space ..........

17.01.2022 Were hiring !!!

14.01.2022 This is great news for people borrowing money . Looking to remove a lot of the limiting factors of lending

13.01.2022 Hi Everyone, Thanks so much for the Enthusiasm with our Administration Position add !! We have had a lot of enquiry , so much so that we have closed the add after only 5 days !!... If you missed responding to the add or know someone who you think would suit just email me your resume !!

13.01.2022 Had lowest Home loan rate yet .... Loans are in the 2s

12.01.2022 Some more details released on the New First Home Buyers Scheme

11.01.2022 Definition of Success ...

11.01.2022 Some new info on latest Grant Information for Regional Queensland

10.01.2022 Update for small business

10.01.2022 Good News for SME

07.01.2022 Some good points around Share Market

07.01.2022 Making Lemonade

06.01.2022 ASSISTANCE FOR BUSINESS The Queensland Government has announced the following: $500 Rebate on electricity bills for small and medium sized businesses that consume less than ... 100,000 Kilowatts per hour, this will automatically be applied to your electricity bills. Liquor licensing fees waived for businesses impacted by enforcing safety industry shutdowns. Payroll tax relief is available via application. This includes refunds of payroll tax for 2 months, a payroll holiday for 3 months, and deferral of paying payroll tax for the 2020 calendar year. This is for businesses affected by Coronavirus if their current turnover, profit, customers supply contracts or other factors are negatively affected when compared to normal operating conditions. Link to Australian governments Economic response to Coronavirus support for Businesses. https://treasury.gov.au/coronavirus/businesses https://treasury.gov.au/coronavirus/business-investment

05.01.2022 GOOD NEWS The new grant is open to existing and new properties!! Im going to post a video later today going into more details

05.01.2022 ASSISTANCE FOR INDIVIDUALS AND CENTRELINK Federal Government has announced the following: The Economic Support payment is Two payments of $750 for income support recipients. The first being distributed from 31 March and the second from 13 July. ... Criteria for the second payment is different with the introduction of the Coronavirus supplement. This means you eligible for either the 2nd economic support payment ($750) or the Coronavirus supplement ($550 Ftly). Examples of this are A person receiving only family tax Benefit will receive both Economic Support payments of $750. A person on a jobseeker payment you will receive the first Economic Supplement payment ($750) and the Coronavirus Supplement ($550 Ftly) Waiting periods have also been waived. The ability to access $10,000 of your super in the 19/20 and 20/21 financial year. This money will not be taxed, and it will not affect Centrelink Veterans Affairs Payments. The Queensland Government has announced the following: $200 Rebate for all 2.1 million homes to offset the cost of water and electricity, this will automatically be applied to your electricity bills. Helpful links https://treasury.gov.au/coronavirus/households

03.01.2022 Theyve done it again....... Rates down another Quarter Percent

03.01.2022 Never seen this before......

02.01.2022 Some more update info from today re government assistance JOBKEEPER: Details of the JobKeeper package can be found https://treasury.gov.au/coronavirus/jobkeeper JOBKEEPER: Information for Employers: https://treasury.gov.au//Fact_sheet_Info_for_Employers_0.p... JOBKEEPER: Information for Employees: https://treasury.gov.au//Fact_sheet_Info_for_Employees_0.p SUPPORTING BUSINESSES TO RETAIN JOBS: https://treasury.gov.au//Fact_sheet_supporting_businesses_ HELP FOR BUSINESSES: Full details for the Governments support package for business (including Sole Traders) can be found below including changes to the instant asset write-off, cash flow assistance, etc. Call the Business Hotline on 13 28 46 or the Queensland State Governments Business Hotline on 1300 654 687. https://business.gov.au//coronavirus-information-and-suppo JOBSEEKER: The Government has temporarily expanded eligibility to income support payments and established a new, time-limited Coronavirus supplement to be paid at a rate of $550 per fortnight on top of fortnightly payments. Eligibility criteria can be found at https://www.servicesaustralia.gov.au//affected-coronavirus STIMULUS PAYMENT: The $750 stimulus payment will be paid to social security and veteran income support recipients, eligible concession and health card holders, as well as recipients of family assistance and social security income support payments. Details available at https://www.servicesaustralia.gov.au//economic-support-pay COMMERCIAL RENT RELIEF: States and territories will implement a mandatory Code of Conduct to impose a set of good faith leasing principles that will apply to commercial tenancies (including retail, office and industrial) between owners/operators/other landlords and tenants. Details of the code are https://www.pm.gov.au//national-cabinet-mandatory-code-ofc. The Qld State Government is yet to release the details of how this will work in Queensland. RESIDENTIAL TENANCIES: National Cabinet agreed to a moratorium on evictions over the next six months for residential tenancies in financial distress who are unable to meet their commitments due to the impact of Coronavirus. Residential tenancies will be dealt with by each state and territory. Information on Rental Grants for tenants who have lost their job due to the impacts of COVID-19 and who do not have access to other financial assistance is available https://www.qld.gov.au//ren/bond-loan/covid19-rental-grant CHILD CARE: Free early childhood education and care for around one million families, no matter what type of service they use. Details of the new scheme are available https://www.dese.gov.au/covid-19 TEMPORARY VISA HOLDERS: Those who are unable to support themselves over the next six months, either through work, savings or access to superannuation are strongly encouraged to return home. Details available https://covid19.homeaffairs.gov.au/

01.01.2022 When share markets experience a downturn, its easy to get nervous about the impact on your investments. But this kind of volatility doesnt always necessarily... spell bad news as billionaire entrepreneur the "Oracle of Omaha" Warren Buffett once said, Be fearful when others are greedy, and greedy when others are fearful. Our latest article looks at a few strategies which can keep you on the right path during volatile times. #startyourfinancialrevolution #financialadvisers #financialadvice #investing #investments #sharemarket