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Barry Lynam Home Loans and Financial Services

Phone: +61 7 4840 2769



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23.01.2022 Finance Tip # 1 MAKE A BUDGET. 6 Reasons to make a Budget:... 1. It helps you keep you eye on the prize. 2. It helps ensure you do not spend money you do not have. 3. It helps lead to a happier retirement. 4. It helps you prepare for emergencies. 5. It helps shed a light on bad spending habits. 6. It is better than counting sheep. Click the link below to read the full article on why to budget today. https://www.investopedia.com//6-reasons-why-you-need-a-bud Budget Calculator: https://moneysmart.gov.au/budgeting/budget-planner



23.01.2022 Thinking of buying a home in Mackay? Or maybe you’re leaning more towards renting? The decision to put down roots and invest in a home of your own deserves a lot of consideration and research, and shouldn’t be taken lightly. There are challenges with both renting and buying, and each choice also has its upsides. In this article, we’ll take a look at some of the pros of buying and renting, and some specific reasons why it might be worth buying a home in Mackay. Let’s start by ...looking at the benefits of buying a home in general. https://lynamhomeloans.com.au//should-i-rent-or-buy-a-home

21.01.2022 Finance Tip # 2 Check your Interest Rate!

21.01.2022 Finance Tip Five: Comparing various products and items can potentially save you hundreds of dollars annually. You can save money on other daily products, services and utilities, ranging from Home Loans, Insurances, phone and bill providers, Shopping and Credit Cards. ... Setting aside a time to compare these alternatives will assist you with getting you value for money. https://www.finder.com.au//personal-finance-tips-and-advice



19.01.2022 In places like Mackay, with its thriving mining industry and all the associated jobs, finding equipment for work is a common challenge. This can range from vehicles to industry-specific tools. Buying this equipment is necessary to do your job properly, but it can be a big obstacle, especially when you’re just starting out and might be short on cash. In this article, we’ll take a look at the different options and hopefully help you decide which is best for you.... Learn More: https://lynamhomeloans.com.au//should-i-buy-lease-or-finan

18.01.2022 As an aspiring homeowner, you may have heard a lot about 'fixed interest rates' vs 'variable interest rates' when it comes to mortgages. These concepts can be confusing at first glance, but they’re actually fairly simple. Still, your decision to opt for either fixed or variable interest rates can have a major impact on how much you actually end up paying for your property, so it's well worth taking some time to consider your options. In this article, we'll take a look at both... types of interest rates and when you should consider each one. Read more https://lynamhomeloans.com.au/fixed-vs-variable-interest-ra

18.01.2022 Finance Tip Three ---- Draft a Financial Vision Board ---- You need motivation to start adopting better money habits and if you create a vision board, it helps to remind you to stay on track with your financial goals.... But remember - you do not need to choose 'things' only. A financial vision board should reflect your ideal reality, whether that is a strong marriage, a paid-off mortgage, new car, savings, a holiday, retirement, or funds to purchase a new house. Make sure you revisit the Vision Board daily or weekly. Hang it up where you will see it daily or alternatively, take a photo of it and upload it as a background onto your phone or PC. The most powerful part of creating a vision board is identifying your goals, both big and small and keeping them in front of mind.



