HM Finance in Rozelle, New South Wales, Australia | Property

HM Finance

Locality: Rozelle, New South Wales, Australia

Phone: +61 404 099 674

Address: 721 Darling Street 2039 Rozelle, NSW, Australia

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• Financial service
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25.01.2022 Corelogic has released an update on auction clearance rates. If you are currently looking to purchase a home to live in or investment and require assistance, please do not hesitate to contact HM Finance on 1300046346 or [email protected] Strongest Quarterly Clearance Rate Since The June 2017 Quarter 14 Oct 2019... QUARTERLY AUCTION REVIEW The Quarterly Auction Review provides a national analysis of auction results across Australia. Buy Now Over the 3 months to September 2019, the clearance rate across the combined capital cities came in at 69.9 per cent across 16,730 auctions, the strongest quarterly clearance rate seen since the June 2017 quarter (71.7 per cent). In comparison, the previous quarter saw a higher volume of homes taken to auction (18,104), however the clearance rate was a lower 55.5 per cent. Over the September 2018 quarter, 20,653 homes were taken to auction, although the clearance rate was much lower at 53.6 per cent. The weekly auction clearance rates have continued to improve over the September 2019 quarter, with the last 7 weeks of the quarter holding at or above 70 per cent, although auction volumes were lower than the previous quarter. CoreLogic Head of Research, Tim Lawless comments on the latest results: The September quarter has seen a remarkable lift in auction clearance rates, driven by consistently high results across the largest auction markets, Sydney and Melbourne." "The lift in clearance rates highlights a better fit between buyer and seller pricing expectations and some urgency creeping back into the market as a larger pool of buyers compete for a smaller than usual number of homes for sale." said Lawless. Although clearance rates are holding high in Sydney and Melbourne, the number of auctions held remains low, reflecting a slower start to the spring selling season. Mr Lawless believes There is a strong likelihood that advertised stock levels and the number of scheduled auctions will progressively rise as spring progresses and vendor confidence lifts on healthier housing market conditions." Auction Market Review Highlights With the exception of Adelaide, clearance rates across the capital cities outperformed both the previous quarter and the September 2018 quarter. While Adelaide saw the clearance rate increase over the 3 months to September 2019, over the same quarter last year the clearance rate was higher across a larger number of auctions

24.01.2022 The RBA has made a decision not to move on the current cash rate. If you have you any questions regarding your existing home loan or interested in finding out more information on refinancing or purchasing please contact HM Finance on 1300 046 346.

24.01.2022 We were very spoilt by our fantastic client - Anne from The carbdashians sweet shop for sending us some contact-free pastries as we prepare for ANZAC Day. Delicious!

24.01.2022 Wishing our friends, families and customers a safe ANZAC Day. May we always remember the sacrifices that were made to protect and perpetuate our way of life. Th...is day is not about war or fighting but remembering what we have had to do in the name of freedom and human rights, and to acknowledge those in our defence forces who continue to protect us. Lest we forget. See more

22.01.2022 Meet the team at HM Finance - Robert is our Senior Mortgage Broker and has been with HM Finance since it started in 2010. Roberts background has been in banki...ng and brokerages, specialising in home loans and compliance. Robert is also a very long term friend and colleague of Haitham, both starting out their banking careers together. The many testimonials we receive attest to the professionalism and attention to detail that Robert places in every touch point with our clients. Robert truly cares for our customers and strives to find the best outcomes and solutions for them. Robert enjoys spending his spare time with his family, especially his beautiful nephew and also has an interest in property renovation and interior design.

22.01.2022 Such a wonderful surprise to walk into HM Finance to find our special elf had decorated our office!! We hope you are all starting to feel festive. Its such a busy time of year but its always nice to look forward to a break over the holiday season

22.01.2022 Happy Birthday to the amazing Robert Younan for tomorrow!! Thank you for all your hard work and dedication to HM Finance and our customers. We wish you all the peace and love, may all your wishes come true xx

21.01.2022 Great insight from Corelogic about the uplift in the housing market last month. Over the month of August, CoreLogics home value index has shown that dwelling values have increased by 0.8 per cent Australia-wide. Its the first increase seen in nationwide property values since October 2017, while it also takes the title of the largest rise in value seen in a month since April of the same year.... According to CoreLogic, the lift in housing values through August was substantial; however, the recent growth is a continuation of the trend seen throughout the year whereby value falls were consistently losing momentum and have now started to rise. Commenting on the upwards movement, CoreLogics research director, Tim Lawless, said that the significant lift in values over the month aligns with a consistent increase in auction clearance rates and a deeper pool of buyers at a time when the volume of stock advertised for sale remains low. Housing value increases were reported by CoreLogic for Sydney (1.6 per cent), Melbourne (1.4 per cent), Canberra (0.8 per cent), Hobart (0.5 per cent) and Brisbane (0.2 per cent). If you have any enquiries please reach out to us on 1300 046 346 [email protected]

20.01.2022 LAST DAY OF 2019! Come & spend it with us, were open til 3.30pm serving All Day Breakfast & the BEST BURGERS IN TOWN!

