Harkness Financial Pty Ltd in Nowra, New South Wales | Financial service

Harkness Financial Pty Ltd

Locality: Nowra, New South Wales

Phone: +61 409 605 059

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• Financial service
• Financial planner

24.01.2022 Always something happening. Rollercoaster! But always important to remember that we are investing for the long term.

22.01.2022 Its always important to get financial advice from a licenced financial adviser. If you are someone who is looking at accessing your super we can go through the eligibility criteria, what the potential consequences could be, as well as other potential options for you.

20.01.2022 There are lots of changes coming to the disability income insurance industry, and its probably not good news for consumers. * Insurance companies lost around $4.4 billion over the past 5 years (December 2019) * APRA (Govt) stepped in and said that premiums were at unsustainably low levels, and had policies with excessively generous features * 1 April this year Agreed Value income policies were removed from the market. However, if you had an agreed value policy before then... you were fine. The critical thing is that is not the end and more changes are coming. The smart money would be that policy terms and conditions wont be getting better. Thats nice Adam ....... how does it affect me? Would you rather a policy now or later, that has less benefits than it used to? The stats clearly show that most people are underinsured. The majority of people I speak to about this say it is important but they never get around to it and thats understandable, because life is busy. Speaking to a professional makes sure that you get the right amount of cover so you can have peace of mind. And you can do it all from the privacy of your own home! There

19.01.2022 Should you access your super? A few things you may want to consider. https://www.harknessfinancial.com.au/should-you-access-you/

18.01.2022 With June 30 fast approaching, if you are looking to make some super contributions you may need to act quickly. In this article, I go through the 2 main types of super contributions as well as some further considerations. If you are considering making contributions and need some help, contact us for a quick chat to see if we can help.

17.01.2022 What does a Financial Planner do? Can they help you? A brief video may give you some indication as to what we do. To be honest, this video could be an hour long, always a balance between informative and brief! However to find out more, visit www.harknessfinancial.com.au or contact me via messenger. https://youtu.be/AnZePD4sft0

16.01.2022 Confused as to how the JobKeeper may work? Are you eligible? Are you a business and not sure about it all? Visit our site and get the latest information. Its how we help our clients to stay up to date and informed thats important. Feel better about your financial future today by contacting Harkness Financial today! https://www.harknessfinancial.com.au/jobkeeper-payments/

12.01.2022 Having clear information is key to understanding what potential benefits you may access. The Government have made announcements recently in regards to stimulus and we are working with our clients to ensure they can access their entitlements. Visit the Harkness Financial website to find out more. https://www.harknessfinancial.com.au/government-stimulus-p/

11.01.2022 Rates are getting lower and lower and this of course means that interest rates on bank accounts are getting lower and lower. This can be a concern if you are funding your lifestyle through the interest on your bank account or term deposit. Contact Harkness Financial Pty Ltd today to find out what other investment and income options are available and if they are right for you.

11.01.2022 Thanks for liking the page! Exciting times to come

10.01.2022 Still need financial advice during this time? At Harkness Financial we have experience with seeing clients over Zoom, can send and receive documents electronically, and even have client sign documents using their smartphone! Let social distancing or isolation be no barrier to receiving quality financial advice. Contact Harkness Financial today!

10.01.2022 Having a plan in place in case something unexpected happens is critical to a robust financial plan. How much cover should you have, if any? Do you own your insurance inside or outside of super? People are sometimes cautious to seek advice on insurance because they think they will be given whole bunch of insurance they never asked for. At Harkness Financial Pty Ltd we take the time to understand what your circumstances and needs are. Our recommendations are based on what outcomes you want in certain situations. Contact us today for an obligation free meeting today.

07.01.2022 A great article from Morningstar on ESG (Environmental, Social and Governance) Investing. When I speak to people about their investment preferences increasingly people are wanting to know that their superannuation or investment is invested in something positive for now and the future. Once upon a time this meant that you have had to take a hit on your return but this is not the case these days you can have both. If investing ethically or environmentally friendly is somethin...g you would like to learn about, contact us today for a free phone or video chat at a time convenient for you. https://www.morningstar.com.au//if-youre-not-alread/202919

07.01.2022 Insurance advice is evolving but is still plagued by some myths about the industry. From Insurance companies dont pay to My Super has the cover i need my latest article addresses some of these. To find out how you can protect you and your family, contact us today for a quick 15 minute phone or video chat to see if our process can help you. https://www.harknessfinancial.com.au/9-myths-about-life-in/

06.01.2022 Very good article from Shane Oliver at AMP Capital. With some restrictions easing (looking forward to going out to dinner) we are hoping for an economic recovery for those businesses that were hard hit during COVID. We only hope (as Shane points out) that with this easing we dont get hit with a second wave. https://www.ampcapital.com//the-lucky-country-three-reason

05.01.2022 Some interesting information about the HomeBuilder program announced by the Government recently. Thanks Shaun from Ohana Finance!

05.01.2022 Its still a bumpy ride in regards to markets and COVID 19. There has been a rebound since late march but what may happen from here? Click below for Vanguards latest economic and market update. https://www.vanguard.com.au//economic-and-market-update-ma

04.01.2022 Having some insight as to what is going on in the markets and around the world is crucial in making smart financial decisions. Aiden Geyson from Vanguard discusses what is creating anxiety in the markets and also how we may want to respond. At Harkness Financial Pty Ltd we are committed to ensuring that your financial and life goals and objectives can be met so that you can focus your time and attention to what you enjoy the most! Contact us for an obligation free initial meeting today.

03.01.2022 Very happy to launch my website. Please click the link below and have a look around! Please feel free to share it with your friends as well. During these times having access to guidance and a financial plan can be more important than ever. With the Government announcing measures to stimulate the economy find out if you are eligible. Contact us today or a complimentary meeting using the technology available to us!... https://www.harknessfinancial.com.au/