Growth Finance Group | Property

Growth Finance Group

Phone: +61 1300 306 385

Address: 8/176 Main Street Osborne Park WA 6017

Website: https://growthfinancegroup.com.au/

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21.01.2022 As expected, the Reserve Bank of Australia kept the cash rate at 0.25% at its meeting today as the country continues to deal with the COVID-19 pandemic. The RBA, conscious of reductions in consumer spending, further falls in house prices and the flow on economic impact of stage four restrictions in Victoria, has consistently stated that it sees a cash rate of 0.25% as the floor. With rates at a record low and lenders continuing to offer very competitive rates, why not revie...w your situation to ensure you have the right product for you right now? We’re here to help if you have any questions or wish to review your circumstances. Please don’t hesitate to give us a call.

18.01.2022 If you have been thinking about building a new home or carrying out an extension or renovation, now might be the time to meet with me and work through your options. The Federal Government's new $680 million HomeBuilder program announced on 4 June 2020 makes available $25,000 grants to help build or substantially renovate your home. On top of this, the West Australian Government unveiled a $117 million Building Bonus scheme to provide homebuyers who build new houses with a ...$20,000 grant. How does the federal government's Home Builder scheme work?* The scheme is only available for contracts signed between 4 June 2020 and 31 December 2020 Construction must commence within three months of the contract date It is means-tested Only available for principal place of residence Limitations on the kinds of renovations (sorry, no tennis courts) and subject to a total value cap How does the WA government's Building Bonus scheme work?* The scheme is only available for contracts signed between 4 June 2020 and 31 December 2020 The grants will be paid to eligible applicants who enter into a contract to build a new home on vacant land or enter into an off-the-plan contract to purchase a new home as part of a single-tier strata scheme It is not means-tested There are no property value caps An extension to the existing off-the-plan duty rebate scheme has also been announced. The scheme now extends to contracts entered into between 4 June 2020 and 31 December 2020 for the purchase of a new unit or apartment, in a multi-tiered development, that is already under construction The Building Bonus and rebate scheme are available for owner-occupiers and investors, Australian-citizens and foreign persons, and natural persons, corporations and trustees We are here to help. If you're a first home buyer, there are a range of first home buyer and state government grants, stamp duty concessions and rebates as well as the federal First Home Loan Deposit Scheme and First Home Super Saver Scheme that are available and work in conjunction with both the HomeBuilder and Building Bonus packages. If you would like to discuss how you could take advantage of these programs, either for an extension or renovation on your existing home or to build a new home, please feel free to get in contact. Suite 8, 176 Main Street, Osborne Park, Wa, 6017 www.growthfinancegroup.com.au [email protected] 1300 306 385 0430 737 166

12.01.2022 Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The first big question is how much you can borrow and what your likely repayments will be. You may be eligible for a first home buyer grant. This grant may be available to Australian citizens or permanent residents who wish to buy or build their first home, which will be their principal place of residence within 12 months of settlement. As grant conditions vary ...from state to state, contact us to find out more about eligibility requirements in your state and how much grant money you could receive. That’s where we can help, we’ll do the legwork for you. We can compare home loans across a variety of products available from Australia’s leading lending institutions. We will also liaise with the lender. It’s our job to do the hard work and you can focus on finding the right home for you. We’ll be there every step of the way to guide you through the entire home loan process from application to approval. We can give you a call or arrange a time to meet to discuss your circumstances and goals. Please contact Growth Finance Group for all your Financial Needs. Suite 8, 176 Main Street, Osborne Park, Wa, 6017 www.growthfinancegroup.com.au [email protected] 1300 306 385 0430 737 166

05.01.2022 The RBA has announced that the cash rate will remain unchanged for July with rates remaining at 0.25%.

04.01.2022 As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate? Maybe it’s the advent of school fees, or perhaps the kids have flown the coop? Or maybe that leaking shower or tired kitchen has just reached the end of its life. The right refinanced loan might help you to pay off your mortgage faster and for less, clear unhealthy debt or upgrade and add value your home, all of which are ste...ps in the right direction We can give you a call or arrange a time to meet to discuss your circumstances and goals. Please contact Growth Finance Group for all your Financial Needs. Suite 8, 176 Main Street, Osborne Park, Wa, 6017 www.growthfinancegroup.com.au [email protected] 1300 306 385 0430 737 166