20.01.2022 Wishing our Director Haitham Rifai a very Happy Birthday today. May your day be filled with much peace and love. Thank you for all you do for HM Finance and your community

19.01.2022 Happy Friday! Our Emanuel has completed uni exams and has left us for a few weeks to holiday in Europe with his family.. lucky for us we have Haithams beautiful niece Jana spending time with us on work experience. A very bright young lady with a great future ahead of her

18.01.2022 Happy Hump day! We are so lucky our office is across the road from these gorgeous parks and the stunning Bay walk. We hope you all get to enjoy a nice walk with nature this week

18.01.2022 From the team at HM Finance, we wishi all of our friends and families a safe and reflective Easter and Passover. May we all use this period of isolation from others to reflect on what is important in our lives and who and what are our priorities. Please remember that we are here as your trusted advisor if you have any questions or concerns about the current global crisis and how it may impact on you and your finances. Lets all work together to beat this incidious pandemic! Stay safe!

18.01.2022 Given the breaking news of the Reserve Banks interest rate cut and the good news that the Big 4 has passed the cut to clients, here is an article with a bit more detail about the banks.

17.01.2022 Happy Friday!! At HM Finance we have seen an increase in investor enquiries over the last few months. If you are considering purchasing your first investment property or adding to your investment portfolio the below article has some great insights into potential investor hotspots. Please contact us on 1300046346 or [email protected] if you require any assistance. You may have seen the latest headlines and been convinced by the crowds of commentators exclaiming the Sydney...Continue reading

16.01.2022 Great article to gain a better understanding of your Credit Rating and how it is reported. If you have any questions or concerns please contact us at HM Finance on 1300 046 346 or [email protected] Credit report changes: dont be caught out...Continue reading

16.01.2022 Meet the team at HM Finance - Introducing our newest team member Hien Nguyen. Hien has recently left the corporate world after working 11 years for NAB in their mortgage broking division managing broking firms to assist them with sales growth, compliance and marketing strategies. Hien has over 20 years experience in managing small businesses and customer relations. Hien has come into HM Finance to manage the Business Operations side and is involved in the overall training an...d management of the team. Hien volunteers at an animal shelter once a week and also spends her spare time keeping active. Over the years she has set herself fitness goals to raise money for charities with her latest one being the 50km Oxfam walk last August.

14.01.2022 Happy Fathers Day!!! To all the amazing dads!

14.01.2022 With data showing that the housing market is softening in Australian capital cities it may be a great opportunity to consider purchasing an investment property. This article provides you with 10 things to consider before making your decision. Please contact HM Finance today on 1300 046 346 to discuss any queries regarding this process. HM Finance also has a network of Real estate agents and Buyers agents who we work closely with to support you throughout your home buying journey.

14.01.2022 R U OK? Never hurts to ask your family, friends and colleagues how they are feeling on a regular basis. Check in often and if you arent feeling great yourself, please reach out to your support networks. It is absolutely OK to not be OK.

13.01.2022 The RBA cut interest rates on Tuesday. If we can assist you with any questions regarding your existing home loan or new lending, please contact us on 1300 046 346 or [email protected] https://www.abc.net.au//rba-cuts-rate-to-new-low-/11562908

13.01.2022 The RBA has cut the official cash rate again. If you have any questions regarding your existing loan or would like to enquire about a new loan please reach out to us on 1300046346

13.01.2022 Wishing all of our Muslim family, relatives and friends Ramadan Kareem for the start of the fasting. May there be peace and enlightenment during this time as you contemplate the lives of those less fortunate.

10.01.2022 Enjoying a lovely morning tea break with the team in celebration of the Easter holidays..... We would like to wish our HM Finance family a very Happy Easter. Hope you get to enjoy this extended break with loved ones, eating lots of chocolate eggs and hot cross buns! Please all take care and be safe on the roads.