18.01.2022 It was another lively Tuesday morning at BNI Mackay held at the wonderful Coral Cay Resort on Nebo Road Mackay. If you haven't yet visited the Coral Cay Resort... you need to head down to experience the amazing restaurant, beautiful people and of course the upgraded accommodation, it's amazing! If you want to stay at the Coral Cay Resort give Kimberley a message to see what offers are available or indeed check out their website at https://coralcayresort.com.au. I tell you each week that our group is growing and it continues to do so with a member base of 31 but with loads of room to grow and a seat waiting for you. So if you're planning on growing your business this year you need to get down to BNI Pioneer so we can help you do that and best of all we have a lot of fun in the process, no seriously it's always a fantastic Tuesday morning. As my fellow Scotsman Andrew Carnegie said: "There is little success where there is little laughter." -- Andrew Carnegie BTW, did you know Andrew Carnegie was a Scottish-American leading the American steel industry in the 1900s? Born in Dunfermline, Fife, which is where I, Derek from Adonis Media, once called my hometown, Andrew Carnegie became a leading philanthropist in the United States and in the British Empire. Anyway, my point is Andrew Carnegie knew nothing about the steel industry but he got around the people that did, allowing him to become one of the richest men in America and making those people around him millionaires, amazing right? But that's the power of networking around other like-minded entrepreneurs that help each other grow further than anyone could get themselves. As you can see it was a full-house on Tuesday but your seat is waiting for you if you choose to take it. I reckon I need to bring along a selfie stick next week ;-) We welcomed Andrea Cantwell from Coffee Service Packaging to the group on Tuesday and we are super glad she is part of the best business networking group in Mackay, welcome Andrea! Le'ts put our hands together and congratulate our networking Leaders Barry Lynam from Barry Lynam Home Loans and Financial Services and Elizabeth Andrews from Liz Andrews Photography & Design, woohoo, well done! We had two wonderful and very worthy winners of the Oscar this week for providing a fantastic 60-second presentation, let's congratulate Mel Hannah from M2 Signs and Kimberley Powell from Coral Cay Resort, well done Our educational slot this week was presented by Brant Attard from All Seasons Pools & Spas who asked us all to select a number matched with another member and do a 5-minute power 1-2-1, which was a very interesting concept, thanks Brant! Brant Attard from All Seasons Pools & Spas also provided his 10-minute presentation this week which was very informative and gave good insight into Brant, his family and his business, he's been doing it for a very long time and his experience is evident with his continual business growth, awesome Brant keep up the good work. So it's over to you, do you fancy coming along to BNI Pioneer next Tuesday to experience the fun of doing business in a relaxed, friendly environment? If so, drop us a message and we'll send you an invite, heck we'll even throw in breakfast for you on us, you can't get any better than that!!

16.01.2022 While it might seem daunting, it’s perfectly possible to get a mortgage as a self-employed person in Mackay (or anywhere in Australia). It’s best to be as diligent as possible when preparing for a mortgage application as a self-employed person, and this article will cover the main bits of information you need to get a strong start. Learn More: https://lynamhomeloans.com.au//how-to-get-a-mortgage-in-ma

14.01.2022 Interested in property investment PM or call to book your complimentary session.

11.01.2022 Being self-employed can be an incredibly rewarding career path, but it comes with challenges. One of the big challenges for self-employed people is getting approved for a mortgage. It’s best to be as diligent as possible when preparing for a mortgage application as a self-employed person, and this article will cover the main bits of information you need to get a strong start. Learn More: https://lynamhomeloans.com.au//how-to-get-a-mortgage-in-ma

08.01.2022 Thinking of buying a home to live in or an investment , the property clock says now is probably a good time. Give me a call for a chat.



08.01.2022 Buying an investment property can be tough. Many people choose to get an investment home with a mortgage as opposed to buying it outright. This can be a smart financial decision, but it comes with a range of challenges compared to a more traditional mortgage. In this article we’ll look at some of the reasons to buy an investment property in Mackay, some potential problems to look out for, and why using a broker can help. Learn More: https://lynamhomeloans.com.au//the-guide-to-buying-an-inve

08.01.2022 What Is a Property Survey? When it comes to buying or selling a home, a property survey can be a crucial step in the process. But what exactly is it? Is it really necessary, or can you do without it? And what does it involve?

06.01.2022 Financial Tip # 4 Take a daily money minute everyday to check your financial Transactions. This 60 second act helps identify problems immediately and allows you to keep track of your goals.

05.01.2022 Bankers and brokers are both important players when it comes to getting a mortgage. If you’re new to the process, they may appear to play a similar role, but there are several crucial differences. In this article, we’ll look at the main differences between mortgage brokers and mortgage bankers, and why working with a broker is a good idea. Learn More https://lynamhomeloans.com.au//whats-the-difference-betwee

01.01.2022 Are you a small business owner wanting to take your business to the next level? Or are you about to start a small business? Growing or starting a business can b...e costly with office space rent, we have the solution for you! This fully furnished and secure office space is an ideal setup for a small business or a freelance collective, seeking a relaxed working environment. It is an easily accessible office, with easy access to toilets as well as convenience stores, food outlets and Public transport in and out of the city is just right in front of the office buildings. Our quiet office has good exposure being conveniently located on the corner of Mackay-Bucasia Road and Rosewood Drive in Rural View. The centre has an excellent reputation within the local and wider communities. We are offering flexible, short- or longer-term agreements. We are offering both day and weekly rates. On-site amenities include a fully equipped airconditioned office with kitchenette facilities, WIFI, toilet and free on-site parking. You don’t need to worry about separately paying for electricity, water, council rates, internet and body corporate. Message or call us today to discuss or arrange a visit! Find us at 1/3 Rosewood Drive Rural View QLD 4740, Australia Call us on 07 4840 2769

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