Guide Financial in Maroochydore, Queensland | Insurance broker

Guide Financial

Locality: Maroochydore, Queensland

Phone: +61 7 5443 1600

Address: 6/94 Memorial Ave 4558 Maroochydore, QLD, Australia

Website: http://www.guidefinancial.com.au/

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• Property
• Mortgage brokers
• Financial planner
• Insurance broker

24.01.2022 We have a good news story to share! Stacey, our Lending Manager recently completed an annual lending review for an existing client. She approached the client's lender as their advocate and was able to negotiate a lower interest rate on their facility which will save them approximately $3,459 per annum. This was unprompted and the client was pleasantly surprised when we sent through the email letting them know that we’ve had their interest rates reduced by .80%.

22.01.2022 With storm season upon us and increased real estate purchasing, here's some timely advice about what to do if your property is damaged before settlement. https://www.garlandwaddington.com.au//Housedamagedbefores/

22.01.2022 An Easter tip from us to you. You're welcome! Oh and Happy Easter!

19.01.2022 Happy Birthday..... Mary!

17.01.2022 What does the future of retirement look like? A great ABC 4-part special on retirement narrated by Alan Kohler has been produced to give you some food for thought. Here's Part 1.

17.01.2022 On our website you will find a range of handy calculators and tools to help you do some basic forecasting in superannuation, paying off a mortgage and more. Check out this one - the Retirement Planning calculator. https://moneysmart.gov.au/retirement-inc/retirement-planner

16.01.2022 Mortgage or Super? Which is right for you? Well it depends on your age, stage and circumstances. Talk to us and we can give you the best advice.

16.01.2022 What's your plan?

15.01.2022 Put your hand up if this is you? > Swap the take out coffee for a take from home coffee > Cut the take-away for a Meal Plan and Grocery Shop > Set up your lunches for the week on a Sunday.

14.01.2022 Staying loyal to your bank could cost you thousands of dollars, according to the new Reserve Bank of Australia data. At the end of August, there was a gap of 0.29 percentage points between existing variable owner-occupier mortgages and new ones. Existing owner-occupiers were being charged an average of 3.21%, while new borrowers were being charged 2.92%.... There are two ways you can avoid paying this 'loyalty tax': 1. Negotiate a rate cut with your existing lender 2. Refinance to a new lender with a lower-rate loan If you do refinance, make sure the loan you're switching to doesn't revert to a higher interest rate at a later date. Banks compete hard for new customers, but sometimes take existing borrowers for granted, so the longer you stay with one lender, the more likely it is your loan is uncompetitive. If you’ve got a steady income and you’ve built up equity in your home, you could potentially refinance to a loan with a lower interest rate and lower fees. Talk to us about finding a better home loan rate today!

10.01.2022 Here's a quick Economic update for November. Take a look at what's been happening and what's anticipated going forward.

10.01.2022 Spending some time on your finances every few months is a good habit to get into. Savings here and there can add up in the long run!

08.01.2022 One of the things we often talk about with our clients is goal setting. Our friend Keith Abraham has a great 6 step process to setting goals and we think it is a cracker! Take a look. It might just help set you up for financial success in 2021 and beyond. There's a video and a great little roadmap you can follow. https://keithabraham.com/6-step-goal-setting-process/

07.01.2022 Don't let your gender get in the way of your super end goal! We can help you set up a plan so that you don't become another statistic.

07.01.2022 A free webinar for those interested in why the regions outperform the cities in property investment. This Wednesday. We're here to help with lending too!

07.01.2022 For many people this has been a tough year and income may have dropped, super may have been dipped into, investments may have plummeted. If you're in this boat, let's see if we can help you get back on track.

06.01.2022 Yay I got tax back! I'm going to blow it all on a: - Weekend Away - A new TV and speakers - A surfboard or... I'm going to do something really smart. See more

06.01.2022 Enjoying the Easter break and thinking you want more of this (play not work)? It's time to get a financial plan together.

06.01.2022 Are you a client of Guide Financial? If so, we'd love you to give us a Google Review. It helps us appear higher up in search rankings when people are looking for a financial planner or a mortgage broker or searching by common financial service keywords. It's a simple process, just log in (or sign up) to Google and write a review. Appreciate you taking the time on our behalf.

05.01.2022 It's great when you get an email out of the blue from your Financial Advisor wanting to make a difference to your financial end goal!

05.01.2022 Just something to think about. Digital marketing is where all businesses are focusing their efforts. Plus there is a lot of social WOM (Word Of Mouth) out there influencing our spending. Just like a fitness regime, a budget only works if you stick to it!

03.01.2022 Recently we celebrated Kelly's birthday in the office and Toni made her a superb Caramilk Cheesecake. Here's the recipe if you want to try it at home! Base Ingredients: Full packet of Arnott’s Butternut Snap Biscuits cup of butter, melted [a little bit more butter if you want it sticking together better]... Method Blitz biscuits in food processer until fine. Add melted butter and stir. Push into base of spring form pan and set aside in fridge to cool. Top Ingredients 2 x Philly Cream Cheese at room temp cup of caster sugar or white sugar 50ml water 3 teaspoons of gelatine cup of cream Block of Caramilk chocolate - melted [more or less depending on your own taste] Method Blitz up philly cheese and sugar until smooth and creamy. In another bowl, whip the cream until soft peaks form. For the gelatine mixture, in a heatproof dish/ramekin, add water and gelatine and then mix. Place ramekin in a saucepan of bowling water so that the gelatine can melt. Set aside to cool for a bit. Should be smooth with no lumps [if lumpy, remove them before adding] Add the gelatine mixture to philly mixture and stir. Then stir in cream and mars bars. Add to the base. Set aside for at least 4-5 hours in the fridge before serving so gelatine can set. Drizzle with more melted caramilk choc if you want it super sweet

02.01.2022 Oh dear...we hope this isn't you? Having a good relationship with your financial planner can help you do 3 things: 1. Develop an end Superannuation Goal (what you want to retire on) 2. Develop a superannuation investment plan to achieve that goal (how you can top up and what type of investment strategy to go with) 3. How to manage it through the ups and downs of economic volatility to ensure it stays on track - and save fees.

02.01.2022 In case you missed the announcement this week the State Government is investing into Caboolture West. This means the development between Brisbane and the Sunshine Coast (as predicted) will be on the rise. https://www.moretondaily.com.au//caboolture-west-is-pilot-

01.01.2022 If you're looking for a makeover of your current retirement plan - or don't have one in place yet - we can help you with a robust goal-oriented financial plan, taking into account existing debt, future debt, superannuation and investments - plus the good stuff in life too where money can make dreams come true!