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25.01.2022 A COVID vaccine won't necessarily equate to higher profits for pharmaceutical companies.

22.01.2022 Maybe become addicted to buying quality shares! #financialeducation

21.01.2022 If you have any medical conditions these might be excluded from your income protection policy - however some Super funds provide group insurance, which means you might be able to take out a basic policy to provide some cover at least. #financialeducation

21.01.2022 Fin Fact Friday Since the start of the 21st century, international property has been the best performing asset class, returning 8.2% p.a. Aussie shares have been the second best performing, returning 7.6% p.a.... The safety of cash has returned 4.1% p.a. #financialeducation

20.01.2022 Falling property prices - particularly for apartments in Sydney and Melbourne - is creating settlement risk for those that have bought off the plan. Rental yields are also at risk as vacancy rates rise. #financialeducation

19.01.2022 CBA had around 34% of property investment loans by value on deferral in October. A reduction in employment & rental income can cause financial stress for those that have borrowed too much to invest. Property isn't always safe as houses.

19.01.2022 Personal finance is 10% intellectual & 90% attitude. You can be the smartest person in the room with all the right answers, but if you're not prepared to get your hands dirty & throw yourself over a few logs you have little chance of achieving your goals! #financialeducation

18.01.2022 According to the Heart Foundation 16.6% of Aussies are living with cardiovascular disease. Heart disease is the leading cause of death in Australia and kills 76 Aussies a day. Eat healthy. Get off your butt and exercise. See your GP.... #WorldHeartDay

17.01.2022 The one benefit of tough times is that it forces us to get creative and come up with new ideas to make money!

16.01.2022 Fin Fact Friday Aussie shares have produced a positive return in 192 of the past 300 months between August 1995 - August 2020 with an overall return of 716.35%. March 2020 had the biggest fall of 20.65% while April 2020 had the biggest gain of 8.78%. #financialeducation

16.01.2022 A budget isn't a straight jacket, a budget is a way to give yourself permission to spend money on the things that are important to you and not on crap you don't want or need. #financialeducation

16.01.2022 Investing is actually really really simple when you know what you're doing. The only way to stuff it up is by either: Buying crap businesses. Selling profitable businesses because you are trying to get rich quickly.... Just buy good businesses, that's it! #financialeducation

16.01.2022 Sydney house values grew 7.6% p.a. between 1993 - 2018 according to CoreLogic Australia If they grow at the same rate for the next 25 years the average house will be worth $6.3m. That would require a $1.2m deposit and mortgage repayments on a $5.1m loan at 3% would be $21k a month - which is likely to be more than the average wage in 2043!... #financialeducation

15.01.2022 A unique investment opportunity has arisen in the artic - regular customers include tourists and polar bears...

14.01.2022 ETF's come in a wide variety of types and flavours, so you need to read the box to understand what you're investing in!

14.01.2022 CBA & NAB have each introduced interest free credit cards, however there's no such thing as free money. CBA charge $144 in fees over 12 months on a card with a $1k limit, which is 14.4%. While NAB charge fees of $120 which equates to 12% over 12 months.... #financialeducation

11.01.2022 Fin Fact Friday $10k invested in Aussie shares would have returned: -$366 over the last month. -$1,021 over the last 12 months.... $9,536 over the last 10 years $68,296 over the last 25 years. There are no shortcuts - you need to be committed for long haul! #financialeducation

11.01.2022 Lest we forget. #RemembranceDay2020

06.01.2022 Kids are an extremely expensive hobby (unless they turn out to be very good golfers or crack the big time in Hollywood). The little fritters drain an extraordinary amount of money so controlling your cash flow is crucial! #financialeducation

05.01.2022 Fin Fact Friday According to CoreLogic Australia gross rental yields are: 2.7% for Sydney houses 3.4% for Sydney units 2.9% for Melbourne houses... 3.9% for Melbourne units These yields are before outgoings so crunch the numbers before you invest! #financialeducation See more

04.01.2022 Fin Fact Friday According to research by Barron's, the S&P500 returns on Friday 13th are roughly the same as the market over time. The worst Friday 13th was a 6.1% fall in 1989, while the best Friday 13th was a 3.3% gain in 2000.... #financialeducation

03.01.2022 Aspiring home owners need $136k to stump up a 20% deposit for an entry level home in Sydney. $72k is needed for a 20% deposit in Darwin. #financialeducation

03.01.2022 Budgets are like diets - they look great on paper but are hard to stick to in the real world because they require constant discipline and willpower. So setup automate transfers each pay day so you save your hard earned before you have the chance to spend it! #financialeducation

02.01.2022 Fin Fact Friday The Nasdaq 100 index is down 8.5% so far in September. However it's still up 26.88% since the start of 2020 and 466.56% over the last decade. Volatility is what makes the journey so interesting! #financialeducation

02.01.2022 Money doesn't buy happiness but I want to work that out the hard way...

02.01.2022 Why bother investing? Well the chance of winning Powerball is 1 in 134 million, those don't seem like great odds to me so I think a back up plan is probably needed...