10.01.2022 Wishing everyone a very Happy Australia Day - to those born here or born elsewhere and have chosen to be part of the best country in the world. The day and its sentiment should not be shrouded in what and errors - terrible errors, were made in the past that were based on what popular opinions and practices were at the time. We should be not be defined by what was,but what we have learnt from the past to help us embrace possibilities. Heres to living each day in the best co...untry in the world - where the mateship displayed in our recent fire crisis was overwhelming. Church, educators and State have much to be ashamed, but also so much of which to be proud. Casting a cloud over Australia Day is like banning Christmas Day because of what some rogue priests did to children in our past. My family arrived 10 January 1800 and I am proud to be Australian. Happy Australia Day to everyone! See more

10.01.2022 In the early hours of ANZAC Day, the isolation we are experiencing serves to give us an appreciation of the solidarity we share and the sacrifices our forefathers and mothers to current friends and family in the Defences made so that our way of life could go on. Together we remain strong and can beat the adversities we face. Lest we forget.

09.01.2022 Great news this morning regarding mortgage brokers.....the percentage of customers using a mortgage broker is at an all time high. Through recent uncertain times in the housing market and banking industry it is wonderful to know that customers are continuing to engage with their brokers for guidance. Thank you to all of our customers and followers for your continued support... "The broker channel has hit new heights, recording its highest ever share of the home loan marke...t. According to the latest data released by research group comparator, a CoreLogic business, and commissioned by the Mortgage & Finance Association of Australia (MFAA), the share of broker originated loans approved in the three months ending 31 March 2019 increased to 59.7 per cent, up 4.4 per cent when compared to the same quarter of 2018, and up 6.1 per cent from the March quarter of 2017. MFAA CEO Mike Felton said the result was a strong strong vote of confidence int he mortgage broking industry, particularly as it coincided with the release of the banking royal commissions final report. This is a remarkable outcome for the mortgage broking channel. To record the highest market share in the history of this survey during a period of restricted credit highlights the key role brokers have played in driving competition, choice and access to credit by stepping in to find solutions and provide critical assistance in the redistribution of credit demand," he said. The fact that customers have continued to vote with their feet during a period that coincided with the release of the Royal Commission final report also highlights the strength of this market share result and sends a strong message to policymakers as to the extent to which consumers value the greater industry experience and choice that mortgage brokers provide.

07.01.2022 Dont let a pandemic get in the way of future proofing your goals! Monarch Advisory Group have released a great article about maintaining insurance coverage during the lockdown and also alludes to using this time to assess your finances and mortgages. Banks are still competing for your business and rates are really competitve at the moment. Use this time of isolation to do some checks on your policies. HM Finance is always available to answer any of your queries - 1300 046 346. https://www.monarchadvisorygroup.com.au/what-to-do-with-yo/ Monarch Advisory Group

07.01.2022 At HM Finance we constantly strive to ensure your needs are met not only during the home loan process but well after settlement. We have a dedicated team member who has been assisting us with completing home loan health checks for all of our wonderful customers. The current housing market is improving, interest rates are at their lowest and lenders are open for business. If you would like us to complete a health check on your home or discuss any other lending options please... contact us today. 1300 046 346 [email protected]

07.01.2022 The RBA has officially reduced the cash rate. We expect the banks to make announcements this week regarding their reaction to this and how much they will pass on to their customers. If you have any questions regarding your existing home loan or would like to discuss further lending requirements please contact us on 1300046346. https://amp.abc.net.au/article/11176306

05.01.2022 Don't let a pandemic get in the way of future proofing your goals! Monarch Advisory Group have released a great article about maintaining insurance coverage during the lockdown and also alludes to using this time to assess your finances and mortgages. Banks are still competing for your business and rates are really competitve at the moment. Use this time of isolation to do some checks on your policies. HM Finance is always available to answer any of your queries - 1300 046 346. https://www.monarchadvisorygroup.com.au/what-to-do-with-yo/ Monarch Advisory Group

05.01.2022 Its always great to hear positive feedback about peoples experiences at HM Finance! So un-bank like!

04.01.2022 Sharing with you all a snapshot of the housing market over the last 40 years! There are some very interesting statistics and insights here. If you have any questions regarding your own personal lending situation please do not hesitate to contact HM Finance on 1300 046 346.

03.01.2022 We cant believe it is May already, this year is going quickly and it is rare that we find time to get together as a team. Today we enjoyed a team lunch to celebrate Hien Nguyen birthday. We hope you are all having a great week and enjoying this amazing sunshine!!

02.01.2022 Wishing everyone a Happy Easter and Chag Sameach (Happy Festival) for Passover. Wherever you are, we hope you are safe, happy and surrounded by loved ones.

01.01.2022 Wishing our friends and family a safe and peaceful Ramadan. May there be moments of enlightenment and reflection with social distancing. Kareem Ramadan!