Healthy Financial Services in Sunnybank, Queensland, Australia | Loan service

Healthy Financial Services

Locality: Sunnybank, Queensland, Australia

Phone: +61 409 455 522

Address: PO Box 77 4108 Sunnybank, QLD, Australia

Website: http://www.healthyfs.com/

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• Financial service
• Loan service
• Mortgage brokers

25.01.2022 Information regarding a rental assistance grant for Queenslanders having trouble paying rent: https://www.qld.gov.au//re/bond-loan/covid19-rental-grant

22.01.2022 First Home Buyers, you could own this home for only $520 per week To purchase this property as a first home buyer the numbers could look like this Purchase price $479,000 Move in June 2020: Don’t wait months for the property to be built, get into your new home sooner Deposit $13,250 + First Home Owners Grant $15,000 + Good Rental History... Borrowings 95%+ Mortgage Insurance Repayments $520 per week Repayments from $420 per week with full 5% deposit saved Healthy Financial Services are your LOCAL home loan experts These are indicative numbers so contact us to see how this would look for you Click on the link or call 0409455522 to discuss the figures https://m.me/healthyfinancialservices Get in contact with the agent Matt Dalziell for details on this property. https://www.soldstreet.com.au//residential_sale-2309701-/

22.01.2022 Interesting update on predictions for our housing market https://www.qbe.com/lmi/news/reports/housing-outlook

19.01.2022 Got grand financial plans for 2020? Ask me about our unique, personal spending plan, its a personal money management plan that you can maintain in about 10 minutes a week. Less Stress (and Arguments!) about money. Get in touch for more details.

18.01.2022 As the Covid 19 situation unfolds I thought I would post this. This relates to applying for financial assistance and deferring repayments from your lender: A few things to note about deferred loan repayments:... - If you have money in redraw, use this or withdraw this, before you enter into an arrangement. When you enter an arrangement your redraw will be most likely be suspended until your account is back in order. - If you have a debit card attached to the home loan redraw, and direct debits set up from the home loan redraw, these will also obviously be suspended. Offset facilities are a different story as this is a separate bank account. - So far Lenders have advised that the interest will be capitalised to your loan during the repayment pause time. - After a repayment pause, you will be required to bring your account up-to-date over an agreed period of time. This will result in monthly payments being adjusted to meet the contracted loan term (i.e. the amount required may be higher than current repayments and may incur a higher amount of interest over the life of the loan). A lot of these discussions will be had directly with the customer at the time to clarify the customer's situation. - Some lenders may be able to extend loan terms to accommodate. - We know lenders are already demonstrating compassion through this tough time, and we also presume that they will continue to work with their customers when the repayment break is over. If your situation has not improved in six months, we believe you will be able to negotiate further support and arrangements. - The repayment pause will not impact eligible home loan customers’ credit score and credit reports. All new lending requests after the repayment pause will need to meet lending qualifying criteria. - There will most likely be a three-month checkpoint. ------ Here is what interest capitalisation looks like: If you have a $400,000 home loan at an interest rate of 3%, you would be paying $1,000 a month in interest. If you pause your home loan repayments for six months, the interest amount is added to your outstanding balance. So in six months' time, you will be looking at paying off a $406,000 loan. ------ If you have any other questions, get in touch.

15.01.2022 Did you know: For the period 1 Jul 2019 to 31 Dec 2019 (6 months) there were 42 complaints processed by AFCA about mortgage brokers. Total complaints in that same period was 36,562, (which equates to ~0.1% of total complaints). You can check out the facts on the AFCA datacube here: https://data.afca.org.au/at-a-glance

06.01.2022 My take on those evil Property Investors and the Housing Affordability Crisis. Some people really aren't going to like this...

05.01.2022 $25k HOME BUILDER SCHEME! Get an additional $25k to build or substantially renovate with the new HomeBuilder Scheme! First Home Buyers in QLD:... First Home Buyers $15,000 Home Builder Scheme $25,000 TOTAL $40,000 towards your new first home This is available to first home buyers and owner occupiers and is in addition to any other state grants applicable such as the First Home Owners Grant. In addition to the financial benefit this is a great opportunity to help stimulate the building industry. If you would like to find out any more info or to discuss your borrowing options please get in touch. Full details and eligibility criteria. https://treasury.gov.au/coronavirus/homebuilder

04.01.2022 What a great result! We helped our clients take their mortgage repayment from $1207 per week to $689 per week a cashflow saving of $518 per week. With an interest rate change of 7.31% to 2.84% they are pretty happy! Let us know if we can review your mortgage and see if we can help

03.01.2022 When was the last time you reviewed your mortgage rates? We reviewed the loan of one of our clients with Suncorp - they dropped their rate from 3.17% to 2.85% saving them over $1,116 per year. Cost to client: about 20 minutes of their time to obtain the info we needed and our team did the rest... So, if you have a loan, we can hit up your lender for you or of course, you can do it yourself if you prefer. There is no cost or obligation - all of this and more is why we say, when it comes to home loans, our customers lose interest!!

02.01.2022 Love this stuff: Reviewed a new clients existing principal and interest investment loan; $265,000 @ 4.29%, we renegotiated with their existing bank to a new rate of 3.29%, reducing the monthly repayment from $1,679 to $1,541 Thats a reduction of $138 per month or $1,656 per year! ... Whats your current interest rate?

01.01.2022 "How much can I Borrow"? you say! Here's a Calculator to give you an idea of where you sit with your borrowing capacity. This is an estimate only - So make sure you speak to an expert. https://www.healthyfs.com/calcu/borrowing-power-calculator/